| Note that the Cashless Authorization does not cover: |
 | Record/documentation charges |
| Attendant/Visitor pass charges |
| Extra bed charges for attendant etc |
| Ambulance charges—unless covered under the policy |
| Special nursing charges not authorized by the attending doctor |
| Vitamins and tonics |
| Service charges not forming a part of the room rent |
| Sanitary items |
| Charges for extra bed for attendant |
| Bed retaining charges |
| Charges for T.V, Laundry, radio etc |
| Telephone/Fax charges |
| Food and Beverages for the insured and attendant/ visitors |
| Toiletries etc |
| Purchase of Medicines not related to the treatment |
| Stationery, Xerox or certifying charges |
| Duty Medical Officer / Registrar / Resident Medical Officer charges |
Personal Products 
