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  • Bike Road Tax in Bihar: Charges & Payment

    by mohit bohra | Mar 21, 2025

    In Bihar, a road tax is levied on every motor vehicle. A two-wheeler road tax in Bihar helps vehicle owners comply with laws concerning the state. Payment of road tax can be done online or offline, in cash or through a demand draft.

    Two-Wheeler Road Tax in Bihar

    A bike road tax in Bihar is levied based on the ex-showroom price of your bike. The costlier your bike, the higher the rate of tax you pay.

    The road tax rate for two-wheelers in the state is as follows:

    ₹1,00,000 or less---------------------8%

    Between ₹1,00,000 to ₹8,00,000------------------9%

    Between ₹8,00,000 and ₹15,00,000----------------------10%

    Above ₹15,00,000-------------------------12%

    For example, if you buy a ₹ 80,000 motorcycle, you would pay 8% of the ex-showroom price, which is ₹ 6,400. If the motorcycle costs ₹ 1,50,000, you pay a 9% charge, which is ₹ 13,500 as road tax.

    Conclusion

    Bike owners can pay their road tax by visiting the RTO concerned or paying it online. Remember that two-wheeler insurance is necessary before hitting the roads to secure your bike against damages, theft and accidents.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Road Tax for Bikes in Andhra Pradesh

    by mohit bohra | Mar 21, 2025

    Understanding the road tax system for bikes in Andhra Pradesh is essential for any two-wheeler owner. And that is why we are here with this guide about road tax for bikes in Andhra Pradesh. It is designed to help you understand the road tax details and plan your finances accordingly. Read on.

    Road Tax in Andhra Pradesh for Two-Wheelers

    Two-wheeler road tax in Andhra Pradesh varies based on the vehicle's age. Here are more details:

    • New Vehicles: These are charged 9% of the vehicle cost. It ensures a straightforward calculation for new buyers.
    • Vehicles under two years: The tax rate is 8% of the total cost of the vehicle.
    • Aged 2-3 years: The tax drops to 7%, and it reflects the decreasing value.
    • Aged 3-4 years: These bikes see a tax rate of 6%.
    • Aged 4-5 years: The rate further reduces to 5%.
    • Aged 5-6 years and onwards: The pattern continues with the tax decreasing incrementally by 0.5% every year until it stabilises at 1% for bikes over 11 years old.

    Conclusion

    Andhra Pradesh's bike road tax is easy to understand because the tax system is transparent. Understand it well so that you can manage your financial obligations effectively. Make sure to complement your bike purchase with a robust bike insurance policy for financial coverage against damages, accidents and theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Vintage Style Bikes Guide

    by Almog Ramrajkar | Mar 21, 2025

    Vintage bikes hold a special place for many riders, offering a glimpse into the past with their unique designs and mechanical charm. These bikes symbolise a time when style, adventure, and workmanship were key and were more than just means of transportation. Whether you’re a collector, a rider, or simply someone who appreciates classic designs, vintage bikes have a timeless appeal.

     

    All You Need to Know About Vintage Bikes

    Owing to their rough appeal and charm, vintage-style bikes have a deep history and still attract riders. Everything you need to know about these motorcycles is as follows:

    What Makes a Bike Vintage?

     

    • A bike is considered vintage if it’s at least 20-30 years old.
    • They feature classic designs, such as chrome finishes, round headlights, and unique body shapes often not seen in modern bikes.

    Types of Vintage Style Bikes

     

    • Classic Cruisers: Known for their relaxed riding position and heavy-duty frames, these bikes are perfect for long, comfortable rides. Brands like Royal Enfield and Jawa have made their mark with iconic cruisers that are still popular today.
    • Cafe Racers: These bikes were originally customised for speed and style. They have a minimalist look and low-riding positions.
    • Chopper Bikes: With extended forks and one-of-a-kind body designs, chopper bikes became a symbol of freedom and individuality.
    • Scramblers and Enduros: Built for off-road adventures, these bikes have a rugged, go-anywhere design.
    • Touring Bikes: They are designed for long journeys and feature larger engines, comfortable seating, and extra storage options.

    Why Choose a Vintage Bike?

     

    • Classic Style: Vintage bikes often have a distinctive and timeless look that modern bikes simply can’t match.
    • Sound and Feel: Vintage bikes offer a raw, mechanical sound that modern bikes can’t replicate.
    • Simplicity: Older bikes have fewer electronic components, making them easier to repair and maintain.
    • Heritage: Riding a vintage bike means you’re part of a long-standing tradition.

    Conclusion

    Vintage bikes offer more than just a means of transport as they are a part of history. With their classic designs, raw engine sounds, and mechanical simplicity, these two-wheelers provide a riding experience that modern motorcycles can’t quite capture. To ensure your vintage bike stays protected, getting two-wheeler insurance that covers its value and any potential repairs is always a good idea.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Stunt Biking Details To Know

    by Almog Ramrajkar | Mar 21, 2025

    Stunt biking is an exciting and daring sport that requires skill, balance, and practice. Riders perform impressive tricks and stunts using specially designed bikes. It has gained popularity worldwide, with competitions and events showcasing incredible performances. However, stunt biking is not just about looking cool; it demands dedication, safety precautions, and the right equipment. All the details you need to know about stunt biking will be covered in this blog.

    What is Stunt Biking?

    Stunt biking, also known as freestyle biking, is a form of cycling that focuses on performing tricks rather than just riding. It is commonly done using BMX (Bicycle Motocross) bikes or modified motorcycles for extreme stunts.

     

    Types of Stunt Biking

     

    • BMX Stunt Biking: This type of stunt biking is performed on lightweight, small-framed bikes, primarily in skate parks or on dirt tracks. Riders execute jumps, spins, and flips using ramps and obstacles to showcase their skills.

     

    • Motorcycle Stunt Riding: This involves performing tricks on motorcycles, such as wheelies, stoppies, and burnouts. It requires precise control, balance, and a strong understanding of bike handling to execute stunts safely.

     

    • Street Stunts: These stunts take place in urban environments, where riders use staircases, railings, benches, and other city structures to perform tricks.

     

    • Flatland Stunts: Performed on a smooth, open surface, flatland stunts focus on balance and technical skills rather than ramps or jumps. Riders manipulate their bikes using precise body movements, often standing on the frame or spinning the bike while maintaining control.

     

    Common Tricks in Stunt Biking

     

    Trick Name

    Description

    Wheelie

    Lifting the front wheel while riding on the back wheel

    Stoppie

    Lifting the back wheel by applying the front brake

    Bunny Hop

    Jumping the bike into the air without using a ramp

    Barspin

    Spinning the handlebars in mid-air

    Tailwhip

    Spinning the bike frame while holding the handlebars

     

    Safety Tips

     

    • Always wear a helmet, gloves, and knee and elbow pads.
    • Practice in a safe and controlled environment.
    • Start with basic tricks before attempting advanced stunts.
    • Regularly check your bike for any damages.
    • Learn how to fall safely to avoid serious injuries.

    Conclusion

    Stunt biking is a thrilling sport that combines skill, creativity, and adrenaline. Whether on a BMX bike or a motorcycle, riders must prioritise safety while mastering new tricks. With practice and dedication, anyone can enjoy the excitement of stunt biking while staying safe on the road or in the park. It is also a good idea to get bike insurance to protect against damages or accidents, giving riders extra peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Scrambler Bikes In India

    by Almog Ramrajkar | Mar 21, 2025

    Scrambler bikes have become quite popular in India, appealing to many riders due to their versatility. These motorcycles are good for handling various terrains, from rough, off-road trails to smooth city streets. Combining rugged looks with powerful engines, scramblers offer the perfect mix of adventure and style.

    Best Scrambler Bikes in India

    Here are some of the top scrambler bikes currently available in the Indian market:

    1. Royal Enfield Scram 440

    Engine: 443cc single-cylinder

    Power: 25.4 bhp

    Torque: 34 Nm

    Features:

    • Long-travel suspension for better off-road handling.
    • Dual-purpose tyres for both on-road and off-road use.
    • Rugged design built for adventure.

     

    Price Range: ₹2.08 lakh to ₹2.15 lakh

    2. Yezdi Scrambler

    Engine: 334cc single-cylinder

    Power: 28.7 bhp

    Torque: 28.2 Nm

    Features:

    • Retro design that blends classic and modern styles.
    • Modern technology for better performance.
    • Affordable pricing for entry-level scrambler riders.

     

    Price Range: ₹2.12 lakh to ₹2.18 lakh

    3. Triumph Scrambler 900

    Engine: 900cc parallel-twin

    Power: 64.1 bhp

    Torque: 80 Nm

    Features:

    • Dual-purpose tyres ideal for off-road and on-road performance.
    • Ergonomic design for comfort during long rides.
    • Premium build quality with attention to detail.

     

    Price Range: ₹9.89 lakh

    4. Brixton Crossfire 500

    Engine: 486cc inline twin-cylinder

    Power: 46.9 bhp

    Torque: 43 Nm

    Features:

    • Dual-channel ABS for enhanced safety.
    • Digital instrument console providing essential riding information.
    • Single-seat configuration for a minimalist design.

     

    Price Range: ₹4.74 lakh onwards

    5. Honda CB350 Scrambler

    Engine: 350cc single-cylinder

    Power: 20.7 bhp

    Torque: 29.4 Nm

    Features:

    • Retro styling combined with modern technology.
    • Comfortable suspension for a smooth ride.
    • Digital display for practicality and ease of use.

     

    Price Range: ₹2.00 lakh to ₹2.17 lakh

    Conclusion

    Scrambler motorcycles are the perfect choice for riders who want the freedom to explore both city streets and rough trails. With their blend of power, durability, and style, scramblers are an excellent investment for anyone seeking versatility in their motorcycle. As the segment continues to grow, newer models and innovations will enhance the experience for adventure riders in India. When buying a scrambler, getting bike insurance online is important to protect your bike, ensuring you can enjoy your adventures without worry.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Top Bike Brands In India

    by Almog Ramrajkar | Mar 21, 2025

    India has a thriving motorcycle market with numerous models catering to different riding needs, from daily commuters to high-performance sports bikes. Several Indian bike brands dominate the industry, offering reliable and fuel-efficient motorcycles. Whether you're looking for affordability, power, or comfort, India’s top two-wheeler manufacturers have something for everyone.

    List of Top Bike Brands in India

    Some of the top bike brands in India are —

     

    1. Hero MotoCorp: Hero MotoCorp has emerged as the world's largest bike manufacturer. Initially a joint venture with Honda, it now operates independently. The brand also has a worldwide presence.

     

    1. Bajaj Auto:  The brand is established well in local and international markets. Its motorcycles, like the Pulsar and Dominar, are very popular. People mostly choose this brand's bikes for their versatile performance.

     

    1. TVS Motor Company: TVS also manufactures bike parts. It has built key partnerships, including one with BMW for premium bikes. The brand has grown its lineup with models like the Apache, which are favoured by young riders.

     

    1. Royal Enfield: Royal Enfield retains a legacy with its Bullet series and is the oldest bike manufacturer in the world. They are credited with producing the Bullet 350—one of the longest-selling motorcycle models. They are traditionally known for their classic designs. However, recent models have incorporated modern technology to maintain their status as a premium bike manufacturer.

     

    1. KTM India: KTM is an Austrian brand noted for its distinctive styling and robust performance. Favoured by the younger demographic, KTM bikes are designed for both street riding and off-road conditions. They combine speed and control, which makes them popular among adventurous riders.

     

    1. Suzuki Motorcycle India Private Limited: After parting ways with TVS, Suzuki re-entered the Indian market independently in 2006. They specialise in entry-level sports bikes and scooters like the Access 125.

     

    1. Honda Motorcycle and Scooter India Pvt. Ltd.: Honda Motorcycle has become synonymous with reliability and innovation in India. They continue to lead with a range of bike models designed to meet the needs of various riders.

    2. Mahindra Two Wheelers Ltd.: Part of Mahindra & Mahindra, this subsidiary focuses on manufacturing bikes designed for India’s rugged terrains. The brand is known for models like the Centuro, and they have received several awards for their strong vehicles suitable for tough Indian roads.

    Conclusion

    Choosing the right bike from the leading bike brands in India is just the first step toward a fulfilling ride. Equally important is securing your investment with comprehensive bike insurance. This protects against unforeseen incidents like accidents or theft and covers potential financial liabilities towards others.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • VIP Number for Bike in Delhi: Process & Cost

    by mohit bohra | Mar 21, 2025

    Securing a VIP number for a bike in Delhi has become a popular trend among bike enthusiasts and collectors. This distinct registration number imparts personalisation and raises the value of the vehicle. If you are interested in getting a unique or fancy number, here is how to get a fancy number for a bike in Delhi.

    How To Get A Fancy Number For Two Wheeler In Delhi?

    Getting a VIP number for a bike consists of a few systematic steps, including registration on the e-auction website, participating in the bidding process, and receiving an allotment letter.

    . Below are five categories of VIP registration marks, each with its corresponding minimum base price.

     

    • 0001: Rs 5 lakh
    • 0002 to 0009: Rs 3 lakh
    • 0010 to 0099, 0786, 1000, 1111, 7777 and 9999: Rs 2 lakh
    • 0100,0111,0200,0222,0300,0333,0400,0444,0500,0555, 0600, 0666, 0700, 0777, 0800, 0888, 0900, 0999, 2000, 2222, 3000, 3333, 4000, 4444, 5000, 5555, 6000, 6666, 7000, 8000, 8888, 9000, 0101, 0108, 1008, and 1313: Rs 1 lakh
    • Any other series not listed in the above categories and is desired by the applicant as a special request - Rs 20,000

    Here is a guide on how to get VIP number for a bike in Delhi.

    Step 1: Registration

    Start by registering on the Vahan Parivahan website's e-auction page and getting your Unique Authorization Number (UAN). Then, you must pay a non-refundable e-commerce fee of Rs.1000 online.

     

    • The registration window remains open for three days from the start of the online auction process. Bidding takes place over the following two days after the list of available numbers is released. The process remains accessible even on gazetted holidays.
      • Registration Timing: 06:00 am of day 1 to 12:00 midnight of Day 3
      • Bidding: After 12 pm of Day 3 to 5 pm of Day 5
    • If the numbers are still available, the bidding timing can be extended by a few minutes, 30 minutes being the maximum extension limit.
    • The applicant should deposit the minimum reserve price for the number through a demand draft issued in the name of "Director of Transport, Governor of NCT of Delhi" by any nationalised bank.
    • The application form is held with the DTIDC,i.e., Delhi Transport Infrastructure Development Corporation. After receiving the DD, the DTIDC provides the payment confirmation receipt. Immediately after paying Rs. 1,000 for registration online, the applicant receives a UAN number via SMS.
    • Documents such as the residential address of the person under whom the vehicle is registered should also be submitted along with the DD.
    • Fill in the draft details on the left side of the e-auction website or enter UAN details on DD. After completing this process, the applicant will receive a username and password via SMS.

    Step 2: Join Bidding

    Once the registration period ends on the third day, the bidding process begins on the fourth day and continues until the fifth day, conducted online at the specified times. To participate in the bidding, use the allocated username and password.

     

    • Go to "Select mark of choice" to check the list of available options. You can also add your desired number option placed at the bottom. Its reserve cost is shown against it.
    • A person can choose up to 10 numbers. If the number you are interested in is listed, it means someone else has also selected it, increasing the competition for that number. We recommend selecting a maximum of 10 numbers from the list to ensure you have more options if the price for your preferred number exceeds your budget.

     

    Participation in the bidding process is competitive. Therefore, a clear strategy will help you get your desired VIP number.

    Step 3: Receiving Your Allotment Letter

    After successfully bidding and securing the VIP number, the applicant will receive a note of confirmation via SMS. The final step is to present the confirmation letter to the vehicle dealer, who will register the vehicle with the assigned number.

    To obtain this letter, visit the DTIDC office on any working day within five days of the number allocation. If the letter is not collected within this period, the number will be cancelled, and no refund will be issued.

    Winning bidders must pay the remaining balance via demand draft within five working days. This payment confirms the applicant's right to the number.

    After completing the above steps, it's crucial to ensure that your bike is covered under two-wheeler insurance. This not only protects your investment but is also required by the Motor Vehicles Act, 1988. Make sure the policy is current and provides coverage for all potential liabilities.

    Conclusion

    This blog detailed how to apply for a VIP number for a bike in Delhi. By following the steps outlined and keeping all the requirements in mind, you'll be able to secure that distinctive number that sets your bike apart.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Two-Wheeler Road Tax in Uttar Pradesh

    by mohit bohra | Mar 21, 2025

    The state of Uttar Pradesh proudly flaunts a beautiful network of roads and highways that are maintained with the help of the state government. These thoroughfares intertwine and connect the state's cities, major districts, and villages. The government collects road taxes for the upkeep of these roads. Hence, like all other vehicles, two-wheeler road tax in UP must be paid.

    Road Tax in Uttar Pradesh for Bikes

    Let’s understand the road tax structure for two-wheelers in Uttar Pradesh:



    • The bike road tax in Uttar Pradesh is divided into various categories. 
    • A motorbike weighing 90.72  kg will need to pay INR 150. 
    • If a bike costs under INR 2 lakh, the state government levies a tax of 2% of the bike’s value.
    • If the cost is between INR 20,000 and INR 60,000, the taxes are 4% of the vehicle cost. 
    • If the value is between INR 60,000 and 2 lakh, 6% is paid as taxes.
    • A value above INR 2 lakh will attract an 8% bike road tax in Uttar Pradesh.

    Conclusion

    Thousands of two-wheelers ply on the road of UP and they all contribute to the state revenue by paying road taxes. Further, the Motor Vehicles Act mandates bike insurance for compliance with law and to safeguard the owner and bike.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Two-Wheeler Road Tax in Kerala

    by mohit bohra | Mar 21, 2025

    Road taxes levied on vehicles help the government to upkeep and maintain the condition of the roads for convenient and smooth vehicular movement. Hence, it is mandatory to pay two wheeler road tax in Kerala to remain free from legal complications.

    Road Tax in Kerala for Bikes

    Bike road tax in Kerala depends on the kind of bike and its cost. A bike that costs INR 1 lakh or lower needs to pay 8% in road taxes. Likewise, a bike costing between INR 1 lakh and INR 2 lakh needs to pay 10% as road tax. The two wheeler road tax in Kerala for Rs. 2 lakh is charged at 20%. 

    Conclusion

    Apart from paying your road taxes regularly and within the validity period, remember to avail yourself of bike insurance as this document will safeguard your bike from damages in case of an accident or other liabilities, such as injuring a pedestrian accidentally.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Different Types of Bike Wash

    by Almog Ramrajkar | Mar 21, 2025

    Keeping a bike clean is an important aspect of bike maintenance, whether it's an expensive sports bike or a mid-range everyday commuter bike. Regular washing can help improve the bike’s appearance and prolong its lifespan by preventing corrosion and wear caused by grime and dirt.

    In India, where dust and pollution can accumulate quickly, it is crucial to understand the different   and their benefits.

    List of various types of bike wash

    You can choose the appropriate bike cleaning method based on the amount of time, budget, and tools you have. Some of the methods of bike cleaning are:

    1.       Water wash

    The simplest method of bike cleaning is the water wash. It involves rinsing the bike with water and then scrubbing it with a soft brush or cloth. You can use a water wash to remove light dirt, handprints, and dust. However, it may not be sufficient for stubborn grime and stains.

    2.       Shampoo wash

    Shampoo wash is one of the most popular, hassle-free, and affordable types of bike wash. The process involves using a bike shampoo mixed with water to break down dirt and grease. It’s essential to use a shampoo designed for vehicles to prevent paintwork damage.

    3.       Foam wash

    The bike foam wash comprises a cannon or spray to apply thick foam over the bike. The unique formulation clings to the surface longer than shampoo, loosening dirt and grime efficiently. The process is more expensive than shampoo wash but useful for deep cleaning.

    4.       Dry wash

    For quick wiping, dry wash products can be sprayed directly onto the bike's surface and wiped off with a microfiber cloth. This method is ideal when water access is limited or you need to clean your bike on the go.

    5.       Kerosene/diesel wash

    While not commonly recommended due to potential damage to paint and seals, some people use kerosene or diesel for heavy-duty cleaning of the engine and chain. It’s crucial to rinse thoroughly afterward to avoid residue.

    6.       Pressure wash

    Pressure washers can be effective in removing stubborn dirt. However, you must maintain a safe distance from components that can be damaged under pressure. A medium-pressure setting is recommended to prevent any damage to bike components.

    Conclusion

    Based on the extent of dirt and grime, you can easily alternate between these various types of bike washes. Regular cleaning enhances your bike's appearance and lets you spot potential issues before they escalate.

    While regular bike washes are important, it's also wise to prioritise routine maintenance and a comprehensive bike insurance policy. An all-inclusive insurance plan will safeguard your investment against unpredicted damages or accidents, allowing you to ride with peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of Two-Wheeler Batteries

    by Almog Ramrajkar | Mar 21, 2025

    From daily commutes to long trips, modern two-wheelers rely heavily on their batteries for the best performance and range. With new types of bike battery technologies emerging every year, it’s important to stay updated on the available options so you can choose the one that best suits your riding goals and preferences.

    Read on to discover the various types of two-wheeler batteries perfect for Indian roads.

    List of various types of two-wheeler batteries

    Traditionally, the Indian two-wheeler market offers the following types of bike batteries:

    1.       Conventional lead-acid batteries

    These classic batteries remain popular due to their affordability and widespread availability. They contain lead plates submerged in sulphuric acid, delivering reliable performance for standard motorcycles. However, they require regular maintenance, such as monitoring fluid levels and adding distilled water to prevent damage.

    2.       Maintenance-free batteries

    As the name suggests, maintenance-free batteries do not require regular water top-ups. Built with sealed technology, they enhance reliability and longer service life than conventional batteries, making them ideal for modern biking experiences. The design prevents acid leaks, protecting valuable inner elements from corrosion.

    3.       Gel batteries

    Gel batteries use a gel-like electrolyte instead of liquid, which helps resist vibration and ensures efficient performance in extreme temperatures. They are particularly suited for high-performance motorcycles and do not require frequent replacement.

    4.       AGM (Absorbed Glass Mat) batteries

    AGM batteries are the premium bike batteries in the market, featuring fibreglass mat technology that holds the electrolyte. These advanced power sources provide high performance, excellent vibration resistance, and minimal maintenance requirements. AGM batteries are also less prone to sulfation—a common issue that affects battery lifespan.

    5.       Lithium-ion batteries

    These are the latest advancements in motorcycle batteries, offering significantly lighter weight and longer lifespans. While the initial cost might be high, superior performance and faster charging capabilities reduce the overall cost spent on your battery. Lithium-ion batteries are increasingly popular among sportbike enthusiasts due to their efficiency and reduced weight.

    Conclusion

    The right battery can significantly improve your two-wheeler’s performance and riding experience. Make sure to choose one that will add value to your overall investment. Just as you prioritise high performance and reliability for your bike, it’s equally important to protect it long-term with comprehensive insurance.

    An appropriate bike insurance online can cover accidents, own damage, and theft. By pairing a dependable battery with a tailored insurance plan, you can ride with peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Two-Wheeler Road Tax in Telangana

    by mohit bohra | Mar 21, 2025

    A one-time bike life tax in Telangana is levied when you buy a new bike or renew a vehicle's registration with the state. The tax depends on the age of the two-wheeler, its cost, the capacity of the engine, and whether the vehicle will be used for personal or commercial purposes.

    Telangana Road Tax for Bikes

    The two-wheeler road tax in Telangana depends on the age of the vehicle. It is collected as a percentage of the original cost of the bike. The newer the vehicle, the higher the percentage levied. 

    Tax slabs for two-wheelers in the state are as follows: 

                                       

    Age of Vehicle       

    % of vehicle cost ( Lifetime Tax) costing less than Rs 50,000

    % of vehicle cost ( Lifetime Tax) costing more than Rs 50,000

    Brand New Vehicle (First-time registration)  

    9%

    12%

    Less than 2 years   

    8%

    11%

    2-3 year

    7%

    10%

    3-4 years

    6%

    9%

    4-5 years

    5%

    8%

    5-6 years

    4%

    7%

    6-7 years

    3.5%

    6.5%

    7-8 years

    3%

    6%

    8-9 years

    2.5%

    5.5%

    9-10 years

    2%

    5%

    10-11 year

    1.5%

    4.5%

    Above 11 years         

    1%

    4%

    Conclusion

    Paying two-wheeler road tax in Telangana is the most essential duty of bike owners to ride legally on the roads. Timely payment helps avoid penalties. Besides, maintaining updated two-wheeler insurance protects against accidents, damages, and theft.

  • Motorcycle Helmet Size Guide: Measure & Fit

    by Almog Ramrajkar | Mar 21, 2025

    Selecting the correct motorcycle helmet is crucial for both rider safety and comfort during journeys. However, accurate head measurement and helmet size selection are common points of confusion for many riders. This guide will walk you through a motorcycle helmet size guide, helping you make a better decision and enjoy a safe and comfortable ride.

    Step-by-Step Guide for Choosing a Motorcycle Helmet

    Use this motorbike helmet size guide to ensure a perfect fit for optimal safety and comfort.

    Measure Your Head

    Accurately measuring your head is the most crucial step in choosing the right motorcycle helmet. A soft measuring tape should be wrapped around the broadest area of your skull, directly above your ears and eyebrows. Measure in centimetres, which is the standard unit. The following is a general size guide:

    • Small (53-54 cm)
    • Medium (55-56 cm)
    • Large (57-58 cm)
    • X-Large (59-60 cm)

    However, as sizing may vary between brands, always refer to the specific brand's size chart for the most accurate fit.

    Try the Helmet On

    The helmet should fit snugly around your head without being uncomfortably tight. It should feel secure and well-fitted, with no noticeable pressure points. For full-face helmets, check that the chin bar is not pressing against your skin, as this could become uncomfortable during long rides. For open-face helmets, ensure the sides do not press tightly against your ears.

    Check the Fitment of the Strap

    The strap should be snug and securely fastened without causing discomfort. A well-adjusted chin strap ensures the helmet stays in place during an accident. Ideally, you should be able to fit one finger between the strap and your chin for a comfortable yet secure fit.

    Test the Helmet for Comfort

    The final step in choosing a helmet is to ensure it is comfortable for long rides. Wear the helmet for 15–20 minutes to check for any pressure areas or discomfort before making your final decision.

    Pay attention to areas where the helmet touches your head, especially the forehead, ears, and neck. If the helmet is uncomfortable, consider adjusting the fit or trying a different design.

    Conclusion

    A helmet is a vital safety accessory that ensures a secure and comfortable ride, but it’s just one part of staying protected on the road. Equally important is safeguarding your bike with the right insurance policy.

    Road conditions can be unpredictable, and having comprehensive bike insurance provides financial security against accidents, theft, and damages. Make sure to choose a policy that best suits your needs, so you can ride with confidence and peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Bike Road Tax in Maharashtra

    by mohit bohra | Mar 21, 2025

    Every motor vehicle owner must pay mandatory taxes and fees when registering their vehicle. The two-wheeler road tax in Maharashtra is compulsorily included in the total vehicle cost and is a one-time payment. Other fees and taxes are registration fees, fitness certificates, and pollution under control (PUC) certificate charges.

    Road Tax for Two-Wheelers In Maharashtra

    For new two-wheelers, the minimum tax is ₹1,500, and the rest of the amount is charged based on engine capacity:

    • Below 99cc motorcycles: 10% of the vehicle cost
    • Between 99cc and 299cc motorcycles: 11% of the vehicle cost
    • Above 299cc motorcycles: 12% of the vehicle cost

    Second registration for older vehicles:

    The percentage of bike road tax in Maharashtra for re-registered vehicles is 95.8% for 1-2-year-old vehicles and as low as 32.7% for those aged more than 12. 

    Conclusion

    Bike owners must pay taxes on time to avoid fines and penalties. Additionally, they must get two-wheeler insurance for financial protection for their bikes. A proper understanding of road tax and insurance obligations helps avoid penalties and keeps rides hassle-free throughout Maharashtra.

  • Two-Wheeler Road Tax in Punjab

    by mohit bohra | Mar 21, 2025

    Understanding the two-wheeler road tax in Punjab is important if you want to buy a new bike. This guide offers essential insights to help you comprehend and navigate the tax requirements as a bike owner. It will ensure that you are well-informed and pay the right tax as the law demands.

    Road Tax for Bikes in Punjab

    The road tax for two-wheelers in Punjab is structured based on the cost of the vehicle. Motorcycles priced at or below ₹1 lakh are taxed at 7.5%. This makes it cost-effective for entry-level models. A 10% tax is applicable for those priced between ₹1 lakh and ₹2 lakh — it is suited to mid-range motorcycles. Bikes exceeding ₹2 lakh attract an 11% tax. Payments can conveniently be made online or at local RTO offices, simplifying the process for bike owners.

    Conclusion

    Understanding the two-wheeler road tax in Punjab in detail helps you plan your finances effectively when considering purchasing a bike. Make sure that you always get comprehensive bike insurance to safeguard your two-wheeler against potential risks.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Scooters Under 80,000 in India Top Picks

    by Almog Ramrajkar | Mar 21, 2025

    Scooters are loved worldwide for their lightweight build and compact design, which facilitate easy navigation on busy roads. The market continues to impress enthusiasts through stylish, feature-packed, and budget-friendly scooter options.

    However, choosing a good two-wheeler that suits your pocket can be challenging, as many varieties are available. If you're seeking an affordable yet stylish scooter, keep reading to discover the best options priced below ₹80,000.

    List of scooty bikes under 80000 in India

    The following are some of the best scooters under 80000 available in the Indian market:

     

    1. TVS Jupiter - ₹ 79,720 (Approx.)(Avg. Ex-Showroom price)

     

    With its sleek design, lightweight frame, and fuel-efficient engine, this scooter caters to all kinds of riders, including students, working professionals, and homemakers. TVS Jupiter is a versatile, budget-friendly two-wheeler ideal for urban and semi-urban commutes. Its new engine and many exciting features attract new buyers. TVS Jupiter has better mileage than 78% of scooters.

     

    • Mileage:84 kmpl
    • Engine Capacity: 3 cc
    • Fuel Tank Capacity: 1 litres
    • Kerb Weight: 106 kg
    • Transmission: Automatic

     

    1. Honda Dio - ₹ 75,242 (Approx.)(Avg. Ex-Showroom price)

     

    Honda Dio is perfect for enthusiasts looking for an easy-to-maintain scooter with good pickup speed and mileage. Users state it as a high-performing, affordable, and long-lasting two-wheeler that offers an amazing riding experience. The kerb weight of the Honda Dio Deluxe is lower than 60% of tourer bikes.

     

    • Mileage: 48 kmpl
    • Engine Capacity: 51 cc
    • Fuel Tank Capacity: 3 litres
    • Kerb Weight: 103 kg
    • Transmission: Automatic

     

    1. Hero Pleasure Plus - ₹70,610  (Approx.)(Avg. Ex-Showroom price)

     

    Often considered the best scooty under 80000, the Hero Pleasure Plus has a graceful design with smooth lines that wrap around its body. This lightweight scooter features retro designs that stand out on the roads. The slim design ensures the scooter is easy to manoeuvre in busy city stress and tight urban roads.

     

    • Mileage: 50 kmpl
    • Engine Capacity: 9 cc
    • Fuel Tank Capacity: 8 litres
    • Kerb Weight: 104 kg
    • Transmission: Automatic

     

    Conclusion

    Finding a good scooter that suits your pocket and preference is now easier than ever. Whether you want a simple, low-maintenance option or a stylish, budget-friendly model with customisable features—the market has numerous varieties that can cater to your needs.

    When purchasing a scooter, remember to acquire comprehensive two wheeler insurance to ensure legal compliance. An appropriate policy also offers financial protection during unforeseen events like accidents, theft, and third-party damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Where to Find the Engine Number on a Bike?

    by mohit bohra | Mar 20, 2025

    If you're wondering where is the engine number on a bike, you are not alone. Understanding where to find the bike engine number is critical for tasks such as registration, insurance, and maintenance. This article will help you know where to find the engine number on a bike.

    How To Find the Engine Number of Your Bike?

    Want to know where the engine number is located on a bike? Well, there are some general spots that you should check first. The answer to where is bike engine number is is to find it either on the frame or the engine itself. Usually, a bike's engine number can be found on the side of the engine casing; look for a small, generally engraved or stamped number.

    Still, trying to figure out where to find the motorcycle engine number? Refer to your bike's owner manual. Most of the time, it is included in a diagram showing where it is. You could also try looking at the VIN plate. Quite often, the engine number is also found on the plate.

    Most bikes also have the engine number inscribed under the seat or on the frame near the seat post. Removing the seat may help you find it.

    Dirt and grime can often obscure the engine number. If you still cannot read it, you may seek the help of a mechanic or dealership.

    In connection with your two-wheeler insurance, ensure that you record the correct engine number while registering for it. Any incorrect information creates a problem in the policy or when making a claim.

    Conclusion

    The question where is the engine number on a bike does not seem that tough. Right? The above tips will help you trace your bike's engine number for maintenance, registration, and insurance purposes.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Bike Road Tax in Delhi

    by mohit bohra | Mar 20, 2025

    Understanding the requirements for bike road tax in Delhi can seem overwhelming. However, with the right guidance, it may look quite straightforward. We are here to provide an essential overview to ensure you meet all the necessary regulations efficiently when purchasing a bike. Let us begin.

    Two-Wheeler Road Tax in Delhi 

    The two-wheeler road tax in Delhi varies by type and engine capacity. Mopeds and auto cycles under 50 cc are taxed at ₹650 per year. Motorcycles and scooters above 50 cc face a levy of ₹1,220 annually. Tricycles incur a tax of ₹1,525 each year. These rates apply regardless of the vehicle’s age or purchase price. It ensures simplicity and uniformity in tax assessment for bike owners in Delhi. 

    Conclusion

    Stay informed about the road tax in Delhi, as it ensures compliance and smooth riding. You must also get appropriate bike insurance to safeguard your journey against potential risks on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Bikes VS Motorcycle

    by mohit bohra | Mar 20, 2025

    Have you ever thought about why everyone is interested in debating on the topic “bike vs motorcycle?” If yes, let us take a quick rundown on bike and motorcycle difference. It will help you choose the right ride for your lifestyle and needs.

    Difference Between Bike and Motorcycle

    Images of lightweight, pedal-powered bicycles suited for leisurely park rides or quiet city commutes come to mind when we discuss bikes. In contrast, motorcycles evoke thoughts of powerful engines designed for speed and long-distance travel on open roads. The difference between these two is not just in the names. It extends to their functionality, lifestyle suitability, and usage.

    Bicycles encompass traditional pedal bikes and modern electric variants. They are noted for their environmental benefits and health perks. They offer an economical mode of transportation ideal for avoiding urban congestion and promoting physical fitness. Bicycles generally have lower maintenance and operational costs as they do not require fuel — this makes them cost-effective over time.

    Meanwhile, motorcycles are built for power and endurance and they are equipped to manage long journeys and high speeds. They cater to those seeking thrill and a sense of freedom, attributes less pronounced in bicycle riding. This power comes with higher costs related to fuel, maintenance, and more substantial insurance premiums, given the higher risk factors.

    Insurance is crucial for both types of vehicles but it serves different functions. Bike insurance typically covers theft, damage, and some liability and it is important for protecting pricier e-bikes. Motorcycle insurance is a legal necessity and it extends to these areas and critically covers potential accident costs. Motorcycles' speed and exposure mean that accidents can lead to significant financial repercussions.

    Motorcycle and bike insurance is designed to fit the particular dangers related to each type. Appropriate insurance will guarantee the financial and physical safety of the rider throughout their journey and shield the investment in the vehicle. Selecting the correct insurance will offer you peace of mind and a safer experience independent of the type of bike ride or motorbike excursion chosen.

    Conclusion

    Understanding the differences between bikes and motorcycles helps align choices with lifestyle needs. Bikes are great for urban commuting whereas motorcycles cater to those seeking speed and adventure. Knowing these distinctions aids in selecting the right vehicle for your lifestyle.

  • Bike Road Tax in West Bengal

    by mohit bohra | Mar 20, 2025

    With a road network extending over 95,000 kilometres, the state of West Bengal boasts countless vehicles. Whether purchasing a new two-wheeler or already having one in use, paying bike road tax in West Bengal is mandatory. This blog talks about different road tax slabs in the state.

    Road Tax For Two-Wheelers in West Bengal

    The road tax in West Bengal for two-wheelers depends on various factors, such as the vehicle's engine capacity and its private or commercial use.

    On the basis of engine capacity, the two-wheeler tax in West Bengal levied is as follows:

     

    Engine Capacity (cc) 

     Lifetime Road Tax in West Bengal

    Up to 80cc

     Rs 1,560

    80cc to 170cc      

    Rs 3,125

    170cc to 250cc

    Rs 4,685

    Over 250cc

    Rs 6,250

     

    Also, the two-wheeler road tax in West Bengal depends upon the make and model of the vehicle. Exclusive or imported bikes may be charged higher rates.

    Conclusion

    Every two-wheeler owner in West Bengal has to pay bike road tax. To avoid any hassle, pay West Bengal two-wheeler road tax online or offline. Additionally, it's essential to maintain valid two-wheeler insurance to ensure extensive coverage and compliance with legal requirements.

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