Individual health plan
Mr P R Arunagiri, who had bought our Individual health insurance plan for Rs 2,00,000 cover, suffered fracture in an accidental injury on May 23, 2005.
He being aware about cashless hospitalization procedure immediately contacted our TPA helpline and got pre-authorisation approval for availing cashless facility. He was hospitalized for two days and incurred a total cost of Rs 8990.
However, ICICI Lombard health insurance plan came to Mr Arunagiri’s rescue. His entire expenses -- Rs 1875 (nursing), Rs 445 (x-ray), Rs 350 (operation theatre), Rs 570 (pharmacy) and Rs 5750 (surgeons fee/ consultancy charges) were put up for claim. Out of Rs 8990, the claim was processed for the final amount of Rs 8961, which was directly borne by the company.
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