Medical Cover*- US$ 50,000 to US$ 100,000 This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India.

Daily Allowance in case of Hospitalization**– US$ 25 per day for max. 5 days Compensation for hospitalization for more than 2 days.

Dental Treatment*– US$ 250 Covers the cost of acute anesthetic treatment to natural teeth due to an injury.

Repatriation of Remains– US$ 7,000 For the expenses of repatriating the remains back to India.

Passport Loss** – US$ 200 For expenses incurred in obtaining a fresh or new passport.

Checked Baggage Loss– US$ 500 Compensation for the permanent loss of checked-in baggage.

Checked Baggage Delay– US$ 100 Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.

Personal Accident– US$ 15,000 Compensation paid in case of death or permanent total disability.

Personal Liability– US$ 100,000 Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.

Financial Emergency Assistance– US$ 300 Emergency cash that is available to you in case your travel funds are robbed.

Hijack Distress Allowance#– US$ 125 per day for 7 days A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.

Trip Cancellation & Interruption*– US$ 500 Reimbursement of the non-refundable prepaid payments or the additional expenses, for the trip being cancelled or interrupted due to medical problems, personal employment problems or natural disasters.

Missed Connection*– US$ 500 Reimbursement of the extra expenses incurred due to a missing a connecting flight, due to delay in the arrival of the aircraft for more then 3 hours.

Trip Delay*– US$ 500 Reimbursement of additional expenses incurred, up to US$ 100/- per day, if trip is delayed for more than 6 hours due to airline problems, medical problems, personal employment problems or natural disasters.

Home Insurance– Rs. 2,000,000 for Building and Rs. 500,000 for Contents To the losses that you may incur due to damage to you home from natural and man made calamities or burglary, whilst on your trip abroad.

*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. ***2 days deductible. # 12 hours.

Click here to view our Policy Exclusions.

For complete list of Policy exclusions, kindly refer to the Policy Wordings.

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