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Individual Overseas Travel Insurance covers unexpected medical and non-medical expenses when your family members are visiting you abroad. Our travel insurance is ideal for NRI parents and offers substantial coverage. The Gold Plan is a compact policy that provides quality coverage with basic coverages including Hijack Distress Allowance.
In order to faciliate greater access to quality health care, we have partnered with leading US-based Health Care provider UnitedHealth Group, to provide your parents access to United Health Care's network of hospitals and physicians when in the US.
For cashless settlement of claims, contact us at +91 11 4189 8800.
Buy Gold Overseas Travel insurance policy online.
Dial-A-Policy to buy your policy over the phone on– 91-22-66723800 (chargeable)
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 | Medical Cover*-US$ 50,000 & US$ 100,000
This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation cost back to India. |
| Dental Treatment*– US$ 250
Covers the cost of acute anesthetic treatment to natural teeth due to an injury. |
| Repatriation of Remains – US$ 7,000
For the expenses of repatriating the remains back to India. |
| Personal Accident Compensation – US$ 15,000
A compensation given in case of death or permanent total disability. |
| Passport Loss** – US$ 200
For expenses incurred in obtaining a fresh or new passport. |
| Checked-in Baggage Loss Compensation– US$ 500
Compensation for the permanent loss of checked-in baggage |
| Checked-in Baggage Delay Compensation – US$ 100
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours. |
| Personal Liability Coverage– US$ 100,000
for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured. |
| Financial Emergency Assistance– US$ 300
Emergency cash that is available to you in case your travel funds are robbed. |
| Hijack Distress Allowance#– US$ 125 per day, for maximum of 7 days
A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad. |
*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. # 12 hours.Click here to view our Policy Exclusions. | Pay Per day: Slab rate for first 7 days only, then pay on a per day basis |
| Immediate Policy Issuance- The policy is issued instantly online. No medical check-up required. |
| Cashless settlement of claims worldwide – You can avail of cashless services at medical institutions worldwide. Contact us at
From USA and Canada: + 1 866 625 8529 (Toll Free)
From the rest of the world: +91 11 4189 8868 (Call back facility)
In India: +91 11 4189 8800
In India for reimbursement enquiry: 1800 113 666 (Toll Free & Accessible only in India and during business hours only)
Fax: +91 11 4189 8801
E-mail- travelclaims@icicilombard.com |
| Quality Health care - ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US |
| Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents. |
| Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations. |
| Coverage up to 360 days |
| EMI without any extra charges : You can pay online through ICICI Bank, HDFC Bank and Citibank Credit Card at EMI without any extra charge . (Conditions Apply. Providing EMI facility for ICICI Bank (upto 12 months), Citibank, HDFC Bank (upto 6 months) Credit Card customers at the discretion of the Banks)
Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more. |
| In India, around 1.5 crore by air, every year. A large number of people fall sick or cancel their travel plans or find their baggage stolen |
| Amongst popular destinations, Travel insurance is mandatory for European countries, Australia, New Zealand, Canada and USA |
| Medical treatment abroad is expensive especially when one has to pay in foreign currency |
| Overseas Travel Insurance takes care of your parents' medical expenses and repatriation and covers them against personal accident, loss of checked baggage, loss of passport, personal liability, trip delay, etc. |
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