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ICICI Lombard General Insurance Company Limited
Individual Overseas Travel Insurance

A comprehensive Travel Insurance policy that covers unexpected medical and non-medical expenses when you are travelling abroad. Avail of benefits like Baggage loss/delay and unique facilities such as Cashless hospitalisation, worldwide.

Our Travel Insurance plans are the most preferred among others because we cover Pre-Existing diseases in life-threatening emergency situations.*

Experience quality health care while in USA with UHI (UnitedHealth International).

* Conditions Apply

Policy details
View details of policy Coverage
Coverage DetailsCoverage AmountPlatinum Plan
Age 1 to 70 years
Gold Plan
Age 1 to 70 years
1)Medical Cover*
US$ 50,000,
US$ 100,000,
US$ 250,000
2)Cashless hospitalisation worldwide
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3)Daily allowance for hospitalisation$
US$ 25 (for 5 days)
4)Dental Treatment*
US$ 250
5)Passport Loss**
US$ 200
6)Checked-in Baggage Loss
US$ 500
7)Checked-in Baggage Delay+
US$ 100
8)Personal Accident
US$ 15,000
9)Personal Liability
US$ 100,000
10)Financial Emergency Assistance
US$ 300
11)Hijack Distress Allowance*** (7 days max)
US$ 125 per day
12)Trip Cancellation & Interruption*
US$ 500
13)Missed Connectionˆ
US$ 500
14)Trip Delay*++
US$ 500
15)Home Insurance#
- Building
- Content

INR 2,000,000
INR500,000
16)Repatriation of Remains
US$ 7,000
17)180 days Policy extendable upto 360 days
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Scenario 1 : Premium for an individual, aged 35 years, traveling to USA for 30 days
Insured for US$ 100,000
INR 2,455
INR 1,714
Scenario 2 : Premium for an individual aged 65 years, traveling to Europe for 30 days
Insured for US$ 100,000
INR 3,981
INR 2,690

* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
Note: For medical Cover the maximum amount that can be claimed per illness or injury is US$ 100,000. Further sub-limits applicable for persons aged 56 and above.
** Deductible of US$ 50.
*** 12 hours
# On value - Building insured on reconstruction value, Contents insured on their present market value
$ 2 days deductible - If hospitalisation is for more than 2 consecutive days. This benefit can be availed only once during the policy period
^ Delay of more than 3 Hours
+ 12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier
++ Upto US$ 100 per day, if trip is delayed for more than 6 hours
Buy Online through ICICI Bank, HDFC Bank and Citibank Credit card and pay in installments without any extra charges. (Conditions Apply)

Conditions Apply. EMI facility available only for ICICI Bank, Citibank, HDFC Bank (up to 6 months) and card customers at the sole discretion of the Banks.
Note: EMI option subject to minimum annual premium of INR 10,000. Click here to know more.

For details, kindly refer to Policy Wordings.



Key Benefits
  • Cashless hospitalisation facility available worldwide
  • Avail of quality health care through our tie up with United Health Care Group (UHC is
    a leading US based health care provider)
  • No medical check-up required
  • The insurance also covers medical evacuation costs back to India

Key Benefits
  • Cashless hospitalisation facility available worldwide
  • Avail of quality health care through our tie up with United Health Care Group (UHC is
    a leading US based health care provider)
  • No medical check-up required
  • The insurance also covers medical evacuation costs back to India
  • Pre-existing diseases are covered under life-threatening situations*
  • Coverage available up to 360 days (Original policy for 180 days and extension for
    additional 180 days)
  • Pay Per day: Slab rate for first 7 days only, then pay on a per day basis
  • Extend the policy online in case you extend the trip, pay only for number of days
    extended.
  • This policy also covers you for hospitalisation in case of Swine Flu / H1N1 influenza, if it
    is not a pre-existing disease.

* Conditions Apply


What is not covered
  • Pre-existing conditions except in case of life-threatening situations
  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases

What is not covered
  • Pre-existing conditions except in case of life-threatening situations
  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Loss of passport in public places

Travel Insurance - A must have companion for every trip, Choose Wisely

Travel insurance is something you should never forget whenever planning an overseas trip. It is essential because it covers you against medical and other financial emergencies that may incur during your travel. While a low cost policy does cover the basics, it usually does not cover all matters of emergencies. Travel insurance is one area where it is not advisable to buy the cheapest policy. Always do a little research to determine the levels of cover offered with the policy.

Continue reading

What you should expect
Typical services offered by travel insurance providers are, emergency repatriation and/or evacuation, medical expenses incurred while travelling, personal accident cover, travel cancellation and delay, theft, checked-in baggage loss and delay, loss of passport, missed connection and personal liability coverage.

Always play safe
Remember that this could happen to anyone, no matter what your age or current health. A simple accident or a terrible stomach upset due to foreign food can result in the need for this kind of emergency care. Travel medical insurance coverage will either pay for your treatment at the nearest medical facility, or allow you to choose the medical hospital or clinic where you want to avail of the required treatment.

Depending on the insurance plan you choose, you may be fully or partially covered in the areas listed above.

Travel Worry-free
If you think travel insurance is not necessary because you plan to spend all your time just vacationing and sight seeing, think again. If necessary, pay a little more for adequate insurance and buy yourself not just peace of mind, but a whole lot more cover where you may need it most.

Travel Insurance is designed to protect your health, belongings, and your financial investment in your trip, for you and your family.






Overseas Travel Product Code: Misc 30
Select a product :
Overseas Travel
Student Medical
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Overseas Travel
Student Medical
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Testimonials
P. Reddy,
Hyderabad
“When I had gone to see my son and family in the US, I developed Diarrhea on the first day itself. I was bed ridden and had to be rushed to the hospital.
Read more
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