| COMPARE
PLANS ( Click on Plan names to know more) |
|
|
For
age : 1 year to 70 years |
|
Coverage
amount |
Platinum
Plan |
Gold
Plan |
Multi-Trip Plan |
| 1) |
Medical
Cover* |
US$ 50,000 & US$ 100,000
|
 |
|
US
$100,000
|
| 2) |
Daily
allowance for hospitalisation$ |
US$ 25 (for 5 days)
|
|
- |
-
|
| 3) |
Dental
Treatment* |
US$ 250
|
|
|
|
| 4) |
Passport
Loss** |
US$ 200
|
|
|
|
| 5) |
Checked
Baggage Loss |
US$ 500
|
|
|
|
| 6) |
Checked
Baggage Delay+ |
US$ 100
|
|
|
|
| 7) |
Personal
Accident |
US$ 15,000
|
|
|
|
| 8) |
Personal
Liability |
US$ 100,000
|
|
|
|
| 9) |
Financial
Emergency Assistance |
US$ 300
|
|
|
|
| 10) |
Hijack
Distress Allowance (7 days max) |
US$ 125 per day
|
|
|
|
| 11) |
Trip
Cancellation & Interruption+ |
US$ 500
|
|
- |
-
|
| 12) |
Missed
Connection* |
US$ 500
|
|
- |
-
|
| 13) |
Trip
Delay* |
US$ 500
|
|
- |
-
|
| 14) |
Home
Insurance #
- Building
- Content |
Rs. 2,000,000
Rs. 500,000
|
|
- |
-
|
| 15) |
Repatriation
of Remains |
US$ 7,000
|
|
|
|
| 16) |
6
Months Policy extendable upto 1 year |
|
|
|
1
year policy with 30/45 days per trip
|
| 17) |
Cashless
hospitalisation worldwide |
|
|
|
|
| Scenario
1 : Premium for 30 year individual traveling to US for 30
days |
Insured
for US$ 100,000 |
Rs.
1,714 |
Rs.
2,455 |
Rs. 3,548
(30
days per trip valid upto 1 year)
|
| Scenario
2 : Premium for 65 year individual traveling to US for 30
days |
Insured
for US$ 100,000 |
Rs.
2,690 |
Rs.
3,981 |
Rs. 9,512
(30
days per trip valid upto 1 year)
|
| |
|
 |
|
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| |
|
|
 |
|
|
| * |
Deductible of US $ 100 - Applicable for each separate claim |
| ** |
Deductible of US$ 50 - Applicable for each separate claim |
| # |
On value - Building insured on reconstruction value , Contents insured on their present market value |
| $ |
2 days deductible - If hospitalisation is for more than 2 consecutive days, this benifit can be cleared only once during the policy period |
| + |
12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier |
| @ |
For policies with medical expenses sum insured over US$ 100,000, the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident. Further sub-limits applicable for people aged 56 years and above. |
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