Medical Cover*- US$ 100,000 This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India.

Dental Treatment*– US$ 250 Covers the cost of acute anesthetic treatment to natural teeth due to an injury.

Repatriation of Remains– US$ 7,000 For the expenses of repatriating the remains back to India.

Passport Loss** – US$ 200 For expenses incurred in obtaining a fresh or new passport.

Checked Baggage Loss– US$ 500 Compensation for the permanent loss of checked-in baggage.

Checked Baggage Delay– US$ 100 Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.

Personal Accident– US$ 15,000 Compensation paid in case of death or permanent total disability.

Personal Liability– US$ 100,000 Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.

Financial Emergency Assistance– US$ 300 Emergency cash that is available to you in case your travel funds are robbed.

Hijack Distress Allowance#– US$ 125 per day for 7 days A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.

*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. ***2 days deductible. # 12 hours.

Click here to view our Policy Exclusions.

For complete details on policy coverage and exclusions, kindly refer to the Policy Wordings.

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