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Health Advantage Plus A comprehensive Health Insurance policy that not only goes beyond covering just your hospitalisation expenses, but also offers coverage for Out Patient Treatment expenses (OPD) and Tax Benefits. Know more about the Tax Benefit with an example for your age group Policy Details Key Benefits
 Key Benefits
* Except Cataract (  20,000 per eye applicable)** Tax benefits are subject to changes in tax laws *** EMI facility available only for ICICI Bank, Citibank and HDFC Bank (up to 6 months) credit card customers at the sole discretion of the Banks. Note: EMI option subject to minimum annual premium of 10,000. Click here to know more.What is covered Hospitalisation Cover
What is coveredHospitalisation Cover
* Conditions Apply # If it's not a pre-existing illness The following technologically advanced treatments that do not need 24-hour hospitalisation but are covered under this policy are: Cataract (limited to 20,000 per eye)Lithotripsy (Kidney Stone Removal) Tonsillectomy Eye Surgery Dialysis Dilatation & Curettage Chemotherapy Radiotherapy Coronary Angiography Cardiac Catheterisation Outpatient Department (OPD) Cover Room, Boarding Expenses as charged by the Hospital Nursing Expenses Expenses related to Dental Treatment Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees Anaesthesia, Blood, Oxygen, Operation Theatre Charges, Surgical Consumables, Medicines and Drugs, Diagnostic Materials and X-ray, Dialysis, Chemotherapy, Radiotherapy, Cost of Pacemaker, Cost of Artificial Limbs External Medical Aids, Dental treatment charges, Ambulance charges Note: The OPD claims can be made only on a reimbursement basis. You can lodge a claim only once during the Period of Insurance, i.e. 90 days after commencement of policy and 30 days after expiry of the Period of Insurance. Terms of RenewabilityHealth Advantage Plus Plan can be renewed instantly. Click here to know more For more details, kindly refer to the Policy Wordings. What is not covered Exclusions for Hospitalisation Benefit Cover Exclusions valid for the first 30 Days: Any illness contracted within 30 days of the inception date of the policy, except those that are incurred as a result of an accident. This clause is not applicable on the subsequent renewals of this policy. What is not coveredExclusions for Hospitalisation Benefit Cover Exclusions valid for the first 30 Days: Any illness contracted within 30 days of the inception date of the policy, except those that are incurred as a result of an accident. This clause is not applicable on the subsequent renewals of this policy. Exclusions valid for the first 2 Years: Treatment of the following diseases:
Note: If the policy is renewed with us for two consecutive years, the above diseases / illness / ailments will be covered from the third year. If these are pre-existing diseases at the time of inception of the policy, the same will be covered from the second consecutive renewal. Pre-existing Disease Exclusion:Any illness / disease / injury pre-existing disease before the inception of the policy. However, this exclusion ceases to apply if the policy is renewed with the Company for 2 consecutive years. Permanent Exclusions:
Exclusions for OPD (Outpatient Department Expenses):
For more details, kindly refer to the Policy Wordings. Eligibility
Eligibility
Click here to view our Terms of renewalability. Claims Identify your Service Provider Refer to your cashless claim card and check the logo displayed to determine
your service provider Click here to identify your service provider ClaimsIdentify your Service Provider
General Insurance for Family We all have family that we care for, those who are close and special to us. They are the one who makes the world a better place to live in and makes life a lovable journey. You want to bestow all that you can to ensure their happiness and security. At the same time, you are busy and sometimes unable to manage all that is necessary. Addressing this concern, todays financial institutions and insurance providers, both public and private are striving hard to provide services that shares your responsibility towards your family. Continue reading ICICI Lombard General Insurance, number 1 private general insurer in India, specializes in products that can ensure you peace of mind. Whether you want the best health package, a home insurance plan, or comprehensive travel insurance for your family, we are there to help you….at every step. With ICICI Lombard you can avail a range of innovative products. With our Family Floater Plan you can provide necessary health coverage to all family members. Entire family protection can be availed under this one policy for just one premium. The sum insured extends to each member of the family. You do not have to maintain different policies for different member. That means your maintenance hurdle is largely reduced and you spend your money wisely. We also provide other health products tailor-made to your needs and situations. Critical Care, Health Advantage Plus and Personal Accident Insurance meets the requirements your financial decisions and security needs demand. With countless warm memories, your home is certainly your most valuable asset. And you would want to have the best security for it. Hence, buying a home insurance policy is an important step. This is one place you would not like to compromise on. ICICI Lombard’s Home Insurance is designed keeping this in mind. Our Home Insurance plan protects the structure and contents of your home against various forms of common losses like fire, earthquake, explosion, damage due to impact by vehicles, etc. Besides, you can also avail 15% discount on a 3 years home insurance policy and 25% discount on 5 years policy. Going for a holiday trip is one of the greatest pleasures you can give to your family. Your plan of a dream trip abroad is now resulting into a reality and obviously you dot want anything to ruin your holiday. Get Overseas Travel Insurance from ICICI Lombard that provides you the care you and your family needs while traveling. Right from covering trip cancellation to baggage loss, our plan covers financial emergency assistance and medical evacuation. We understand that different people have different needs and hence offer you a choice of various products to suit your needs. We also understand the value of your hard earned money and thus charge on a pay per day basis, rather than the usual slab rate, so that you pay exactly for the number of days you travel and not more. We at ICICI Lombard, understand the importance of time and know that all of us have a busy schedule. To share this concern, we have Buy Online facility whereby you can get policy whenever you want. The Internet will route you to us within few seconds and you can get quotes, compare plans and buy instantly in just 10 minutes. what's more? the digitally signed policy generated is a legal document and you can access it online and take out prints anytime, anywhere. Log on to www.icicilombard.com to avail this. Since our inception, we have kept our promise of offering better deals to the customers because we prioritize our customer’s emotions with their family and their hard-earned money. Build a relationship with us and we assure you enjoy life and minimize your worry between your insurance needs Health Advantage Plus Product Code: Misc 63   Want us to call you back? Login  Testimonials Mr. Ajit Deshpande, Pune - Maharashtra “I am quite amazed to buy a policy from ICICI Lombard. There was no paperwork, no health check-up, no cheque payments, no reminder calls etc." Read more Find your local Hospital   |
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