ICICI Lombard Individual Individual Personal Accident Insurance policy provides your beneficiary with a death benefit in the unfortunate event of your accidental death. It also provides you with cover against Permanent Total Disablement (PTD) on account of an accident. This policy covers loss due to terrorism or acts of terrorism

With Individual Personal Accident Insurance, you avail the following benefits:

• Cover against Accidental Death or Permanent Total Disablement (PTD) on account of an Accident.
• Covers claims arising out of Terrorism or acts of Terrorism
• No health check up required
• Easy Claim Process with minimal documentation
• Digitally signed policy available 24X7 online

The minimum age for taking this policy is 18 years and maximum is 70 years.

Individual Personal Accident Plan shall cover the insured against:

• Death of the Insured person
• Permanent Total Disablement (PTD) due to an accident

Now choose between 4 easy Individual Personal Accident plans to insure your personal safety available in 3 Lakh, 5 Lakh, 10 Lakh and 20 Lakh cover options.

You can buy additional policy cover for your spouse aged between 18-70 years.

Customised coverage that allows you to choose between 3 Lakhs, 5 Lakhs, 10 lakhs and 20 Lakhs Sum Insured

Now you can choose between 5 payment options to pay your premium online:

• Credit Card – Make secure premium payment with your VISA, Master and AMEX card. Avail EMI* without any extra charges on ICICI Bank & Citibank Credit Cards.
• Net banking - Transfer premium amounts online through ICICI Bank and 9 other select Banks
• Bill Pay – Use your ICICI Bank Internet Banking account to pay your Motor Insurance premium
• Debit Card – Just enter your Citibank Debit Card details to pay your insurance premium directly
• Cash Card - Use your Done Card to make payment online.

* EMI option subject to minimum annual premium of 10,000.

The documents required for processing a claim are as follows:

Accidental Death

• PA Claim Form
• Attested Copy of FIR
• Attested copy of PM (Post-mortem) report
• Attested/Original Death certificate
• Indemnity cum declaration bond
• No objection certificate

Permanent Total Disablement (PTD) due to accident

• PA Claim form
• Attested copy of FIR- (Not mandatory)
• Doctor certificate of disability
• Photograph of the injured with reflecting disablement, Medical bills with prescriptions/ treatment

Any other document as required by the Company

In case of a claim, please follow the following procedures:

• Log the claim by calling our toll free number at 1800 209 8888 or email us at insuranceonline@icicilombard.com
• You may also log a claim by giving immediate notice in writing to the Company.

Write to the following address to log the claim:

Individual Personal Accident Claims Manager
ICICI Lombard GIC Ltd,Plot No - 6-2-1012,
5th floor, TGV Mansion, Khairatabad, Hyderabad 500004

• We will then guide you on further steps.
• Provide all reasonable information, assistance and proofs in connection with any claim.

Note: Expenses incurred after the expiry of 30 days from the date of completion of treatment will not be covered, unless the claim is the subject of pending action or arbitration.

In case of a claim, you can call our toll free number at 1800 209 8888, alternatively mail us at insuranceonline@icicilombard.com