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| What would be covered when the student visits India during his Policy period? |
| Student medical insurance is an Overseas policy, and thus, during the student's trip in India, he is not eligible for Travel or Medical cover under this policy. |
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| What would be covered once he is back to his university after his trip to India? |
| Once back to the university, all the covers/benefits a per the policy, would be covered, until and unless the policy is lapsed. |
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| What is the main benefit of buying this cover from India? |
| The premium for this policy is payable in rupees and costs nearly 1/3rd of what you would have to pay if it were to be bought from an international insurance company. |
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| What happens in case of demise of the person paying for my studies? |
| ICICI Lombard will pay / reimburse the tuition fees up to US $10, 000 in case of the demise of your sponsor. |
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| What exactly do you mean by ‘study interruption’? |
| The feature of the policy provides reimbursement for the remaining part of the current school semester fee if the studies are interrupted on account of a medical condition or compassionate reasons on the family front, due to which your studies are to get hampered. |
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| What is a bail bond? |
| Bail bond is a provision wherein if you are arrested or detained by police or judicial authorities for a bailable offence while abroad, you would be eligible for a US $ 5000 coverage to bail you out. |
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| What is ‘compassionate visit’ and how is it beneficial? |
| In case of the insured being hospitalised for more than 7 days, the family members can visit the student abroad. They are eligible for round economy class tickets and accommodation. |
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FAQs 
