Sampoorna Arogya Bima To save yourself from the financial setback due to unforeseen events, subscribe to ICICI Lombard's “Sampoorna Arogya Bima”. We ensure that you get the financial aid when you need it the most. Not only this, you need not save for your medical or health expenses at all.
Cashless Facility - You can avail of cashless hospitalization across the country at network hospitals of the TPA appointed by the company. A list will also be sent to you with your policy and ID card.
Income Tax Benefit - Premium paid by cheque is eligible for tax rebate as per Sec. 80D of Income Tax Act.
No Claim Discount - If no claim is made in a year, a discount of 5% will be given on renewal of premium.
Cash when you need it most - In case of critical illness you will be paid lump sum amount on diagnosis irrespective of your actual stay in the hospital or actual bills.
Family Discount - If more than four members of a family are insured, you get a saving of 10% on premium payable.
Hospitalization Expenses incurred for - Hospitalization for more than 24 hours - Prehospitalisation up to 60 days - Posthospitalisation up to 90 days - Day care procedures like cataract, laser surgeries that require less than 24 hrs hospitalization
Critical Illness Lump sum amount of the total sum insured will be paid on confirmation of diagnosis of the following diseases covered under the policy.
Covered Diseases - Heart Ailments - Heart Attack, Replacement, Coronary - Artary Bypass Graft Surgery - Cancer - Kidney Failure - Stroke - Multiple Sclerosis - Major Organ Transplant - Liver, Kidney, Heart, Bone Marrow, Pancreas Cover will be terminated after payment of a critical illness claim.
Personal Accident Lump sum amount of sum insured (SI) will be paid on death or if permanently and totally disabled due to an accident.
