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Home  NRI Parents' Health Insurance |
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Gift your parents something special and unique - gift them the assurance of good health and your support, even though you are miles away. Rishtey takes care of unforeseen medical emergencies faced by NRI parents back in India, even if you are unable to be around.
* If it's not a pre-existing illness # Valid for the policy period  |
Benefits Coverage Eligibility Exclusions Claims FAQs |
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 | Avail Cashless Claim facility at 3,500+ hospital network across India |
| Reimbursement of return airfare (Rs. 20,000 for Plan 2 and Rs. 10,000 for Plan 1) of the NRI (applicant) in case he is required to visit his dependent (insured) who has been hospitalised due to specified medical emergencies.* |
| Pre-existing illnesses can be covered after the 4th year of consecutive renewal with us. |
| No health check-up up to the age of 55 years (age as on last birthday) |
| Nursing care benefit of Rs. 500 per day for a maximum of 3 days, in case the insured requires nursing care post discharge. |
| Avail of a FREE # health check-up coupon for any one person per policy. Click here to know more. |
| No sub-limits on room rent, doctor fees, and hospital charges or for any disease except Cataract (Rs. 20,000 per eye applicable) |
| No co-payments for any disease or any Hospital usage |
| This policy also covers your dependants for hospitalisation# in case of Swine Flu / H1N1 influenza. |
| Avail tax benefits under Section 80D of the Indian Income Tax Act 1961.** |
| Secure your dependants even against hospitalisation due to terrorist activities. |
| 2-year (auto renewal) cover for your dependents against a single premium, with automatic renewal after the first year. |
| Buy Online through ICICI Bank, HDFC Bank and Citibank Credit card and pay in installments without any extra charges. (Conditions Apply) |
* Medical Emergencies include - Stroke, Heart Attack (MI), Coronary Artery Bypass Graft Surgery, Kidney Failure, End-stage Renal Failure, End-stage Liver Disease and Brain Tumour Surgery.
# If it's not a pre-existing illness.
** Tax benefits are subject to tax laws.
(Conditions Apply) EMI facility available only for ICICI Bank, Citibank, HDFC Bank (up to 6 months) and card customers at the sole discretion of the Banks.
Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more.
Rishtey – Parents' Health insurance offers comprehensive Health Insurance Package for your loved
ones with the following specialised covers:
Click here to view the Premium Table
Coverage limit for specific ailments / conditions:
Certain specific ailment(s) / surgery(s)/ procedure(s) are covered up to pre-defined limits under this policy (subject to the total sum insured). Click here for the details.
All others ailment(s) / surgery(s)/ procedure(s) are covered up to the sum insured under the policy.
Terms of Renewability
Your Rishtey Plan can be renewed instantly. Click here to know more.
For more details, kindly refer to the Policy Wordings.
ones with the following specialised covers:
| Hospitalization expenses including - - Room charges - Diagnostic test(s) expenses - Doctor's / surgeon's fee - Cost of medicines |
| Medical expenses incurred in the event of sudden illness or accident. |
| Covers 30 days prior and 60 days post hospitalisation expenses. |
| Expenses on technologically advanced treatment which do not require 24 hour hospitalisation. |
Click here to view the Premium Table
| Reimbursement of return airfare (Rs. 20,000 for Plan 2 and Rs. 10,000 for Plan 1) of the NRI (applicant) in case he is required to visit his dependent (insured) who has been hospitalised due to specified medical emergencies. Medical emergencies for air ticket will include: - Stroke - Heart Attack (MI) - Coronary Artery Bypass Graft Surgery - Kidney Failure - End-stage Renal Failure - End-stage Liver Disease - Brain Tumour Surgery |
Coverage limit for specific ailments / conditions:
Certain specific ailment(s) / surgery(s)/ procedure(s) are covered up to pre-defined limits under this policy (subject to the total sum insured). Click here for the details.
All others ailment(s) / surgery(s)/ procedure(s) are covered up to the sum insured under the policy.
Terms of Renewability
Your Rishtey Plan can be renewed instantly. Click here to know more.
For more details, kindly refer to the Policy Wordings.
| You can buy Rishtey for self or gift the policy to family members. |
| Minimum entry age of the insured should be 3 months and maximum entry age should be 70 years (as on last birthday). |
| The insured should be in India for the purpose of claim. |
| The policy can be renewed up to the age of 75 years. |
| Any pre-existing illness will be excluded from scope of cover unless the insured has renewed the policy with us for a period of 4 consecutive years. |
| Non-allopathic treatment, pregnancy and childbirth related diseases, cosmetic, aesthetic and obesity related treatment. |
| Expenses arising from HIV or AIDS and related diseases, use or misuse of liquor, intoxicating substances or drugs as well as intentional self injury. |
| War, riots, strike, terrorism acts, nuclear weapon induced treatment. |
| Other exclusions for first 2 years: - Cataract - Benign Prostatic Hypertrophy - Congenital Internal Diseases - Fistula in Anus - Piles - Hysterectomy for Menorrhagia or Fibromyoma - Hernia - Sinusitis and related disorders |
For more details, kindly refer to the Policy Wordings.
Know all about making a claim
Cashless claim settlement process
Reimbursement claim settlement process
All India Cashless Hospital Network
Documents Required
Download Pre Authorisation Form
Download Claim Form
Cashless claim settlement process Reimbursement claim settlement process All India Cashless Hospital Network Documents Required Download Pre Authorisation Form Download Claim FormFrequently Asked Questions (FAQs)
Can I buy this policy from outside India?
Yes, of course! You can buy this policy for your family from any part of the world. We bring you the facility of online buying where you can get all the details, fill in a form and buy online. However, the insured should be in India for the purpose of claim.
Which family members can be covered under the policy?
The list of family members that are eligible under this policy include: Spouse, Son, Daughter, Mother, Father, Aunty, Brother, Brother-in-law, Daughter, Daughter-in-law, Father, Father-in-law, Grand Daughter, Grand Father, Grand Mother, Grand Son, Mother-in-law, Nephew, Niece, Sister, Sister-in-law, Son-in-law and Uncle.
Is there an age limit for insuring my parents and family under this policy?
Yes. The minimum entry age of the insured should be 3 months and maximum entry age should be 70 years (as on last birthday). However, the policy can be renewed up to the age of 75 years.
How would my parents in India know about the details of the policy?
Once you avail our policy, our executives shall call your dependants in India and explain the details of the coverage and claims process to them.
View more FAQs
Can I buy this policy from outside India?
Yes, of course! You can buy this policy for your family from any part of the world. We bring you the facility of online buying where you can get all the details, fill in a form and buy online. However, the insured should be in India for the purpose of claim.
Which family members can be covered under the policy?
The list of family members that are eligible under this policy include: Spouse, Son, Daughter, Mother, Father, Aunty, Brother, Brother-in-law, Daughter, Daughter-in-law, Father, Father-in-law, Grand Daughter, Grand Father, Grand Mother, Grand Son, Mother-in-law, Nephew, Niece, Sister, Sister-in-law, Son-in-law and Uncle.
Is there an age limit for insuring my parents and family under this policy?
Yes. The minimum entry age of the insured should be 3 months and maximum entry age should be 70 years (as on last birthday). However, the policy can be renewed up to the age of 75 years.
How would my parents in India know about the details of the policy?
Once you avail our policy, our executives shall call your dependants in India and explain the details of the coverage and claims process to them.
View more FAQs
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