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Scope of Cover
 | Covers Medical Expenses incurred during hospitalization for more than 24 Hrs. |
| Advanced Technological Surgeries & Procedures that requires less than 24 Hrs Hospitalisation is covered. |
| 30 Days Pre Hospitalisation & 60 Days Post Hospitalisation expenses covered. |
Click here to view the Policy Exclusions |
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Key Benefits
| Flexible Plan which can be tailor made for your requirements. |
| Availability of Family Floater wherein any member of the family can avail of the Floater Sum Insured. |
| Cashless Service available at all the Networked Hospitals/ Nursing Home. |
| Option of extended cover for 9 major Critical Illnesses above Hospitalisation Benefits |
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Additional Coverage
You can get the following covered by paying extra Premium.
| Pre-existing Diseases |
| Maternity Expenses with specific capping in Sum Insured. |
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Main Extensions
Critical Illness Extension
| You can extend the policy to cover 9 major Critical Illnesses with an enhanced Sum Insured over and above the Policy Sum Insured. Click here for more details |
Medical Extension
| By paying an extra Premium of 20%, you can cover Medical Expenses incurred following an accident subject to 10% of Sum Insured or 40% of actual claim amount whichever is lower. |
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Claim Process
Network Hospitals
In case of emergency or planned hospitalization, just use your Health Card at the Network hospitals and avail of Cashless Service.
Non-Network Hospitals
The Claim Form must be duly filled after discharge from hospital. It should be accompanied with all Hospital Bills with Receipt for payments, Doctor’s Prescription and medicine bills, Discharge Summary from the Hospital, Pathological Reports & Other Reports etc.
Documents Required
| Duly completed claim form |
| Doctor’s Report |
| Police report, wherever necessary |
| Death certificate, wherever necessary/applicable |
| Medical Bills, wherever applicable |
| Investigation Reports like Laboratory test, X-rays and reports essential for confirmation of the injury. |
| Post mortem Report, if applicable. |
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