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Key Benefits
 | Floater Cover - The entire family is covered under on Sum Insured, hence any member of the family can claim up to Sum Insured, any number of times during the policy period. |
| Comprehensive Cover - You can avail of cashless hospitalization across the country at network hospitals of the TPA appointed by the company. A list will also be sent to you with your policy and ID card. |
| Income Tax Benefit - The premium payable is eligible for tax rebate as per Sec. 80D of Income Tax Act. (Premium payable only by cheque.) |
| No Claim Discount - If no claim made in a year a discount of 5% will be given on renewal premium. |
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Policy Coverage
Hospitalization
| Medical Expenses incurred as an inpatient during hospitalization for more than 24 hours. |
| Pre-hospitalization up to 60 days. |
| Post-hospitalization up to 90 days. |
| Day care procedures like dialysis, hospitalization also covered radiotherapy etc. that require less than 24 hours. |
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Policy Exclusions
| First 30 days, only accidents covered |
| Pre-existing diseases for first 3 years |
| Pregnancy and child birth related |
| HIV / AIDS |
| Plastic / Cosmetic surgery |
| Intentional self-injury |
| Use/misuse of drugs or alcohol |
| War, riot, strike, terrorism acts, nuclear weapon induced |
| Non-allopathic treatment |
| Certain chronic diseases like cataract and tonsillectomy not covered for the first year |
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