Dual-channel ABS (Anti-lock braking system) improves safety, stability and control by preventing wheel lock-up during hard braking. This system works with two independent brake channels; one for the front wheel and another for the rear wheel and is an essential safety feature in most modern bikes. Read on to discover the best bikes under 2 lakhs with dual channel ABS.

List of bikes under 2 lakhs with dual channel ABS

Here’s a list of top bikes offering this advanced braking system for under 2 lakhs. These bikes combine safety and style to provide the best riding experience.

●     Bajaj Pulsar RS200

Price: ₹1.72 lakhs

Initially created with single-channel ABS, the Bajaj Pulsar RS200 was updated to feature the dual-channel ABS during the BS6 transition. This ride integrates enhanced safety with a sporty style, making it one of the leading bikes under 2 lakhs with dual channel ABS. This bike comes with a 199.5 cc engine and a six-speed manual transmission.

●       TVS Apache RTR 200 4V

Price: ₹1.49 lakhs

Another strong contender in this category is the TVS Apache RTR 200 4V. The most recent version comes equipped with dual-channel ABS and is renowned for its performance-oriented features. It is highly customisable through its adjustable levers and front suspension. This bike features a 197.75 cc engine, a five-speed manual transmission, and a racing track-inspired instrument cluster that enhances its sporty look.

●       Yamaha YZF-R15 V 4.0

Price: ₹1.85 lakhs

The Yamaha YZF-R15 version 4.0 is distinctive because of its functionality and sporty design. This motorcycle has a 155 cc engine, Track and Speed riding modes, and a dual-channel ABS system that help enhance the riding experience.

Conclusion

An investment in a motorbike featuring dual-channel ABS is a wise decision. The bikes featured in this blog seamlessly blend style and safety, all within a budget of under 2 lakhs. Additionally, don’t forget to secure two-wheeler insurance to protect your investment and ride with peace of mind. The Motor Vehicles Act mandates insurance for all bikes, and opting for a comprehensive policy ensures legal compliance and provides financial protection in case of accidents, theft, own damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The kick start and electric start are two of the most common methods for starting a motorcycle. Each of these methods has its own distinctive features and merits, and choosing between them is a crucial decision for bike riders.

In this blog, we’ll lay out the distinction between kick start vs electric start to help you determine which of them suits your needs better.

Difference between kick start vs electric start

Each starting mechanism has advantages and considerations. Understanding the distinctions between a kick start and an electric start can help you select a bike that suits your preferences, especially with regard to accessibility.

Kick start

Kick starting a motorbike involves using a stout lever linked to the crankshaft. The crankshaft rotates when the rider kicks the lever, causing the fuel to compress and ignite, thereby starting the engine. Famous for its reliability and low maintenance, this method originated in the early 20th century. It is easier to handle kick start bikes on narrow trails because they are often lighter. Nonetheless, they can be physically taxing and may demand several attempts to start, particularly in cold weather.

Electric start

Electric start motorcycles, on the other hand, have grown more and more popular since the late 1970s. An electric motor spins the engine’s crankshaft with just the push of a button. This makes electric start bikes much easier to start. This method is user-friendly and is beneficial when you need to quickly restart your motorbike (for instance, during a race or after stalling in traffic). However, electric start systems hinge heavily on the bike’s battery. This can cause problems if the battery fails or gets wet.

Key differences

Usability: Kick start requires manual effort; electric start is easier to use and more convenient.

Reliability: Kick start bikes are more reliable in cold or wet conditions than electric start bikes.

Maintenance: Electric start bikes demand more upkeep than kick start bikes because of their intricate electrical systems.

Weight: Kick start bikes are lighter compared to electric start bikes as they do not have hefty batteries.

Conclusion

Personal preference and riding style determine the choice between kick start vs electric start. If your taste aligns with simplicity, lightweight design, and low maintenance, a kick start motorcycle might be the way to go. But if comfort and ease of use are your priority, then an electric start bike could be the better option. Knowing the differences between these starting methods will help you make an informed choice vis-à-vis your riding needs.

Whichever you go for, make sure to obtain suitable bike insurance. A comprehensive insurance policy ensures financial protection and covers routine wear, accidental damage and even theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Today, India’s electric bike market is experiencing a tremendous shift, with the market size valued at $ 1.7 billion in 2022. Whether a commuter, cruiser or sportbike, there are many stylish and budget-friendly electric bike options available in the Indian market.

From low-maintenance, powerful rides to stylish options with cutting-edge features, read on to find your perfect ride for thrilling motorcycling adventures—all below 2 lakhs!

List of e-bikes under 2 lakhs

Some of the best electric bikes under 2 lakhs and their key features are as follows:

1. Komaki XGT Classic- ₹ 1.09 Lakh (Approx.)(Ex-Showroom Price)

The Komaki XGT Classic is a commuter E-Bike with a long and comfortable seat, which is favourable for long-distance rides. The stunning, sleek bike has revived the beauty of vintage designs, enhanced with advanced wireless features for a more efficient ride. These features include a remote start, auto repair switch, parking assist, self-diagnosis.

• Top speed: 25 kmph
• Range: Up to 80/90 km per charge
• Charging time: 4 - 5 hours

2. Joy E-bike Monster-₹ 1.10 Lakh (Approx.)(Ex-Showroom Price)

Joy E-bike Monster is an easy-to-ride bike powered by a 1.66 kWh battery. Its battery capacity allows for an extended range, enabling users to travel longer distances without worrying about running out of power.

• Top speed: 25 kmph
• Range: Up to 75 km/charge
• Charging time:5 hours

3. Tunwal TZ - ₹ 1.15 Lakh (Approx.)(Ex-Showroom Price)

This commuter bike has cutting-edge specifications that enhance its performance, such as an advanced multifunctional digital display, alloy wheels wrapped in tubeless tyres, and disc and drum brakes.

• Top speed: 25 kmph
• Range: Up to 70 km/charge
• Charging time: 6 - 7 hours

4. Royal Enfield Hunter 350- ₹ 1.50 - 1.75 Lakh (Approx.)(Ex-Showroom Price)

Royal Enfield Hunter 350 is a stylish street bike powered by a 349 cc engine. It’s a powerful machine with smooth gear shifting and pick-up speed.

• Top speed: 114 kmph
• Range: Up to 455 km/charge

Conclusion

Electric bikes ease and enhance the riding experience for adventure enthusiasts. It’s even more incredible now that riders can get cost-effective electric bikes with minimal maintenance. If you want a powerful, convenient, and stable bike, you can choose from the list above, all priced below 2 lakhs. Always make sure to wear a helmet and other protective gear while riding. It’s also wise to acquire a comprehensive bike insurance policy for financial protection against accidents, theft, damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

We cannot deny that technological advancement has added excitement to the motorcycle riding experience. Today, electric bikes (e-bikes) have become remarkable companions for those seeking powerful, convenient, off-road bikes that can manoeuvre through different terrains. The most exciting part is that you can get high-performance, environmentally conscious electric bikes priced under 1.5 lakhs.

Whether you're an adventure seeker or a performance enthusiast seeking a perfect ride for your weekend thrills, there's something for you in this price range. Read on to discover the best electric bikes under 1.5 lakh.

List of e-bikes under 1.5 lakhs

Some of the best e-bikes in this price range and their key features are as follows:

1. Oben Rorr- ₹ 1.19 Lakh (Approx.)(Ex-Showroom Price)

Oben Rorr, powered by a 4.4 kWh battery, perfectly blends style, performance, and environmental consciousness. It is ideal for urban riders looking for a powerful electric motorcycle with modern features and a sustainable footprint. This naked bike features multiple riding modes and a unified braking system.

• Top speed: 100 kmph
• Range: Up to 187 km/charge
• Fast charging time: 2 hours

2. Ola Roadster- ₹ 1.05 - ₹ 1.40 Lakh (Approx.)(Ex-Showroom Price)

Ola Roadster is exceptionally stylish and suitable for electric bike lovers looking for a bike with high range, good battery capacity, and excellent control. The bike is highly comfortable and gives value for your money in terms of mileage.

• Top speed: 116 kmph
• Range: Up to 151 km/charge
• Charging time:6 hours

3. Revolt RV 400- ₹ 1.21 - ₹ 1.24 Lakh (Approx.)(Ex-Showroom Price)

Revolt Motors RV is an electric bike with a sporty design and an excellent riding range. Its robust electric setup gives you a fantastic driving experience. The bike is very comfortable and has an ergonomic seat positioning that offers the best riding posture to help prevent fatigue throughout your trip. Revolt comes in three driving modes: eco, normal, and sports.

• Top speed: 85 kmph
• Range: Up to 150 km/charge
• Charging time: 3 hours (0 - 75 %)

4. Komaki MX3- ₹ 1.15 Lakh (Approx.)(Ex-Showroom Price)

Komaki MX3 is a top-notch, low-cost bike built for those looking for a sleek design and smooth performance. A head-turner on the roads, it has innovative features that enhance your riding experience, such as LED lighting and parking assist.

• Top speed: 80 kmph
• Range: Up to 90 km/charge
• Charging time: 4 - 5 hours

Conclusion

Today, riders can get electric bikes that are eco-friendly, cost-effective, and require minimal maintenance. Electric bikes priced below 1.5 lakhs can be your best fit if you want a powerful and comfortable bike under a budget. Always remember to wear a helmet and other protective gear while riding. Additionally, consider acquiring a comprehensive bike insurance policy to ensure financial protection in case of accidents, theft, damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Have you been looking for an electric bike under ₹3 lakh in India? With so many exciting and budget-friendly options, finding a good e-bike that suits your pocket is easy. From simple, low-maintenance, and eco-friendly options to stylish ones with customisable features, we'll help you locate the perfect ride for your motorcycling experience.

List of e-bikes under 3 lakhs in India

Here are the best electric bikes under 3 lakhs available in the Indian market.

1. JOY E-BIKE Beast- ₹2.42 Lakhs (Approx.)(Ex-showroom price)

Joy e-bike beast is a power-packed electric sports bike featuring a battery capacity of 5.18 kWh. It delivers efficient and solid performance, with excellent charging that makes it convenient for riders to work long, uninterrupted hours during the day and then charge the battery overnight.

• Top speed: 90 kmph
• Range: 110 km

2. BIRLA GoBike V6- ₹1.6 - 2.28 Lakhs (Approx.)(Ex-showroom price)

Powered by a high-capacity 1.56 kWh battery, the Birla GoBike V6 is a sustainable and stylish electric sports bike with five variants. The two-seat model boasts power, efficient performance, and affordability.

• Top speed: 100 kmph
• Range: 130-150 km

3. BIRLA GoBike DMS- ₹1.63 - 2.31 Lakhs (Approx.)(Ex-showroom price)

Birla GoBike DMS is a powerful, high-speed e-bike model equipped with a battery capacity of 1.56 KwH. With solid looks, it's a perfect choice for daring riders looking to attract a bold public presence. The model has five thrilling variants.

• Top speed: 100 kmph
• Range: 130-150 km

4. JOY E Thunderbolt- ₹2.33 Lakhs (Approx.)(Ex-showroom price)

Featuring a battery capacity of 5.18 kWh, the fully electric Joy Thunderbolt is a powerful e-bike. It’s a modern ride equipped with an all-digital instrument cluster and a full-LED lighting system.

• Top speed: 90 kmph
• Range: 110 km

5. GoBike JF- ₹1.63 - 2.31 Lakhs (Approx.)(Ex-showroom price)

GoBike JF is a robust motorcycle with a battery capacity of 1.56 kWh, providing riders with efficient and powerful performance. It offers value for money, with an exceptional range per charge, enabling commuters to cover long distances within a single battery charge.

• Top speed: 120 kmph
• Range: 130-150 km

Conclusion

Today, the e-bike market allows riders to enjoy thrilling and comfortable rides at affordable prices. With high-performing options under 3 lakhs available in India, this might be the best time to consider owning an e-bike.

Remember to wear a helmet and protective gear while riding a bike. Additionally, acquire comprehensive bike insurance that can provide financial coverage against accidents, theft, damage, and other unexpected events.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

Electric 2-wheelers have become incredibly popular in India today, with many people finding them convenient for their commutes. E-scooters are an accessible means of transport as they are fuel-efficient, practical, and beginner-friendly.      

The electric vehicle market is filled with powerful, stylish, feature-packed, and budget-friendly e-scooters. Read on to discover some of India's best electric scooters priced under 6000.

List of e-bikes under 60000 in India 2024

Some of the best electric scooters available in the market and their key features are given below.

1. BOUNCE INFINITY E1- ₹59,000 - 1.26 Lakhs (Approx.)(Ex-showroom price)

Bounce Infinity E1 is a power-packed electric scooter with an all-LED lighting system, digital instrument cluster, and multiple riding modes. The Bounce Infinity E1X ranks as one of the most cost-friendly electric scooters in the market, and it comes with swappable battery technology.

• Riding Range: 70 km
• Top Speed: 65 kmph

2. Ampere Reo Li Plus- ₹ 59,900  (Approx.)(Average Ex-Showroom price)

Ampere Reo Li Plus has a practical design and body. It features an LED light, a digital speedometer, and a swappable battery. It has a push-button start, a low battery indicator, and drum brakes.

• Riding Range:70 km
• Top Speed: 25 kmph

3. Evolet Pony- ₹ 55,799  (Approx.)(Average. Ex-Showroom price)

Often considered the best e scooty under 60000, this lightweight electric scooter features a digital instrument console, LED taillights, and disc brakes. It comes with a BLDC motor type, automatic transmission, and a low battery indicator.

• Riding Range: 90 km
• Top Speed: 25 kmph

4. YULU Wynn- ₹55,555 (Approx.)(Ex-showroom price)

This impressive, lightweight, user-friendly, and rugged electric scooter is suitable for all terrains. It has a comfortable seating capacity, keyless ignition, and a digital speedometer.

• Riding Range: 68 km
• Top Speed: 25 kmph

5. KOMAKI XGT KM- ₹56,890 onwards (Approx.)(Ex-showroom price)

Komaki XGT KM is an eco-friendly, cost-effective electric scooter with a stylish digital display system and a LED headlamp. It features an anti-theft alarm, low battery alert, and a synchronised braking system.

• Riding Range: 60 - 65 km
• Top Speed: 28 kmph

Conclusion

India’s e-scooter market has been developing at a rapid rate, with a stellar category of budget-friendly, convenient, and stylish bikes under ₹60,000. With various exciting options, there’s something suitable for everyone. Remember to wear a helmet and other protective gear when riding a scooter. Additionally, acquire comprehensive bike insurance to cover potential accidents, theft, damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Starting your bike-riding journey can be thrilling and scary at the same time. However, regular practice helps you master the fundamentals quickly and hit the road with confidence. Again, learning how to ride a bike can only be simplified with the right kind of motorcycle. Whether cruisers, sports, or commuter bikes, the ideal one should match your style, feel easier to handle, and make you comfortable as you take your first ride.

Below is a list of the best bikes for beginners. Read on to find the perfect ride to kickstart your motorcycling experience.

List of motorbikes for beginners

Best beginner-friendly commuter bikes in India

With low kerb weight and comfortable posture, commuter bikes are easy to ride, hence considered best for starters. They are also budget-friendly, low-powered, and highly efficient.

Here is a list of the best commuter bikes for beginners with their approximate ex-showroom prices.

1. Bajaj CT 110

• Price: INR 0.60 lakhs
• Engine:45 cc
• Mileage: 70 kmpl

2. Hero Splendor Plus

• Price: INR 0.64 lakhs
• Engine:2 cc
• Mileage: 62 kmpl

3. Honda CD 110 Dream

• Price: INR 0.66 lakhs
• Engine:51 cc
• Mileage:5 kmpl

4. TVS Radeon

• Price: INR 0.66 lakhs
• Engine:7 cc
• Mileage: 62 kmpl

Best beginner-friendly sports bikes in India

High-end sports bikes can be too overwhelming for new riders. Nonetheless, some entry-level motorcycles in this category are easy to learn. If you love the thrill of speed and are looking for a beginner-friendly sports bike, then here are some choices with their approximate ex-showroom prices:

1. Yamaha FZ S FI

• Price: INR 1.05 lakhs
• Engine: 149 cc
• Mileage: 45 kmpl

2. Hero Xtreme 160R

• Price: INR 1.11 lakhs
• Engine: 163 cc
• Mileage: 48 kmpl

3. TVS Apache RTR 160 4V

• Price: INR 1.13 lakhs
• Engine:7 cc
• Mileage: 45 kmpl

4. Suzuki Gixxer SF

• Price: INR 1.31 lakhs
• Engine: 115 cc
• Mileage: 45 kmpl

5. Bajaj Pulsar NS200

• Price: INR 1.36 lakhs
• Engine:5 cc
• Mileage: 35 kmpl

Best beginner-friendly cruiser bikes in India

Not all cruiser bikes are hard to manoeuvre. Some models are designed with a comfortable riding posture, which can offer beginners an easier learning experience. Cruiser designs come with lower seats, comfortable footrests, and wider handlebars for a more relaxed ride, even for short-height individuals. Here are some good options with their ex-showroom prices.

1. Bajaj Avenger Street 160

• Price: INR 1.09 lakhs
• Engine: 150 cc
• Mileage: 45 kmpl

2. Suzuki Intruder 150

• Price: INR 1.30 lakhs
• Engine: 155 cc
• Mileage:5 kmpl

3. Bajaj Avenger Cruise 220

• Price: INR 1.33 lakhs
• Engine: 220 cc
• Mileage: 38 kmpl

Conclusion

If you’re starting your bike riding journey, there are beginner-friendly motorcycles designed to offer new riders the comfort and control they need to manoeuvre different terrains. The key is to choose a bike with manageable weight, less complicated features, and comfortable riding. Additionally, invest in comprehensive bike insurance to protect your new purchase from unforeseen incidents and have a worry-free road experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Most bike riders, especially commuters and those who go for adventure rides tend to choose pillion motorcycles. They do this for security and to tag someone along to avoid loneliness while travelling long distances. Today, there are several remarkable two-wheelers with good pillion. Check out the best bikes for pillion comfort below.

List of bikes for pillion comfort

Let’s discover the best bikes designed for pillion comfort.

1. Triumph Tiger 1200 XRT ( INR 19,38,990 - INR 21,88,990)

It is a pillion-friendly touring adventure bike with a heated passenger seat and heated grips for added comfort. Multiple temperature settings ensure you or your passenger can independently adjust the heat to a comfortable range. Other features that spice up the two-tourer bike include semi-active suspension, cruise control, and hill start assist.

2. Kawasaki Versys 1000/SE Grand Tourer (INR 12,31,000)

It is an adventure-style bike with a comfortable backrest. The base version has a roomy package, a smooth, broad seat, and semi-active suspenders, offering a relaxed ride for you and your pillion.

3. BMW K1600GT (INR 33,33,000 onwards)

This is worth considering if you're looking for a powerful touring bike to ease long trips. The motorcycle is updated with a cosy armchair-like full-dresser, heated seats, a pillion backrest, arm support, and surround-sound stereo—all enhancing pillion comfort during long rides.

4. Triumph Rocket III GT ( INR 22,59,000 onwards)

It offers a decent, all-rounded pillion proposition, making it a cosy tourer for two. The model has ergonomics that offer both the rider and pillion maximum comfort. It has an adjustable pillion backrest, feet forward foot controls, accessible low seat height, and sculpted pillion seat set-up that enhance the back passenger's comfort.

5. BMW R1250GS (INR 20,55,000 onwards )

It is a pillion-friendly tourer that comes with a spacious, comfortable pillion seat and plush for passenger safety. Also known as the two-up tourer, the BMW GS offers passenger-friendly features, including shaft drive, heated grips, Electronic Suspension Adjustment (ESA), and luggage storage options.

Conclusion

People choose pillion bikes mainly to avoid the lonely solo rides. The best one should offer maximum comfort, allowing you and the passenger to enjoy relaxing rides through different terrains. As you plan your purchase, also prioritise investing in comprehensive bike insurance online to secure your new ride from unforeseen incidents like theft or road accidents.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Finding the right bike is crucial for riders with back pain, as comfort and ergonomics play a significant role in reducing strain on the backbone. The best two-wheelers offer relaxed riding with superior suspension and well-cushioned seats. They will support your back and help relieve the pressure off your spine.

Read on to find out the best bikes for back pain.

List of bikes for back pain

Here are the best bikes for back pain which you can comfortably use for long rides.

Best commuter bikes for back pain

With low weight and low saddle height, such bikes demand less effort when riding. This enables the rider to maintain correct riding posture, which helps reduce back pains. Some of the best commuter bikes with their approximate ex-showroom price are:

1. Bajaj Platina 100

• Price: INR 0.53 lakhs
• Engine: 102 cc
• Average Mileage: 75 km/liter

2. TVS Sport

• Price: INR 0.58 lakhs
• Engine:7 cc
• Average Mileage: 73 km/liter

3. Hero Splendor Plus

• Price: INR 0.64 lakhs
• Engine:2 cc
• Average Mileage: 62 km/liter

4. Honda Shine

• Price: INR 0.73 lakhs
• Engine: 124 cc
• Average Mileage: 55 km/liter

Best cruiser bikes for back pain

Cruiser bikes have wide handlebars and large seating positions that offer relaxed riding posture and favours long-distance travel. The spaced-out footrests positioned away from the body allow the rider to sit in a restful posture, hence reducing muscle strains and weariness. Cruisers offer the same comfort to the rider and the passenger. They also have the following features to minimise any impact on the spine:

• Low saddle height, which eases bike control
• Comfortable seat cushions for added comfort.
• Upright riding position to lower strain on your lower back and neck.

The cruiser bikes that are good for those with back pain include:

1. Suzuki Intruder 150

• Price: INR 1.30 lakhs
• Engine: 150 cc
• Average Mileage: 49 km/liter

2. Bajaj Avenger Cruise 220

• Price: INR 1.32 lakhs
• Engine: 220 cc
• Average Mileage: 44 km/liter

3. Royal Enfield Classic 350

• Price: INR 1.85 lakhs
• Engine: 349 cc
• Average Mileage: 31 km/liter

4. Honda Hness CB350

• Price: INR 1.97 lakhs
• Engine:36 cc
• Average Mileage: 46 km/liter

Best adventure bikes for back pain

The best adventure bikes allow you to traverse rough terrain comfortably. With excellent suspensions, you enjoy comfort, stability, and good handling when braking or making turns. The shock absorbers reduce various road impacts, preventing the effect from reaching the rider.

The best adventure bikes for back pains include the following:

1. Hero XPulse 200

• Price: INR 1.42 lakhs
• Engine:6 cc
• Average Mileage: 40 km/liter

2. Honda CB200X

• Price: INR 1.67 lakhs
• Engine:4 cc
• Average Mileage: 40 km/liter

3. Royal Enfield Himalayan

• Price: INR 2.11 lakhs
• Engine: 411 cc
• Average Mileage: 30 km/liter

4. KTM 250 Adventure

• Price: INR 2.30 lakhs
• Engine:8 cc
• Average Mileage:2 km/liter

Conclusion

Individuals with back pain should buy a two-wheeler with cushioned seats and great suspension to reduce any strain on their spine. Moreover, investing in comprehensive bike insurance will help safeguard your new purchase from unforeseen incidents and allow you to hit the road with confidence.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Your bike’s clutch is a crucial component that connects the engine to the gearbox, allowing you to change gears smoothly. However, the clutch plate can wear out over time, leading to performance issues or even complete breakdowns. Recognising clutch plate failure symptoms early can save you from costly repairs and dangerous situations on the road. Also, ensuring proper two wheeler insurance and add-ons will help cover unexpected repair costs, giving you peace of mind.

Common clutch plate failure symptoms in bikes

Here are some of the most common signs that your clutch plate might be failing:

1. Slipping clutch

•     What happens: The engine revs increase, but the bike doesn’t accelerate as expected.
•     Why it occurs: Worn-out clutch plates lose their grip, causing power to slip instead of transferring to the wheels.
•     Solution: Replace the clutch plates immediately to avoid further damage.

2. Difficulty shifting gears

•     What happens: You may struggle to shift gears, or the bike feels rough when changing gears.
•     Why it occurs: Damaged clutch plates or a worn-out cable can prevent smooth gear changes.
•     Solution: Check the clutch cable tension and inspect the clutch plates. Adjust or replace them if necessary.

3. Burning smell

•     What happens: A noticeable burning odour, especially when riding at low speeds or uphill.
•     Why it occurs: The clutch plates might be overheating due to excessive slipping or improper use.
•     Solution: Stop the bike immediately and let it cool down. If the smell persists, consult a mechanic.

4. Poor acceleration

•     What happens: The bike feels sluggish, especially when trying to accelerate quickly.
•     Why it occurs: Worn-out or slipping clutch plates reduce power transmission, affecting acceleration.
•     Solution: Inspect the clutch system and replace any worn components.

5. Strange noises

•     What happens: Grinding, squealing, or rattling noises when engaging the clutch.
•     Why it occurs: Loose or damaged clutch components can cause unusual sounds.
•     Solution: Have a mechanic check the clutch assembly for any loose parts or damage.

6. Stiff clutch lever

•     What happens: The clutch lever feels harder to pull or doesn’t return smoothly.
•     Why it occurs: Clutch cable wear or debris buildup can cause stiffness.
•     Solution: Lubricate or replace the clutch cable. If the issue continues, inspect the clutch plates.

7. Clutch drag

•     What happens: The bike moves forward even when the clutch lever is fully pulled.
•     Why it occurs: The clutch plates aren’t fully disengaging, causing partial contact.
•     Solution: Adjust the clutch cable or check for worn-out clutch components.

Conclusion

Recognising clutch plate failure symptoms early can save you from bigger problems and costly repairs. Whether it’s slipping, difficulty shifting, or a burning smell, addressing these signs promptly ensures your bike stays in good shape. Regular maintenance, including checking the clutch system, helps prolong its life.

Additionally, having reliable comprehensive two wheeler insurance provides financial protection in case of accidents, theft and damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Modern motorcycles come equipped with advanced technologies that enhance safety, performance, and riding pleasure. One such innovation is riding modes in bikes. These modes allow riders to adjust their bike's performance according to different conditions, such as city commutes, rainy weather, or high-speed tracks. They’re designed to make riding more enjoyable and safe by tailoring power delivery, throttle response, and traction control. Along with choosing the right riding mode, having reliable bike insurance is essential to protect your investment on the road.

Common riding modes in bikes

Different riding modes offer various levels of power and control, adjusting the bike’s performance to match the rider’s needs or road conditions. Here’s a breakdown of the most common riding modes:

1. Rain mode (wet mode)

•     Purpose: Designed for riding in wet or slippery conditions.
•     Features: Limits power output and smoothens throttle response. Traction control is set to maximum to prevent wheel spin.
•     Benefits: Enhances safety by reducing the risk of skidding and improving stability on slippery roads.

2. Road mode (city/normal mode)

•     Purpose: Ideal for everyday riding in normal road conditions.
•     Features: Balanced power delivery and moderate throttle response.
•     Benefits: Provides a comfortable and controlled ride, making it perfect for city commuting and highway cruising.

3. Sport mode (track mode)

•     Purpose: For high-performance riding on open roads or racetracks.
•     Features: Delivers maximum power and sharp throttle response. Reduces or disables traction control for a more aggressive ride.
•     Benefits: Offers a thrilling riding experience with enhanced acceleration and speed. Ideal for experienced riders seeking excitement.

4. Eco mode

•     Purpose: Focuses on fuel efficiency.
•     Features: Limits power output to optimise fuel consumption.
•     Benefits: Helps extend fuel range, making it a practical choice for long rides and saving money on fuel.

5. Off-road mode

•     Purpose: Tailored for rough terrain and unpaved roads.
•     Features: Adjusts power delivery for better traction on loose surfaces. Sometimes disables ABS on the rear wheel for better control.
•     Benefits: Improves handling and stability on challenging terrains, perfect for adventure enthusiasts.

6. Custom mode

•     Purpose: Allows riders to personalise settings based on their preferences.
•     Features: Adjusts power delivery, traction control, and ABS settings individually.
•     Benefits: Offers maximum flexibility for riders who want to fine-tune their bike’s performance.

Conclusion

Riding modes in bikes provide flexibility, safety, and improved performance for different riding conditions. Whether you're navigating city streets, tackling wet roads, or pushing your limits on a track, selecting the right mode ensures an optimal experience. These modes not only make riding more enjoyable but also safer, especially when conditions change unexpectedly.

Remember, while riding modes enhance your control over the bike, having comprehensive bike insurance is crucial. It protects you financially against accidents, theft, and damage, ensuring you can focus on enjoying the ride without worry. As technology advances, riding modes will continue to evolve, offering even more personalised and intelligent riding experiences.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

A single overhead camshaft (SOHC) is a particular internal combustion engine (ICE) design wherein one camshaft is located in the cylinder head just above the valves. This camshaft controls intake and exhaust valve operations, enabling more precise valve timing and improved engine efficiency.

This write-up explores SOHC meaning and how this engine type performs its functions.

Single overhead camshaft (SOHC) meaning

There is one camshaft for every bank of cylinders in a SOHC engine. Hence, this means that a straight engine has one camshaft, while a 'V' or flat engine has two camshafts, one apiece for each bank of cylinders. In SOHC engines, each cylinder head has an individual camshaft. 

• Camshaft: Positioned in the cylinder head, the single camshaft controls the opening and closing of the intake and exhaust valves.
• Valves: Each cylinder usually contains at least one intake valve and one exhaust valve. The camshaft lobes press on the valve lifters or rockers to operate the valves.
• Rocker arms or lifters: These components transfer the camshaft's motion to the valves. Some SOHC designs use rocker arms, while others employ lifters (tappets).
• Timing belt/chain: Connects the camshaft to the crankshaft, ensuring synchronised movement. The timing belt or chain maintains the correct timing relationship between the camshaft and crankshaft.
• Cylinder head: Mounted on top of the engine block, the cylinder head houses the camshaft and valves.

Applications and variants

SOHC reciprocating engines are found in automobiles, motorcycles, and production vehicles, and deployed in some industrial applications. They are widely used, given their cost-effectiveness and relatively simple manufacturing process as compared to double overhead camshaft (DOHC) engines. SOHC engines may not be efficient, but they provide reasonable power output for most applications.

Conclusion

It is useful to consider learning what is SOHC engine and how several aspects, such as service and power delivery, relate to this engine type. Further, as two-wheelers are fitted with SOHC engines, securing bike insurance should be mandatory for the well-being of both the rider and the machine.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Riding a motorbike makes you feel liberated, more so if you're biking in hills or mountains. However, riding a motorcycle in undulating terrain is always a challenge. This article will discuss tips to help you have fun and ride safely during your mountain vacation.

Safety precautions for downhill motor bike riding

1. Inspect your ride

Before you head out, make sure your bike is in good condition. Every time you get on your motorbike, check the lights, mirrors, and tyre pressure. Take a brief walk around the bike to assess whether it has any leaks, loose bolts, or other possible mechanical risks.

2. Stay alert

Blind curves are where most collisions occur on steep roads. Applying rapid brakes when taking turns while riding during the wet season can throw you off balance and result in a major accident. Therefore, when riding a bike downhill, be cautious of turns.

3. Ride within your skill level

Avoid pushing yourself past your riding confidence or ability level. This is when you will most likely lose control and increase the risk of accidents. Ride at a level you are comfortable with. If you want to improve, gradually work your way up over a few lessons with an instructor.

4. Use engine braking

When riding downhill, engine braking is your best buddy. You only need to move down a gear or two and release the accelerator to activate engine braking. Strong deceleration results from the air intake valve closing when the throttle is removed, creating a vacuum that limits airflow to the cylinders.

5. Don’t apply late brake

You could escape if you apply brakes too late and make a mistake on a level surface. But if you make a similar mistake on a steep downward slope, it could prove dangerous.

6. Park uphill

Your motorbike should never be parked facing downhill. The purpose of motorcycle stands is to lock when the motorcycle reverses direction. Always park your bike facing uphill.

Conclusion

It's a lot of fun to ride around the hills. But it has its own set of difficulties. Remember that safety comes before enjoyment. Make sure you follow the safety tips during downhill riding. Also, get two wheeler insurance to financially protect your bike in case of any unforeseen events.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Off-road biking can be thrilling. However, if you’re a first-timer, the experience can be scary. Truly, going off the road requires a good understanding of what to do. One crucial skill for off-road motorcycle riding is that of balance and body positioning.

Other important off-road motorcycle riding tips for safely navigating include ensuring you’re comfortable with your motorcycle before going off-road, relaxing but remaining focused, using your legs, body weight, and handlebars, and being courageous enough to stand on the footpegs. Also, ensure you brake smartly and practice as much as possible.

Read on as we further explore tips that can help you during off-road motorcycling.

Safety tips for off-road motorcycle riding

• Trust your motorbike

Chances are that your motorbike is far better at just about everything. In most cases, even the oldest motorcycle in the right hands can successfully take on the tough landscapes. As long as you’re well-armed with fitting gear like helmets, gloves, jackets, and boots, you can take on tougher terrains. 

When you challenge yourself a bit, you’ll be amazed at the extent to which your bike can go—perhaps the rock steps or steep downhill.

• Ensure you’re comfy with your bike before going off-road

It’s important to understand your bike before taking it off-road. Know what it can handle, and to what extent, its ability, and its limitations. With such details, you feel more confident and secure when riding in unexplored pathways.

• Look far ahead

No matter the kind of bike you’re riding or the type of surface you’re riding on, always look ahead. That way, you can quickly see any obstacle before it turns out to become a bigger problem. Focusing also helps you to avoid crashing, and makes your ride smoother.

When standing on the footpegs, lean your helmet forward so that it’s almost directly above the handlebars. Now, focus at least 20 metres ahead and be sharp enough to plan your routes. Doing this will help you avoid obstacles or difficult terrain.

• Use your legs, body weight and handlebars together

To steer off-road, use the handlebars and engage your entire body. Off-road bikes tend to be much heavier than on-road bikes, so using your arms alone will tire you out quickly. Try shifting your weight in the direction you want to move and employ your legs against the footpegs to turn the bike.

• Relax but remain focused

When going off-road, you must build enough confidence and remain calm as you cope with the rough terrain rather than trying to resist it. Ensure you use your legs to grip the bike and not just rely on your hands. When relaxed, you tend to ride better and longer.

• Use your brakes more carefully

When off-road riding, you’ll find yourself using the rear brake to slow you down far better than the front brakes. With the rough pavement, you’ll have to use your brakes more keenly and responsively depending on the road conditions.

Always rely more on your rear brake for both bike control and stopping power. If you grab too much of the front brake while traversing slippery ground, you might end up badly.

Conclusion

Off-road riding is an incredible way to explore and have fun outdoors. Although it can be challenging at times, you shouldn’t be hard on yourself. Take it easy. Ensure your motorbike is in good condition, and wear the right protective gear. Carrying emergency tools like first-aid and patching kits is crucial. Also, letting your loved ones know of your route paths is a safety measure. Again, the best way to become a skilled off-road rider is to practice as much as you can. Most importantly, purchasing the best comprehensive bike insurance will financially safeguard you in case of emergencies like an accident. The insurance will pay your hospital bills and cover any other third-party cases.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

If you’re a fan of flexible riding terrains, dual sports bikes are sure to be the perfect fit. Dual sport bikes are a combo of on-road (street-legal) and off-road features and are, hence, perfect for diverse kinds of rides.

Whether you’re cruising paved city roads or travelling off-road trails, these hybrids are capable of offering performance and versatility. In this blog, we explore some of the best dual-sport bikes in India, helping you find the perfect choice for your on-road and off-road adventures.

List of best dual sport bikes in India

The following are some of the best dual sports bikes in India:

● Royal Enfield Himalayan 

The Royal Enfield Himalayan is a famous dual sport bike among adventure riders. A robust makeup and a powerful engine make it very easy for this hybrid bike to handle both highways and rough paths. Its comfortable seating and efficient suspension make long rides a pleasurable venture.

● KTM 390 Adventure

Agility and performance define the KTM 390 Adventure. This versatile hybrid motorcycle features a lightweight design and a powerful engine, making it ideal for both city cruising and off-road riding.

It embodies advanced technology that includes traction control and ride-by-wire, contributing to its status as one of the best dual sport motorcycles.

● BMW G 310 GS

The BMW G 310 GS is a compact dual-sport bike that combines functionality and style. With its powerful engine and other features, it is suitable for both experienced riders and newcomers. Its excellent ergonomics ensure long rides are comfortable and free from fatigue.

● Honda CB500X

The Honda CB500X is a versatile motorcycle that performs well in various conditions. With a comfortable seating position and a powerful engine, it is an ideal choice for touring. Additionally, its excellent fuel efficiency makes it an economical option for long trips.

Without a doubt, the CB500X is one of the leading dual-sport motorcycles.

● Suzuki V-Strom 650

The Suzuki V-Strom 650 is another top-tier option for adventures beyond the asphalt. Its potent engine and sophisticated suspension system guarantee a smooth ride on both paved and dirt routes. The bike is also well-suited for long-distance travel, thanks to its windscreen and wide seat.

Conclusion

Getting the best dual sport bikes in India brings fun and adventure to your riding experience. These amazing motorcycles feature street-legal components as well as off-road capabilities. To fully protect your ride, don’t forget to invest in comprehensive  , ensuring peace of mind on every adventure.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Cafe racer bikes have gained significant popularity among motorcycle enthusiasts for their agility, speed, and vintage appeal. They are perfect for those who appreciate a blend of retro design and modern functionality. If you're looking for an economical option, this blog provides a rundown of the best cafe racer bikes under 3 lakh available in the market.

List of best cafe racer bikes under 3 lakh

The following are some of the best cafe racer bikes under INR 3 lakh:

● Royal Enfield Classic 350

Price: Starts at ₹1.99 lakh (approx.)

The Royal Enfield Classic 350 is an ageless option for all cafe racer enthusiasts. This classic motorcycle boasts a retro design, a powerful engine, and delivers a smooth ride. It is also easily customisable—making it a viable option for folks looking to own a personalised cafe racer.

● Jawa 42

Price: Starts at ₹1.72 lakh (approx.)

The Jawa 42 cafe racer integrates contemporary technology with a vintage sensation. This motorbike is perfect for cafe racing, combining a lightweight frame with a powerful engine. Moreover, it features a comfy seat, ideal for long-distance rides.

● Benelli Imperiale 400

Price: Starts at ₹1.79 lakh (approx.)

The Benelli Imperiale 400 is a very unique and fashionable racer bike. This masterwork affords riders a great riding experience courtesy of its classic outlook, modern features, comfy design, and robust engine.

● TVS Ronin

Price: Starts at ₹1.35 lakh (approx.)

The TVS Ronin is a versatile motorcycle that can easily be converted into a cafe racer. Its strong engine and sporty design, make it an optimal choice for riders seeking a two-wheeler that offers style, speed, and advanced features.

● KTM Duke 200

Price: Starts at ₹2.03 lakh (approx.)

The KTM Duke 200, while not a traditional cafe racer, can be transformed into one. Its energetic look and powerful engine make it particularly appealing to young riders.

Conclusion

Finding the top cafe racer bikes under 3 lakh is easier than you might have thought.

With options like the Benelli Imperiale 400, TVS Ronin, and Royal Enfield Classic 350, among others, you can enjoy the thrill of cafe racing without going over budget. These retro bikes offer an excellent combination of strength, style, and speed for both experienced and amateur riders. Lastly, be sure to get bike insurance to protect your investment.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Motorcycle theft is a major worry for riders worldwide. Motorcycles are often easier targets for thieves due to their smaller size and relatively simple mechanics compared to cars and buses. However, knowing how to prevent motorcycle theft can save you from the trauma and financial burden of losing your bike. By following the security tips shared below, you can lower the risk of theft and ensure the safety of your motorcycle.

How to protect your motorcycle from theft

Preventing motorcycle theft requires a combination of both strategies and tools. Here are six effective measures:

● Install anti-theft alarms

Anti-theft alarms are great deterrents for thieves. A loud alarm can quickly draw attention and deter potential thieves. Choose alarms with a unique, easily identifiable blare, and ensure it is properly installed in a way that will not result in false alarms.

● Use multiple locks

Protect your motorcycle with multi-layer security by using various locks—ignition locks, disc brake locks, handlebar locks, etc. Such multi-level security makes it very difficult for thieves to start or move your bike. For additional security, padlock your motorbike to a fixed and weighty object using a stout chain.

● Install a GPS tracker

GPS trackers let you track and locate your motorcycle in real time in the event of theft. These devices are cost-effective as many bike insurance providers offer installation discounts.

● Park smart

To prevent motorcycle theft, always park your motorbike in high-traffic areas that are well-lit or close to security cameras. If possible, park among other motorcycles to ward off thieves, as the presence of many bikes makes it easier to detect motorcycle theft.

● Conceal your bike

Concealing your bike’s make and model with a plain, nondescript cover can hide it from malicious actors. 

Conclusion

Understanding how to avoid motorcycle theft requires a combo of smart security investments and proactive strategies. Whether it's using multiple locks, parking smart, installing anti-theft alarms, or employing a kill switch, each tip shared in this blog contributes to keeping your motorcycle safe from theft.

While it is prudent to take safety precautions, remember to prepare for the worst by acquiring comprehensive bike insurance. Appropriate insurance can provide financial compensation in the event of theft or accident.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

India is a country where fuel efficiency plays a significant role in bike selection due to high traffic and urban density. This emphasis on mileage is more pressing, given recent fuel price hikes and the need for affordable transportation. Read on to explore some of the most popular and fuel-efficient bikes available in India.

Top mileage bikes in India

Having bikes with satisfactory mileage is crucial for saving fuel and money. Here are some of the top mileage bikes in India known for their fuel efficiency and reliability.

1. Splendor Plus XTEC (95 kmpl)

The Splendor Plus XTEC stands out with an impressive mileage of 95 kmpl on highways, making it ideal for daily commuting, especially in city environments that require extensive travel time. It combines excellent fuel economy with modern features like digital instrumentation and Bluetooth connectivity, typically found in newer models. The bike offers comfort and reliable performance, making it a top choice for commuters seeking the best mileage bike in India.

2. Splendor Plus (80 kmpl)

Another top contender for the best mileage bike in India is the Splendor Plus, known for its impressive 80 kmpl mileage. This bike has been popular for years due to its robustness, user-friendly nature, and low maintenance costs. Renowned for its reliability and performance on Indian roads, the Splendor Plus is an ideal choice for commuters seeking power and fuel efficiency without unnecessary accessories.

3. HF Deluxe (70 kmpl)

The HF Deluxe also offers an impressive mileage of 70 kilometres per litre, making it an excellent choice for those prioritizing affordability and power. True to its name, this bike is designed for comfortable riding and practicality in daily use. With a powerful engine, it handles both city streets and rural roads adeptly, ensuring reliability across various terrains and conditions.

4. Platina 110 (70 kmpl)

The Platina 110 also achieves an impressive mileage of 70 kilometres per litre. Known for its comfort, this bike ensures a smooth ride regardless of road conditions. It features improved suspension systems, along with modern additions like a digital speedometer and LED DRLs. The Platina 110 is an ideal choice for riders looking to embark on long tours or daily commuting with a blend of comfort and affordability.

Conclusion

It is important to select a vehicle with appropriate mileage to get the best experience while on the road. In addition to opting for the most reliable comfort and safety features in your vehicle, it is advisable to purchase comprehensive bike insurance. This will allow you to keep your bike in optimum condition and provide a safety net in the event of an accident or emergency.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Bike insurance is crucial as it provides protection in case of accidents, theft, or damage to your bike. Understanding how to calculate bike insurance premium is essential for knowing what you're paying for and how it's determined. Read on to understand the details of this calculation.

How is bike insurance premium calculated?

There are several factors that influence how the premium for your bike insurance policy is calculated. They are as follows:

• Type of coverage:

1. Third-party insurance: This is mandatory insurance required when purchasing a vehicle. It covers third-party incidence implications that may arise when driving.
2. Comprehensive coverage: Combines third-party risk and own damage concerning the bike. Although costly, this affords protection from a wide array of potential situations.

• Bike's value:

The current market value of the bike, known as Insured Declared Value (IDV), is of paramount importance when calculating premiums. IDV refers to the maximum amount claimable by a person in case of total loss or theft of their registered bike. It should be noted that a higher IDV implies a higher premium rate to be paid.

• Bike's age and model:

The premium for a specific bike varies based on its age and make. Additionally, riding a luxury or popular brand bike usually results in higher premiums due to the higher repair or spare parts costs associated with these models.

• Location:

The premium you pay for bike insurance can vary based on where you live and where you ride. Areas with higher incidences of accidents or theft, such as busy or vulnerable regions, may result in higher premiums.

• Usage:

The type of coverage and its premium depend on whether the bike is used occasionally for recreation or daily commuting. It's evident that the more frequently one rides, the higher the risk of an accident.

• Security features:

Implementing theft-prevention measures can help reduce your insurance premium. Bikes equipped with advanced security features are less prone to theft, which insurance companies often reward with discounts.

• No claim bonus (NCB):

The bonus you get when you have yet to claim on the policy for the previous year is known as a No Claim Bonus. If you have not claimed any insurance during the previous year, you are qualified for a reduction of the premium you pay on the policy.

• Rider add-ons:

Add-ons like a Personal Accident Cover or engine protection drive up the premium. These useful features make the policy more valuable but at the cost of a higher premium.

• Deductibles:

A deductible is the amount you must pay out of pocket before your insurance coverage kicks in to pay the remainder. Opting for a higher deductible can lower your premium but you may have to pay a higher amount out-of-pocket in the event of a claim.

Conclusion

Understanding how to calculate the insurance premium for your bike helps you choose the right coverage based on factors like your bike's age, type, engine capacity, and usage location. With this information at your disposal, you can choose your coverage with confidence, protecting both your bike and yourself.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Motorcycles with sidecars have become increasingly rare on the busy streets of urban India. Their once common presence has dwindled to fleeting glimpses that spark attention and nostalgia. While these one-of-a-kind cars provided practical transit options across the country, their numbers have steadily declined in recent decades.

A Vanishing Era

The decline of sidecar motorbikes in India indicates changing times and shifting transportation demands. Formerly common in urban and country areas, they have mostly been replaced by more modern equivalents. Auto-rickshaws, small vehicles, and contemporary motorbikes have taken over the traditional practical functions of sidecars, providing more ease and accessibility.

Limited but Passionate Following

Despite their declining numbers, motorcycles with sidecars continue to have a loyal following among antique enthusiasts and collectors. A tiny but loyal group keeps the heritage alive, with a focus on old Royal Enfield variants. They frequently assemble at specialised gatherings and rallies to share their enthusiasm for these iconic machines.

Modern Challenges

There are various reasons behind the rare presence of sidecar motorbikes in modern India. Maintenance has grown more complex as fewer mechanics have specialised repair skills. Spare components are hard to come by, necessitating specialised fabrication or international sourcing. Additionally, the traffic conditions and urban infrastructure are not well suited to these larger, bulky vehicles.

Limited Commercial Viability

While some custom shops continue to offer sidecar modifications, the commercial demand for these cars is virtually absent. Major manufacturers have shifted from developing sidecar-compatible models to contemporary designs that meet market expectations.

Cultural Shift

Younger riders prefer sportier motorbikes or practical scooters. While appealing, many people frequently see the sidecar arrangement as unsuitable in modern contexts. Urban congestion, parking issues, and shifting lifestyle tastes have all contributed to their decrease in popularity.

Conclusion

The future of sidecar motorbikes in India will likely be preservation rather than rebirth. While they may not regain their previous popularity, these cars remain distinct in India's automotive history. Their remaining specimens act as mobile museums, sharing stories about when three wheels provided the ideal blend of functionality and aesthetics.

In today's automotive market, owners confront particular hurdles in insuring these one-of-a-kind bikes. Most conventional bike insurance policies do not automatically include sidecar modifications, requiring specialised coverage. Bike insurance companies frequently classify these vehicles differently from normal motorbikes, influencing rate calculations and policy terms. Owners must examine their needs with insurance providers and verify that their plans fully cover the motorbike and its sidecar attachment, including any customised alterations or restoration work.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information