EXPERIENCE PLEASURABLE AND SAFE BIKE RIDES WITH BLUETOOTH HELMETS

According to the National Crime Records Bureau (NCRB), in the year 2014, nearly half of the lives lost in road crashes were involved in two wheeler accidents. 76% of these victims sustained head injuries as they were riding without helmets. It was also observed that lack of protective gear subjected several bikers to paralysis for life, highlighting the importance of using helmets along with this, a bike insurance  plan is also must..

An innovative type of helmet available in the market today is the Bluetooth helmet. Not only are they technology-enabled, they also offer you superior comfort and protection. With their wireless functionality and rechargeable batteries, Bluetooth helmets ensure utmost utility. Here are the top five reasons to wear a Bluetooth helmet while riding a two wheeler.

1. PROTECTION

Did you know that over-speeding and drunken driving lead to many fatal road accidents on our national highways? They are classic examples of human error, which are easily avoidable. Implementing a law that makes helmets mandatory for two wheeler riders will help save the lives of millions on Indian roads. Motor insurance will protect yourself and your motorcycle as well

Unlike cars, two wheeler riders do not have an exterior coverage to shield them from impact. The only protective gear a biker owns is a helmet. The Bluetooth helmet has an extremely strong and sturdy build that can resist high wear and tear. Lightweight and durable, this versatile helmet is a must-have in every bike enthusiast’s collection.

2. COMMUNICATION

Distracted riding is one of the leading causes of bike crashes. A Bluetooth helmet allows the biker to have hands-free phone conversations with ease. The voice-command operation further enhances its usage. Bluetooth helmets have a short range or PAN (Personal Area Network) compared to other frequency waves, perhaps their only downside. For unobstructed communication, the integrated device needs to be within a specific distance. The standard PAN range for most devices varies from 33 feet to more than 2,300 feet.

Embarking on a long-distance motorcycle journey during winter brings challenges, especially regarding rider comfort and safety. Having the right bike gear for long rides during the cold weather can make a huge difference between a potential accident and a safe and enjoyable ride. In this blog, we will look at the key gears in which you should invest to protect yourself and your bike during winter rides.

These policies are not only mandated by law but also offer financial security in case of any incident on the road. Regularly reviewing and updating your two-wheeler insurance ensures that you and your bike are protected year-round. 

Essential riding gear checklist for long-distance bike trips in winter

Riding comfortably in cold weather begins with the correct choice of clothes. And it’s not about the cost, but the function of the item that you are wearing which should be focused upon. So, if you want to have a safe and pleasant ride during the potentially tricky season with foggy weather, icy atmosphere, and greasy roads, also secure yourself and your motorcycle with a two-wheeler insurance policy. here are a few essential bike tips for your long distance rides in winter:

1. A SAFE HELMET WITH GOOD FEATURES

The first thing that you need to consider before starting a long-distance ride is a good helmet with adequate protective features. Look for helmets with more padding and removable liners as it will keep you warm and will last longer. Also, buy a helmet with a pin-lock visor as it keeps your visor clean and provides strong visibility even in foggy conditions.

2. SAFETY GOGGLES

If you are wearing a full-face helmet, then you might not need additional eye protection. However, with an open face helmet or a skull cap, you should always wear glasses or goggles to protect your eyes from dust and cold winds. Glasses should also provide UV-protection and should be made up of crack-resistant material. For long trips, consider carrying more than one pair of goggles.

3. A SUITABLE JACKET TO LOCK THE WINDS

A good jacket to shield you from strong winds is another important thing to wear before starting the ride. Look out for a wind-cheater jacket or a bomber jacket with removable winter liner and vent zips. Also, check if the jacket is waterproof so that you can drive comfortably even in extreme foggy conditions.

4. A BALACLAVA

While not everyone may find them comfortable, but a good balaclava will retain heat and block the cold. It provides immense protection to your neck and head area while you’re driving on tough roads in harsh winter conditions. Also, nowadays there are fire-resistant balaclava that protects your face from fire burns in case you meet with an accident.

5. THERMALS

Thermals add an important layer to the clothing and retains heat to keep you warm throughout the day. They are also a lot thinner and hence, make for a comfortable ride in extreme cold weather. You can wear thermal undershirts and trousers to keep your body warm and enjoy the ride without feeling bulky.

6. OVER-TROUSERS

It’s prudent to layer up your garments with an over-trouser, to complete the safety of and shield expensive gear underneath. Generally, leather, Kevlar, and other synthetic materials are used in pants designed specifically for riding motorcycle all day long. Some have hard plastic armor to provide extra protection to knees and hips.

7. PROPER GLOVES

Most of the regular bike riding gloves are rendered ineffective during the chilly winter days. Hence, a good option is to buy a new pair of gloves suitable for winter riding. Look out for the waterproof products with inner layering to keep you dry and safe. Keep in mind that they should be comfortable and provide you better control over brakes and clutch levers.

8. BOOTS THAT WILL SHIELD YOU

Riding a bike with open footwear or slippers can prove very dangerous, especially during winters. There are specially designed motorcycle riding boots with stable construction to provide you adequate protection from crashes and cold weather. Also, these shoes are comfortable and stylish enough to help you walk or ride all day long during long-distance travel.

9. AVOID TIGHT FITTING GEAR

You might be ready for a long ride on your bike with well insulated clothes in multiple layers. But if your gear is too tight, it defeats the purpose of insulation that requires air-space to be effective. Also, the tight gear restricts your movement, thus reducing your ability to safely control the motorcycle.

10. RAIN-GEAR

While all this equipment will provide adequate protection against the frosty weather, you must be equipped with rain-gear in case the weather takes a turn for the worse. It should be compact, comfortable and easy to put on or take off.

Conclusion

Hence, with proper planning and gear, you can enjoy the unique riding experience that this time of the year brings. It’s also imperative to secure yourself and your motorcycle with a comprehensive bike insurance policy, and protect yourself against financial liabilities arising due to accidents or mishaps.  These policies are not only mandated by law but also offer financial security in case of any incident on the road. Regularly reviewing and updating your two-wheeler insurance ensures that you and your bike are protected year-round. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Updated on 15 Nov 2025

Choosing between a bike and a scooter isn’t always simple. It’s a decision that will shape your riding experience, maintenance expenses and insurance premiums for the next ten years at least. With climbing fuel costs and congested city roads, choosing the right two-wheeler should extend beyond gear systems and engine power. Your daily commute distance, storage needs, budget and comfort all need to be considered.

While scooters excel in city traffic with better fuel efficiency and ease of use, bikes offer superior performance for longer distances and highway travel. This guide provides key differences between bikes vs scooters and two-wheeler insurance considerations to help you pick the most suitable one.

Key differences between bikes and scooters

Here are four key criteria that differ between scooters and bikes:

1.     Size and design

When it comes to size, scooters are traditionally smaller than a standard motorcycle. Although there is room for more than one rider, they feel slightly uncomfortable when compared to motorbikes. Due to the smaller tyres and compact body frame of scooters, maintaining balance while turning becomes challenging, especially at high speeds.

Scooters work well for quick trips along smooth roads and side streets, whereas most motorcycles, owing to their powerful engines, sturdy build and advanced suspensions, can handle highway rides at high speeds for long journeys.

2.     Storage capacity

Modern scooter models, like Activa and Jupiter, can easily accommodate two riders and provide front storage space. In addition, their under-seat storage offers significantly more capacity and practicality than the small compartment found under a bike’s seat.

3.     Fuel-efficiency

Cost vs mileage is the primary deciding factor for most buyers. Scooters typically give a better average than bikes simply because of a smaller engine size and lighter body weight. Scooters can give you anywhere between 40 - 80 kmpl, while motorcycles range from 35 - 60 kmpl, depending on the engine capacity.

4.     Performance and safety

Scooters operate with low-powered engines that limit acceleration and speed. However, this also reduces the incidence of rash driving incidents. On the other hand, bikes offer advanced safety features, such as disk brakes and ABS (Anti-lock Braking System), which prove helpful in emergencies, such as panic-braking at higher speeds.

Factors to consider before choosing bikes and scooters

The following considerations should guide your decision when selecting between a scooter and a motorcycle:

• Daily commute distance: Scooters are better for short city rides of up to 20–30 kilometres, while bikes are more suitable for longer distances and hill and highway travel.
• Comfort preferences: Scooters allow easier mounting and dismounting, which is convenient for riders wearing traditional attire, like sarees and dhotis. They are also convenient for senior citizens and people suffering from joint pain.
• Short and long-term investment costs: Generally, scooters cost less to buy and are easier to maintain in comparison to bikes.
• Local traffic conditions: Consider your frequently taken routes, as they can influence mileage. Scooters tend to be more fuel-efficient in city traffic due to their automatic transmission and ease of riding in stop-and-go conditions. Bikes perform better in open spaces, on highways, and on longer routes due to their larger fuel tanks, geared engines and better stability.
• Riding experience: The vehicle’s power and handling should match your skill level and comfort. Scooters are easier to ride as they are lightweight and less complicated, while bikes offer better performance but might be heavy for some riders.

Importance of buying two-wheeler insurance for both bikes and scooters

Regardless of whether you choose a bike or a scooter, having two-wheeler insurance is mandatory under the Indian Motor Vehicle Law. Third-party insurance covers legal liabilities arising from accidents involving other vehicles, property or individuals.

Comprehensive policies, which can be enhanced with add-ons like personal accident coverage and roadside assistance, provide additional protection for your vehicle against accidents, theft, fire, natural disasters, etc.

Comprehensive two-wheeler insurance is particularly important for expensive bikes and scooters, where repair and replacement costs can strain your finances significantly.

Many insurers offer specific benefits and coverages for different vehicle types, modifications and usage patterns.

Having valid insurance also ensures smooth claim settlements and legal compliance during traffic violations or third-party claims.

Conclusion

The choice between a motorcycle and a scooter eventually depends on your individual requirements, riding behaviour and budget. Consider your daily travel distance, skill level, comfort and maintenance capabilities before making your final decision.

While you evaluate the pros and cons of bikes vs scooters for your specific needs, remember to protect your investment and your rides with a comprehensive two-wheeler insurance. Let us help you stay financially and legally covered during any unforeseen incidents. Fill out the form provided on this page to get two-wheeler insurance tailored according to your budget, everyday needs, and add-on preferences.

FAQs

• Do two-wheeler insurance premiums differ between bikes and scooters?

Yes, insurance premiums vary based on engine capacity, vehicle value, age and risk assessments. Scooters usually have lower premiums due to lower engine capacity and accident severity. High-performance and sports bikes attract higher premium rates.

• Which vehicle offers better resale value: a bike or a scooter?

Bikes generally maintain better resale value, especially popular brands and models with good maintenance records. Scooters depreciate fast, though well-maintained premium scooters can retain reasonable value in the used vehicle market.

• What insurance add-ons are available for bikes and scooters?

Insurance add-ons for two-wheelers include zero depreciation, engine protection and roadside assistance. However, some insurers offer specific covers like helmet and riding gear protection for bikes, and anti-theft devices coverage for scooters. Please contact your insurance provider for more details.

• What safety gears are recommended for bike and scooter riders?

Both vehicle types require ISI-certified helmets as mandatory safety gear. Bike riders who travel long distances and hilly regions frequently should also consider additional gear like knee guards, gloves and jackets.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

A rider being stuck in the middle of a road with a malfunctioned two-wheeler is a common sight these days. There is a high probability that you may find yourself in a similar situation where you would need urgent help from someone to rescue you from that situation. Calling up the mechanic from your regular two-wheeler garage will be the first thing that you would consider. However, it is more likely that you might be stuck in an area that is far away from where your regular garage is situated.

Read on to know the benefits of roadside assistance cover in your two wheeler policy?

Thankfully, you can escape from all the hassles by simply dialling a number. Dial the roadside assistance number offered by your two-wheeler insurance provider and help will reach you shortly. With roadside assistance as an add-on feature along with your comprehensive two wheeler insurance, there would be help at hand for minor repairs, towing, refuelling, rectifying flat tyre, etc.

How roadside assistance works

To avail roadside assistance you simply need to call your insurance company, and they will ensure that help reaches you as soon as possible. Usually, most of the roadside assistance services are free, but you need to pay for the costs of some of the services involved. For example, if your two-wheeler has run out of fuel, refuelling cost would be on you.

However, if your two-wheeler needs to be towed to the nearest network garage, then the towing cost would normally be included in your policy coverage. Your insurance company may have capped the towing charges. Any towing charge over and above the amount that’s payable by the insurance company would have to be borne by you.

How much does roadside assistance costs

The cost of roadside assistance depends largely on the age of the two-wheeler. For a new vehicle, roadside assistance may come as a complimentary service. In the case of older two-wheelers, your insurance company may either build the cost into the premium and offer the service as a standard package or charge the premium separately and provide it as an add-on service. Your insurance company may also cap the number of roadside assistance services during the policy period.

You should hope you are never caught in a situation where you are in an area that you do not routinely visit and are stranded, as there is a breakdown of your two-wheeler. It is specifically for such situations that it is advisable to opt for roadside assistance as an add-on facility with your two wheeler insurance policy. It is not just about breakdowns. You may need assistance after an accident, and there is no better help than the roadside assistance facility offered by your insurer.

Conclusion

A roadside assistance cover is much more than an add-on feature, it is a crucial safety net for the rider. In case of a sudden breakdown, fuel shortage, or tyre issue, RSA ensures you’re never stranded. While choosing your bike insurance policy, especially if you’re upgrading from a basic third party bike insurance, consider investing in a comprehensive plan with RSA. It offers not just protection but also confidence and convenience every time you hit the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

With the right guidance, you can choose the perfect motorcycling boots to keep yourself safe and stylish

According to a study conducted by the Centers for Disease Control and Prevention, researchers found that about 30% of the non-fatal motorcycle accidents ended up heavily damaging the legs and feet of the rider. That can be a scary statistic if you’re a frequent bike rider. However, there’s not much you need to worry about if you follow the road safety rules and take appropriate precautionary measures while riding a motorcycle. It is important to secure yourself as well as your motorcycle with the help of a two wheeler insurance.

Motor insurance not only provides financial protection to your motorcycle against the risks of theft or damages, but also cover you for medical bills and hospital expenses in case of an accident. 

While riding a bike, you have to place your feet next to the engine, which can get extremely hot during the ride. This poses a substantial threat to your legs and hence, it’s imperative to wear a sturdy pair of bike-riding boots which can withstand such threats. Apart from protecting your legs, these boots also make a solid fashion statement and helps you to walk around quite comfortably. Here is a quick guide that will help you to choose the perfect motorcycle boots for you:

Purpose

You need to figure out what kind of boots will serve you the best, depending on your riding style and the conditions in which you have to ride. If you’re a street rider and use your motorbike for daily commute, you can opt for a basic pair of closed boots. However, if you’re an explorer who often go for rides on rugged surfaces like mountains or terrains, dirt rider boots will suit you better as they offer solid protection, rigidity and strength.

Optimum Protection

One of the most important things to keep in mind while choosing your motorcycle boots is the level of protection they offer. This is the basic purpose of opting for boots and should be given preference over everything else. In general, your riding boots should be able to protect you from extreme weather conditions and shield your feet from getting injured or bruised in case of an accident.

Safety Features

A good pair of riding boots come with multiple safety features such as heavy molded padding, high insole protection, a reinforced shin protector pad and protective braces for heels and toe sliders. Check for boots with a well-constructed sole, which is slip-resistant to ensure a good grip on the footrest. A pair of good quality ankle padded boots can help you tackle situations like extreme twisting and contouring.

Length and Style

While choosing motorcycle boots, style is something that is secondary, but it’s still carries a lot of significance. The coverage and length are some of the factors you can look after before buying your riding boots. You can either go for ankle-length boots which looks compact and smart or you can choose mid-length or three-fourth length riding boots which provides good protection by keeping your shin and ankle covered.

Two-wheelers are one of the most convenient and cost-efficient modes of commuting. Their ability to cut through long traffic snarls and narrow lanes means that you can reach your destination as quickly as possible. Moreover, two-wheelers are the best means to avoid the hassles of using public transport for those who can't afford a car.

However, there's no denying the fact that even though two-wheelers are cool and fuel-efficient, they are riskier than cars. According to the Insurance Information Institute, a two-wheeler accident is 30 times more likely to cause the rider's death than other vehicles. The NCRB data also shows that in 2019, around 58,747 two-wheeler occupants died in road accidents against 22,637 car occupants.

Therefore, it is imperative for two-wheeler owners to follow certain road safety tips while riding their bikes or scooters. It will not only help in avoiding an accident but also provide them with a stress-free riding experience.

Below are some useful bike safety tips you can follow while riding your two-wheeler in India:

1. Always wear a helmet while riding

Protecting your head from injuries is of utmost importance as an injury to this part of your body can prove disastrous. Many people have narrowly escaped death because of their smart decision to wear a helmet.

According to the Motor Vehicles Act of 1988, it is mandatory for all two-wheeler owners to wear a helmet while riding their bike or scooter in India. Not doing so can attract a penalty of Rs. 2000 or 3-month suspension of your driving license or both.

2. Make yourself visible

Even the largest of bikes are the smallest vehicles on the road. Therefore, it's crucial for the rider to make himself and his motorcycle visible to other drivers so that they can maintain a safe distance with him. In particular, you should stay away from the blind spots of large vehicles such as buses and trucks.

You can wear reflective bands or bright coloured clothes and helmets to make yourself visible to other vehicles. You must take extra precautions while riding during the night or on highways. Besides, you can also put reflective bands on either sides and back of your two-wheeler.

3. Maintain safe distance from other vehicles

While riding a two-wheeler, you should always maintain a safe distance from other vehicles. This is to prevent collision with another vehicle if its driver suddenly applies the brakes or changes lanes. Make sure you have enough space to move around or slow down in such a case.

Also, while overtaking a moving vehicle, ensure that there is plenty of space between the two vehicles. Avoid overtaking until you're given a pass by the vehicle moving ahead of you. Never try to cut through the space left between two moving vehicles as it could result in a lethal accident.

4. Ride what you can handle

Though fancy bikes with powerful engines can fascinate you, you should avoid riding them unless you're an expert. Instead, you should ride a motorcycle which you can easily handle. In case you find it difficult to ride a motorbike, you can purchase a scooter which is relatively easier to ride and handle.

Today, there are plenty of bikes and scooters available in the Indian market. Pick the one which offers a comfortable ride, suits your physical strength, and fits in your budget.

Your motorcycle tyres are the only contact point between you and the road. So, it plays an important role in maintaining balance and control. The tread design of the tyres directly affects safety, fuel efficiency and riding experience. Understanding different tyre tread designs will help you make informed decisions about tyre replacement and maintenance.

This blog explains what tyre tread designs are, their importance, and the different types.

What are tyre tread designs?

Tyre tread designs refer to the patterns of grooves, channels and raised rubber sections on your tyre’s surface. These patterns are carefully engineered components that determine how your bike performs on different road surfaces. The tread design includes circumferential grooves that run around the tyre, lateral grooves that cross the tyre width, and solid rubber blocks called lugs.

Between these lugs are spaces called voids that allow the tread to stretch and grip the road. Modern bike manufacturers use advanced technology to create tread patterns that optimise traction, water dispersion, heat management and wear resistance.  The depth and arrangement of these patterns influence your braking and puncture resistance and cornering stability.

Importance of tyre design in two-wheelers

Tyre tread design plays a critical role in two-wheeler safety because motorcycles rely entirely on two small contact patches for stability. This means that, unlike cars that have four wheels, two-wheelers cannot compensate for poor traction from one tyre.

The tread pattern determines how well your tyres push water away during monsoons, grip uneven surfaces, and maintain contact during emergency braking.

In regions with diverse road conditions, from smooth highways to pot-holed, riddled city streets, the right tyre tread can prevent skidding or loss of control.

Proper tread patterns also improve fuel efficiency by reducing rolling resistance and extending tyre life through even wear distribution.

Types of tyre tread patterns

Tyre tread designs fall under three main categories. They are:

1.     Symmetrical tyre tread pattern

This tyre tread design features identical designs on both sides of the tyre’s centreline. These tyres can rotate in either direction and offer consistent performance regardless of mounting position. They are long-lasting, provide balanced dry and wet weather performance, and are ideal for everyday commuting.

2.     Asymmetrical tyre tread pattern

In an asymmetrical type, both sides of the tyre tread are dissimilar in design. The outer side usually features larger tread blocks for better cornering grip, whereas the inner side has more grooves for water drainage. This offers better traction on flat-out roads. They are popular on sport bikes and premium motorcycles.

3.     Directional tyre tread pattern

This tread design creates a V-shaped groove that only works when rotating in one specific direction. This pattern excels at channelling water away, while providing straight-line stability at high speeds. They are common in sports bikes and touring motorcycles.

Choosing the right tyre tread for your bike

Selecting the appropriate tread pattern must depend on your riding habits, weather conditions in your region, and bike specifications. Here are a few tips:

• Choose asymmetrical patterns for daily commuting and mixed road conditions. These treads offer reliable performance and good value, while handling light rain adequately in normal riding speeds.
• Opt for asymmetrical patterns if you frequently ride on highways and enjoy spirited cornering. They provide better high-speed stability and cornering confidence for performance-oriented riders.
• Select directional tread designs for heavy monsoon riding or long-distance travelling. They provide excellent water evacuation, which significantly reduces the risk of tyres losing contact with the wet road surface or floating in flood water.
• Consider the bike’s power outage and frequently used roads. Deeper treads may be helpful for rough roads with debris, as they prevent puncture, while low-profile treads can improve fuel efficiency on smooth highways.

Role of tyre conditions in comprehensive bike insurance claims

Tyre conditions can significantly influence comprehensive bike insurance claims. Insurers assess tyre maintenance when processing accident claims, as worn or inappropriate treads can cause mishaps.

If the investigating officer finds out that poor tyre condition caused or worsened an accident, your claim might face partial or complete rejection.

Conversely, well-maintained tyres with appropriate tread depth keep your No-Claim Bonus (NCB) intact as they reduce the risks.

Many insurers offer tyre protection add-ons that cover punctures and sidewall damage, but these typically exclude normal wear and tear. Check your policy wording for the complete list of inclusions and exclusions.

Conclusion

Tyre tread designs are not merely aesthetic choices but are crucial safety features that determine your riding experience and survival on various roads.

Worn treads not only increase accident risks but also complicate insurance claims when you need financial protection the most. Therefore, regularly maintain your tyres and replace them when the treads lose their paper trail.

While you make an effort to improve your ride with the right tyres, remember to protect your bike with two-wheeler insurance. Allow us to financially and legally safeguard you during an unforeseen incident. Get bike insurance online with relevant add-ons tailored to your everyday needs by filling out the form provided on this page.

FAQs

• Can I mix different tread patterns on front and rear tyres?

You can use different tread designs for front and rear tyres as long as they are compatible with your bike’s specifications. Check with an authorised service centre before making any decisions.

• What is the right time to replace a tyre with a worn-out tread?

It is recommended to replace your bike tyre when the tread depth reaches 1-2 mm.

• How does tread depth affect my comprehensive bike insurance premium?

Insurance providers might offer discounts on premiums for well-maintained bikes with adequate depth because they pose lower risks. However, worn tyres with insufficient tread can lead to claim rejections if they contribute to accidents, which could increase your premium significantly. Talk to your insurer for more details.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

It is the preferred mode of transportation for millions of Indians. With rising global crude prices and the Government's decision to deregulate fuel prices and leave them to the whims of global goings-on, many first time car buyers are having second thoughts about their decisions and are either sticking to their old, faithful 2-wheelers or are planning to buy new, better ones. This only augurs well for the robust Indian 2-wheeler market. Let's take a look at some of the interesting facts about this market.

Statistics: 2-wheeler production in India grew by 7% in 2013-14 with 16.9 million units, as compared to 15.7 million units in the previous year. 12.5 million Motorcycles, 3.7 million scooters and 0.7 million mopeds were produced in this financial year. Domestic sales have also seen a 7% growth and companies sold 14.8 million units (as against 13.8 million units) during 2013-14. This roughly translates into a US$ 14 billion industry; without even considering other paraphernalia like suppliers, accessories, dealers, etc.

Gearless Scooters: Although motorcycles command a major share in the market, the rise in the popularity of the gearless scooters is astounding. This segment posted an astonishing 25% growth from the previous year in 2011-12. This popularity can be attributed to heavy traffic conditions in cities and such scooters are very popular with college-going girls and working women. The most popular scooter is Honda’s Activa, which sells more than 100,000 units a month. It also has a waiting period of around 10 days to 2 weeks.

Major Players: Hero MotoCorp still leads the pack with a 41% market share but the major overhaul was seen in the second spot, where Honda has dislodged Bajaj from the Number 2 position and now has a 24% market share. These two are followed by Bajaj (at 14%) and TVS (at 12%). Yamaha is at 3% and brands like Suzuki, Mahindra, Royal Enfield make up the remaining 5%.

Rural Sector: The primary demand for motorcycles (entry-level) still comes from the rural sector. So even though the demand for cars might be more on the lines of luxury, the driving force behind a 2-wheeler sale is utility. This is the main reason for the constant rise in the sales of 2-wheelers through the years even when economic conditions were not conducive for growth.

DON’T LOAD UP ON WATER RIGHT BEFORE A LONG BIKE RIDE

A long bike ride is the perfect escape from the bustling city streets and hectic schedules of everyday life. While this quest for adventure leads us to explore the vast landscape, any long-distance trip is incomplete without careful planning and a comprehensive bike insurance policy.

While finalizing the nitty-gritties of the trip, create a long bike ride checklist to help you stay safe and prepared. Listed below are some things to keep in mind before you head out on the ride.

DO YOUR RESEARCH

Whether it’s your first long bike ride or your one-hundredth as an experienced rider, it never hurts to do your research. Map out the destination and check up on the weather conditions, road conditions as well as medical facilities along the route. Be sure to include plenty of breaks along your ride to help you stay fresh and alert also buy the best motor insurance to keep yourself and your bike safe..

WEAR PROPER RIDING GEAR

Before heading out onto the open road, it bodes well to ensure you have all the appropriate riding gear in place which provides protection in case of accidents. These include durable pants to withstand any weather, a full-faced helmet, abrasion resistant jacket, riding boots which protect your feet and ankles and gloves for additional protection.  

DO NOT OVEREAT

First time bikers tend to make the mistake of loading up before their long bike rides, which leaves them groggy during the journey. Therefore, we suggest keeping your first meal light and ensure you eat light during the breaks as well.

STAY HYDRATED

While drinking less water is a common mistake, during your long bike ride, you must ensure you stay hydrated. Dehydration not only causes fatigue but also leads to headaches and nausea, which can compromise your riding ability.

GET A FULL SERVICE DONE

Before a long bike ride, you want to ensure your bike is in its best condition. Therefore, we recommend getting a thorough servicing done before the trip. This will cover all the essential checkpoints such as brake oils, spark plugs, chain and more.

FILL HER UP!

Start your trip on the right foot by filling up the tank. Filling up before the trip can save you time, as well as prepare you in case you encounter no fuel stops on the road. Additionally, you can use the trip-meter to clock the distance and mileage of your long bike ride.

April 1, 2017, was the date when BS-IV (Bharat Stage) norms came into effect all over the country. That means any vehicle to be sold after April 1 2017, would have to conform to this emission standard and new vehicles complying with BS-III standards can no longer be sold to customers. For the uninitiated, BS-IV refers to emission norms that are modelled along the lines of the Euro 6 norms found in Europe. Emission norms are the control standards that regulate emission coming out of vehicles.

What is Bharat Standard?

Bharat Standard is a set of emission control norms that were enforced by the government in the year 2000. These standards regulate the exhaust emissions or air pollutants coming out of vehicles having an internal combustion engine. The Central Pollution Control Board that is supervised by the Ministry of Environment & Forests and Climate Change sets the standards. The framework for these norms is the same as that of the European regulation.

BS-IV is the latest and most stringent emission standard to be introduced in the country, and succeeds the previous BS-III norms. After this, the automotive industry will skip BS-V and directly incorporate BS-VI emission standards by April 2020, with manufacturers and fuel suppliers already working towards achieving that goal.

Why Is BS-IV important?

BS-IV is important because of the rising air pollution. Since these norms restrict emissions of vehicles, they play a crucial role in controlling pollution. Vehicles emit dangerous gases such as carbon monoxide, nitrogen oxide, and sulphur dioxide that are bad for human health.

Indian cities are already figuring prominently among the most polluted cities in the world list: Delhi, Gwalior, Allahabad, Patna, and Raipur have already made the cut. In order to develop in a sustainable manner India needs to control its air pollution and BS-IV is one of the ways of doing it.

What Are the Benefits of BS-IV?

Apart from the obvious benefit of lowering air pollution BS-IV offers many other advantages as well. In order to manufacture BS-IV-ready vehicles, manufacturers have to adopt updated technology that makes vehicles more fuel efficient and powerful. Not only automakers, but also fuel suppliers will have to upgrade to BS-IV quality fuel so that the internal combustion engine runs cleaner and more efficiently.

While manufacturers created buzz before the implementation of norms for the unsold BS-III vehicles, the Supreme Court refused to extend the deadline. Now, when the norms are into swing and you might be opting to buy a new vehicle, don’t forget to opt for a car insurance or bike insurance policy. Compare motor insurance plans online before making a purchase.

With ever-increasing traffic congestion and varying road conditions, two-wheelers continue to remain the favourite mode of transport for commuters across India. Convenience features like ease of usage, ease of manoeuvrability, and hassle-free parking continue to be the top reasons for owning a two-wheeler. In addition, low down payment, attractive loans, and low maintenance costs make owning two-wheelers easy.

The Indian two-wheeler market is where the buyers are spoilt. Within every segment, there are multiple choices for the buyers to consider. In addition, imaginative marketing and promotions add to the confusion, and buying a two-wheeler becomes a daunting task.

Types of Bike to Buy

Selecting the right type of bike is important as it should match your preference and budget. Here are some common categories to consider:

1. Commuter Bikes: Ideal for daily commuting, these two-wheelers offer good fuel efficiency, comfortable seating, and low maintenance costs. They are made for city and short-distance travel.
2. Sports Bikes: Ideal for adventure enthusiasts, sports bikes have advanced make and premium styling. They are good for people who are looking for maximum speed and riding experience.
3. Cruiser Bikes: Known to offer comfortable riding posture and classic design, cruisers are perfect for long-distance rides and highway cruising. They offer a balance of speed and ease that is preferred by many riders.
4. Off-Road Bikes: Designed for uneven terrains, these bikes promise good suspension systems and durable build. These are best for adventure lovers and people who enjoy off-roading. 
5. Electric Bikes: With the growing emphasis on the environment and sustainable development, electric bikes are gaining popularity. They are an eco-friendly mode of travelling with lower costs and are ideal for urban roads.

5 Things to Check Before Buying a New Bike in India

Here is a quick guide to help you identify your requirements so that you can zero in on the perfect ride:

Usage

The most important consideration for selecting a two-wheeler is, 'What will be the nature of my usage?' A vehicle with more power is ideal if you plan to commute longer distances along highways, on the other hand, you can settle for lower-power options if you have shorter trips within city limits. The number of kilometres that you plan to cover each day should influence your purchase decision. A two-wheeler that is great on city roads might not be a good choice on rough roads. If your travel includes such routes, you need a vehicle with better suspension. Go for a two-wheeler that has a reliable shock-absorbing mechanism for managing longer, bumpier rides.


Budget

As always, never put the cart before the horse! Fix a budget before you start hunting for a two-wheeler. For example, once you set a budget of `50,000 to `60,000, you will get a clear view of your options, keeping you off vehicles that are below or beyond your range. However, don't let this be your guiding light. Based on your overall requirements, you might be able to get more value for lesser cost.

Bike Features

Extreme fuel efficiency is one of the key draws for two-wheeler buyers. With bikes claiming to offer efficiencies of over 100 km, buyers have more options than ever before. Acquaint yourself with the features of the vehicle you plan to buy and look out for expert reviews, comparisons, and analysis. Always take the claimed mileage with a pinch of salt. Remember that the mileage under test conditions is not what you can expect on the road. Also, note that fuel consumption is influenced by the riding style and maintenance. Choose a two-wheeler that is durable and, at the same time, would complement your style. Look for features like body graphics, headlight styling, seating comfort, safety features, and storage space.

Maintenance and Servicing

Generally ignored, this factor weighs heavily in making an informed buying decision for a suitable two-wheeler as it has a direct bearing on your running cost. The manufacturer you select should have an extensive network of service centres providing easy availability of spare parts.

Resale Value 

Last but not least, look for a vehicle that has a higher resale value. A vehicle that is still in production (at the time of sale) will fetch a higher value.

Also don't forget to secure your future and finances with a suitable two-wheeler insurance policy. You can buy 2-wheeler insurance online. Buying 2-wheeler insurance online can help you compare policies and get discounts.

Conclusion

Thorough market research and comparing options are important first steps in choosing the right bike. To safeguard your investment, you should consider bike insurance.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

For many, riding a two-wheeler is one of the riskiest things to do. Riding a bike is considered to be more dangerous than driving a car, as you are not only exposed to the harsh surroundings but also have little protection, in the event of an unfortunate accident. This blog discusses the health benefits of riding a motorcycle, why learning to ride is a great lifestyle skill, and the precautions you need to follow whenever you take your bike out on the road. 

Why should you learn to ride a motorcycle?

Most riders ride because they love the feeling of freedom and the joy that comes with it, while others merely ride to meet their commuting requirements. There is also the element of bike riding being mentally demanding, as you need to have a high level of focus and alertness in order to react quickly towards anything that may happen on the road.

Benefits of riding a motorcycle

No matter what the reason, there are several health benefits that two-wheeler riding offers.

Let's take a look at some of the benefits of riding a bike-

1. Helps You Shed Those Kilos Overtime

Motorcycles are heavy machines. Riders have to use their bodies to balance and steer their bikes safely and steadily. The more rugged the terrain, the more effort the rider needs to put in. Riding a bike also impacts your body chemistry by increasing your insulin sensitivity. This tells your body to store less fat and improves metabolism. What can be a better workout than a refreshing ride to lose the calories?

2. Improves Core Strength and Stability

Riding improves your core strength. How? You ask. The rider is forced to remain upright while riding, which in turn, develops your core muscles. Add the wind factor to this equation, and you’re all set for a great proverbial workout session. Maintaining your posture is a low-impact exercise that improves muscle tone and improves overall body stability.

3. Helps in Strengthening Your Neck

In this age of smartphones and white collar jobs, neck muscles are being strained to never-before levels. There are many people who are experiencing problem with their necks, especially due to mobile phone addiction. Guess what? Riding your bike can act as therapy for your neck. Just ensure that you don’t have to crane your neck or strain your back to ride your bike. You should be comfortably seated in an upright position while riding.

4. Helps Build Stronger Legs

Riders develop strong leg muscles over time. This is because riding demands work from the knees and thighs. Regular riding is a great way of exercising these muscles without stressing them too much. Light workout combined with regular riding can develop key leg muscles while simultaneously eliminating any pain points. No more doing painful deadlifting in the gym!

5. Improves Mental Health

Health is not only limited to physical well-being, mental-health is just as important. Riding gives you an endorphin boost, which elevates your mood and makes you feel good and happy. Your weekend ride also increases your energy levels as well as your mental outlook.

6. Makes You Smarter

Navigating a motorcycle requires as much mental as physical work. The prefrontal part of the brain works hard to establish a higher level of concentration while riding a bike. The constant mental stimulation and perception required in safely riding a bike on an open road and making split-second judgments improves cognitive functions. So regularly ride your bike to give yourself more brain power.

7. Makes You Feel Happier and More Connected to the World Around You!

Adrenaline, a chemical produced by the brain (also known as the fight or flight hormone), creates a feeling of happiness and fulfilment. Pacing on an open road, watching the landscape fly by and feeling the breeze can give you an adrenaline boost like no other.  The sense of adventure brings with it a huge dose of confidence. Bikers also feel more connected to their surroundings in ways that are hard to articulate but easy to feel. In other words, motorcycling helps you find your Zen.

These are just some of the benefits that a rider enjoys while riding his bike. So, while most may pursue riding for fun and the freedom it provides, they inadvertently end up improving their physical and mental wellbeing.

Precautions to take while riding motorcycle

While there are several benefits of riding a bike, you need to keep a few precautions in mind-

1. Wear Protective Gear

Safety gear is essential in case of an accident. Always wear a well-fitted helmet that meets safety standards in order to reduce the risk of head injuries. In addition to a helmet, wear padded jackets, gloves, knee guards, and appropriate footwear. These will protect your body from road rash and other injuries during a fall.

2. Stay Visible

Riders are more vulnerable on the road, especially in heavy traffic or poor visibility conditions. Wearing high-visibility clothing or reflective gear can make a difference in ensuring that other drivers see you. Always use your headlights, even during the day, to make yourself visible to others.

3. Practice Defensive Riding

Motorcycle riders must be alert to the movements of other drivers. Maintain some distance from other vehicles on the road, watch for sudden lane changes, and avoid blind spots. Be extra cautious around intersections, where accidents are more likely to occur.

4. Maintain Your Motorcycle

Regular maintenance along with timely repairs are vital for ensuring the safety of your bike. Before each ride, check the tire pressure, oil levels, brakes, and lights. A well-maintained motorcycle is less prone to break down or cause accidents.

5. Be Aware of Weather Conditions

Weather conditions play a significant role in your safety on the road. Wet roads, ice, and strong winds can reduce your bike’s stability and increase the risk of accidents. Avoid riding in extreme weather conditions; always check the forecast before heading out.

6. Avoid Riding Under the Influence

It is not advisable to ride a bike under the influence of alcohol or any other substance that impair your judgment. Riding a bike requires full concentration, and even small lapses in focus can have serious consequences.

Conclusion

Riding a two-wheeler can be pretty risky too as you are exposed to the surrounding and have little protection. Wearing proper protective gear and practicing safe riding will keep you safe. Taking out two-wheeler insurance before setting out for your ride will add to your peace of mind, as you know that your bike is insured from any untoward incidents that may happen while on the road. Compare the different options such as comprehensive bike insurance and add-ons available to choose the best protection for your rides.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

If you own a two-wheeler (or a car), it is mandatory that you have a third party motor insurance cover. However, this may not be enough. Third party covers only take care of payments due to anyone that may have been hurt by your vehicle. To protect yourself and your vehicle, you need to apply for a comprehensive motor insurance policy.

In case you own a two wheeler, a comprehensive car insurance policy policy would be your best bet. That being said, you should make sure to find the best and most affordable two-wheeler insurance policy, that covers all of your requirements.

Here are a few tips to help you reduce your two-wheeler insurance premium:

Compare insurance plans

It is beneficial to compare various insurance plans, such as comprehensive two wheeler insurance, offered by general insurers. You have to check the coverage, the bonuses offered, and tailor the policy according to your requirements. Doing so will help you reduce your premium. For example, if you’re buying a policy to cover a bike that is rarely used, it won’t require as much coverage as a policy for a bike used on a daily basis. This makes the former much cheaper.

Avoid making small claims

It is better to pay for minor repairs caused due to an accident by yourself, instead of making a claim. This is because most two-wheeler insurance policies offer a no-claim bonus for every year that you don’t make a claim on your policy. This bonus also helps significantly reduce your premium payable for the next policy year. So keep your bonus intact by not making small claims.

Purchase add-ons wisely

Motor insurance policies offer add-ons called riders for extra coverage. Some of these riders like the roadside assistance rider, zero depreciation cover, etc. are common to most general insurance policies. However, it is important to choose your add-ons wisely, and only according to your requirements.

Opt for long term policies

Two-wheeler insurance comes with an option to choose a 1-, 2- or 3-year policy. Opting for longer terms reduces the premium, since the premium will not change for the duration of the policy term. Yearly renewal of the policies, on the other hand, usually raises the premium with every renewal.

Renew your policy on time

You must remember to renew your existing two-wheeler insurance policy before the completion of the tenure. This saves all the benefits you have accrued, and lets you pay online without much paperwork. All you have to do is provide some policy details and make an online payment of the required premium. If you need a reminder, you can set one up online.

Buy policies from the same insurer

If you have taken other general insurance policies, like health or travel from a particular insurer, try to bike insurance online from them as well. This way, you are likely to receive loyalty discounts on your premium.

Conclusion

Reducing your two-wheeler insurance premium is achievable through strategic planning and decisions based on thorough market research. By comparing plans and maintaining a claim-free record, opting for long-term policies, and consolidating policies with a single insurer, you can enjoy comprehensive coverage at a more affordable cost. Always assess your individual needs and consult with insurance professionals to make the best choices for your situation.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The want for speed is inherent among most of us. We all have a tendency to go faster and faster. The same logic applies to two-wheelers. If you are currently on a scooter, you will upgrade to a motorcycle. If you are on a motorbike, then you will want to upgrade to a more powerful bike. Think power and a sports bike comes to mind. The thought is tempting and can often lead to hasty decisions. But like everything in life, sports bikes require money and quite a lot of sensible thinking. Here we give you 10 points to remember before you go for your first sport bike and discuss why having bike insurance is necessary.

Things to Know Before Buying a Sports Bike

A sports bike is a mode of transportation and a style statement. Here are ten important points to consider before purchasing one-

Proper Gear

First and foremost, never forget about buying proper sport bike gear. Head towards safety gear first, at least get a certified helmet, jacket, gloves, and boots. Wearing safety gear is essential before heading out to ride every time.

Keep in Mind the Fuel Prices

New bike buyers would be wrong to assume that fuel for their sports bikes will be in any way cheaper. Fuel consumption depends largely on the number of cylinders, cubic capacity, and your own riding style.

Services and Spares Will Be an Issue

The market in India is not ready for big bikes, and finding spares for your bike will be very difficult (and expensive) if you don’t know where to search for them. If you are going for a bike like that, you should do so knowing very well the risks that come along with it.

Select the Bike as a Beginner

If you think riding a commuter 150cc motorcycle qualifies you to ride a sport bike, you have a huge misconception. You must choose a bike that is good for beginners for you to learn your way on it. Jumping on a high-power bike for the first time makes the risk of an accident very high!

Go for a Second Hand One for Your First Time

Unless you have money to throw away, buy a used bike. It is always a better choice for your first time to go for a used bike when you are learning your way on it.

Take Time Out to Ride

You must take time from your daily schedule to take out your bike for a ride. Proper running is required for the proper functioning and long life of your bike.

Do Not Be Overconfident

You think you are a sensible rider and have self-control, so you won't crash. Even the perfect rider can make a mistake and is at risk of accident always. Remember, when you are riding, you are not the only person on the road.

Always Think About Yourself

The process of riding a motorcycle is just like climbing a ladder and you just can't get on top without going step by step. You are going to learn to be a good rider, so think about yourself rather than impressing people and your friends.

Driving and Riding Are Two Different Things

You must understand that riding a bike and driving are two different things and two different worlds as well. Cars are different machines from motorcycles and their driving and riding are not at all the same thing. So never mistake your proficiency on high-powered four wheelers, as a recipe for success in handling sports bikes as well.

Do Not Forget Insurance

Having  two-wheeler insurance  will always work in your favour. Accidents can happen at any time and insurance will help you cover the costs, preventing your out-of-pocket expenses.

Why to Buy Bike Insurance?

Having a sports bike is an exciting experience, but it comes with considerable risks and responsibilities. Here is why bike insurance becomes essential and non-negotiable for this two-wheeler-

1. Legal Necessity: The Motor Vehicles Act mandates all bike owners to have at least third-party insurance.
2. Financial Coverage: Sports bikes are expensive and more prone to accidents due to their high speed. Two-wheeler insurance provides financial support in case of mishaps or damages, giving you much-needed peace of mind.
3. Third-Party Coverage: Accidents can sometimes result in third-party damages. This is covered by insurance, saving you from unexpected claims and expenses.
4. Customisable Add-Ons: Comprehensive bike insurance policies can be customised according to the policyholder’s requirement, with optional add-ons such as zero depreciation cover and roadside assistance. This enhances the protection.
5. Personal Accident Cover: Several insurances offer personal accident coverage to the owner, providing financial cushioning in case of injury or disability caused by an accident.

Conclusion

Buying a sports bike can feel like the beginning of an exhilarating journey, and it is! However, you need to do market research and planning and assess your budget before making a final decision. Remember, an insured bike makes every trip secure.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Updated on 14 Nov 2025

Bikes are a common and convenient way of travelling, especially for daily use. Every bike works through a set of parts that play a special role in safety, comfort and performance. A rider may not need to know every detail, but basic knowledge is essential for safe and easy riding.

This blog explains the main parts of a bike, how they affect performance, ways to maintain them, and the connection between good maintenance and insurance claims.

What are the essential parts of a bike?

A bike runs properly only when all its important parts function together. These include:

1. Engine

The engine of a bike or scooter powers it and is responsible for its performance. The combustion of the fuel takes place in an engine, after which other parts start moving. For bikes, the engine is usually located on the front, whereas for scooters, the engine is on the rear.

Regular inspection and servicing are essential for the longevity of the engine. Hence, you must take your two-wheeler for servicing every four to six months to keep its engine fresh and efficient. You should also add an Engine Protect Cover to your two-wheeler insurance policy, which will cover the repair expenses for regular wear and tear of your bike's engine. Our Private Car Package Policy comes with an Engine Protect Plus add-on, which you can purchase at a nominal extra premium.

2. Brakes

Brakes are one of the most important components of a two-wheeler. There are two types: disc brakes and drum brakes. You need to apply the brakes when you halt your moving vehicle or lower its speed.

In the case of motorcycles, the front-tyre brake is located on the right-hand side of the handlebar, whereas the rear-tyre brake is presented in the form of a lever that the rider can press with his/her right leg. In the case of scooters or mopeds, both brakes are located on the handlebars.

3. Tyres

The tyres separate a vehicle from the road. As the name suggests, every "two-wheeler" is equipped with two tyres – one at the front and one at the rear. There are two types – tubeless tyres and tube tyres. Different thread patterns are designed on a tyre's surface to ensure adequate grip and friction with the road.

Maintaining an optimum tyre pressure helps you keep the balance of your bike and increases its fuel efficiency. Also, when the tread patterns of your bike's tires start flattening, consider changing them.

4. Clutch and gear

These components are exclusive to motorcycles or bikes. While the gear is used to control motion and torque, the clutch is used to apply brakes and change gears. Gears are usually presented as a lever that the rider can press with their left leg, whereas the clutch is located on the left-hand side of the handlebars.

Like other mechanical parts, the clutch and gears of a motorcycle should be serviced regularly. The clutch should be adjusted to allow an optimum level of free play. An over-tightened clutch could cause difficulty in riding and reduce the fuel efficiency of the motorcycle.

5. Accelerator

An accelerator is another important component, which is present in both bikes and scooters on the right-hand side of the handlebars. It is used to increase the speed of the vehicle while riding. When a rider revs up the accelerator in a clockwise direction, the speed of their two-wheeler increases.

6. Exhaust pipe

The exhaust pipe, also called a silencer or front pipe in India, diverts high-pressure gases from the engine into the atmosphere. Usually made of mild steel, it may be coated with stainless steel. A choked exhaust is dangerous, as trapped gases can cause severe damage or even a blast in extreme cases. Regular cleaning and rust checks help keep it safe.

7. Fuel tank

A fuel tank stores fuel. Its capacity varies from vehicle to vehicle, and can be between 5 to 15 litres for a two-wheeler. There is a cap on the top of the fuel tank used to fill petrol into it. The fuel tank is usually located above the engine. It should be cleaned regularly to avoid the formation of rust, as it can react with petrol to form a dangerous combination. You can use baking soda or white vinegar for cleaning.

8. Headlamp and tail lamp

The headlamp, often called the eye of the vehicle, is fixed at the front and provides visibility at night or in foggy conditions. The tail lamp, at the rear, helps other vehicles spot the bike and maintain a safe distance.

How essential parts affect bike performance

Each part of a bike plays a role in its performance. Here’s how:

• Engine efficiency: A well-functioning engine might give smoother acceleration and better mileage.

• Frame strength: A strong frame provides balance and supports the rider, especially on rough roads.

• Tyre condition: Tyres with good tread may give better grip and shorter braking distance.
  
  
• Brake response: Responsive brakes may reduce stopping distance and prevent accidents.

• Suspension quality: Suspension affects comfort and handling. Good suspension may keep the bike steady even on damaged roads.

• Gear use: Proper gear function helps the engine work at the right speed.

• Exhaust system health: A clean exhaust may reduce noise and pollution.
  
  
• Lights and indicators: Working lights may improve night riding safety and make the rider visible to others.

• Battery charge: A charged battery may allow smooth ignition and reliable lighting.

Tips to maintain essential bike parts

Some common maintenance tips include:

• Engine: Change oil regularly, keep filters clean, and avoid over-revving.
• Tyres: Maintain correct air pressure and replace tyres showing cracks or low tread.
• Brakes: Check brake pads often, adjust cables, and change worn-out parts.
• Suspension: Inspect for leaks and avoid overloading.
• Chain and sprockets: Lubricate the chain and adjust tension for smooth power transfer.
• Battery: Keep terminals clean and check charge levels frequently.
• Fuel tank: Use clean fuel and close the cap properly to prevent leakage.
• Lights and indicators: Test bulbs regularly and replace faulty ones promptly.

Role of bike maintenance in two-wheeler insurance claims

Neglecting maintenance, such as riding with worn-out tyres, faulty brakes, or dim lights, can raise accident risks and may affect claims under comprehensive two-wheeler insurance. Regular servicing, timely part replacements, and proper record-keeping support smoother claim settlement while also promoting safe riding and financial protection.

Conclusion

Every bike is made of several parts, but a few of them directly affect safety and performance. From the engine to the brakes, each part has a clear role. Regular maintenance may reduce risks, improve riding experience, and even support bike insurance online claims.

While you take the effort to keep your bike in good condition, let us guide you in protecting it against unexpected costs. Get tailored bike insurance advice and solutions by filling out the form on this page.

FAQs

• Which part of a bike is most important for safety?

Brakes and tyres are the most important for safety because they control speed and grip.

• How often should bike tyres be checked?

Tyres may be checked once every two weeks for pressure and condition.

• What happens if the bike chain is not maintained?

An unclean or loose chain might slip, cause jerks, or reduce engine efficiency.

• Why is suspension important?

Suspension reduces shocks, keeps the bike steady, and improves comfort.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Riding a motorcycle is fun, and more so when you have a co-rider or a pillion with you to share the frenzy and ecstasy of biking. However, it’s also very important to ensure the safety of your co-rider as well as your own, before you go hopping from one place to another on your bike. Hence, before you tell your friend or a loved one to take the back-seat of your bike, it’s prudent to educate your pillion rider about few motorcycle safety tips. Government has made motor insurance compulsory while driving and before going on any log drive insured with a two wheeler insurance policy.

Important motorcycle safety tips for pillion riders

Here are some of the ways to ensure that riding is enjoyable as well as safe for both of you:

1. Ask the pillion to wear full protective gear

Just like the rider, wearing full protective gear is equally important for the pillion. Ideally, it should include an ISI-certified helmet, eye-protection goggles, sturdy pants, jackets, fully closed footwear, and gloves. Don’t forget to layer it up with additional protective equipment and thermals to combat fog and wind chill during the winter season.

2. Give a pre-ride briefing to the co-rider

Before he or she gets on the bike, it’s very important for your pillion rider to know about the essentials of the motorcycle. So, point out the parts of the motorcycle that can burn or pinch. Tell him/her about how to sit, where to rest the feet and what to hold while the bike is in motion. Help them relax by explaining that the bike can lean while taking a turn and there’s no reason to panic. Also, brief them about other important pre-ride instructions and precautions.

3. Tell the pillion to wait for your signal before mounting/dismounting

It’s very important to let your co-rider know that he or she should wait for your signal before mounting or dismounting from the bike. If he/she tries to dismount without waiting for your permission, it may disrupt the balance of the bike and both of you may end up on the floor. So, it’s prudent to keep both your legs on the floor and ensure you’re properly balanced before signaling your pillion to get on or off the bike.

4. Ask your pillion to hold on tightly

You need to instruct your pillion to hold on to either you or the bike’s grabrail all the time while you both are riding on it. This will give him/her the feeling of added security and prevent him/her from sliding every time you accelerate or apply the brakes. In case your bike does not have a grabrail, you can consider a pillion safety belt which clips around the rider’s waist and has molded plastic handles which the pillion rider can hold on to.

5. Use the brakes and throttle softly

While you’re riding with a pillion, it’s very important to drive responsibly. Braking hard makes the pillion rider feel uncomfortable and he/she may end up with a strong thrust towards you. Therefore, try to use the brakes as little as possible, and apply it very gently when you’ve to do it.

The same is also true for accelerating the motorcycle. Your pillion may experience the backward thrust and may even fall from the motorcycle if you accelerate hard. So, try to increase the speed gradually and ask the co-rider to grab the seat-rails tightly.

6. Take extra care with bumpers and pits on the road

You should try to be as smooth as possible in your ride, especially when you are carrying a pillion on the back seat. Look as far ahead on the road as possible, to avoid pits and bumpers lying ahead in your way. Even if there’s no avoiding them, try to be as slow and smooth as you can to ensure a pleasant and safe ride for your co-passenger. Also, ensure that you’re not leaning too much on the sides while taking turns and cut the corner smoothly.

7. Do not communicate much while you are riding

It’s important to not talk much while you are riding. It can take away your focus from the road, which may result in a tragedy. In case you or your co-rider need to discuss something that requires an urgent attention, you should park your vehicle by the side of the road and have a talk.

While it’s prudent to follow these tips to ensure a memorable and pleasure filled ride for you as well as your partner, you also need to be adequately equipped to tackle any unwanted scenario that may arise anytime. Always carry a tool box and the first aid kit in your motorcycle. Remember, it’s illegal to drive without a bike insurance policy or in your case, a two wheeler insurance policy. So, check your two-wheeler insurance plan to ensure adequate security of you and your vehicle before setting off on a long-distance ride with your loved one.

Conclusion

A pillion rider might seem like a passive passenger, but they have an active role in the safety of the bike and the rider. The pillion rider should ensure that essential road rules, like wearing a helmet, sitting properly, and avoiding sudden movements, are followed throughout the journey. In addition to following the rules, buying comprehensive bike insurance offers protection against unforeseen accidents, making every ride enjoyable and secure.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Karnataka is known for its diverse natural landscapes and thriving cities. As a powerhouse of the Southern economy and housing India’s leading software companies, it relies on a well-maintained road network to keep its wheels of progress turning. To fund the development and maintenance of these roads, the Karnataka government imposes road taxes on vehicle owners. This blog delves into the specifics of Karnataka road tax for bikes. Here, we also provide valuable insights into tax rates, calculation methods, and their significance.

What is the Road Tax in Karnataka for Bike?

Two-wheeler road tax in Karnataka is an essential obligation for all bike owners. The tax amount is determined based on several crucial factors, ensuring a fair contribution to road infrastructure. Below is a table outlining the road tax rates for two-wheelers in Karnataka:

These tax rates apply to new and used two-wheelers, with different slabs for vehicles under 5 years old and those between 5-10 years old. Understanding these rates is crucial for bike owners in Karnataka as compliance ensures the state’s roads remain safe and well-maintained for everyone’s benefit.

Riding in India entails more than just having your hands on your bike. There are numerous traffic and road safety laws that you must follow. You must learn about various traffic signals, speed restrictions in various locations, and the meaning of multiple signboards. 

Besides this, the law mandates you to carry various documents in your bike's top box. You must carry your registration certificate, pollution control certificate, driver's license, and proof of bike insurance. You may face a penalty if the traffic authorities discover you riding without any mandatory papers.

However, it is a common occurrence that we forget to bring these documents with us when we are in a rush. To assist us in such a situation, the government has introduced the concept of digital papers. As per the Central Motor Vehicle Rules amendment, electronically saved documents are now acceptable. 

Keeping your Documents in DigiLocker App 

DigiLocker is a cloud-based platform that provides a digital wallet to every citizen of India. The initiative was launched as part of the Digital India drive by the Ministry of Electronics and Information Technology in 2015. It aims to provide paperless governance and enable citizens to store and access their lifelong documents anywhere and anytime electronically without risk of loss or damage.

You can use DigiLocker to store and access your bike documents online. To do so, you need to follow these steps:

• You can access the DigiLocker app from the Play or App Store or access the DigiLocker website.
• Register by entering your mobile number and Aadhaar number. Enter the OTP you received for verification. 
• Set a username and password for your DigiLocker account.
• Once you log in, you will see two sections: Issued Documents and Uploaded Documents.
• In the Issued Documents section, you can find your bike insurance policy document if it has been issued by any of the registered issuers on the DigiLocker platform. You can search for your issuer by name or category and select your document from the list.
• In the Uploaded Documents section, you can upload your bike insurance policy document if it has not been issued by any registered issuers on the DigiLocker platform. You can upload your document by scanning it or taking a photo of it using your smartphone camera. You can also upload it from your device storage or other cloud storage services like Google Drive or Dropbox.
• Once you have stored your bike insurance policy document in DigiLocker, you can access it anytime by logging into your account. You can also share it with others by generating a secure link or QR code.

Keeping your Documents in the mParivahan App

mParivahan is another app that allows you to store and access your bike insurance documents digitally. It was developed by the National Informatics Centre (NIC) under the Ministry of Road Transport and Highways (MoRTH). It is a part of the Parivahan Sewa portal that provides various transport-related services to citizens.

You can use mParivahan to store or conduct bike documents online check. To do so, you need to follow these steps:

• mParivahan app by downloading it from the Play or App Store.
• Register by entering your mobile number and Aadhaar number. Enter the OTP you received for verification. 
• Create a four-digit MPIN for your mParivahan account.
• Once you log in, you will see four options: RC, DL, Challan, and Profile.
• You can find your bike registration certificate (RC) details in the RC option by entering your bike number. Scan the QR code on your RC card to fetch the details.
• You can view your bike insurance policy details in the RC details, such as policy number, expiry date, and insurer name. You can also download your bike insurance policy document in PDF format by tapping the download icon.
• Once you have downloaded your bike insurance policy document in mParivahan, you can access it anytime by tapping on the document icon in the RC option. You can also share it with others by tapping on the share icon.

Dirt bikes are the ideal travelling companions for thrill-seekers when it comes to off-roading in India. The varied landscape of India provides riders with a playground, so selecting the appropriate dirt bike is essential. We will examine some of the top dirt bike options in India in this guide, taking affordability, performance, and durability into account. Regardless of your level of experience, these suggestions will assist you in making a wise decision for your two-wheeled adventures. Discover your ideal ride as we explore the exciting world of dirt biking. Off-road or dirt bikes are not allowed on Indian roads and do not have any safety measures. They can be used on private land, but when driving on the road, they need to be registered and insured. Carefully examine your bike insurance options.

List of Dirt Bikes in India

To make your search easier, here is a list of some of the best dirt bikes in India.

1. Yamaha WR 155R (Coming Soon):

• The much-awaited Yamaha WR 155R is scheduled to launch in India and is specifically designed for the nation's dirt bike enthusiasts.
• This forthcoming model is anticipated to have an amazing blend of performance and speed, with a strong focus on providing an exciting off-road experience.
• Its off-road capabilities and lightweight design highlight its appropriateness for the dirt bike industry, offering exciting experiences on challenging terrains.
• While the precise dirt bike price in India is yet unknown, the WR 155R's potential as an off-road phenomenon has already attracted a lot of attention, making it a strong candidate to be named the best dirt bike in India.

2. Suzuki RM Z250 (Coming Soon):

• The Suzuki RM Z250 is certain to create a stir in the Indian motocross and dirt bike industries.
• With its outstanding performance and motocross ability, this off-road beast is meant for serious fans.
• Though exact pricing information is still pending, riders are excited to see how the RM Z250 stacks up against the greatest dirt bike available in India.
• It claims to satisfy the needs of fans of motocross and those looking for the best off-road adventures.

3. Kawasaki KLX 110:

• For young riders and beginners looking for an entry-level dirt bike in India, the Kawasaki KLX 110 is a great option.
• It offers an affordable entry point into the world of dirt biking with its useful design.
• The KLX 110 is the epitome of dirt biking in India, enabling riders to advance their off-road abilities without having to make a big financial investment.
• It might not be the strongest option.
• But those who are just beginning their off-road adventures nevertheless find it to be a popular and enjoyable choice because it provides a good mix between budget and performance for inexperienced riders.

4. Kawasaki KLX 140:

• The Kawasaki KLX 140 is more durable than the KLX 110 and is intended for riders who want to improve their off-road abilities.
• It is a great option for newcomers and students in India because it achieves a good mix of performance and affordability.
• It may not be the greatest dirt bike in India, but it is still a good choice for anyone who wants to improve their off-road skills.
• Its reasonable price and dependable performance are strong points that make it a good choice for anyone wishing to advance their off-road riding skills on a tight budget.

5. Kawasaki KX 250:

• For experienced riders in India, the Kawasaki KX 250 is a powerful machine in the motocross world.
• When it comes to motocross races, its versatile chassis and strong engine make it a formidable opponent.
• The KX 250 is all about providing elite motocross performance and navigating difficult terrain despite its high price.
• Even though it costs more, the KX 250 is a good option for experienced riders looking for the best dirt bike in India to rule the dirt courses.
• It is an appealing choice for off-road racers who value perfection due to its unwavering performance and capabilities.

Updated on 27-03-2025

A bike with superior suspension equips the user with a stable, smooth, and relaxing ride. It thus guarantees the rider more appropriate management and handling. Irrespective of whether you are seeking day-to-day commuting or are an ardent lover of varied bike riding adventures, owning a bike with the most superior suspension can improve your riding venture. Further, you can get bike insurance from a trustworthy concern for lifetime safety and a steady sail.

This blog post will discuss the five bikes with the best suspension in India, weighing features such as road performance, durability, and overall riding comfort.

What is Suspension in Bike? 

Bike suspension is a system crafted to absorb the shocks and ensure stability during a ride in rough and uneven lands. It is designed to offer ease to the rider by decreasing the impact of bumps and other irregular patches on the road. 

There are two primary suspensions in bikes-

1. The front suspension protects the front wheel and is a part of adventure and commuter bikes. 
2. The rear suspension is in the back of the bike and is found in two-wheelers made for off-roading, as it offers stability and control to the rider. 

Top 5 Suspension Bikes for Long Rides in 2025/26

Below is a well-researched list of a handful of the bikes with the best suspension in India that are fit for bike insurance:

• Bajaj Platina 100

It is a bike known for its comfort that comes from the “spring-on-spring suspension system.” It has a cost-effective design and efficient fuel usage system, making it a favourite among daily commuters and adventurers. 

• Engine- 102 cc
• Mileage- 72 km/l
• Suspension- Telescopic front and spring-in-soring back
• Price- INR 70,000 approximately 

• Bajaj Avenger Street 220

A bike made for long rides, Bajaj’s Avenger 220 offers dual suspension to make a bumpy ride into a comfortable journey. The ergonomic seat adds ease to long travels, making them fatigue-free. 

• Engine- 220 cc
• Mileage- 40 km/l
• Suspension- Telescopic front and twin rear shock absorbers 
• Price- INR 1.45 lakh approximately 

• Hero Splendor Plus 

A long-time favourite of Indians, Splendor Plus balances comfortable rides with a durable body, ideal for city and village roads. 

• Engine- 97.2 cc
• Mileage- 80 km/l
• Suspension- Telescopic front and swingarm back
• Price- INR 73,000 approximately 

• Bajaj Pulsar NS 200

Premium performance and comfort are the selling points of Bajaj Pulsar. The modern suspension system makes it a ride of choice for adventurers who love to explore uneven paths. 

• Engine- 199.5 cc
• Mileage- 36 km/l
• Suspension- Telescopic front and Nitrox mono-shock back 
• Price- INR 1.42 lakh approximately 

• Royal Enfield Meteor 350 

The classic vibe of a Royal Enfield with cutting-edge technology is offered in the suspension and design of Meteor 350. 

• Engine- 349 cc
• Mileage- 35 km/l
• Suspension- Telescopic front and twin-tube emulsion back 
• Price- INR 2.10 lakh approximately 

Conclusion

Owning a bike with the most suitable suspension can enhance your riding adventure greatly. From the efficiency of Hero Splendor Plus to the vintage air of Royal Enfield, you can find some of the best options if you are looking to buy a two-wheeler. These bikes with the best suspension in India deliver exceptional soundness, command, and convenience, making them appropriate for diverse riding requirements. 

Whether you are a day-to-day commuter or an adventure lover, financing a bike from a superior bike insurance agency is necessary. So, choose wisely and enjoy a smooth and enjoyable ride every time.