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  • Hero MotoCorp: History, Subsidiaries & Products

    by Almog Ramrajkar | May 06, 2025

    Overview of Hero MotoCorp

    Hero MotoCorp Ltd. has been a leader in motorcycle and scooter manufacturing for over two decades. Since 2001, Hero MotoCorp has been the world’s largest two-wheeler manufacturer in terms of unit volumes.

    With a strong presence in 47 countries and a massive customer base of over 110 million, Hero MotoCorp products continue to shape the future of mobility.

    Hero MotoCorp history

    The journey of Hero MotoCorp began in 1984 with the establishment of Hero Honda Motors Ltd., a joint venture between India's Hero Group and Japan's Honda Motor Company.

    • 1985: The first motorcycle, “CD 100,” was launched.
    • 1994: The famous “Splendor” model was introduced, marking a new milestone.
    • 2000: Splendor became the world’s best-selling two-wheeler model.
    • 2010: Hero and Honda ended their partnership, and the company was renamed Hero MotoCorp.
    • 2011: The company launched its first bike without Honda’s technology, “Impulse.”
    • 2016: Hero introduced the “Splendor iSmart 110,” its first fully in-house developed bike.
    • 2022: Hero launched its EV brand, “VIDA”, for electric mobility solutions.

    Hero MotoCorp subsidiaries

    The subsidiaries of Hero MotoCorp include:

    • Hero Cycles Ltd.: One of the world’s largest bicycle manufacturers, promoting eco-friendly transport.
    • Hero FinCorp Ltd.: Provides financial services, including two-wheeler loans and other financial solutions.
    • Hero Future Energies Pvt. Ltd.: Works on renewable energy projects, including solar and wind power.

    Hero MotoCorp acquisitions

    Hero MotoCorp has made strategic acquisitions to strengthen its position globally, such as:

    • Erik Buell Racing (EBR): In 2013, Hero acquired a major stake in EBR, a U.S.-based motorcycle company. This helped Hero improve its expertise in sports bike engineering.
    • Ather Energy: Hero invested in Ather Energy, an Indian electric scooter manufacturer, to enhance its knowledge and presence in the EV sector.

    Hero MotoCorp products

    Some of the most popular Hero MotoCorp products are:

    • Hero Splendor: One of India’s most popular motorcycles, known for its reliability and fuel efficiency.
    • Hero Passion: A stylish and budget-friendly bike, perfect for daily commuting.
    • Hero Karizma: A sporty and powerful bike, ideal for long rides.

    Conclusion

    Hero MotoCorp’s journey from a small partnership with Honda to becoming a global two-wheeler leader is truly inspiring. The company continues to expand, innovate, and invest in future mobility solutions, including electric vehicles. With strong subsidiaries, strategic acquisitions, and a wide range of popular motorcycles, Hero MotoCorp remains a dominant force in the global automotive market. It’s wise to acquire appropriate bike insurance online if you own a bike. Comprehensive bike insurance helps cover the cost of repairs in case of an accident, theft, or damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Bajaj Auto: History, Subsidiaries & Products

    by Almog Ramrajkar | May 06, 2025

    Overview of Bajaj Auto

    Bajaj Auto is one of India's leading two-wheeler and three-wheeler manufacturers. Various Bajaj products are available in the market, such as motorcycles, scooters, and auto rickshaws.

    Bajaj Auto is part of the Bajaj Group and has a strong presence in over 70 countries. It is famous for its fuel-efficient and affordable vehicles, which make it a popular choice in both urban and rural areas. The company focuses on innovation and exports, making it a global brand.

    Bajaj Auto history

    The history of Bajaj Auto is as follows:

    • 1945: Bajaj Auto was founded by Mr. Jamnalal Bajaj in India.
    • 1959: The company got a licence to manufacture Bajaj two wheeler products and three-wheeler products in India.
    • 1960: The launch of Vespa 150, under licence from Piaggio of Italy, marked a significant milestone.
    • 1972: Launched the Bajaj Chetak, a scooter that became a household name.
    • 1986: Introduced the Bajaj KB100, a popular motorcycle.
    • 2001: Launched the Bajaj Pulsar, which became a huge success.
    • 2007: Bajaj Auto and KTM announced an equity partnership, bringing high-performance racing bikes to India.
    • 2016: Bajaj Auto introduced the Bajaj V, crafted using metal obtained from INS Vikrant.
    • 2020: Bajaj Auto announced a partnership with Triumph Motorcycles.

    Bajaj Auto subsidiaries

    Bajaj Auto has established several subsidiaries to enhance its operations and global presence, including:

    • Chetak Technology Ltd.: Focuses on electric vehicle development.
    • Bajaj Auto International Holdings BV: Handles international investments.

    Bajaj Auto acquisitions

    Bajaj Auto has expanded its presence in the global motorcycle industry through key acquisitions, such as:

    • KTM (48% stake): Bajaj has a major share in KTM, which helps in high-performance bike production.
    • Husqvarna (indirect ownership): Acquired as part of the KTM partnership.
    • Triumph Motorcycles: Partnered with the British motorcycle company to develop bike engines for India in the 200-750cc range.

    Bajaj Auto products

    Bajaj Auto offers the following products:

    • Motorcycles: Bajaj Pulsar, Bajaj Dominar, Bajaj Avenger, Bajaj CT 100, Bajaj Platina
    • Scooters: Bajaj Chetak (Electric)
    • Three-wheelers: Bajaj RE (auto-rickshaws) and Bajaj Maxima (passenger and cargo)
    • Electric Vehicles: Bajaj Chetak Electric, Yulu collaboration electric bikes.

    Conclusion

    Bajaj Auto has played a key role in shaping the Indian automobile industry. With a strong history, innovative products, and a focus on global markets, it remains a top player. The company continues to invest in electric mobility and high-performance bikes, ensuring a bright future in the industry.

    If you own a bike, wearing protective gear while riding and acquiring bike insurance online is important. It helps cover the cost of repairs in case of accidents, theft, or damage. Always choose a comprehensive bike insurance policy that suits your needs and check for benefits like roadside assistance and cashless repairs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Honda Unicorn: Key Features & Specs

    by Almog Ramrajkar | May 06, 2025

    Are you in search of a dependable and high-performing motorcycle? The Honda Unicorn is an excellent option for daily commutes and relaxed weekend trips. This bike is known for its strong build and easy-to-use features. Let us take a closer look at why the Honda Unicorn stands out to motorcycle lovers.

    Specifications of Honda Unicorn

    Let us take a look at the major specifications of this bike —

    1. Engine and performance: The Honda Unicorn is powered by a 162.71 cc air-cooled engine. It generates 12.73 bhp (brake horsepower) at 7,500 rpm (revolutions per minute) and 14 Nm of torque at 5,500 rpm.
    2. Fuel efficiency: This bike is known for its practical fuel economy. The owner-reported Honda Unicorn 160 mileage is 50 kmpl.
    3. Transmission and handling: The bike has a smooth 5-speed manual transmission and a gear-shifting pattern of 1 down and 4 up. This improves riding dynamics on various terrains. The bike's braking system is complemented by single-channel ABS for improved safety and control.

    Key features of Honda Unicorn

    Now, let us explore some key Honda Unicorn features that make it a standout choice for riders:

     

    1. Braking and safety
    • Front brake: 240 mm disc with a 2-piston calliper for effective stopping power.
    • Rear brake: 130 mm drum brake complements the front brake system.
    • Braking system: Comes with single-channel ABS to prevent wheel lock during abrupt braking and improve safety.
    1. Suspension and comfort
    • Front suspension: Telescopic forks, designed to absorb road imperfections.
    • Rear suspension: Monoshock unit, offers better ride comfort and stability across different terrains.
    1. Lighting and instrumentation
    • Headlight: Halogen bulb, provides good visibility for nighttime riding.
    • Instrument console: Fully analogue setup including a speedometer, odometer, and fuel gauge. This emphasises simplicity and reliability.
    1. Additional features:
    • Start type: Kick and electric start options for ease of use.
    • Alloy wheels: Durable and stylish; reduces unsprung weight for better handling.
    • Safety features: Includes a saree guard, hazard warning indicator, and a pillion-grab rail. This ensures passenger comfort and safety.

    Conclusion

    The Honda Unicorn stands out for its reliable performance and strong safety features. Whether you want a bike for city rides or long-distance travel, the Honda Unicorn price ensures you get an excellent ride and great quality.

    Always wear protective gear while riding for safety. Additionally, securing third-party bike insurance ensures legal compliance. For enhanced protection, consider acquiring comprehensive bike insurance that provides financial coverage against accidents, theft, and other events, giving you peace of mind on every journey.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Understanding Motorcycle Chain Maintenance

    by mohit bohra | May 06, 2025

    Motorcycle chain maintenance is often an overlooked task, sometimes even by the auto service workshops. However, it is just as important as checking brakes and engine because it is the component that transfers power from the engine to the wheels. Therefore, tightening and cleaning the bike chain regularly for grime and grease will ensure smooth rides. This will also reduce the chances of breakdowns and extend the life of your bike.

    How to clean your motorcycle chain?

    Cleaning the bike chain removes old lubricant, grime, and dirt. It should be done after riding at least every 500km. Here’s how to clean a motorcycle chain:

    1. Park your motorcycle on a stand to elevate the rear wheel. This allows you to rotate the wheel freely.
    2. Spray a chain cleaner generously over the entire chain, coating all links and rollers. Let it sit for a few minutes to dissolve accumulated dirt and old lubricants.
    3. Scrub the chain thoroughly with a steel cleaning brush or an old toothbrush. Focus on small sections, including rollers and inner and outer plates.
    4. Rinse the chain with water to remove any remaining cleaner and debris.
    5. Repeat the process if it’s particularly dirty.
    6. Once the bike chain is completely dry, apply lubricant. Rotate the wheel slowly and spray the lubricant on the inside of the chain for an even coating.

    How to tighten your motorcycle chain?

    Proper chain tension is essential for optimal performance and rider safety. Here’s how to tighten a bike chain:

    1. Check the manufacturer’s manual for recommended chain tension specifications.
    2. Switch off the engine, place the bike on its centre or side stand and shift the transmission to neutral.
    3. Loosen the rear wheel axle nut with a wrench; enough to adjust, but don’t completely unscrew.
    4. Measure the chain slack by pushing the chain up and down at the midpoint between the sprockets. For street bikes, the slack should be 1.2–1.6 inches (30–40 mm), while dirt bikes need 1.4–2.0 inches (35–50 mm).
    5. Once correct tension is achieved, tighten the axle nut to the specified torque using a torque wrench.
    6. After tightening, recheck the tension to ensure it remains within recommended limits.

    Conclusion

    Neglecting motorcycle chain maintenance can lead to reduced performance and increased wear and tear. In extreme cases, the chain could come off the sprocket and cause a crash. Hence, regular cleaning and tightening will prevent unexpected breakdowns.

    Additionally, secure your bike with a two-wheeler insurance policyComprehensive bike insurance with an add-on roadside assistance cover will offer assistance during unexpected breakdowns.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Hero Bikes in India

    by Almog Ramrajkar | May 06, 2025

    Hero MotoCorp is one of the most trusted motorcycle brands in India, known for its affordable, fuel-efficient and reliable bikes. Whether you need a two-wheeler for daily commuting or adventure riding, Hero has options to suit every requirement. In this article get an in-depth look at some of the best Hero bikes available in India.

    Top Hero bikes in India

    Here are some of the best models from the brand with the ex-showroom Hero bike prices:

    1. Hero Splendor Plus XTEC

    It is an upgraded version of the classic Splendor. It features a digital instrument cluster, LED position lamp, and Hero's i3S technology for enhanced fuel efficiency.

    • Engine: 97.2cc, air-cooled, single-cylinder
    • Mileage: 60-70 kmpl
    • Price: ₹78,564 to ₹84,775
    • Transmission: 4-speed manual
    • Top speed: 87 km/h

    2. Hero Xtreme 125R

    It is a performance-oriented commuter bike with aggressive styling, LED lighting, and a digital console.

    • Engine: 125cc, air-cooled, single-cylinder
    • Mileage: 50-55 kmpl
    • Price: ₹95,000 to ₹99,500
    • Transmission: 5-speed manual
    • Top speed: 110 km/h

    3. Hero Super Splendor

    This bike is a practical choice for city riders. It offers a smooth riding experience, good mileage, and a spacious seat.

    • Engine: 125cc, air-cooled, single-cylinder
    • Mileage: 55-60 kmpl
    • Price: ₹78,019 to ₹92,412
    • Transmission: 5-speed manual
    • Top speed: 95 km/h

    4. Hero HF Deluxe

    It is an entry-level commuter bike known for its affordability and fuel efficiency. Moreover, it is ideal for budget-conscious riders.

    • Engine: 97.2cc, air-cooled, single-cylinder
    • Mileage: 65-70 kmpl
    • Price: ₹59,998 to ₹68,768
    • Transmission: 4-speed manual
    • Top speed: 85 km/h

    5. Hero XPulse 200 4V

    This model is designed for adventure enthusiasts. It features a long-travel suspension, a digital instrument cluster with navigation, and LED headlamps.

    • Engine: 199.6cc, oil-cooled, single-cylinder
    • Mileage: 35-40 kmpl
    • Price: ₹1,45,776 to ₹1,58,015
    • Transmission: 5-speed manual
    • Top speed: 120 km/h

    6. Hero Passion Plus

    It is a stylish commuter bike with attractive graphics, a sleek fuel tank, and a comfortable seat.

    • Engine: 97.2cc, air-cooled, single-cylinder
    • Mileage: 60-65 kmpl
    • Price: ₹76,641 to ₹82,705
    • Transmission: 4-speed manual
    • Top speed: 90 km/h

    7. Hero Glamour 125

    It offers a mix of style and efficiency with its muscular design and digital-analogue instrument cluster. It is equipped with Hero's i3S technology, enhancing fuel economy.

    • Engine: 124.7cc, air-cooled, single-cylinder
    • Mileage: 55-60 kmpl
    • Price: ₹79,519 to ₹92,372
    • Transmission: 5-speed manual
    • Top speed: 100 km/h

    Conclusion

    Hero MotoCorp offers a variety of motorcycles, from fuel-efficient commuter bikes to sportier, adventure-ready models. It ensures that every rider finds a suitable bike. Securing comprehensive bike insurance is highly recommended to protect your Hero bike from accidents and theft. Buying bike insurance online can help you get it at a discounted rate.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Bajaj Bikes in India

    by Almog Ramrajkar | May 06, 2025

    Bajaj Auto is one of India's leading motorcycle manufacturers. It is known for producing reliable, fuel-efficient, and performance-oriented bikes. Whether commuter motorcycles or powerful sports bikes, Bajaj Auto offers various options to suit different riders. The company is particularly popular for its Pulsar and Avenger series, which have gained immense popularity due to their design, mileage, and affordability.

    In this blog, we will explore some of the best Bajaj bikes available in India.

    Top Bajaj bikes in India

    Here are some of the best models from the brand with the ex-showroom Bajaj bike prices:

    1.   Bajaj Pulsar NS200

    It is celebrated for its dynamic performance and striking design. Its robust engine and 6-speed gearbox ensure a thrilling ride.

    • Engine: 5 cc, liquid-cooled, single-cylinder
    • Mileage: 37 kmpl
    • Price: ₹1,42,068
    • Transmission: 6-speed manual
    • Top Speed: Around 125 km/h

     

    2.   Bajaj Pulsar RS200

    For those inclined towards a fully-faired sports bike, the Bajaj Pulsar RS200 stands out. It combines sporty aesthetics with high-speed capabilities.

    • Engine:5 cc, liquid-cooled, single-cylinder
    • Mileage: 35 kmpl
    • Price: ₹1,72,906
    • Transmission: 6-speed manual
    • Top Speed: Around 140 km/h

     

    3.   Bajaj Dominar 400

    It is designed for riders who enjoy long-distance touring without compromising on power. It has a muscular build with a powerful engine.

    • Engine: 3 cc, liquid-cooled, single-cylinder
    • Mileage: 30 kmpl
    • Price: ₹2,26,079
    • Transmission: 6-speed manual
    • Top Speed: Around 155 km/h

     

    4.   Bajaj Pulsar NS160

    It offers a balance between performance and fuel efficiency. Its sporty design combined with impressive mileage makes it a practical choice.

    • Engine:3 cc, oil-cooled, single-cylinder
    • Mileage:2 kmpl
    • Price: ₹1,24,771
    • Transmission: 5-speed manual
    • Top Speed: Around 120 km/h

     

    5.   Bajaj Avenger Cruise 220

    For riders seeking a classic cruiser experience, the Bajaj Avenger Cruise 220 is the perfect choice. Its laid-back riding position and timeless styling offer relaxed rides.

    • Engine: 220 cc, oil-cooled, single-cylinder
    • Mileage: 40 kmpl
    • Price: ₹1,45,683
    • Transmission: 5-speed manual
    • Top Speed: Around 120 km/h

     

    6.   Bajaj Pulsar 150

    A staple in the Indian motorcycle market, the Bajaj Pulsar 150 is known for its reliability. It offers performance and efficiency, making it a popular choice among riders. You can get one of the greatest Bajaj bike mileage in this model.

    • Engine: 5 cc, air-cooled, single-cylinder
    • Mileage:5 kmpl
    • Price: ₹1,10,419
    • Transmission: 5-speed manual
    • Top Speed: Around 110 km/h

     

    7.   Bajaj Platina 100

    It is tailored for those prioritising fuel efficiency and affordability. Ideal for daily commutes, the Platina 100 offers exceptional mileage, ensuring minimal fuel expenses.

    • Engine: 102 cc, air-cooled, single-cylinder
    • Mileage: 72 kmpl
    • Price: ₹68,685
    • Transmission: 4-speed manual
    • Top Speed: Around 90 km/h

    Conclusion

    Bajaj offers a diverse range of motorcycles catering to different riders, from performance enthusiasts to budget-conscious commuters. Regardless of the two-wheeler you choose, comprehensive bike insurance is essential to protect against accidents, theft, and damages. Bike insurance ensures a hassle-free riding experience, safeguarding the rider and the bike from unexpected expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Does IDV Matter in Bike Insurance?

    by mohit bohra | May 06, 2025

    Understanding the Insured Declared Value (IDV) is important when protecting your bike with two-wheeler insurance. It determines the maximum compensation you can receive from your insurer in case of theft or damage. So, what does IDV mean in bike insurance? It is essentially your two-wheeler’s current market value after depreciation.

    Read on to understand why IDV matters.

    Impact of IDV on premium

    The bike insurance IDV influences the premium you pay in the following ways:

    • A higher IDV means a high premium because the insurer might have to pay more if you register a claim.
    • A lower IDV leads to a low premium, but you could get a smaller claim settlement if something happens to your bike.
    • The Own Damage (OD) premium typically ranges between 2% and 3% of the IDV, further impacting the overall insurance cost.

    Choosing the right IDV in bike insurance will keep your premium fair while ensuring adequate protection.

    Select the right IDV

    The IDV is calculated based on the manufacturer's listed selling price. It is determined at the beginning of a policy term and then adjusted with depreciation.

    Use the following formula when calculating the right IDV of your bike:

    IDV = (Manufacturer's registered cost of the bike) – Depreciation value

    Depreciation is calculated based on the vehicle's age:

    1. Less than 6 months: 5%
    2. 6 months to 1 year: 15%
    3. 1 to 2 years: 20%
    4. 2 to 3 years: 30%
    5. 3 to 4 years: 40%
    6. 4 to 5 years: 50%

    For bikes older than 5 years, the IDV is calculated based on the bike's condition.

    Example:

    The manufacturer's registered cost of your bike is ₹1,00,000, and its age is 2 years.

    Then, the depreciation value based on the 20% rate will be ₹1,00,000 × 20% = ₹20,000

    IDV will be = ₹1,00,000 - ₹20,000 = ₹80,000

    Note: For comprehensive coverage, the IDV for bikes with non-factory-fitted accessories (e.g., alloy wheels, custom seat covers, and GPS systems) requires separate calculations at an extra cost.

    Conclusion

    The IDV is the most important aspect of a two-wheeler insurance policy. Understanding it will help you make an informed choice. While a lower IDV might seem appealing due to the low premium, it's crucial to consider the potential financial implications in case of theft or damage beyond repairs. Selecting a bike insurance IDV closest to your motorcycle’s market value will ensure fair coverage and protect you against significant financial loss.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Yamaha Bikes in India: Price, Mileage & Features

    by Almog Ramrajkar | May 06, 2025

    Yamaha is a leading motorcycle brand in India known for its powerful engines, stylish designs, and advanced technology. Whether you need a fuel-efficient commuter or a high-performance sports bike, Yamaha offers a range of options to suit different riding preferences.

    From daily commuters to enthusiasts looking for speed and agility, Yamaha has bikes for every rider. Read on to discover some of the best bikes they offer and their key specifications, including Yamaha bikes price, mileage, and engine specifications.

    Top Yamaha bikes in India

    Here are some of the best Yamaha bikes in India:

    1.     Yamaha MT 15 V2

    • Engine: 155cc, liquid-cooled
    • Mileage: 56.87 km/l
    • Price range: ₹1.69 - ₹1.74 Lakh (Ex-showroom price)
    • Transmission: 6-speed manual
    • Top speed: 122 km/h

    2.     Yamaha R15 V4

    • Engine: 155cc, liquid-cooled
    • Mileage: 45 km/l
    • Price range: ₹1.84 - ₹2.11 Lakh (Ex-showroom price)
    • Transmission: 6-speed manual
    • Top speed: 140 km/h

    3.     Yamaha FZS FI V4

    • Engine: 149cc, air-cooled
    • Mileage: 50 km/l
    • Price range: ₹1.31 - ₹1.31 Lakh (Ex-showroom price)
    • Transmission: 5-speed manual
    • Top speed: 115 km/h

    4.     Yamaha FZ X

    • Engine: 149cc, air-cooled
    • Mileage: 55.11 km/l
    • Price range: ₹1.37 - ₹1.41 Lakh (Ex-showroom price)
    • Transmission: 5-speed manual
    • Top speed: 96 km/h

    5.     Yamaha FZ FI

    • Engine: 149cc, air-cooled
    • Mileage:3 km/l
    • Price range: ₹1.17 Lakh (Ex-showroom price)
    • Transmission: 5-speed manual
    • Top speed: 115 km/h

    6.     Yamaha R3

    • Engine: 321cc, twin-cylinder
    • Mileage: 25 km/l
    • Price range: ₹3.60 Lakh (Ex-showroom price)
    • Transmission: 6-speed manual
    • Top speed: 170 km/h

    7.     Yamaha MT-03

    • Engine: 321cc, twin-cylinder
    • Mileage:31 km/l
    • Price range: ₹3.50 Lakh (Ex-showroom price)
    • Transmission: 6-speed manual
    • Top speed: 170 km/h

    Conclusion

    Yamaha motorcycles are known for their performance, efficiency, and durability. With a range of options from commuter-friendly models like the FZ FI to high-performance bikes like the R3, Yamaha caters to all kinds of riders. The Yamaha bikes mileage and pricing make them appealing choices for a broad range of consumers.

    When investing in a motorcycle, it's crucial to prioritise safety. Always wear essential protective gear, including a helmet, gloves, jacket, and appropriate footwear. Additionally, securing comprehensive bike insurance coverage helps with potential repair costs and ensures legal compliance on Indian roads. With the convenience of bike insurance online, you can easily compare premiums, coverage options, and add-ons to make an informed decision that best suits your needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Road Safety Tips for Two-Wheeler Riders

    by mohit bohra | May 06, 2025

    Two-wheelers are a flexible and cost-effective mode of transport across the world. Unfortunately, two-wheeler rides are considered more vulnerable to accidents than other vehicles due to their lack of protective enclosure. This is why riders need to learn bike safety tips.

    In 2021 alone, two-wheelers contributed to 44.5% of all road accident deaths, which was highly prevalent among people aged between 15 and 49 years. However, there are measures that motorcyclists can consider to maintain safety. Read on as we explore the safety tips for two-wheeler riders.

    Safety tips to follow

    Some important riding safety tips for two-wheeler users are:

    1. Helmets

    Two-wheeler riders must always wear their helmets right, which helps cover their faces and protect their heads from injuries. In fact, most countries mandate that both the rider and passenger wear helmets. Studies reveal that head injuries are the primary cause of death for motorbike riders.

    2. Maintain a safe distance

    Always maintain a safe stopping distance from vehicles or other motorbikes when riding a motorcycle or scooter. Leaving enough space helps reduce the possibility of an accident, especially when another driver suddenly changes lanes or applies their brakes abruptly.

    3. Observe traffic rules

    Observing the following traffic rules helps in safe riding:

    • Avoid jumping a red traffic signal.
    • Don’t use your phone while riding.
    • Never overload your bike, and carry only one back passenger.
    • Observe lane discipline.
    • Do not exceed the recommended speed limit.

    4. Follow overtaking rules

    Always overtake under the right conditions while observing the recommended measures. Some important rules when overtaking include:

    • Always overtake from the right side of the vehicle or motorcycle you are passing.
    • Signal your intention to overtake, ensure enough space and check mirrors keenly.
    • Avoid overtaking on corners or blind spots.
    • Avoid overtaking on a road with heavy traffic.

    5. Prioritise routine maintenance

    Take proper care of your two-wheeler’s well-being. Considering routine maintenance for your motorbike ensures that all parts are working right. Make it a habit always to check the basic functioning such as brakes, indicators, tyre pressure, and more.

    Hence, you must prioritise maintenance to prevent unexpected breakdowns, minimise repair costs, maintain optimal performance, and extend your two-wheeler’s lifespan.

    Conclusion

    Two-wheelers may not be as safe as other vehicles. In an accident, there is a high chance that the rider and the back passenger can be thrown off the motorbike. Observing the two-wheeler safety tips will help reduce the chances of road accidents.

    The traffic road crisis explains why two-wheeler riders must prioritise two wheeler insurance. A comprehensive bike insurance policy offers financial security for the rider and the back passenger against unforeseen events like road accidents, bike damage or theft, natural calamities, etc.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best TVS Bikes in India

    by Almog Ramrajkar | May 06, 2025

    TVS Motor Company is one of India's most trusted two-wheeler brands, offering a diverse range of bikes and scooters. Whether you are looking for a high-performance sports bike, a comfortable cruiser, a fuel-efficient commuter, or an eco-friendly electric scooter, TVS has something for everyone.

    The brand is known for its innovation, reliability, and affordability, making it a preferred choice among Indian riders. This blog explores the best TVS bikes in India, providing details about their engine, mileage, price range, transmission, and top speed.

    Top TVS bikes in India

    Here are some of the most popular ones with TVS bikes price in India:

    1.     TVS Apache RR 310

    • Engine:2 cc, 38 PS, 29 Nm
    • Mileage:7 km/l
    • Price range: ₹2.75 - ₹2.97 Lakh (Ex-showroom price)
    • Transmission: 6-speed manual
    • Top speed: 160 km/h

     

    2.     TVS Ronin 225

    • Engine:9 cc, 20.4 PS, 19.93 Nm
    • Mileage:95 km/l
    • Price range: ₹1.35 - ₹1.73 Lakh (Ex-showroom price)
    • Transmission: 5-speed manual
    • Top speed: 120 km/h

     

    3.     TVS Apache RTR 160 4V

    • Engine:7 cc, 17.55 PS, 14.73 Nm
    • Mileage: 45 km/l
    • Price range: ₹1.25 - ₹1.40 Lakh (Ex-showroom price)
    • Transmission: 5-speed manual
    • Top speed: 114 km/h

     

    4.     TVS Raider 125

    • Engine:8 cc, 11.38 PS, 11.2 Nm
    • Mileage:94 km/l
    • Price range: ₹85,010 - ₹1.04 Lakh (Ex-showroom price)
    • Transmission: 5-speed manual
    • Top speed: 99 km/h

     

    5.     TVS Apache RTR 180

    • Engine: 4cc, 17.13 PS, 15.5 Nm
    • Mileage: 45 km/l
    • Price Range: ₹1,34,000 (Ex-showroom price)
    • Transmission: 5-speed manual
    • Top Speed: 113 km/h

     

    6.     TVS Apache RTR 160

    • Engine:7cc, air-cooled, 16.04 PS, 13.85
    • Mileage: 47 km/l
    • Price Range: ₹1.20 - ₹1.30 Lakh (Ex-showroom price)
    • Transmission: 5-speed manual
    • Top Speed: 107 km/h

     

    7.     TVS Star City Plus

    • Engine:7cc, 8.08 PS, 8.7 Nm
    • Mileage: 83.09 km/l
    • Price Range: ₹75,541 - ₹78,541 (Ex-showroom price)
    • Transmission: 4-speed manual
    • Top Speed: 90 km/h

    Conclusion

    TVS offers a wide range of two-wheelers that cater to different riding preferences. From high-performance sportbikes like the Apache RR 310 to fuel-efficient commuter motorcycles like the Radeon, TVS bikes mileage and price ensures that every rider finds a suitable option.

    Owning a bike also comes with the responsibility of ensuring safety on the road. Acquiring appropriate bike insurance online is essential to protect yourself financially during unforeseen events. Additionally, a robust insurance plan not only provides financial security but also ensures peace of mind while riding. Before purchasing a TVS bike, make sure to compare comprehensive bike insurance options and choose a policy that best suits your needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Suzuki Access: Key Features & Specs

    by Almog Ramrajkar | May 06, 2025

    The Suzuki Access 125 remains popular among scooter enthusiasts who value style and substance. This scooter is not just about looks but also about performance, comfort, and reliability. With a powerful 124cc engine, smooth automatic transmission, and a suite of safety features, the Access 125 is equipped to improve your riding experience.

    It makes every journey, from daily commutes to weekend jaunts, more enjoyable and efficient. Read on to discover some of the features and specifications of the Suzuki Access 125.

    Specifications of Suzuki Access

    Suzuki Access 125 specs highlight why it remains a favourite choice among enthusiasts. Its specifications include:

    1. Engine and Performance: The Suzuki Access 125 has a 124cc, air-cooled, four-stroke engine. With a power output of 8.6 bhp at 6,750 rpm, it delivers a peak torque of 10 Nm at 5,500 rpm.
    2. Fuel Efficiency: The owner-reported mileage of the Access is 47.5 kmpl. It is designed to optimise fuel consumption and ensure extended travel without frequent refuelling. It is supported by its 5-litre fuel tank.
    3. Transmission and Handling: It features an automatic transmission, simplifying city commuting by removing the need for manual gear changes. Its braking system incorporates a front disc brake and a rear drum brake linked through a Combined Braking System (CBS) for reliable stopping power under various conditions.


    Key features of Suzuki Access

    Now, let us take a detailed look at Suzuki Access features:

     

    1. Instrumentation and Controls
    • Instrument Console: Fully digital display featuring an odometer, speedometer, and fuel gauge for quick and easy monitoring.
    • Call/SMS Alerts: Keeps you connected by displaying notifications directly on the dashboard.
    • Hazard Warning Indicator: For better safety during stops or in emergencies.
    1. Lighting and Visibility
    • Headlight Type: LED, providing superior illumination and visibility.
    • Daytime Running Lights (DRLs): Ensures the scooter is visible even in daylight.
    • Brake/Tail Light: LED, offering bright and efficient lighting at the rear.
    • Turn Signal: LED for clear and visible signalling to others.
    1. Connectivity and Extras
    • Mobile Phone Connectivity: Allows for seamless smartphone integration with the scooter’s system.
    • Additional Features: Includes a Chrome External Fuel Inlet for easy refueling.
    1. Performance Extras
    • Start Type: Both kick and electric start options for ease of use.
    • Exhaust Heat Shield: Yes, protecting the rider and pillion from exhaust heat.

    Conclusion

    You are in for a treat with a comfortable riding experience and high performance if you choose the Suzuki Access 125 for your commute. While on the road, ensure you wear protective gear like a helmet and gloves and acquire third-party bike insurance for legal compliance. Additionally, it is wise to secure comprehensive bike insurance that protects against unexpected damages and theft and gives you financial protection and peace of mind whenever you ride.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Motorcycle Suspension Guide

    by mohit bohra | May 06, 2025

    Indian roads are diverse, with bumpy gullies, pitted streets, and smooth highways. A good motorcycle suspension is essential to navigate these roads comfortably on a bike. It is a system of springs and shock absorbers. The best bike suspension systems absorb shocks from sudden braking on uneven terrains, maintain tyre contact with the ground, and ensure riders' safety.

    Different types of motorcycle suspension

    The motorcycle suspension system is primarily categorised into two: front and rear motorcycle suspension. Each type serves specific functions to improve the overall riding experience.

    Front motorcycle suspension

    It acts as a hydraulic shock absorber attached to the front wheel axle of the bike. 

    Types of front motorcycle suspension

    1. Telescopic fork: This type consists of two hydraulic tubes that slide up and down. It has springs and oil inside to absorb shocks. It is simple in design and widely preferred for its effectiveness.
    2. Upside-down (USD) fork: It is an advanced variation of telescopic forks.  USD or inverted fork positions its thicker part at the bottom to improve strength and reduce weight, especially at high speeds and rough terrains.
    3. Springer Suspension: This suspension system connects the fork tubes to the frame and handlebars, providing good handling capability. The design also ensures structural integrity during long rides.

    Rear motorcycle suspension

    It works with the front suspension, enabling smooth and controlled bike rides.

    Types of rear motorcycle suspension

    1. Mono suspension: It places a single shock absorber centrally beneath the seat to provide more consistent braking, cornering, and handling. It is increasingly preferred for its sporty characteristics and better weight distribution.
    2. Twin-shock suspension: This is a more traditional system found in commuter and classic motorcycles. It features two shock absorbers on either side of the rear wheel, offering good stability.
    3. Pro-link system: It connects the rear swingarm directly to the motorcycle's frame through a linkage. The pro-link system provides varying damping rates (stiffness adjustments) based on road conditions.

    Conclusion

    Understanding the different types of motorcycle suspension can help you make an informed decision when selecting a bike. When you buy your ideal motorcycle, don't overlook the importance of protecting it with a suitable two-wheeler insurance policy. This will provide financial assistance during repairs and replacements. Obtaining comprehensive bike insurance is recommended as it provides extensive coverage, including own damage and third-party liability protection.  


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Royal Enfield Classic 350: Key Features & Specs

    by Almog Ramrajkar | May 06, 2025

    Are you looking for a motorcycle that blends classic style with modern reliability? The Royal Enfield Classic 350 might be just what you need. Renowned for its sturdy build and timeless design, this bike isn’t just about looks—it’s a practical choice for daily commutes and long rides.

    With features designed to deliver the best performance and comfort, the Classic 350 offers an impressive riding experience every time you hit the road. Read on to discover some of the features and specifications of the Classic 350.

    Specifications of Royal Enfield Classic 350

    The detailed Royal Enfield Classic specs that define its efficiency and performance include:

     

    1. Engine and performance
    • Displacement: 349 cc single-cylinder engine for robust performance.
    • Power Output: Generates 20.2 bhp at 6,100 rpm.
    • Torque: Delivers a peak torque of 27 Nm at 4,000 rpm.
    • Transmission: Comes with a 5-speed manual transmission that offers precise gear shifts.
    • Fuel Efficiency: The Royal Enfield Classic mileage reported by owners is approximately 35 kmpl.
    • Top Speed: Can reach up to 115 kmph and is suitable for highways and city rides.

     

    1. Fuel and capacities
    • Fuel tank capacity: 13 litres. Reduces the need for frequent refuelling stops.
    • Reserve fuel capacity: Holds an additional 2.6 litres. This provides peace of mind and convenience on longer journeys.

    Key features of Royal Enfield Classic 350

    The key Royal Enfield Classic features that make it a standout choice for riders are:

    • Instrument console: The Classic 350 features a semi-digital instrument console that combines an analogue speedometer with a digital display for information such as fuel gauge, odometer, and service reminder indicator.

    • Lighting: It is equipped with LED headlights providing superior illumination for nighttime riding and integrated Daytime Running Lights (DRLs) to improve visibility during the day. The bike also includes LED turn signals and a halogen tail light.

    • Braking system: The single-channel ABS (Anti-lock Braking System) ensures efficient braking control under various riding conditions.

    • Suspension: The rear suspension includes twin shock absorbers with preload adjustability, which adapts to different road conditions and personal riding preferences.

    Conclusion

    The Royal Enfield Classic price makes it an attractive choice for riders who want the perfect balance of classic aesthetics and modern performance. Its performance and timeless design have made it one of the most popular bikes in the Indian market.

    While on the road, always wear protective gear and ensure legal compliance by acquiring third-party bike insurance. For added security, opting for comprehensive bike insurance is wise, as it provides financial coverage against accidents, theft, and damage—offering peace of mind every time you ride.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Bike Riding Gear Guide for Beginners

    by mohit bohra | May 06, 2025

    Riding a bike is an exhilarating experience, but with the thrill comes inherent risks. Fortunately, you can significantly enhance your safety by equipping yourself with the right bike riding gear. Read on to explore the importance of motorcycle gear, the different types available and how to choose the best options for your needs.

    Importance of riding gear

    Riding with appropriate gear enhances both control and handling. The importance of motorcycle gear includes:

    • Safety from impact: Helmets safeguard your head from possibly serious injuries. Padded pants and jackets help reduce damage to the skin, such as cuts, scratches, tears, etc., that may occur during falls.
    • Enhances comfort: High-quality gear can improve bike handling and control, reducing fatigue, especially during long-distance rides.
    • Weather protection: Whenever you hit the road, you may be subjected to unpredictable weather conditions. The right riding gear acts as a protective barrier against harsh weather elements.
    • Improves visibility: Visibility on the road is paramount for rider safety. Reflective motorcycle gear boosts your visibility to other motorists, mainly in harsh weather or low-light conditions, reducing the chances of accidents.

    Types of riding gear

    Motorcycle riding gear plays a pivotal role in protecting riders on the road from unpredicted events t. The common riding gear types include the following:

    • Helmet
    • Cycling jacket
    • Gloves
    • Motorcycle pants
    • High visibility vest
    • Riding boots

    How to choose riding gear

    Choosing the right riding gear involves determining important factors like the following:

    • Size and fitting: It helps to visit the physical store and find the best fit. Please note that you cannot compare the size of your riding gear to that of your normal clothes.
    • Type, material and colour: Choose flexible and durable clothing that allows movement and offers safety features such as protective padded linings. For colours, wear clothing with reflective elements to increase visibility on the road.

    Conclusion

    Amidst the thrill of riding a motorcycle is a crucial element—safety. Motorcycle gear plays a critical role as a protective layer that enhances the safety of riders. A quality helmet, riding jacket, pants, visibility vest, boots, and gloves help significantly reduce the risk of injuries in case of an accident.

    However, safety goes beyond just gear. Securing a suitable two wheeler insurance policy adds another layer of protection. Comprehensive bike insurance not only covers accidents but also safeguards against theft, third-party damage, and other unforeseen incidents, ensuring peace of mind every time you ride.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to Extend the Life of a Motorcycle Battery?

    by mohit bohra | May 06, 2025

    Your bike’s battery does it all to give you a seamless riding experience – from helping you self-start your two-wheeler to powering the lamps and indicators. It is an expensive electrical component of your motorcycle. Therefore, you must take great measures to extend your bike battery life to avoid costly repairs and replacements.

    Tips to extend battery life

    Follow these useful tips to extend battery life.

    1. Perform regular checks

    Like any other electrical component, your motorcycle battery requires routine inspections. Check the terminals for corrosion every few months and clean them using a steel wire brush. For conventional batteries, add distilled water half-yearly to ensure adequate electrolyte levels.

    1. Check wiring

    Inspect all wiring and connections to ensure they are secure, clean and undamaged. Furthermore, turn off all accessories and lights when the bike is unused. Loose electrical connections can reduce performance and drain the battery life faster.

    1. Avoid overloading

    High-capacity accessories, such as GPS and blind spot detection systems, can use excessive battery power. Therefore, be mindful of the electric load you place and use add-ons within the battery's limits to avoid premature battery failure.

    1. Store your battery properly

    If you plan to leave your motorcycle unused for an extended period, disconnect the battery to prevent power loss. Store it in a dry, warm place to prolong its lifespan.

    1. Charge regularly

    Don't let your battery completely discharge before charging it again. Charge it at a local service provider every six months to maintain performance and extend the bike's battery life.

    1. Monitor performance

    If your bike struggles to self-start, the headlight turns dim or if you hear clicking sounds, it could be a sign of battery degradation. Respond to these indicators immediately and contact your authorised service centre for prompt action.

    Conclusion

    Taking proactive steps to maintain your motorcycle's battery will increase its performance and ensure a safe riding experience. You should also consider purchasing a comprehensive bike insurance policy to protect your bike and its components. It will compensate for battery repairs or replacement. You can buy a two-wheeler insurance policy online at a discounted cost.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Bajaj Pulsar 125: Features & Specifications

    by Almog Ramrajkar | May 05, 2025

    Are you considering upgrading your daily ride or getting your very first motorcycle? The Bajaj Pulsar 125 is a good option. It promises zest and efficiency, whether zipping through city traffic or enjoying a weekend ride on open roads. The commendable Bajaj Pulsar 125 specs and features make it a standout choice for anyone looking to combine fun with functionality.

    Specifications of Bajaj Pulsar 125

    Bajaj Pulsar 125 specs showcase why it is a leading choice for motorcycle enthusiasts —

    • Engine and performance:

      The Bajaj Pulsar 125 features a 124.4 cc, air-cooled engine. It generates a strong 11.64 bhp at 8,500 rpm and a torque of 10.8 Nm at 6,500 rpm.
    • Fuel efficiency:

      The owner-reported Bajaj Pulsar 125 mileage is 50 kmpl. The bike is engineered to maximise fuel efficiency with a fuel tank capacity of 11.5 litres.
    • Transmission and handling:

      A 5-speed manual transmission improves ride control and responsiveness. The gear-shifting pattern of 1 down and 4 up offers a classic and engaged riding experience.
    • Chassis type:

      Constructed around a single down tube chassis, and provides a reliable foundation for stability and agile handling.
    • Braking system:

      The bike features a 240-mm front disc brake with a 2-piston caliper and a 130-mm rear drum brake. It is combined with a Combi-Braking System (CBS) for efficient and safe stopping in various riding conditions.
    • Dimensions and handling:

      • Kerb weight: 140 kg
      • Seat height: 790 mm
      • Ground Clearance: 165 mm
      • Wheelbase: 1,320 mm
      • Overall dimensions: 2,055 mm in length, 755 mm in width, and 1,060 mm in height

    Key features of Bajaj Pulsar 125

    Now, here is a closer look at the Bajaj Pulsar 125 features —

     

    Instrument Console:

    • Semi-digital display: This includes a digital speedometer, odometer, and fuel gauge paired with an analogue tachometer.
    • Additional indicators: Features a hazard warning indicator and a service reminder.

    Convenience and safety features:

    • Electric start: Ensures easy starts.
    • Gear shift light: Provides timely signals for gear changes.
    • Stand alarm and kill switch: Adds an extra layer of safety and convenience.

    Efficiency and monitoring:

    • Fuel gauge: Digital display allows for precise fuel management.
    • Distance to empty: Offers real-time updates on remaining fuel range.
    • Battery: DC, 12V, 4Ah VRLA, ensuring reliable start and electrical performance.

    Additional details:

    • Saree guard and split grab rails: Cater to the comfort and safety of the pillion rider.
    • Exhaust heat shield: Protects against burns from the hot exhaust system during and after rides.

     

    Conclusion

    Owning a Bajaj Pulsar 125 brings excitement and adventure. However, comprehensive bike insurance is crucial to truly enjoy everything your bike offers without worrying about financial burdens from accidents or theft.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Honda Shine: Features & Specifications

    by Almog Ramrajkar | May 05, 2025

    Are you searching for a reliable and affordable bike for your daily commute? Look no further than the Honda Shine. This commuter bike is known for its durability and efficiency, and it is perfect for getting around town or travelling to work. It comes with features that make riding a breeze. Let us dive into what makes the Honda Shine a great choice for everyday riders.

    Specifications of Honda Shine

    Here is a closer look at the specifications of this bike that define its efficiency and performance:

     

    • Engine and performance:

      Honda Shine is equipped with a 124cc, air-cooled, four-stroke SI engine. It delivers a power output of 10.59 bhp at 7,500 rpm (revolutions per minute) and a torque of 11 Nm at 6,000 rpm.
    • Fuel efficiency:

      This bike is known for its excellent fuel efficiency. The owner-reported Honda Shine mileage is 55 kmpl. It is supported by Honda Eco Technology (HET) which optimises combustion and reduces friction.
    • Transmission:

      It features a smooth 5-speed manual transmission with an all-up gear shifting pattern. This improves its performance on highways and in city traffic.

    Key features of Honda Shine

    Now, let us explore some Honda Shine features that make it a standout bike for riders.

     

    1. Braking system:

      Honda Shine incorporates the Combined Braking System (CBS). It is equipped with drum brakes on both the front and rear. This advanced safety feature applies both brakes simultaneously. It ensures balanced braking that significantly reduces stopping distances and improves safety.
    2. Suspension

    • Front suspension: Telescopic
    • Rear suspension: Hydraulic type

     

    1. Instrumentation and controls

    • Instrument console: Analogue type, including a speedometer, odometer, and fuel gauge.
    • Additional controls: Hazard warning indicator for emergency visibility and a standing alarm to prevent tip-offs when parked.
    1. Convenience and additional features

    • Start type: Both kick and electric start options for convenience.
    • Safety features: Includes a kill switch for emergency engine shutdown.
    • Comfort features: Comes with a saree guard, pillion grab rail, and pillion footrest.
    • Additional feature: Silent start with ACG (Alternating Current Generator). It provides a quiet and smooth start-up.

    Conclusion

    The Honda Shine is a great bike for everyday use, especially given the  Honda Shine price. It combines style with performance to provide the best riding experience. When riding, always wear protective gear and secure third-party insurance to ensure both physical safety and legal coverage.

    Additionally, comprehensive bike insurance is a crucial layer of protection for you and your bike. An appropriate bike insurance policy protects against theft, accidental damage, and third-party liabilities, ensuring peace of mind while you ride.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Honda Activa 6G: Features & Specifications

    by Almog Ramrajkar | May 05, 2025

    Have you been looking for a dependable and efficient scooter for your daily commute? Look no further than the Honda Activa 6G. This scooter is known for its reliability and practicality and is ideal for navigating city streets.

     

    With enhancements like improved fuel efficiency, external fuel filling, and ample storage space, the Activa 6G offers features that simplify your ride. Read on to discover the specifications and key features of Honda Activa 6G.

    Specifications of Honda Activa 6G

    Here is a detailed look at the Honda Activa 6G specifications, outlining its performance and design elements:

    1. Engine and performance

    • Engine details: Comes with a 109.51 cc, air-cooled, four-stroke SI engine.
    • Power output: Delivers a power of 7.73 bhp (brake horsepower) at 8,000 rpm (revolutions per minute).
    • Torque: Offers a maximum torque of 8.90 Nm at 5,500 rpm.
    • Fuel efficiency: Notable for its economical fuel consumption. The owner-reported Honda Activa 6G mileage stands at 47 kmpl.
    • Transmission: Features an automatic transmission to facilitate ease of use in stop-and-go traffic.

     

    1. Brakes and Suspension

    • Suspension setup: Features a telescopic front suspension and a 3-step adjustable rear suspension. It accommodates varying road conditions with ease.
    • Braking system: Utilises a drum brake setup improved by Honda's Combined Braking System (CBS). This helps achieve safer and more controlled braking.

     

    Key features of Honda Activa 6G

    Let us now look at the stand-out Honda Activa 6G features:

    1. Instrumentation and controls

    • Instrument console: Analogue setup including a speedometer, odometer, and fuel gauge.
    • Indicators: Has a hazard warning indicator for enhanced safety during emergency situations.

     

    1. Lighting

    • Headlight: Utilises a halogen bulb to provide clear visibility under various lighting conditions.
    • Tail light: LED tail light for better visibility and longevity.

     

    1. Safety and security

    • Braking system: Features Honda's Combined Braking System (CBS) which divides braking force between the front and rear brakes. It minimises stopping distances effectively.
    • Stability features: Includes a rear suspension preload adjuster to tailor the ride according to load and road conditions.
    1. Additional features

    • Start type: Offers both kick and electric start options for user convenience.
    • Footrest: Pillion footrests ensure comfort for the passenger, complementing the pillion seat and grab rail.

    Conclusion

    The Honda Activa 6G combines high performance with a stylish design, delivering an exceptional riding experience with advanced features—all at an affordable price. Whether you need a reliable scooter for daily commutes or leisurely rides, the Honda Activa 6G price ensures you get great value without compromising on quality.

    For a safe and hassle-free experience, always wear protective gear while riding. Additionally, securing third-party bike insurance ensures legal compliance, while comprehensive bike insurance provides financial protection against accidents, theft, and other events, giving you peace of mind on every journey.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Hero Splendor Plus: Features & Specs

    by Almog Ramrajkar | May 05, 2025

    Are you looking for a reliable commuter bike that won’t disappoint? The Hero Splendor Plus might be just what you need. This bike is popular among riders who seek value and durability. It offers efficiency with a no-frills approach to commuting. The Hero Splendor Plus price is also affordable.

    Specifications of Hero Splendor Plus

    Hero Splendor Plus specs showcase why it is a preferred choice for budget-conscious riders —

    • Engine and performance:

      The Splendor Plus features a 97.2 cc, air-cooled, four-stroke engine. It produces a power output of 7.91 bhp at 8,000 rpm and a torque of 8.05 Nm at 6,000 rpm.
    • Fuel efficiency:

      The owner-reported Hero Splendor Plus mileage is 60 kmpl, optimised for extended travel without frequent refuelling. This is supported by its 9.8-litre fuel tank and an efficient air-cooled engine system.
    • Transmission and handling:

      Its 4-speed manual transmission ensures reliable performance in various riding conditions. The gear-shifting pattern is straightforward, with all gears up, simplifying the ride experience.
    • Braking system:

      This bike incorporates drum brakes on both the front and rear. They are sized at 130 mm and linked through an Integrated Braking System (IBS) for reliable stopping under various conditions.
    • Dimensions and handling:

      • Kerb Weight: 112 kg
      • Seat Height: 785 mm
      • Ground Clearance: 165 mm
      • Wheelbase: 1,236 mm
      • Overall dimensions: An overall length of 2,000 mm, a width of 720 mm, and a height of 1,052 mm.

    Key features of Hero Splendor Plus

     

    Now, let us take a detailed look at the stand-out Hero Splendor plus features —

    Instrument Console:

    • An analogue instrument console including an odometer, speedometer, and fuel gauge.

    Lighting and visibility:

    • Headlight: Halogen bulb to ensure clear visibility during night rides.
    • Daytime Running Lights (DRLs): Provide better daily visibility for safer riding.
    • Tail/brake light and turn signals: All use halogen bulbs, ensuring good visibility to other road users.

    Safety feature:

    • Hazard warning indicator: An essential safety feature for emergencies, increasing the bike's visibility during stops or breakdowns.

    Comfort and convenience:

    • Suspension: The front features telescopic hydraulic shock absorbers, and the rear boasts a 5-step adjustable hydraulic suspension.
    • Seat features: Includes a pillion grab rail, pillion seat, and pillion footrest, improving comfort for both rider and passenger.
    • Electric start: Allows for easy and quick ignition without the physical strain of a kick start.

     

    Conclusion

    If you own a Hero Splendor Plus, opting for comprehensive bike insurance is essential to protect your valued two-wheeler. It protects against potential financial setbacks due to accidents and theft. Buying bike insurance online offers convenience and lower premiums.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Bajaj Platina 100 Specs & Price

    by mohit bohra | May 02, 2025

    Are you looking to buy a commuter bike that combines affordability, comfort and reliability? Then you should know about Bajaj Platina 100. It has a 102 cc engine that delivers impressive fuel efficiency and a smooth four-speed transmission.

    It is also designed to ride easily through city and rural roads. Read on to discover the details that make the Platina 100 an excellent pick.

    Platina 100 price

    Let's explore the affordability of the Bajaj Platina 100—a bike that strikes the perfect balance between cost and quality.

    • Price: Approximately ₹68,890 (approx.)(ex-showroom price in Delhi)
    • Budget-friendly choice: An excellent option for those seeking a dependable and cost-effective commuter bike.

    Platina 100 specifications

    This model is engineered for excellence. With a strong engine and advanced mechanics, here are some of the stand-out Platina 100 specifications that showcase its exceptional performance:

    • Engine: 102 cc air-cooled engine
    • Power: Delivers 7.79 bhp @ 7,500 rpm
    • Torque:34 Nm @ 5,500 rpm
    • Transmission: 4-speed manual for smooth gear shifts
    • Top speed: Reaches up to 90 kmph
    • Fuel efficiency: Offers a mileage of 75 kmpl as reported by owners

    Platina 100 features

    The Bajaj Platina 100 is designed to make every ride safe, comfortable and hassle-free. From better visibility to rider-friendly ergonomics, here are some of the key Platina 100 features:

    • Visibility: Equipped with Daytime Running Lights (DRLs)
    • Comfort: Long seat and rubber footpads to reduce rider fatigue
    • Safety: Combined Braking System (CBS) and drum brakes for reliable stopping power
    • Handling: Lightweight design with a kerb weight of 117 kg
    • Capacity: Fuel tank holds 11 litres, with an additional 2 litres reserve capacity
    • Practicality: High ground clearance of 200 mm, suitable for Indian roads.

    Conclusion

    The Bajaj Platina 100 is an affordable, reliable and practical choice for daily commuting. However, safety should always come first. Wear protective gear, follow speed limits and carry the necessary documents, including your Registration Certificate (RC), Driving Licence (DL) and a valid third-party bike insurance policy.

    For added protection, a comprehensive bike insurance plan covers risks such as accidents, theft and damage, providing peace of mind and financial security.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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