Choosing the right helmet is an important decision for every rider. Helmets protect you from injuries while also adding to your overall style. If you're looking for a quality helmet that doesn't cost more than ₹2,500, there are multiple options available for you to choose from. In this blog, we'll explore some of the best helmets under 2500, combining safety, comfort, and style without exceeding your budget.

List of best helmets under ₹2,500

Here are some of the best helmets that provide safety and style within a ₹2,500 budget:

1.     Royal Enfield Adroit Modular Helmet

• Price: ₹2,500
• Key features:
  • High-impact thermoplastic shell for durability.
  • Scratch-resistant visor for clear vision.
  • Modular design for both full-face and open-face use.
  • ISI certified.
  • Available in a sleek matte black finish.
  • This helmet is perfect for those looking for versatility and style in a single helmet.

2.     Steelbird SBH-17 Terminator

• Price: ₹2,199
• Key features:
  • Italian design with high-impact ABS shell.
  • ISI certified for safety.
  • Anti-scratch visor.
  • Breathable padding for comfort.
  • Modern matte black and grey design.
  • A great choice for riders who want both protection and comfort at an affordable price.

3.     Vega Off Road Dual Visor Secret

• Price: ₹2,114
• Key features:
  • Dual visor system with a peak for sun protection.
  • ISI certified for safety.
  • Clear outer visor with inner smoke sun visor.
  • Matte finish and rugged peak design.
  • Ideal for off-road riders who want a durable helmet with a cool, adventurous look.

4.     Studds Ninja 3G Double Visor

• Price: ₹1,892
• Key features:
  • Sturdy design with dual visor system.
  • ISI certified for safety.
  • Flip-up feature for easy conversion between full-face and open-face.
  • Perfect for those who need a versatile helmet that is both functional and stylish.
  • Replaceable and hypoallergenic liner.

5.     Steelbird SB-42 Airborne

• Price: ₹2,399
• Key features:
  • High-impact ABS material shell.
  • Multi-layer EPS for enhanced safety.
  • Ventilation system with air booster for cooling.
  • Clear visor for better visibility.
  • Available in various colours.
  • A great helmet for everyday use, offering both safety and comfort with a modern design.

Conclusion

Selecting the right helmet is crucial for your safety and enhances your overall riding experience. Always consider safety certifications, fit, ventilation, and visor systems when selecting a helmet. By considering these features, you can find a helmet that suits your preferences and protects you. Along with wearing a helmet and other safety gear, securing comprehensive 2 wheeler insurance is crucial. A reliable insurance policy can cover third-party damage, own damage, theft, and other risks.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Choosing the right helmet is very important for every rider, as it ensures safety and adds a touch of style. For those looking to find a quality helmet under ₹6,000, there are several options that offer both protection and aesthetic appeal. Read on to discover some of the best helmets available within this budget and their key features.

List of best helmets under 6,000

Some of the best helmets under 6000 that offer excellent protection, comfort, and modern design are as follows:

1. SMK ALLTERRA MAVERIX Off-Road Helmet

• Price: ₹5,900 (approx.)
• Key features:
  • Certifications: ECE and DOT certified, ensuring high safety standards.
  • Ventilation: Dynamic air ventilation system with front, top, and chin vents for optimal airflow.
  • Design: Attractive graphics and an adjustable, removable peak.
  • Convenience: Removable, washable liner and padded chin strap.

2. LS2 FF320 Stream Evo

• Price: ₹5,999 to ₹6,100 (approx.)
• Key features
  • Certifications: ECE certified, meeting international safety standards.
  • Visor: Scratch and UV resistant visor with quick visor change mechanism.
  • Comfort: Breathable padding and neck roll for added comfort.
  • Design: Double visor system and aerodynamic shell.

3. SMK Typhoon RD1

• Price: ₹5,550 (approx.)
• Key features
  • Certifications: ECE and DOT certified, ensuring reliable safety.
  • Visor: Scratch-resistant, dual visor system with a quick-release visor mechanism.
  • Comfort: Removable and washable liner with wind protector and chin air vents.
  • Design: Aerodynamic design with speaker pockets.

4. SMK Typhoon Thorn

• Price: ₹5,550 (approx.)
• Key features
  • Certifications: DOT and ECE certified, reflecting high safety compliance.
  • Ventilation: Dynamic air ventilation system with chin and top air vents for enhanced airflow.
  • Visor: Pinlock anti-fog visor with scratch resistance.
  • Comfort: Breathable padding with detachable and washable internal liners.

Conclusion

Choosing the right helmet is important for your safety and for making your ride more enjoyable. When choosing a helmet, consider safety certifications, fit, ventilation, and additional features like visor systems.

By prioritising these aspects, you can find a helmet that provides safety and style. Wearing a helmet and protective gear is important, but bike insurance online is equally important. A comprehensive insurance policy protects against third-party damage, accidents, theft, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Choosing the right helmet is important for ensuring safety and adding a touch of style to your rides. In India, several high-quality helmets are available at affordable rates and offer excellent protection without compromising aesthetics.

Here, we present the best helmets under 10000, highlighting their key features to help you make an informed decision.

List of best helmets under ₹10,000

It's important to opt for a helmet that fits properly, offers adequate protection, and looks nice. Here’s a list of the best helmets under 10000 for you:

1. Axor X-Cross Dual Visor SC Motorbike Helmet

• Price: ₹7,406
• Key features:
  • Optically correct dual visor with a quick and toolless visor change mechanism.
  • Dual EPS liner for superior impact absorption.
  • Double D-ring for a secure fit.
  • Removable dual sport peak and washable liners for added convenience.
  • Lightweight design, weighing approximately 1350±50 grams.
  • Safety certifications: ECE R-22.05, DOT FMVSS NO. 218, and ISI.

2. SMK Gullwing Tekker Helmet

• Price: ₹6,500
• Key features:
  • Dual visor system for versatility in different lighting conditions.
  • UV-resistant visor with a Pinlock anti-fog film for clear visibility.
  • Quick-release strap for ease of use.
  • Efficient ventilation system to keep the rider cool.
  • Safety certifications: ECE 22.05 and ISI.

3. LS2 FF320 Stream Evo Helmet

• Price: ₹6,100
• Key features:
  • Twin visor system for day and night riding comfort.
  • Anti-fog lens for optimal visibility in various weather conditions.
  • Double D-ring chin strap that ensures a secure fit.
  • Reflective safety patch on the neck roll for enhanced visibility.
  • Designed for long oval head shapes.
  • Safety certifications: ECE 22.05 and ISI.

4. Axor Rage Carbon Warfare Helmet

• Price: ₹6,990
• Key Features:
  • Constructed from carbon fibre for superior strength and lightweight feel.
  • Washable and removable inner paddings for easy maintenance.
  • Adequate ventilation with two air inlets and one air outlet.
  • Safety certifications: DOT, ECE, and ISI.

5. Axor Apex Venomous Helmet

• Price: ₹6,990
• Key features:
  • Internal sun visor for bright conditions and a clear outer visor for regular use.
  • Pinlock 30 system to prevent fogging, ensuring clear visibility in various weather conditions.
  • Lightweight, reducing strain during long rides.
  • Safety Certifications: DOT, ECE, and ISI.

Conclusion

Selecting the right helmet is a vital aspect of motorcycle safety. The ideal helmet should provide protection, comfort, and style. When choosing one, consider safety certifications, fit, weight, ventilation, and additional features like visor systems. Prioritising these aspects will ensure a safer and more enjoyable riding experience. To further protect your bike and yourself when riding, obtain comprehensive bike insurance.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Finding the right helmet for your motorcycle ride is an important decision. Not only should it provide safety, but it should also reflect your personality and style. Fortunately, you don't need to spend a fortune to get both. There are various options in the market that combine safety and style at affordable prices.

Read on to explore a selection of helmets, along with their prices and features, to help you find the best helmet under 3000 for your needs.

List of best helmets under 3000

Here are some of the best helmets under ₹3000 that provide excellent safety features, comfort, and stylish designs.

1. Studds Drifter D1

• Price: ₹2,895

This full-face helmet is lightweight at just 1.45 kg (approx.) and has a dual visor, perfect for day and night rides. The inner padding is hypoallergenic and removable for easy cleaning. Certified by ISI and DOT, the Drifter D1 offers both safety and comfort. It comes in a variety of colours that add to its appeal.

2. TVS XPOD

• Price: ₹2,659

The TVS XPOD is a sleek helmet that offers both safety and style. It is certified by both ISI and DOT, ensuring the highest safety standards. The XPOD has an ultra-wide, detachable visor that helps provide a broad field of vision and eliminate blind spots. Its inner padding is removable and washable for comfort.

3. Royal Enfield Modular ADROIT Helmet

• Price: ₹2,500

This modular helmet provides flexibility with its flip-up design, allowing you to open the front part when needed. It features a thermoplastic shell for durability and multiple ventilation channels that ensure comfort on long rides. Its stylish graphics make it popular among Royal Enfield owners and enthusiasts.

4. Steelbird SBA-7

• Price: ₹1,949

The Steelbird SBA-7 has a sturdy build, padded inner lining, and is ISI-certified. The full-face helmet offers maximum protection. The advanced ventilation system also provides adequate ventilation to keep riders comfortable throughout the ride.

5. Vega Off-Road Sketch

• Price: ₹2,114

Designed for off-road enthusiasts, the Vega Off Road Sketch is both lightweight and durable. It comes with removable padding that can be washed easily. The helmet features a bold design with vibrant graphics, making it perfect for riders who love the thrill of off-road biking.

Conclusion

Choosing the right helmet involves balancing safety, comfort, and style. The helmets listed here, all priced under ₹3000, offer a combination of these qualities, ensuring you stay protected without compromising on looks. Whether you prefer a full-face helmet, a modular design, or something built for off-roading, there's an option for every rider.

Along with a helmet and other protective gear, you must also acquire comprehensive 2 wheeler insurance. A robust insurance policy provides financial coverage for third-party damage, own damage, theft, and more, allowing you to enjoy your rides stress-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Roundabouts are a classic driving debacle for bikers, especially if you happen to be a new rider. Challenging as they can be to navigate, there is a right way to do it. Read on to learn how to drive through a roundabout.

Tips on how to drive your bike through a roundabout

Here’s how to navigate a roundabout as a motorcyclist:

Recognise the approaching roundabout

Depending on whether you wish to turn left, right, or go straight, signs will indicate which lane you should be in and warn you of the upcoming roundabout. Just before the roundabout, a triangular traffic island typically slows down vehicles entering the roundabout. This structure also provides a safe waiting area for pedestrians, allowing them to cross one direction of traffic at a time.

Yield to traffic

In a roundabout, you will need to wait for an opening, as the current traffic has the right of way. You must also yield to anyone crossing the street, as pedestrians have the right of way over cars at crosswalks.

Never switch lanes at a roundabout

Depending on your destination, the signs before the roundabout will indicate which lane you should be in. When you reach the roundabout, wait for your exit and remain in your lane. Lane changes should not be necessary.

Signal your exit

Use your left turn signal to let other vehicles know you're leaving the roundabout as you prepare to do so. By signalling your intention to exit, you can reduce misunderstandings and the chance of another vehicle blocking your way.

Don’t panic if you miss your exit

If you miss your exit at a roundabout, stay in your lane and continue around. When you reach the exit you want, you can exit the roundabout safely.

Conclusion

Navigating busy roads on a bike can be challenging but if you pay attention to road signs and remain vigilant, you can cruise through smoothly. However, it is wise to additionally acquire two wheeler insurance that offers financial coverage in the event of damage or accident while riding through tricky areas like roundabouts. This will give you peace of mind as you ride.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Touring motorcycles are designed specifically for long-distance travel, prioritising comfort, performance, and ample storage space. This storage capacity sets them apart from standard motorcycles, offering riders the convenience of carrying essentials on the go. Continue reading to explore the key features and storage options of these bikes, helping you choose the best motorcycle with storage to meet your needs.

List of best motorcycles with storage

Some of the best motorcycles available in India that offer ample storage are as follows:

1. BMW R 1250 GS

• Storage highlights: Equipped with mounting points for panniers and top cases, allowing for substantial luggage capacity.
• Features: Powered by a 1254 cc two-cylinder, air-liquid cooled, DOHC, Boxer engine producing 135.96 PS at 7,750 rpm and 143 Nm torque at 6250 rpm. It includes dual-channel ABS, multiple riding modes, and a 20-litre fuel tank.
• Why choose it: Ideal for riders seeking a premium touring experience with advanced features and extensive storage options.
  
  

2. Ducati Multistrada 950S

• Storage highlights: Offers optional hard luggage systems, including side panniers and a top case, enhancing its touring capabilities.
• Features: Features a 937 cc Testastretta 11° engine delivering 111 HP at 9,000 rpm. Equipped with Bosch Cornering ABS, Ducati Traction Control, and Vehicle Hold Control.
• Why choose it: Suitable for riders desiring a blend of sporty performance and touring comfort with ample storage solutions.

3. Honda CRF1100L Africa Twin

• Storage highlights: Compatible with Honda's range of adventure luggage, including aluminium panniers and a top box.
• Features: Powered by a 1,083cc parallel-twin engine, it offers advanced electronics, including multiple riding modes and a dual-clutch transmission option.
• Why choose it: Perfect for adventure-touring enthusiasts seeking reliability and versatile storage options.

4. Triumph Tiger 900

• Storage highlights: Comes with integrated mounting points for panniers and top boxes, with optional luggage systems available.
• Features: Houses an 888 cc inline-three engine, providing a balanced performance suitable for various terrains.
• Why choose it: Ideal for riders looking for a versatile touring motorcycle with comprehensive storage solutions.
  
  

5. Kawasaki Versys 650

• Storage highlights: Offers optional hard saddlebags and a top case, enhancing its utility for long-distance travel.
• Features: Features a 649 cc parallel-twin engine, known for its comfortable ergonomics and adjustable suspension.
• Why choose it: A practical choice for riders seeking a mid-range touring bike with adequate storage options.

Conclusion

Whether prioritising advanced features, engine performance, or extensive storage solutions, riders in India have access to some of the best motorcycles with storage options designed to enhance long-distance travel experiences. Don’t forget to invest in bike insurance to protect your touring motorcycle and ensure a worry-free riding experience. A comprehensive insurance policy provides financial protection against various risks, including accidents, theft, and damage to your motorcycle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

An upright riding position is essential for riders seeking comfort during long journeys and daily commutes. This posture reduces strain on the shoulder, back, and wrists, allowing for a more relaxed and enjoyable experience. Choosing the best motorcycle for upright riding position ensures enhanced comfort and better visibility on the road. Read on to explore a curated list of motorcycles that offer an ergonomic upright stance, blending comfort with performance.

List of best motorcycles for upright riding position

Some of the best bikes that offer an upright riding position are as follows:

1. Royal Enfield Himalayan

• Highlights: Designed with a tall handlebar and mid-set footpegs, promoting a natural upright posture.
• Features: Equipped with a 411 cc engine, long-travel suspension, and a comfortable seat, making it suitable for both on-road and off-road adventures.
• Why choose it: Ideal for riders seeking a versatile motorcycle that offers comfort during extended rides.

2. Bajaj Dominar 400

• Highlights: Features an upright seating position with a well-cushioned seat and ergonomically placed handlebars.
• Features: Powered by a 373 cc engine, it includes a slipper clutch, LED lighting, and a robust build.
• Why choose it: Suitable for those looking for a powerful yet comfortable bike for long-distance touring.

3. Honda CB500X

• Highlights: Offers a relaxed upright riding position with a spacious seat and elevated handlebars.
• Features: Comes with a 471 cc parallel-twin engine, slipper clutch, and adjustable suspension, catering to both city rides and off-road excursions.
• Why choose it: Perfect for adventure enthusiasts desiring comfort and versatility in their motorcycle.

4. KTM 390 Adventure

• Highlights: Designed with an upright seating arrangement, providing a commanding view of the road.
• Features: Houses a 373 cc engine, TFT display, multiple riding modes, and long-travel suspension.
• Why choose it: Ideal for riders who want a blend of performance and comfort for both urban commuting and adventure touring.

5. Royal Enfield Meteor 350

• Highlights: Cruiser-style bike with forward-set footpegs and wide handlebars, ensuring a relaxed upright posture.
• Features: Features a 349 cc engine, Tripper navigation system, and a comfortable seat designed for long rides.
• Why choose it: Suitable for riders seeking a classic cruiser experience with modern amenities and comfort.

Conclusion

Selecting a motorcycle with an upright riding position is crucial for reducing fatigue and enhancing comfort during rides. The models listed above offer various options to suit different preferences and riding styles. Whether you prefer the adventure-ready Royal Enfield Himalayan or the cruiser charm of the Meteor 350, each bike ensures a comfortable upright posture. Remember to invest in bike insurance to protect your motorcycle and enjoy a worry-free riding experience. A comprehensive insurance policy can offer financial coverage, protecting you from a variety of risks like accidents, theft, and damage to your motorcycle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Timely maintenance of your motorcycle chain is important for a smooth ride. Helping you drive with ease and confidence, the chainset is one of the key components of your motorcycle. Often hidden behind bold body aesthetics and style, the motorcycle chain may not always be top of mind, but its value is undeniable every time you're on the road. Motorcycle chain maintenance is critical for smooth and safe operation.

Let us understand how proper chain maintenance can improve your ride and why it is crucial for your motorcycle's performance.

Steps On Motorcycle Chain Maintenance

Here is how you can maintain your motorcycle chain:

1. Cleaning

• Cleaning: Begin by using a quality chain cleaner spray. This will help remove any initial layer of dust, grime, and excess oil that could have accumulated during rides.

• Degreasing: Now apply a motorcycle-specific degreaser to tackle and remove hard grime and old grease, especially near the engine where muck and debris tend to accumulate.

• Rinsing: Any soap and water used to clean the body of your motorcycle should be kept away from the chain lubricants, as these can strip away necessary oils accidentally. Rinse the chain gently to remove any residual degreaser and prepare it for lubrication.

2. Tightening

• Check Tension and Slack: Consult your manufacturer’s manual to establish the recommended tension and how much slack your chain should have. An improperly tightened chain can either strain the engine or slip off.

• Adjusting the Chain: Loosen the axle nut of the rear wheel and slacken off the adjusters on either side by the same amount to ensure an even adjustment. Tighten the axle nut to the point where it has minimal resistance. Ensure the chain is tight enough, but leave room for slight movement.

• Alignment Check: Misalignment of wheels can cause uneven wear on the chain and sprockets. Make sure both sides are aligned by measuring the distance from the centre of the axle to a designated fixed point on the swingarm.

3. Lubricating

• Selection of Lubricant: There are different lubricants for dry or wet conditions. Choose a lubricant suitable for the type of chain and typical riding conditions you face.

• Application: Apply the lubricant throughout the full length of the chain. Focus on the areas between the links and rollers. Lubricate the chain after cleaning when it is still a little warm. Deeper oil penetration into the moving parts is facilitated by the heat.

Conclusion

Motorcycle chain maintenance is simpler than it sounds and incredibly rewarding. Coupling this maintenance with comprehensive two wheeler insurance ensures that you're fully protected against potential risks and damages on the road. Investing in routine maintenance and insurance coverage provides complete peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

An increasing number of Indian consumers are gravitating toward bikes that prioritise fuel efficiency, especially as fuel prices continue to rise. These bikes not only help reduce your carbon footprint but also offer significant advantages for riders who frequently take long-distance trips.

Their lightweight design and ease of handling also make them a desirable option for a diverse range of riders. This combination of practicality, environmental benefits, and excellent mileage makes these bikes a highly desirable option. Read on to discover the best bikes offering 50 kmpl mileage.

List of best bikes with 50 kmpl mileage

Today's motorcycles demonstrate how cutting-edge technology can improve fuel efficiency while preserving riding pleasure. Below is a list of the best bikes with 50 kmpl mileage or above:

Yamaha MT 15

The Yamaha MT 15’s strong design and modern features make it a great option for riders who don't wish to compromise riding experience. The bike has a digital LCD instrument cluster with a smartphone connection and an upright riding position suitable for city commutes and weekend excursions.

• Engine: 155cc Engine
• Mileage: 87 kmpl
• Starting price: 1.69 Lakh (approx.)

Hero Splendor Plus

The Hero Splendour Plus remains the top choice due to its dependable engine and amazing mileage. This bike is known as India's favourite commuter. The Splendour Plus demonstrates that sometimes the simplest solutions are the most successful, providing easy maintenance and renowned dependability.

• Engine: 2cc Engine
• Mileage: 70 kmpl
• Starting price: 77,000 (approx.)

Bajaj Pulsar NS 125

The Pulsar NS 125 delivers great fuel efficiency in a sporty package. Featuring a digital instrument console, precision controls and an anti-skid braking system, the Bajaj Pulsar NS 125 is one of India’s most reliable and high-impact motorcycles.

• Engine: 45cc Engine
• Mileage: 75 kmpl
• Starting price: 1.01 Lakh (approx.)

Honda Hornet 2.0

Honda's Hornet 2.0 demonstrates what is possible when modern engineering meets practical design. The bike combines modern technology with Honda's famous build quality. It is ideal for riders seeking a luxury experience without high fuel expenditure.

• Engine: 4 cc Engine
• Mileage: 35 kmpl
• Starting price: 1.43 Lakh (approx.)

Conclusion

The Indian motorbike industry has an excellent selection of fuel-efficient alternatives in all categories and price ranges. However, when selecting your next motorbike, consider issues other than mileage, such as your daily commute distance, riding style, and budget. The optimum bike for you will consider all these variables while matching your requirements.

No matter the type of bike you choose, protecting your investment with comprehensive two-wheeler insurance is an essential consideration. In addition to the obligatory third-party coverage required by law, consider acquiring insurance that protects against theft, accidents, and natural disasters. Many two-wheeler insurance companies now offer specialised packages, including zero depreciation coverage and roadside support.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Shaft drive technology represents the best of low-maintenance power gearboxes in motorcycles. While chain drives dominate the market, shaft-driven motorbikes offer dependability, durability, and ease of ownership. These two-wheelers are appropriate for long-distance riding and adventure-touring.

Let's look at some of India's best shaft drive bikes.

List of best shaft drive bikes in India

Shaft-drive bikes provide multiple benefits for riders looking to improve their adventure. Here are some of the best shaft-drive bikes in the Indian market.

Triumph Tiger 1200

The Triumph Tiger 1200 represents British engineering expertise. This adventure tourer has a shaft drive system that complements its 1160cc triple engine. The design provides steady power delivery over difficult terrain while reducing the need for routine maintenance.

• Engine: 1160cc Engine
• Starting price: 19.39 Lakh (approx.)

BMW R 12 nine T

BMW's R 12 nine T combines classic elegance with the latest technology. This legacy bike continues BMW's renowned boxer engine with a shaft drive, which improves the bike's dependability and makes it look cleaner and more minimalistic. Riders wanting a mix of vintage aesthetics and contemporary engineering find the R 12 nine T particularly appealing.

• Engine: 1170cc Engine
• Starting price: 21.10 Lakh (approx.)

Triumph Rocket 3 Storm

The Triumph Rocket 3 Storm pushes shaft drive technology to new heights, handling the immense power output of its 2,458cc three-cylinder engine. This powerful cruiser benefits from the shaft drive system, which efficiently manages the bike’s torque output. The system's endurance is critical in balancing the Rocket 3's remarkable performance with low maintenance needs.

• Engine: 2458cc Engine
• Starting price: 21.99 Lakh (approx.)

BMW R 1250 RT

For those who value travelling comfort, the BMW R 1250 RT is the gold standard for shaft-driven bikes. This premium tourer has BMW's tried-and-true shaft drive system, which works seamlessly with its boxer engine. Long-distance riders like the smooth power delivery and the peace of mind that comes from knowing there is no chain to adjust or oil during long trips.

• Engine: 1254cc Engine
• Starting price: 24.95 Lakh (approx.)

Conclusion

Motorcyclists seeking to upgrade to a shaft-driven bike have plenty of excellent options available in the Indian market.

While the initial investment may be costlier than chain-driven rides, the long-term benefits in dependability, maintenance savings, and riding enjoyment make these machines worthwhile for discriminating motorcyclists.

Comprehensive two wheeler insurance is crucial when investing in shaft-driven motorcycles. Given their advanced technology and cost, these motorcycles require specialised coverage. Leading two-wheeler insurance companies in India provide tailored coverage for high-end motorbikes, which includes everything from accidental damage to third-party liability.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

In recent years, the Indian motorcycle industry has placed greater emphasis on enhancing rider safety. anti-lock braking systems (ABS) have become a crucial feature for ensuring safer rides. In this blog, we’ll explore some of the best bikes in India equipped with ABS.

List of best bikes with ABS in India

The current market offers an excellent selection of bikes equipped with advanced ABS technology, catering to a wide range of riding styles and preferences. These vehicles, from traditional designs to cutting-edge motorcycles with innovative brake systems, reflect the ideal performance and safety balance. Let's look at some of the best bikes with ABS that have piqued the interest of Indian riders.

Harley Davidson X440

The Harley Davidson X440 is the famous brand’s foray into the mid-segment. This bike's ABS technology is perfect for Indian roads, providing control during emergency braking. It has a comfortable upright riding position and the famous Harley-Davidson thump that fans adore.

• Engine: 440cc Engine
• Mileage: 35 kmpl
• Starting price: 2.40 Lakh (approx.)

BMW G 310 RR

BMW Motorrad's contribution to the Indian sport bike category demonstrates German engineering expertise. The G 310 RR's ABS is one of the most advanced in its class, providing excellent feedback and control. Its handling abilities make it ideal for track days and furious street riding, and its riding posture, while sporty, is comfortable enough for everyday usage.

• Engine: 12cc Engine
• Mileage: 3kmpl
• Starting price: 3.05 Lakh (approx.)

Husqvarna Vitpilen 250

The Vitpilen 250 applies Swedish design principles to Indian roadways. The ABS is precisely calibrated to match the bike's weight and performance characteristics. Its neo-retro design differentiates it in traffic, and the trellis frame provides great handling. The bike's forward-leaning but comfortable riding position offers a different but good riding experience.

• Engine: 07cc Engine
• Mileage: 31kmpl
• Starting price: 2.20 Lakh (approx.)

Conclusion

The popularity of ABS-equipped motorcycles reflects an increasing awareness of safety measures among Indian motorcyclists. Safety measures like ABS and traction control can become common even in lower-segment bikes.

When investing in these high-end motorcycles, it is critical to consider complete bike insurance coverage that matches their safety features. Look for bike insurance policies that cover high-end components and electronic systems and offer optional add-ons such as zero depreciation and engine protection. This guarantees that your investment is safeguarded, providing peace of mind as you enjoy the riding experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The Indian motorcycle market has experienced an upturn recently, notably in the sub-1.5 lakh bracket. One of the most exciting developments is the introduction of dual-channel ABS (anti-lock braking system) in these motorcycles, a feature that was once exclusive to premium models. In this blog, you will find bikes under 1.5 lakh with dual channel ABS.

List of bikes under 1.5 lakh with dual channel ABS

Including dual-channel ABS in low-cost bikes is more than simply following safety rules; it's about changing modern safety technologies and making them available to various riders. Here are bikes under 1.5 lakh with dual-channel ABS:

Bajaj Pulsar N160

Bajaj's Pulsar N160 is the latest addition to the Pulsar series with superior engineering. Its well-balanced chassis design provides great stability. Its class-leading braking system, with dual-channel ABS, offers reliable stopping power in various driving situations.

• Engine: 8cc Engine
• Mileage: 11 kmpl
• Starting price: 1.33 Lakh (approx.)

TVS Apache RTR 200 4V

The TVS Apache RTR 200 4V has riding modes, adjustable suspension, and SmartXonnect Bluetooth connectivity, making it one of the most technologically advanced alternatives in its category. Its handling characteristics are impressive, with razor-sharp accuracy that will satisfy even seasoned riders.

• Engine: 75cc Engine
• Mileage: 37 kmpl
• Starting price: 1.48 Lakh (approx.)

Bajaj Pulsar N250

The Pulsar N250's distinct look and high-impact performance set it apart. The engine's refinement provides a smooth ride with few vibrations, even at high speeds. This bike perfectly balances performance and comfort, making it suitable for commuting and long-distance touring.

• Engine: 249cc Engine
• Mileage: 39 kmpl
• Starting price: 1.52 Lakh (approx.)

Conclusion

These motorcycles show how the Indian two-wheeler market has developed. Buyers no longer have to choose between safety features and performance while dealing with a limited budget. The dual-channel ABS on these models demonstrates manufacturers' dedication to rider safety, while features like slipper clutches and modern digital instrumentation enhance their value offer.

Obtaining two wheeler insurance is equally important when investing in these highly advanced motorcycles. While modern features such as dual-channel ABS boost safety, bike insurance provides a safety net by offering financial coverage for accidents, theft, and damage to critical safety components.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Modern classic bikes represent freedom, adventure, and traditional charm. With their deep roars and polished chrome, these timeless machines capture the spirit of motorcycling's golden age. Whether you're a seasoned rider or a passionate enthusiast, there's something irresistibly captivating about classic bikes. They deliver a riding experience that's both thrilling and nostalgic.

In this blog, we will discuss the best modern classic bikes and explore their enduring appeal that continues to attract riders and collectors.

List of best modern classic bikes

Here are some of the best modern classic bikes in India:

• Royal Enfield Classic 350

Known for its classic design and distinctive thumping sound, the Royal Enfield Classic 350 is a retro-style motorcycle. While it has remained a popular choice among Indian riders, the bike has also gained a strong following abroad. Launched in 2009, Royal Enfield Classic 350 has undergone several important updates and improvements. The Classic 350 symbolises adventure and style. Powered by a 349cc single-cylinder engine, the bike is priced at INR 1.5 lakh onwards (approx.).

• Royal Enfield Interceptor 650

If you want a retro-style motorcycle with a modern touch, consider the Royal Enfield Interceptor 650. Inspired by the iconic 1960s Interceptor model, the Interceptor 650 blends retro charm with modern engineering and stylish components, making it a popular choice among bike enthusiasts.

It is powered by a 648cc engine that delivers 47 horsepower. The bike is popular for its reliable performance and classic aesthetics. Priced at approximately INR 2.66 lakh, it is valued for its affordability and versatility.

• Royal Enfield Continental GT 650

Royal Enfield Continental GT 650 has become popular for its impressive performance and classic styling. The original 1960s Continental GT inspires its elegant design. It is one of the best modern classic bikes powered by a 648cc parallel-twin engine. The bike has contemporary features such as a semi-digital instrument cluster and dual-channel ABS. The cafe racer-style bike has gained critical acclaim for its handling and performance.

• Jawa Standard

Jawa Standard is another popular retro-styled model. It is immensely popular for its modern features and vintage design. Its spoked wheels and round headlights pay tribute to the original Jawa models. The bike is suitable for long rides and city commutes because of its low seat height and comfortable riding position. Powered by a 300cc engine, Jawa Standard is priced at INR 1.8 Lakh onwards (approx.).

Conclusion

Modern classic bikes pay homage to their vintage predecessors while incorporating performance enhancements and cutting-edge technology. Whether it’s their timeless aesthetics or the exhilarating riding experience, modern classic bikes offer something for every enthusiast.

A modern classic bike paired with comprehensive two wheeler insurance promises a safe and satisfying driving experience. Two-wheeler insurance protects you against accidental damage besides third-party liabilities, so you can enjoy your ride stress-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

It is exciting to own a bike, but safety must always come first. Although own damage bike insurance coverage is still optional in India, third-party two-wheeler Insurance is mandatory as per the Motor Vehicles Act, 1988.

Bike owners can easily explore and buy bike insurance online to make well-informed selections from the comfort of their homes. If you are a bike owner and wondering, “Is own damage insurance mandatory for bikes?” you must think of the broader picture. Although OD bike insurance is not legally mandatory, investing in it is wise, as it offers you peace of mind knowing you will be covered against various unforeseen mishaps.

What Is Own-Damage Insurance Cover for Two-Wheelers?

Own damage bike insurance policy ensures coverage against any damage/loss to it. These could be various man-made and natural causes, including theft, collisions, accidents, riots, vandalism, and natural calamities. This policy covers the expenses related to repairs or replacement of your bike's parts that have been damaged.

On the other hand, a third-party liability cover will only offer coverage for expenses leading to an injury/death of a third party or pay for damages caused to the third party's property. If your own bike gets damaged, you will have to bear the expenses out-of-pocket, as third-party liability coverage will not cover your vehicle. However, if you have damage cover, you can make a claim for the damages caused to your bike due to such unforeseen mishaps.

Is Own Damage Insurance Mandatory for Bike Owners?

Own-damage insurance is not mandatory for bike owners. However, it comes highly recommended due to its extensive scope of coverage. This includes natural and man-made disasters, accidental damage, fire and explosion, etc. You can purchase an OD insurance cover as a standalone policy. You can also opt for add-ons or customise the plan to enhance the scope of coverage.  

The premium for the OD bike insurance plan depends on certain factors like your age, your bike's make and model, your vehicle's year of manufacturing, the registration zone of your bike, whether you have an AIAA membership, and safety gadgets in the vehicle.

What is Included in Own-Damage Cover?

You will be protected against damages to your two-wheeler in the following scenarios if you choose your OD insurance for your bike —

• Natural Disasters: You will receive coverage if your bike suffers damage due to natural calamities like cyclones, floods, and earthquakes.
• Accidental Damages: Expenses incurred for parts replacement or repair are covered by the insurer.
• Man-made Damages: If your bike gets damaged due to riots, terrorist attacks, etc., your insurer will pay for the damages caused to your bike.
• Malicious Acts or Theft: Own-damage insurance is a cover that lessens the financial burden of the policyholder when there is intentional physical damage or theft of bikes.
• Fire & Explosion: If your bike gets damaged due to an explosion or fire, your own damage bike insurance plan will cover the related expenses incurred to repair the vehicle.
• Damage Beyond Repair: If your bike gets damaged and is beyond repair, your OD insurance plan will cover the loss; however, you must check your policy documents to understand the plan’s terms and conditions.

Conclusion

Getting bike insurance online is an easy and hassle-free process. You can ride your bike confidently, knowing your vehicle is secured by choosing own damage cover. It is, therefore, essential to put your bike's safety first and enjoy every ride without worrying, irrespective of riding your vehicle on off-road paths or city streets.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Two-wheelers must have bike insurance as it is a legal requirement in India. There are two types of vehicle insurance: Third-party bike insurance and Comprehensive bike insurance.

Third-party bike insurance provides coverage for the losses incurred to a third party only. Whereas comprehensive bike insurance provides coverage for the losses and damages to the vehicle itself and the third party. Like any other insurance policy, bike insurance also comes with an expiry date and we have to renew it to continue the coverage.  

We have to keep checking the bike insurance status so as not to miss its renewal time.

Ways to check bike insurance

The bike insurance status can be checked in multiple ways. The three most common ways are-

1. Insurance Information Bureau (IIB)
2. VAHAN Portal
3. Through the insurance provider

We simply need to go to any of the above-listed websites and follow the instructions to check the bike insurance expiry date.

Check Bike Insurance Status via IIB

The Insurance Information Bureau was established in 2009 by the Insurance Regulatory and Development Authority of India (IRDAI) to enable the smooth functioning of the insurance market in India. The major aim was to enhance the transparency level in the insurance market. Let us see how to check bike insurance on the IIB platform.  

• Go to the official website of the IIB at https://iib.gov.in/
• The next step is to click on the V-Seva button which is located under the “Quick Links” on the home page.
• After this, a new window will open “Accident Vehicle Information Retrieval System”.
• Now the next step is to fill in the owner’s name, address, mobile number, email address, and registration number of the bike.
• Captcha will be displayed, fill it.
• Now click on the “Submit” button.

Check Bike Insurance Status via VAHAN

VAHAN portal is managed by the Ministry of Road Transport and Highways. Here is how to check two-wheeler insurance on the VAHAN portal.

1. Go to the VAHAN website https://vahan.nic.in/nrservices/
2. The second step is to look for the option “Know your vehicle details” and click on it.
3. Now you have to enter your mobile number and create an account.
4. The next step is to enter the bike’s registration number and the verification code.
5. Now click on the “search vehicle” button.
6. All the information related to vehicle insurance will be displayed here.

Check Bike Insurance Status via Insurance Provider

In the above paragraphs, we have discussed how to check the bike insurance expiry via VAHAN and IIB. Apart from these, the other way to check the expiry of the bike insurance is through the insurance provider.

All the insurance providers keep a record of all the insurance policies that are issued by them. The same can be checked on the website of the insurance provider. The steps may vary from one insurance provider to another. The expiry date of the vehicle can be checked using the registration number. You just have to put the registration number on the website to check for the expiry date.  

Conclusion

We have answered the most asked question regarding two-wheeler insurance- how to check my bike insurance? We just need to go to the concerned website and follow the steps mentioned. If you forget to renew your bike insurance policy, then it may get terminated. Once the policy gets terminated then you cannot renew it and have to purchase a new policy. Always remember to renew your bike insurance policy on time as it provides extra safety coverage in the face of an accident, damage, or loss.  

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

A disc brake is one of the most important components of a modern vehicle. Its advanced design helps to stop or slow down a moving vehicle smoothly. Disc brakes are used in both bikes and cars. They are known for delivering precise braking power and are vital for manoeuvring through tight corners and slick roads.

Let us understand in detail what is a disc brake, the different types and mechanisms, and how it has become an integral part of almost every vehicle.

Importance of a Disc Brake

Disk brakes are mechanical systems that use squeezing pads and a rotating disc to stop or slow a vehicle. They are crucial safety features in modern vehicles that provide better control and smooth operation. Known for being highly efficient, disc brakes are perfect for sharp turns, manoeuvring through tight corners, or driving in adverse weather conditions. Whether equipped on the front, rear, or all wheels of a vehicle, the braking system of disc brakes is considered more effective than traditional drum brakes.

How Does a Disc Brake Work?

Composed of a rotor called “the disc”, a friction pad and a calliper attached to a piston, the disc brake operates via a coordinated movement of these parts. The brake application causes the calliper to squeeze friction pads against the disc, resulting in the vehicle's stoppage or slowing. Here is a detailed breakdown of how it works:

• Initiation: The process begins when the driver presses the brake pedal. This action forces brake fluid through a hydraulic line and activates the brakes.

• Calliper Activation: The hydraulic fluid enters the calliper, a housing unit on the rotor's edge, exerting pressure on the pistons attached to it. These pistons move towards the rotor, contacting the brake pads.

• Brake or Friction Pads Contact: The brake pads that are positioned inside the calliper are forced against the rotor's flat surface. The high-pressure fluid from the master cylinder ensures that the pistons push the pads with sufficient force.

• Friction and Heat Generation: As the brake pads grip the rotor, they create friction, which turns the vehicle’s moving energy into thermal energy and slows down the wheels' rotation.

• Rotor Dynamics: The rotor, attached directly to the wheel hub, spins with the wheel. When the brake pads engage the rotor, their contact creates the necessary friction to reduce its spinning speed.

• Continuous Pressure and Stop: The calliper maintains the pressure on the brake pads as long as the brake pedal is pressed. This sustains the friction and continues to slow the vehicle. The piston retracts when the brake is released. This allows the brake pads to move away from the rotor, thereby reducing the friction and allowing the wheel to turn freely again.

• System Reset: The piston returns to its original position due to the release of hydraulic pressure upon releasing the brake pedal. This action pulls the brake pads away from the rotor, allowing it to spin freely without resistance. This prepares the vehicle for normal driving or another braking action.

Types of Disc Brakes

Each type of disc brake system is designed to meet specific requirements for efficiency, durability, and performance. Here are the main types of disc brake systems:

1. Wave Disc Brake Systems:

• Also known as petal disc systems, these feature a rotor with a wavy outer edge, which increases the surface area for the brake pads to grip during rotation. This unique design dissipates heat more efficiently and prevents the rotor from overheating, extending the brake system's lifespan.

• Their lightweight and wavy design reduces the overall weight. This helps improve the acceleration of the vehicle by decreasing unsprung mass.
• Wave disc brake systems are commonly found in motorcycles and performance-focused vehicles. They are also favoured for their improved heat resistance and ability to perform well under intense driving conditions.

2. Cross-Drilled Disc Brake System:

• This system has rotors with drilled holes that expel heat, gases, and debris from the brake pads and rotor interface. This creates a cooler environment that improves braking performance.

• Cross-drilled discs are particularly beneficial in wet conditions. They offer better water dispersion from the contact surface, helping maintain braking efficiency.

• Despite their advantages in heat management and wet area performance, they are susceptible to stress cracks under severe conditions.

3. Cross-Slotted Disc Brake System:

• These rotors have machined grooves or slots that can vary in width and angle, extending across the rotor’s surface. The slots serve to improve the brake system's bite and clear away dust, pad residue, and water from the rotor. This ensures consistent performance.

• Slotted rotors are particularly effective in high-performance and racing applications, where consistent brake feel and response are critical.

• Unlike cross-drilled rotors, slotted rotors are less prone to cracking under high thermal loads. However, they can cause slightly faster wear of the brake pads due to their aggressive usage.

Mechanism of Disc Brakes

A simple press on the brake pedal initiates a powerful stopping action like no other. Here is a detailed explanation of the mechanism of disc brakes:

• Brake Pedal Activation: The process begins when the driver applies pressure to the brake pedal. This pressure is mechanically transferred through a lever system that amplifies the force into the master cylinder.

• Hydraulic Force Transmission: Inside the master cylinder, the force from the brake pedal pressurises the brake fluid within a sealed hydraulic system. This pressurised fluid travels through brake lines towards the callipers at each wheel.

• Calliper Operation: The calliper clamps onto the rotor, which is attached directly to the wheel. The calliper pistons move upon receiving the hydraulic pressure. This forces the brake pads against the rotor.

• Brake Pad Contact: The brake pads, made of high-friction material, contact the rotor and create friction. This friction is the primary mechanism that converts the bike’s kinetic energy into thermal energy. It slows down the wheel's rotation.

• Energy Dissipation: As the brake pads clamp onto the spinning rotor, they generate significant heat due to friction. The rotor's design allows it to dissipate this heat effectively into the surrounding air. This helps prevent overheating and maintain brake performance.

• Release and Reset: When the driver releases the brake pedal, the hydraulic pressure decreases, allowing the calliper pistons to retract. This retraction pulls the brake pads away from the rotor, reducing friction and allowing the wheels to rotate freely again, preparing the vehicle for the next braking action.

Advantages and Disadvantages of Disc Brakes

Using a disc brake has several benefits. However, you should also be aware of the drawbacks. Let's explore them.

Advantages

• Better Heat Dissipation: Disc brakes cool more efficiently than drum brakes due to their rotor's exposure to open air. This reduces the risk of overheating and brake fade.

• Performance in Wet Conditions: Their design helps disperse water from the rotor surface. It helps maintain effectiveness even in wet conditions.

• Consistent Braking Force: Disc brakes provide reliable performance, which is necessary for safety in rainy or humid conditions.

• High Torque Transmission: They handle high levels of torque efficiently. This makes them suitable for high-performance and heavy-duty vehicles.

Disadvantages

• Complex Manufacturing: A disc braking system involves multiple components and precise assembly, making production more complex than that of drum brakes, which increases its cost.

• Weight: They are heavier than drum brakes, which can affect fuel efficiency, especially in smaller vehicles.

• Frequent Servicing: Disc brakes require regular maintenance to ensure peak condition, including inspections of brake pads, rotors, and callipers.

Conclusion

Disc brakes are crucial for improving the safety and control of your vehicle. With a safety feature like a disc brake, you may benefit from lower bike insurance premiums due to the reduced risk of accidents. By purchasing good insurance cover, you ensure full protection of your vehicle on and off the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Finding a good bike under ₹70,000 in India can be a challenge, especially when you're looking for a balance of performance, fuel efficiency, and value for money. Many people opt for bikes in this budget as they offer affordable daily transportation with low maintenance costs. Whether you're a first-time rider or looking for a reliable commuter bike, several options are available in the Indian market. In this blog, we’ll explore some of the best bikes below 70000 in India.

Bikes Under 70000 in India

Here are five popular bikes that offer great value for money:

1.        Bajaj Platina 110

•     Engine: 115.45 cc
•     Power: 8.48 bhp
•     Weight: 119 kg
•     Price: ₹68,998 (Ex-showroom)

The Bajaj Platina 110 stands out with its upgraded engine and enhanced features. It offers better power and a more comfortable ride compared to its 100cc counterparts, making it suitable for riders who want a bit more performance without breaking the bank.

2.        Honda Shine 100

•     Engine: 98.98 cc
•     Power: 7.28 bhp
•     Weight: 99 kg
•     Price: ₹65,071 (Ex-showroom)

Honda Shine 100 is an affordable, reliable option for daily commuters. With a comfortable riding posture and great build quality, this bike is well-suited for both short and long-distance rides. It also offers good fuel efficiency.

3.        Hero HF Deluxe

•     Engine: 97.2 cc
•     Power: 7.91 bhp
•     Weight: 110 kg
•     Price: ₹56,674 (Ex-showroom)

The Hero HF Deluxe is a reliable, fuel-efficient bike ideal for daily commuting. It is lightweight, easy to handle, and offers good mileage, making it a popular choice among budget-conscious buyers.

4.        TVS Sport

•     Engine: 109.7 cc
•     Power: 8.18 bhp
•     Weight: 112 kg
•     Price: ₹64,410 (Ex-showroom)

The TVS Sport is designed for efficiency and performance. With its sleek design and good fuel economy, it offers a smooth riding experience. It is perfect for both city and highway rides, making it a versatile choice for daily use.

5.        Bajaj Platina 100

•     Engine: 102 cc
•     Power: 7.79 bhp
•     Weight: 117 kg
•     Price: ₹66,837 (Ex-showroom)

Bajaj Platina 100 is another one of the best bikes under 70000 in India. It offers a smooth, comfortable ride with a good power-to-weight ratio. The bike is known for its excellent fuel economy and long-lasting performance, making it a solid choice for daily use.

Conclusion

For those wishing to purchase a bike in India for less than ₹70,000, there are a number of excellent possibilities. All the bikes on this list are reasonably priced, have excellent features, and are fuel-efficient. You can't go wrong with any of these options whether you're searching for a bike that provides great mileage, cheap maintenance, or a comfortable ride. These bikes are suitable for longer journeys and regular commuting since they offer the optimal balance of dependability and price. Additionally, it's essential to invest in two-wheeler insurance to protect your vehicle from unexpected accidents or damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When you buy a two-wheeler, getting it insured is not just a legal requirement but also a smart way to protect your vehicle. Two important terms you will come across in two-wheeler insurance are IDV (Insured Declared Value) and NCB (No-Claim Bonus). Both these terms play a key role in deciding the premium you pay and the benefits you get. Understanding what is IDV and NCB in bike insurance can help you make better decisions while buying or renewing your insurance policy.

IDV and NCB in Two-Wheeler Insurance: What’s the Difference?

Let’s take a closer look at what is IDV and NCB in two-wheeler insurance and understand how they work:

What is IDV (Insured Declared Value)?

Definition: IDV is the maximum amount your insurance provider will pay you if your two-wheeler is stolen or damaged beyond repair. Put simply, it's the bike or scooter's current market value.

How it is calculated:

• The depreciation value of the vehicle is subtracted from the selling price set by the manufacturer to determine its IDV.
• For example, if the selling price of your bike is ₹1,00,000 and the depreciation is ₹20,000, then the IDV will be ₹80,000.

Impact on Premium:

• A higher IDV means better coverage, but it also means a higher premium.
• A lower IDV reduces the premium but might not provide adequate coverage in case of a loss.

What is NCB (No-Claim Bonus)?

Definition: Insurance companies give NCBs to customers who don't file claims during the policy period.

How it works:

• A percentage of the premium, known as NCB, is discounted at the time of renewal.
• For example, if your annual premium is ₹2,000 and you have a 20% NCB, you’ll pay only ₹1,600.

Benefits of NCB:

• It can significantly reduce the cost of your policy over time.
• NCB is transferable when you switch insurers or buy a new bike.

NCB Slabs:

• 1st claim-free year: 20%
• 2nd claim-free year: 25%
• 3rd claim-free year: 35%
• 4th claim-free year: 45%
• 5th claim-free year: 50%

Key Differences Between IDV and NCB

Conclusion

Your two-wheeler insurance policy must include details about both IDV and NCB. While IDV determines the coverage amount in case of theft or total loss, NCB helps you save money on your premium for responsible riding. Understanding these terms ensures you get the right policy at the best price. So, the next time you renew or buy two-wheeler insurance, make sure to evaluate both IDV and NCB carefully to maximise your benefits.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Electric bikes are becoming a favourite choice for many because of their unique blend of convenience and eco-friendliness. But do you know that they require specific care to ensure peak performance? Electric bike maintenance is important not just for longevity but for safe riding experiences as well. Let us take a look at how you can keep your electric bike in top condition.

Tips For Electric Bike Maintenance

Keeping your electric bike in optimal condition requires regular maintenance. It includes:

1. Regular Cleaning and Lubrication

Your electric bike’s drivetrain comprises the chain, cassette, and freewheel, and it is susceptible to dirt and grime buildup. Regular cleaning and lubrication can prevent this. A clean drivetrain reduces wear and maintains efficiency, which is vital as e-bikes generate more torque and can stress the mechanical parts more than non-assisted bikes.

2. Battery Care

The battery is the lifeline of your electric bike. To maximise its lifespan: 

• Keep it partially charged and store it in a cool and dry place to avoid degradation.
• Only use the charger provided with your bike to prevent damage.
• Avoid leaving the battery flat for extended periods. 

3. Tyre Maintenance

Check your tyre pressure regularly. Under-inflated tyres reduce efficiency and can drain the battery faster. On the other hand, over-inflated tyres might compromise grip and comfort, especially on rough terrains. Use the pressure indicated on the tyre’s sidewall as a guide but adjust based on weight, comfort, and the riding conditions.

4. Component Checks

Electric bikes come with hard-wearing components that are designed to handle the additional strain from the motor. Check for loose bolts and worn parts regularly, especially the chain, spokes, and wheelbase of a bike. These can affect other components if damaged. Make sure all fittings are tightened to the manufacturer's specifications.

5. Software Updates and Electrical Checks

Keep your bike's firmware up-to-date to ensure all electronic components work seamlessly. Regular checks by a professional can help diagnose issues before they become significant problems. If the bike has a walk mode, use it to rotate the wheels and chain for easier lubrication without lifting the bike.

6. Professional Servicing

Electric bike motors and batteries should never be tampered with by the owner even though they have robust construction. Consult a professional for any internal maintenance or when in doubt about the bike’s functionality. Regular service by a certified technician makes sure that internal components such as the motor and battery are correctly handled and maintained.

Conclusion

All these careful electric bike maintenance practices will help make sure that your electric bike remains reliable and enjoyable.

You must also secure robust two-wheeler insurance to safeguard your bike against unexpected repairs and replacements. It improves your peace of mind on every ride.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

When winter arrives, storing your motorcycle properly is essential to protect it from the cold, moisture, and inactivity. Poor storage can lead to rust, battery issues, and overall wear and tear, making it harder to get your bike back on the road when spring returns. With a few practical and easy-to-implement steps, you can ensure your motorcycle remains in top-notch condition throughout the winter. Here are 7 helpful tips on how to store your motorcycle for winter so you can avoid costly repairs and always keep your bike ready for the next season.

How to Store Your Motorcycle for Winter

1. Clean and Dry Your Motorcycle

Start by completely cleaning your motorcycle to remove dirt, dust, and road grime. Pay attention to hard-to-reach areas, as accumulated debris can lead to corrosion. After washing, dry your bike completely to prevent moisture from settling, which can lead to rust. Adding a layer of wax also provides extra protection against winter humidity.

2. Fill Up the Fuel Tank

If your motorcycle will sit unused for a while, fill the fuel tank to prevent rust from forming inside. Add a fuel stabiliser to keep the petrol fresh and prevent it from breaking down. Run the engine briefly to circulate the stabiliser throughout the fuel system, helping keep your engine in good shape.

3. Take Care of the Battery

Disconnect your battery to prevent power drainage during the winter. Ideally, store it in a dry, cool place where temperatures are stable. If possible, use a trickle charger to maintain a steady charge, as a discharged battery can be challenging to revive come spring. This step ensures that your battery will be ready to go when you need it.

4. Lubricate Moving Parts

During winter storage, parts like the chain, cables, and pivot points can dry out or corrode. Lubricate these components to prevent rust and keep them working smoothly. Use a quality chain lubricant and grease any exposed parts to protect against moisture and cold temperatures.

5. Check Tyre Pressure and Elevate the Bike

Cold temperatures can cause tyres to lose pressure, so inflate them to the recommended level before storing your motorcycle. If you have a motorcycle stand, use it to elevate your bike and reduce pressure on the tyres, which can lead to flat spots. Alternatively, move the bike occasionally to prevent prolonged contact with the ground.

6. Cover Your Motorcycle

Covering your motorcycle is vital to shield it from dust and moisture. Use a motorcycle cover that allows air circulation while keeping out dust and moisture. Avoid using covers made of plastic, as they can trap moisture, potentially leading to corrosion.

7. Consider Two-Wheeler Insurance

Winter storage is an ideal time to review your two-wheeler insurance policy. Comprehensive coverage can protect against unforeseen damages that might occur while your bike is in storage. In addition to storage-related incidents, bike insurance provides coverage for repairs, theft, and other potential issues, giving you peace of mind.

Conclusion

Knowing how to store a motorcycle for winter can help you preserve its condition and extend its lifespan. By cleaning, fuelling, and lubricating your bike, maintaining the battery, covering it properly, and keeping an eye on two-wheeler insurance, you’ll ensure your motorcycle remains in excellent shape throughout the winter months. A little effort now will save you from headaches and costs later, so you can hit the road confidently when warmer days return.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.