Bronze Plan - Introduction Student Medical Insurance covers unexpected and unplanned medical and non-medical expenses when you are studying abroad. In order to faciliate greater access to quality health care, we have partnered with leading US-based Health Care provider UnitedHealth Group, to provide you access to United Health Care's network of hospitals and physicians when in the US.
A composite policy that covers you against sponsor protection, study interruption, compassionate visit, personal liability, bail bond, checked baggage loss and personal accident. Click here to find your university specific insurance details.
Note: If your university doesn't grant insurance waiver, you can avail premium refund within 30 days from inception, provided no claims have been made in the same period.
For cashless settlement of claims, contact us at +91 11 4189 8800.
Sponsor Protection– US $10,000 - Reimbursement of tuition fees in case of demise of person paying for studies due to an accident.
Study Interruption– US $7,500 - Reimbursement for the remaining part of the current school semester fee, if studies are interrupted on account of a medical condition or compassionate reasons on the family front.
Compassionate Visit– US $7,500 - In case of hospitalization (exceeding 7 days) of student or a family member, where a family member visits student or student visits India. Round trip economy class tickets for student/ family member, and accommodation for the family member visiting abroad, will be reimbursed.
Bail Bond– US $5,000 - For the bail amount, if arrested or detained by police or judicial authorities of the place, for any bailable offence whilst abroad.
Passport Loss* - US $200 - For expenses incurred in obtaining a fresh or new passport.
Personal Liability– US $100,000 - Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured.
Personal Accident– US $10,000 - Compensation paid in case of death or permanent total disability.
Checked Baggage Loss– US $1,000 – Compensation for the permanent loss of checked-in baggage.
Buy the policy in Indian rupees, which is 1/3 the cost of buying abroad
Accepted by most of the foreign universities as a substitute for their compulsory insurance
ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US
Plans available with second year extension option, thereby covering you for the entire period of study
Extend your policy 3 months in advance – Now you do not have to wait till policy expiry to extend your Student Medical cover, extend your policy 3 months in advance
Policy coverage for 2 years – Student Medical Insurance is now available with a continuous cover for 2 years. Now cover your entire period of study and rid yourself of policy extension hassles with a policy duration of 365+365 = 730 days
Medical outpatient expenses covered
No pre-medical check-up required
Pay through your ICICI Bank, Citibank and HDFC Bank Credit Card and avail of Interest-Free equal monthly installments (EMI) for your premium. Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more.
Medical insurance is mandatory for most foreign universities including popular destinations like Australia, US, Canada, New Zealand, etc.
Majority of universities abroad allow waiver from on-campus health insurance with comparable domestic insurance policies
Available at 1/3rd the university premiums abroad, ICICI Lombard Student Medical covers major medical, repatriation, evacuation, dental expenses, etc. and can be combined with the Plus Plan for additional coverages like medical expenses related to pregnancy, Mental disorders, Cancer screening, Mammography and Sports injuries.
Digitally signed policy is available 24X7 online, customer can take prints instantly. The hard copy of the policy is couriered the same day (or next day if customer buys after 6 PM) and will reach him/her within 2-3 working days.
0% EMI option: You can pay online through ICICI Bank or Citibank Credit Card at 0% EMI (interest-free EMI). Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more.
Personal Products 
