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Exclusions
Under this policy, you are not covered against –
 | Own Damage losses |
| Any claim arising out of Personal Accident |
| Third Party Legal Liability cover for commercial vehicles other than goods-carrying commercial vehicles |
| Any accidental loss damage and/or liability caused sustained or incurred outside the geographical area |
| Any claim arising out of any contractual liability |
| Any accidental loss damage or liability due to war, mutiny or nuclear risk |
| Any employee(s) of the Insured other than the owner-driver of the goods-carrying vehicle |
| Damage to any bridge and/or way bridge and/or via duct and/or to any road and/or any thing beneath by vibration or by the weight of the insured vehicle and/or load carried by the insured vehicle. |
For detailed account of exclusions, kindly refer to the Policy Wordings.
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