Silver Plan - Introduction A value-for-money policy that covers you against medical expenses, dental treatment and repatriation of remains. Click here to find your university specific insurance details.
Note: If your university doesn't grant insurance waiver, you can avail premium refund within 30 days from inception, provided no claims have been made in the same period.
For cashless settlement of claims, contact us at +91 11 4189 8868.
Medical Expenses *-US $50,000 to US $250,000 - This covers medical costs incurred due to illness or accident including medically necessary and prescribed emergency evacuation. It covers defined outpatient, in-patient, medical aid, therapies and diagnostic tests.
Emergency Medical Evacuation and Repatriation of Remains to home country is covered up to the medical sum insured chosen (US $50,000 - US $250,000)
Dental Treatment*- US $250 - Covers acute anesthetic treatment of natural teeth.
Repatriation of Remains- upto medical sum insured - Covers the funeral expenses or expenses of repatriating the remains back to India, in case of death overseas. This benefit is included under the Medical Cover.
* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
Buy the policy in Indian rupees, which is 1/3 the cost of buying abroad
Accepted by most of the foreign universities as a substitute for their compulsory insurance
ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US
Plans available with second year extension option, thereby covering you for the entire period of study
Extend your policy 3 months in advance – Now you do not have to wait till policy expiry to extend your Student Medical cover, extend your policy 3 months in advance
Policy coverage for 2 years – Student Medical Insurance is now available with a continuous cover for 2 years. Now cover your entire period of study and rid yourself of policy extension hassles with a policy duration of 365+365 = 730 days
Medical outpatient expenses covered
No pre-medical check-up required
Pay through your ICICI Bank, Citibank and HDFC Bank Credit Card and avail of Interest-Free equal monthly installments (EMI) for your premium. Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more.
Medical insurance is mandatory for most foreign universities including popular destinations like Australia, US, Canada, New Zealand, etc.
Majority of universities abroad allow waiver from on-campus health insurance with comparable domestic insurance policies
Available at 1/3rd the university premiums abroad, ICICI Lombard Student Medical covers major medical, repatriation, evacuation, dental expenses, etc. and can be combined with the Plus Plan for additional coverages like medical expenses related to pregnancy, Mental disorders, Cancer screening, Mammography and Sports injuries.
Digitally signed policy is available 24X7 online, customer can take prints instantly. The hard copy of the policy is couriered the same day (or next day if customer buys after 6 PM) and will reach him/her within 2-3 working days.
0% EMI option: You can pay online through ICICI Bank or Citibank Credit Card at 0% EMI (interest-free EMI). Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more.
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