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Home Business Products Group Personal Accident Policy
Group Personal Accident Insurance:

Our Group Personal Accident Insurance policy covers the employees and/or their families against death, disablement or loss of earning capacity due to unforeseen accidents. You can also opt for additional covers such as medical expenses by paying an extra premium.


Scope of Cover  | Eligibility  | Sum Insured  | Premium  | Compensation  | Main Extension  | Claim Process
Scope of Cover

The Insurance Policy compensates the Insured and/or their family in case of Accidental Death, Loss of limbs and eyes, Permanent Total Disablement and Permanent Partial Disablement.



Eligibility

Any Employer for his employees.
Any Predefined Group.
Age Bracket for entry - 18 to 58 Years.
Minimum Size of the Group should be 25
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Sum Insured

Personal accident policy takes the basis of earning capacity of the member to decide the capital sum insured.
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Premium

The Premium chargeable for the policy depends on occupation of the Insured person and the Table of benefits availed.
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Compensation

The compensation is made against Accidental Death, Loss of limbs and eyes, Permanent Total Disablement and Permanent Partial Disablement.

Click here for more details on the amount of compensation
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Main Extension

By paying an extra Premium of 20%, you can cover Medical Expenses incurred following an accident subject to 10% of Sum Insured or 40% of actual claim amount whichever is lower.
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Claim Process

Know all about making a claim

Claim Registration
Claim Processing
Documents Required
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