Looking for a stylish, powerful, and affordable bike that fits your budget? India’s two-wheeler market offers plenty of options under ₹1.4 lakh, catering to commuters, enthusiasts, and adventurers alike. Whether you want a sporty design, fuel efficiency, or smooth performance, there’s a bike for everyone in this price range. Along with choosing the best bike under ₹1.4 lakh, don’t forget to get bike insurance online for hassle-free rides and financial protection. Let’s explore the best bike options available in 2024.

List of best bikes under 1.4 lakh

Here are the top bikes you can consider under ₹1.4 lakh, offering excellent value for money:

1. Bajaj Pulsar NS125

•     Price: ₹1.05 lakh (ex-showroom)
•     Engine: 124.4cc, single-cylinder, air-cooled
•     Features: Sporty design, digital instrument cluster, and Nitrox suspension.
•     Why choose it: Perfect for city rides with a blend of style, performance, and fuel efficiency.

2. TVS Apache RTR₹ 160 2V

•     Price: ₹1.23 lakh (ex-showroom)
•     Engine: 159.7cc, single-cylinder, oil-cooled
•     Features: LED headlamps, digital console, and glide-through technology.
•     Why choose it: Great handling and sporty appeal make it ideal for beginners and experienced riders alike.

3. Hero Xtreme 160R

•     Price: ₹1.36 lakh (ex-showroom)
•     Engine: 163cc, single-cylinder, air-cooled
•     Features: Fully digital instrument cluster, hazard lights, and lightweight build.
•     Why choose it: Offers a combination of excellent mileage, comfort, and sharp design.

4. Honda SP 125

•     Price: ₹88,000 - ₹93,000 (ex-showroom)
•     Engine: 124cc, single-cylinder, air-cooled
•     Features: Silent-start ACG technology, digital console, and superior mileage.
•     Why choose it: Best suited for daily commutes with low maintenance costs and high reliability.

5. Yamaha FZ-FI V3

•     Price: ₹1.15 lakh (ex-showroom)
•     Engine: 149cc, single-cylinder, air-cooled
•     Features: Fuel injection, single-channel ABS, and sporty design.
•     Why choose it: Known for smooth handling and durability, making it ideal for city and highway use.

6. Suzuki Gixxer

•     Price: ₹1.39 lakh (ex-showroom)
•     Engine: 155cc, single-cylinder, air-cooled
•     Features: Fully digital console, ABS, and a premium design.
•     Why choose it: Offers a great riding experience with impressive build quality.

7. Bajaj Avenger Street 160

•     Price: ₹1.38 lakh (ex-showroom)
•     Engine: 160cc, single-cylinder, air-cooled
•     Features: Low-slung cruiser styling, comfortable seating, and alloy wheels.
•     Why choose it: Ideal for riders looking for a cruiser under ₹1.4 lakh.

8. Royal Enfield Hunter 350

•     Price: ₹1.49 lakh (on-road)
•     Engine: 349cc, single-cylinder, air-cooled
•     Features: Retro-modern design, robust build, and great torque.
•     Why choose it: A great option for Royal Enfield fans.

Conclusion

Choosing the best bike under ₹1.4 lakh depends on your priorities—whether it’s sporty looks, daily commuting, or long rides. Popular choices like the TVS Apache RTR 160, Hero Xtreme 160R, and Bajaj Avenger Street 160 cater to diverse riding preferences. While deciding on your dream bike, don’t forget to secure it with bike insurance online, which ensures financial safety and peace of mind on the road. With a wide range of options in this budget, you’re sure to find a bike that perfectly matches your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Electric scooters have gained widespread popularity for their convenience, eco-friendliness, and efficiency in urban transportation. As with any vehicle, the braking system is crucial in ensuring safety and performance.

Understanding the various types of electric scooter brakes is essential, whether you're choosing a new scooter or maintaining your current one. They can greatly influence your overall riding experience. Read on to learn about the various types of electric scooter brakes.

Various types of electric scooter brakes

Here are the most common electric scooter brakes:

1. Disc brakes

Disc brakes are among the most efficient braking systems for electric scooters. They use a rotor attached to the wheel and a calliper that applies pressure to generate stopping power. A key advantage of disc brakes is their excellent stopping power, even in slippery conditions.

This makes disc brakes ideal for high-speed scooters that require quick and reliable braking. However, they require regular maintenance and can be more expensive to replace than other systems.

2. Drum brakes

Drum brakes operate within an enclosed system where brake shoes press against a rotating drum inside the wheel. They are durable and resistant to weather conditions, making them low-maintenance.

However, their stopping power is less effective than disc brakes, particularly for high-speed scooters. Additionally, prolonged use can cause overheating, which may reduce braking efficiency.

3. Regenerative brakes

Regenerative brakes convert kinetic energy into electrical energy, slowing the scooter while charging the battery. This feature improves energy efficiency and helps extend the scooter’s battery life.

However, regenerative braking alone is usually not powerful enough for emergency stops, so it is often paired with mechanical braking systems to ensure rider safety.

4. Electronic brakes

Electronic brakes use the scooter’s motor to slow down by reversing its direction or reducing its speed. They are lightweight, low-maintenance, and do not require physical components like pads or discs.

However, they may not provide sufficient stopping power independently. Therefore, electronic brakes are often used as supplementary braking systems.

Conclusion

Choosing the right braking system for your electric scooter is essential for safety and performance. Understanding the types of electric scooter brakes will help you make an informed choice. When riding, ensure you wear protective gear like helmets and gloves to maximise safety.

It is also important to obtain the appropriate two wheeler insurance policy to comply with legal requirements. A comprehensive plan financially protects against accidents, theft, and damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The motorcycle industry is constantly evolving, leading to the introduction of advanced features to bikes. One such innovation is the rear suspension, which significantly improves both comfort and stability. A well-designed motorcycle suspension ensures shock absorption while riding and braking.

Whether you’re a beginner or a seasoned rider, understanding the different motorcycle rear suspension types can help you make an informed decision. Let us examine the various types of rear suspensions to choose from.

Various types of rear suspension motorcycle

Motorcycle rear suspension systems vary based on design, performance, and riding conditions. Here are the primary types of rear suspension motorcycle systems:

1. Dual shock suspension

Dual shock suspension is among the oldest suspension systems. It features two shock absorbers mounted on either side of the rear wheel, helping absorb bumps and maintain balance.

This design is found in older motorcycles and budget-friendly bikes. It offers limited performance compared to modern suspension systems.

2. Mono shock suspension

Mono shock suspension utilises a single centrally mounted shock absorber that joins the swingarm to the motorcycle frame. This system improves handling, reduces overall weight, and enhances ride stability.

It is commonly used in sports bikes and off-road motorcycles, providing better control during high-speed rides and rough terrain.

3. Paralever suspension

Paralever suspension, a patented BMW innovation, integrates the rear suspension with the driveshaft, reducing torque effects during acceleration and braking. Commonly used in BMW motorcycles, this suspension offers a smooth and more controlled ride, making it ideal for adventure motorcycles.

4. Softail suspension

Softail suspension mimics the look of a rigid-frame motorcycle while providing rear suspension functionality. The shock absorbers are hidden within the frame, enhancing the bike’s aesthetics while ensuring a smooth ride.

This type is widely used in cruisers and custom motorcycles, balancing style and comfort.

5. Swingarm suspension

The swingarm suspension is among the most versatile and widely used systems. It features a pivoting arm connecting the rear wheel to the motorcycle frame, with a single or dual shock absorber setup. This design provides a balance of durability, flexibility, and ride quality.

Conclusion

Choosing the right suspension type depends on your riding preferences, performance expectations, and comfort requirements. While dual shock suspension is cost-effective, mono shock and para lever systems provide superior handling and stability. However, while riding, safety should always be a top priority. Remember to wear proper protective gear, such as helmets, gloves, and padded clothing.

Additionally, acquiring bike insurance is not only essential for your safety, but it’s also a legal requirement. A comprehensive insurance policy offers valuable financial protection against accidents, theft, and third-party damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

These days, there is a growing demand for two-wheelers in India, especially among people seeking a dependable and reasonably priced form of transportation. The ₹60,000 budget offers many wonderful options that are not only affordable but also provide exceptional performance and mileage. Read on to explore the best bikes under ₹60000 in 2024.

List Of Best Bikes Under ₹60000

The following are some of the best bikes under ₹60,000:

• TVS XL 100

The TVS XL 100 is a moped equipped with a 99.7cc engine, delivering 6.5 Nm of torque. It offers a mileage of approximately 55 kmpl, with a starting ex-showroom price of ₹44,999.

• TVS Radeon

The TVS Radeon features a powerful 109.7cc engine that produces 8.7 Nm of torque. It offers a mileage of approximately 64 kmpl, with a starting ex-showroom price of ₹59,880.

• Hero HF 100

The Hero HF 100, with its 97.2cc engine, is a reasonably priced option. It delivers 8.05 Nm of torque, offering a mileage of approximately 70 kmpl. The ex-showroom price is ₹59,018.

• TVS Sport

Often considered the best bike under ₹60k, the TVS Sport comes with a 109.7cc engine. It delivers 8.7 Nm of torque. With a mileage of approximately 80 kmpl, it is ideal for long-distance driving. Ex-showroom prices start at ₹59,881.

• Hero HF Deluxe

Popular commuter bikes like the Hero HF Deluxe are renowned for their reliability and excellent mileage. Its 97.2cc engine delivers 8.02 PS of power and 8.05 Nm of torque. With a mileage of approximately 65 kmpl, it is well-suited for daily use. The ex-showroom price is around ₹59,998.

Conclusion

There are several bikes available on the Indian market that offer high-performance features at an affordable price. If you are planning to buy a bike, don’t forget to get two wheeler insurance to ensure financial protection for both you and your bike in the event of accidents, theft, or unforeseen damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

For Indian motorcycle enthusiasts, 2024 is set to be an exciting year, with many major manufacturers preparing to release new models. Customers seeking high-end features and performance will find these bikes—priced up to ₹4.5 lakh—very appealing. In this article, we will look at the best bikes under ₹4.5 lakh in India in 2024.

Upcoming Bikes Under ₹ 4.5 Lakh

The following are some great bike models under ₹4.5 lakh in India:

KTM 390 Enduro R

The pricing of the KTM 390 Enduro R is anticipated to be approximately Rs 3.30 lakh (ex-showroom). With its traditional enduro-style and minimal body panels, the KTM 390 Enduro R offers improved off-road performance. Featuring a single LED headlight up front, it shares its rear-end design with the 390 Adventure.

Royal Enfield Himalayan 650

It is expected to cost between Rs 4.0 and Rs 4.2 lakh (ex-showroom). With its broad handlebars, muscular tank, and high flyscreen, it has a characteristic ADV-like style, making it a great contender for individuals looking to buy a bike on a fixed budget.

Royal Enfield Classic 650

The highly anticipated Royal Enfield Classic 650 is expected to go on sale in January 2025, with a price tag of approximately Rs 3.2 lakh (ex-showroom). Sharing the 650cc platform with its siblings—the Royal Enfield Interceptor 650, Continental GT 650, Super Meteor 650, Bear 650, and Shotgun 650—the Classic 650 features a slightly modified 647.95cc air-/oil-cooled parallel-twin engine. This engine delivers 47.6 PS of power and 52 Nm of torque, paired with a 6-speed gearbox, promising a robust and exhilarating riding experience.

Conclusion

In 2024, a wide range of new bikes priced up to ₹4.5 lakh are expected to be introduced in India, catering to the diverse needs of customers across various market segments. Each of these bikes promises to offer top-notch features and performance within their respective niches. When purchasing a bike, it's crucial to also invest in bike insurance to ensure safety and protection for both you and your vehicle. With the right insurance coverage, you'll be financially safeguarded against theft, accidents, and repair costs, allowing you to enjoy your new bike with peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

With the rapid growth of the Indian motorcycle sector, several exciting new models priced up to ₹3.5 lakh are expected to be launched in 2024.

These bikes will feature cutting-edge technology, strong engines, and eye-catching looks to accommodate all rider types. In this article, we will look at the best bikes under ₹3.5 lakh that will be introduced in India in 2024.

Upcoming Bikes Under ₹3.5 Lakh

The following are some good bike options under ₹₹3.5 Lakh:

• CF Moto 400NK

The 400NK model from Chinese manufacturer CF Moto is set to be released in India in the near future. It will feature a modern design and a 400cc engine, priced between ₹2 lakh and ₹2.5 lakh, making it one of the best bikes in ₹3.5 lakhs.

• Benelli New TNT 300

Benelli plans to launch an updated version of the TNT 300, featuring enhanced performance and more advanced features. With an expected price range of ₹3 lakh to ₹3.5 lakh, it is set to be a popular option in the premium market.

• Benelli 402 S

Another highly anticipated Benelli bike model, the 402 S, features a contemporary design and a 400 cc engine. With an expected price of between ₹2.5 lakh to ₹2.7 lakh, the bike is positioned to be a desirable mid-range bike option for daily commuters.

• Harley-Davidson Nightster X440

Attached to one of the most iconic bike brands in the world, the Harley-Davidson Nighter X440 features a classic cruiser design and a powerful 440cc engine. A serious contender among other premium cruiser options, the bike has a price range of ₹2.9 lakh to ₹3.5 lakh.

• KTM New 390 Adventure

KTM has recently released an updated version of the popular 390 Adventure, featuring more advanced features and improved off-road performance. The base model is priced around ₹3.5 lakh.

Conclusion

In 2024, many great bikes under ₹3.5 lakh will be launched to suit a variety of rider preferences. Whether you're an adventure enthusiast or prefer traditional designs, you're sure to find the perfect option. If you're planning to buy a bike this year, it's highly recommended to get two wheeler insurance to protect both you and your bike from unexpected events like accidents or injury. This security measure allows you to cruise on the roads stress-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

As per the Motor Vehicles Act in India, every bike owner must have a basic third-party insurance policy covering damages to a third party’s life or property.

Riders are increasingly seeking comprehensive coverage that minimises out-of-pocket expenses when purchasing bike insurance. A zero-depreciation policy is a popular choice, as it ensures that depreciation costs are not deducted from claim settlements.

What is zero depreciation in bike insurance?

A zero depreciation cover is an add-on to comprehensive bike insurance that ensures full claim payouts without deducting depreciation. In case of an accident or damage, the insurance company covers the entire repair and replacement cost.

Are tyres covered in zero depreciation bike insurance?

While depreciation is covered for most parts of a vehicle, tyres are typically not covered for the following reasons:

1. Wear and tear

Tyres are subject to constant wear and tear. Parts of a bike that need to be regularly replaced or refilled, like oil, filters, and tyres, are considered consumable items. As this is more of a natural process, it is generally not covered under zero depreciation.

2. Cost of replacement

The cost of replacing tyres is considered rather inexpensive to most people when compared to other parts. Moreover, tyres are replaced more frequently when compared to other parts.

3. Industry standards

Most insurance companies provide coverage only for the main structural components of the vehicle, like the engine, exhaust, transmission, etc. Tyres typically do not fall under this category as they require frequent replacement.

What happens if your tyres are damaged?

If your tyres are damaged, consider:

• Standard bike insurance: Covers tyre damage but deducts depreciation.
• Add-on coverage: Covers tyre damage and labour costs. Check policy details for specific coverage.            

Conclusion

Zero depreciation policies cover most vehicle parts but exclude tyres due to frequent wear and replacement. For tyre damage, standard coverage or third party bike insurance may help. Some insurers offer tyre add-ons for repairs or replacements, so reviewing policy terms is essential.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

How often do you consider the role of your motorcycle's chain in your daily rides? A motorcycle chain carries power from the engine to the back wheel and propels you forward. It thus ensures a smooth ride. Given India's diverse terrains and road conditions, understanding different motorbike chain types is essential to choosing the right one for the efficiency and safety of your rides.

List of Motorbike Chain Types

Let us explore the different types of motorcycle chains available in India and how each can cater to your specific biking needs.

• Standard Roller Chains: These are the most basic form of motorcycle chains. They have a series of metal links that include outer and inner plates. These chains are connected via pins surrounded by bushings, over which cylindrical rollers are placed. The rollers connect with the teeth of the sprockets for efficient power transfer. However, these chains are not sealed, meaning they do not have built-in lubrication systems and are thus more susceptible to dirt accumulation and wear. Cleaning and lubrication should be part of their regular maintenance to prevent rust and ensure longevity.

• O-Ring Chains: These are a step up in durability and maintenance requirements. They include a crucial addition—O-shaped rubber rings inserted between the chain's links. These rings keep lubrication in and keep dirt and debris out. Their design is much like that of standard chains. However, they have the added benefit of the O-rings, which minimise wear and tear by maintaining lubrication over extended periods. This makes O-Ring chains more suitable for riders who don’t want to do frequent chain maintenance.

• X-Ring Chains: These are designed to provide an even higher level of performance. They feature seals with an X-shaped cross-section. Due to the minimal surface contact area, this design reduces friction between the chain's moving parts more effectively than O-rings. X-Ring chains also offer superior durability and less power loss, which is why they are chosen for motorcycles intended for high performance. They also tend to last longer than O-ring chains despite being more expensive.
  
  

Conclusion

Choosing the right motorcycle chain is necessary for your bike's performance and maintenance. It is equally important to pair this choice with reliable bike insurance that covers damage and maintenance costs. This ensures optimal performance and financial protection for your motorcycle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

In India, a driving license is a vital document issued by the Regional Transport Authority (RTA) or the Regional Transport Office (RTO) of your state. It is a legal driving permit. There are different types of driving license in India, issued depending on the kind of vehicle you drive. For those just starting, a learner's license is the first step, followed by a permanent license once you have passed the driving tests.

Various Types of Driving License
Let us take a closer look at the various four-wheeler and motorcycle license classes in India —

1. Personal Use Licenses:

• MC 50CC (Motorcycle 50cc): Available to individuals who wish to drive motorcycles with an engine capacity of 50 cc or less. Applicants must be at least 16 years old.
  
  
• MCWOG/FVG (Motorcycle Without Gear): This category of motorcycle license covers two-wheelers without gears, including mopeds and scooters. The minimum age to obtain the license is 16.
  
  
• LMV-NT (Light Motor Vehicle-Non Transport): Available to drivers over 18 years of age for using two-wheelers for non-commercial transport purposes.
  
  
• MC EX50CC: Intended for motorcycles with a displacement of more than 50cc. It requires applicants to be at least 18 years old.
  
  
• MCWG or MCYCLWG (Motorcycle With Gear): Permits the holder to operate motorcycles with gears. The eligibility is a minimum age of 18.

2. Commercial Use Licenses:

• MGV (Medium Goods Vehicle): For operating medium-sized goods vehicles. Applicants need to be at least 20 years old.

• LMV (Light Motor Vehicle): Includes vehicles like motorcars, jeeps, and taxis, with a minimum age requirement of 18.

• HMV (Heavy Motor Vehicle): For driving heavy motor vehicles. The applicants must be at least 18 years old.

• HGMV (Heavy Goods Motor Vehicle): This is specifically for vehicles used for heavy goods transportation. The driver must be at least 18 years old.

• HPMV/HTV (Heavy Passenger Motor Vehicle/Heavy Transport Vehicle): For heavy vehicles carrying passengers, like buses, available to those who are at least 18.

• Trailer: It is a special license to operate heavy trailers. Applicants need to hold a heavy vehicle driving license already.
  
  

Conclusion

You should be aware of the different motorcycle license classes in India to apply for the right one. A valid license is mandatory for riding on the road and failing to have one can result in fines. Equally important is bike insurance, which acts as a shield against accidents, theft, and damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

Maintaining your bike's cleanliness is crucial for its performance and longevity. An appropriate bike cleaning kit ensures that your bicycle remains in top condition, reducing wear and tear. Regular cleaning can also prevent issues that might lead to costly repairs, potentially impacting your bike insurance premiums. Let's explore the essential items every cyclist should have in their bike wash kit.

Essentials in a bike cleaning kit

A comprehensive bike cleaning kit should include the following items:

• Bike Cleaner: A specialised solution designed to remove dirt and mud without damaging the bike's finish. It's more effective than household cleaners and ensures a thorough cleaning.
• Degreaser: Essential for breaking down and removing built-up grease from the drivetrain components like the chain, cassette and derailleurs. A good degreaser ensures smooth gear transitions and prolongs component life.
• Chain Lubricant: After cleaning, applying a quality chain lube reduces friction and prevents rust, ensuring efficient power transfer and extending the chain's lifespan.
• Brush Set: A variety of brushes, including a soft washing brush, detailing brush and a two-prong brush, help clean different parts of the bike, from the frame to hard-to-reach areas. These tools ensure that every component is free from dirt and debris.
• Microfiber Cloths: Soft, non-abrasive cloths are ideal for drying and polishing the bike after washing, preventing water spots and giving the bike a pristine finish.
• Bucket and Sponge: A dedicated bucket and sponge prevent cross-contamination of dirt and cleaning solutions, ensuring an effective cleaning process.
• Protective Spray: After cleaning, applying a protective spray can help repel dirt and prevent corrosion, keeping the bike looking new and reducing maintenance needs.

Investing in these essentials ensures that your bike remains in optimal condition, providing a smoother and more enjoyable riding experience.

Conclusion

A well-maintained bike not only performs better but also lasts longer. Equipping yourself with a comprehensive bike cleaning kit is a proactive step in ensuring your bicycle's health. Regular cleaning and maintenance can help prevent potential issues. In addition to proper care, having comprehensive bike insurance provides an added layer of protection against accidents, theft, or unforeseen damages. Prioritise your bike's care, and it will serve you reliably on all your rides.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

Transforming a normal bicycle into an electric bike (e-bike) is an exciting project that enhances your riding experience. An e-bike kit contains essential components to electrify your bike, providing extra power and efficiency.

Things in an E-bike kit

An e-bike kit typically includes the following key components:

• Motor: The heart of the e-bike, the motor provides the necessary power to help your pedalling. Motors come in various types, such as mid-drive motors and hub motors, each offering different performance characteristics.
• Battery: The energy source for the motor batteries is usually lithium-ion due to their high energy density and lightweight nature. The battery's capacity determines the range of your e-bike.
• Controller: This component controls the flow of power from the battery to the motor, guaranteeing steady acceleration and general performance control of the e-bike.
• Throttle: Allows the rider to control the motor's power output, enabling acceleration without pedalling. Some kits offer pedal-assist systems (PAS) that provide power only when you pedal.
• Display Unit: Provides real-time information such as speed, battery level, and assistance mode, helping riders monitor their ride and manage battery usage effectively.
• Sensors: Components like speed sensors and cadence sensors detect your pedalling speed and effort, allowing the system to adjust motor assistance accordingly.
• Brakes: Upgraded braking systems, often with motor cut-off features, ensure safety by stopping the motor when brakes are applied.
• Wiring and Connectors: Essential for connecting all electrical components, ensuring seamless communication and power distribution throughout the system.

Conclusion

Converting your bicycle with an e-bike kit involves integrating several key components, including the motor, battery, controller, and more. Understanding these parts ensures a successful conversion and a safe riding experience. Additionally, investing in bike insurance for your e-bike can provide financial protection against theft, damage or liability, offering peace of mind as you enjoy your enhanced ride.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

Riding a bike is exciting, but safety and comfort should always come first. Having the right biking gear protects you from accidents, bad weather, and road hazards. A well-equipped biking kit not only makes your rides safer but can also reduce risks linked to bike insurance. Whether you ride for fun or daily commuting, this guide covers the must-have gear for every biker.

Biking gear essentials for bikers

Every biker needs a proper biking kit to stay safe and comfortable on the road. Here are some key essentials:

• Helmet
  • The most important safety gear that protects your head.
  • Choose a high-quality helmet with proper ventilation and a snug fit.
• Riding Jacket and Pants
  • These protect against injuries and harsh weather.
  • Look for lightweight, breathable materials for comfort.
• Gloves
  • Improve grip and protect your hands from dust, heat, and injuries.
  • Opt for padded gloves with strong stitching for durability.
• Boots
  • Keep your feet safe and provide better control over the bike.
  • Choose waterproof, non-slip boots for a better riding experience.
• Knee and Elbow Guards
  • Reduce impact in case of falls or accidents.
  • Look for flexible, lightweight guards that don’t restrict movement.
• Eye Protection
  • Shields your eyes from dust, wind, and harsh sunlight.
  • Sunglasses or riding goggles with UV protection work best.
• Rain Gear
  • Waterproof jackets and pants keep you dry during sudden rain.
  • Pick breathable fabric to avoid discomfort.
• Additional Accessories
  • Bluetooth Headsets: Useful for hands-free communication on long rides.
  • Tool Kit & First Aid Kit: A must-have for emergencies on the road.

Conclusion

Having the right biking gear is essential for a safe and smooth ride. From helmets and jackets to gloves and boots, each piece plays a role in keeping you protected. A well-prepared biking kit not only enhances your riding experience but also helps reduce risks while on the road. It is prudent to also acquire comprehensive bike insurance. An appropriate policy can provide extra peace of mind, offering financial protection against accidents, theft, or damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

In India, motorcycle enthusiasts need secure, convenient ways to transport their bikes. Motorcycle hitch carriers offer reliable support and stability during transit. These best motorcycle hitch carriers are designed for various bike sizes, ensuring safety and durability. This article reviews top hitch carriers that meet diverse transport needs.

List of best motorcycle hitch carriers

Choosing the right hitch carrier can transform your transit experience by combining safety, ease of use, and long-term durability. Below are some standout options, each offering unique features and benefits:

• Cam-Loc Carrier: The All-Rounder
  • Features:
    • Strong, adjustable frame adaptable to different bike sizes
    • Quick-release mechanism for hassle-free mounting and removal
    • Corrosion-resistant materials for longevity
  • Pros:
    • Simple installation process and universal fit
    • Cost-effective and reliable for daily use
  • Cons:
    • May require additional accessories for larger motorcycles

• Motorcycle Carrier: The Heavy-Duty Option
  • Features:
    • Reinforced steel construction designed for heavier bikes
    • Advanced locking system ensuring maximum security
    • Weatherproof design suitable for all climates
  • Pros:
    • Exceptional stability, even on rough roads
    • Ideal for riders prioritising enhanced safety and durability
  • Cons:
    • Higher price point reflecting its premium build

• Steel Motorcycle Carrier: The Compact and Convenient Choice
  • Features:
    • Lightweight yet robust design
    • Foldable arms for easy and convenient storage when not in use
    • Streamlined structure for quick adjustments
  • Pros:
    • Perfect for urban riders and short trips
    • Easy to handle and store
  • Cons:
    • Limited capacity for very large or custom motorcycles

• Aluminum Motorcycle Carrier: The Premium Selection
  • Features:
    • Ergonomic design with advanced safety features
    • Integrated locking mechanism enhancing overall security
    • High-quality materials that withstand extensive use
  • Pros:
    • Top-tier build quality that offers peace of mind
    • Can positively influence bike insurance terms through improved security
  • Cons:
    • Premium pricing may not suit every budget

Each carrier is designed to meet different needs—from the budget-friendly all-rounder to the robust heavy-duty model. Consider your motorcycle’s size and specific transport requirements when choosing among these carriers. With proper installation and regular maintenance, these carriers provide dependable performance, ensuring your bike stays safe during every journey.

Conclusion

Selecting the right motorcycle hitch carrier is crucial for safe and efficient bike transport. The options discussed offer a variety of features to match different needs, from robust security to ease of use. With proper care, these best motorcycle hitch carriers will reliably protect your motorcycle on every adventure.

Bike safety and maintenance extends beyond secure transportation. In addition to choosing the best hitch carrier, it's wise to invest in an appropriate bike insurance policy to protect your investment while on the road. Comprehensive plans offer financial coverage for damage, accidents, and more, giving you the peace of mind to fully enjoy your rides without worry.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

A motorcycle carburetor is a crucial component that mixes air and fuel in the correct amount for combustion. While modern bikes increasingly use fuel injection systems, many motorcycles still rely on carburetors for their simple design and reliability. Understanding the types of motorcycle carburetor helps riders understand their bike’s performance and maintenance needs.

Various types of motorcycle carburetor

Motorcycle carburetors are categorised based on their operation and airflow mechanisms.

    1. Constant Velocity (CV) Carburetor

• One of the most common carburetor types motorcycles use today.
• Uses a diaphragm-controlled slide to regulate airflow, ensuring a consistent throttle response.
• Provides better fuel efficiency and smooth acceleration, making it ideal for commuter bikes.
• However, it has a slightly delayed response compared to manual carburetors.

    2. Slide or Flat-Slide Carburetor

• Uses a manually controlled throttle slide for a direct and fast power response.
• Provides a stronger and quicker throttle reaction compared to CV carburetors.
• Often used in high-performance or racing motorcycles.
• Requires frequent tuning and adjustments for optimal function.

    3. Butterfly Carburetor

• Features a rotating butterfly valve to control the air intake.
• Simple in design and commonly found in older motorcycles.
• Offers moderate throttle response but is less efficient than newer carburetor models.
• Best suited for classic bikes that do not require high-speed performance.

    4. Downdraft Carburetor

• Positioned vertically, allowing fuel and air to mix more effectively.
• Often used in high-performance motorcycles due to its efficient power delivery.
• Provides excellent throttle response and high-speed performance.
• However, it requires more space, making it less common in compact bike designs.

    5. Updraft Carburetor

• Air enters from the bottom and mixes with fuel before reaching the engine.
• Mostly found in vintage motorcycles and older bike models.
• Offers slow throttle response and lower efficiency.
• Less suitable for modern motorcycles that require high-speed performance.

Here is a comparison between different Carburetor types:

Conclusion

Choosing the right motorcycle carburetor depends on your bike’s performance needs. CV carburetors are ideal for daily riders looking for efficiency, while flat-slide carburetors cater to those who prefer quick throttle response. Older bikes may still rely on butterfly or updraft carburetors, whereas high-performance models benefit from downdraft carburetors. Regular maintenance helps improve efficiency and can also reduce potential repair costs. Additionally, it is wise to invest in a comprehensive bike insurance policy that provides financial coverage for damage, accidents, theft, and more. With the right protection in place, you can ride with confidence, free from the worry of unexpected repair costs or frequent maintenance expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

Getting a driving licence in India usually involves multiple trips to the Regional Transport Office (RTO) and going through different tests. However, new changes by the Ministry of Road Transport and Highways have eased this process greatly.

If you are also wondering “how to get driving licence without a test”, this blog covers everything you need to know.

New driving licence rules in India

The most noticeable change is that applicants no longer need to take a driving test at the Regional Transport Office (RTO). Instead, you can finish your tests at approved private driving schools. Upon taking the test at these places, you'll receive a certificate that can be used to earn your licence without extra RTO testing.

This applies to both two-wheeler and four-wheeler licences, making the process easier and more accessible.

How to get driving license without test?

If you prefer the usual way, here's how to apply in person:

1. RTO Visit: Go to your local Regional Transport Office and collect the right application form.
2. Form and Documents: Fill out the application form and attach all required documents:

• Proof of age
• Address verification
• Identity documents
• Photos
• Medical certificate
• Driving test certificate from approved driving schools

1. Submission and Payment: Submit your finished application and pay the required fees.
2. Test Scheduling (If Required): Get your test date.
3. Final Steps: Complete your driving test (if required). Collect or receive your card after processing.

How to get driving license online without test?

Getting your driving licence online is simple through these steps:

1. Website Registration: Visit the official Sarathi page or your state's RTO website and create an account.
2. Application Details: Select the type of licence (learner's or permanent) and fill in your personal information.
3. Document Submission: Upload clean scans of:

• Identity proof (Aadhar card/passport/voter ID)
• Recent passport-sized photos
• Medical health certificate
• Driving test certificate from the approved driving schools

1. Payment and Scheduling: Pay the application fees online and schedule your meeting for document verification.
2. Test Scheduling (If Required): Get your date of test.
3. Final Steps: Complete your driving test and collect licence after processing.

Conclusion

The process usually takes 30 days from the test to receiving your driver's licence. Whether online or offline, ensuring correct paperwork and quick filing will help avoid unnecessary delays. After receiving your licence, it's crucial to secure proper two wheeler insurance.

Complete coverage protects against theft, accidents, and third-party liabilities. Remember to compare policies to get the best coverage for your needs and renew your policy on time to keep ongoing security.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Thinking of buying a two-wheeler in India? While purchasing one is simple, legally operating it requires essential documents like a registration certificate, pollution under control (PUC) certificate, fitness certificate, and bike insurance. A valid driver’s licence is also mandatory for all two- and four-wheeler drivers.

To obtain a permanent licence, you must first pass an automated test for a temporary licence. Then, a mandatory riding test assesses your skills before granting a permanent one. A key part of this test in most centres is completing an ‘8’ shape without touching the ground while using proper signals. While experienced riders may find it easy, beginners often feel nervous. Read on to explore how to take an 8 in two-wheeler driving test.

How to take an 8 in two-wheeler driving test?

Here’s how to navigate the 8-shaped looped in the driving test:

1. The first step is visualising the path in your mind. Familiarise yourself with the length and shape of the ‘8’ to ensure smooth navigation during the test.
2. Next, start at a controlled speed to maintain balance. Move through the test track steadily and gradually reduce your speed.
3. As you continue moving forward, slightly shift your body weight towards the inside of the turn.
4. Tilt your bike slightly towards the first turn, maintaining a steady pace and controlled throttle.
5. Straighten your bike as you finish the first part of ‘8’. Again, shift your weight to the opposite side.
6. Lean the bike towards the second turn while controlling the throttle.
7. Complete the full pattern of the ‘8’ test with the required number of loops. Remember to avoid touching the boundary lines.
8. Exit the track with controlled speed and after giving the appropriate signals.

Conclusion

Mastering the ‘8’ in a two-wheeler driving test requires practice, balance, and confidence. By maintaining a consistent speed and shifting your body weight correctly, you can navigate the test track smoothly. With the right approach, you’ll be one step closer to obtaining your permanent licence and riding legally on Indian roads.

Additionally, don’t forget to secure bike insurance, a mandatory requirement for driving in the country. A comprehensive bike insurance policy protects both you and your investment, offering coverage for damages, losses, and accidents, ensuring a safer riding experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

A scooter clutch is an important part of the engine that helps transfer power from the engine to the wheels. It allows the scooter to move smoothly and change speeds without stalling. Most modern scooters use an automatic centrifugal clutch, which means the rider does not need to engage or disengage the clutch manually.

This makes scooters easier to ride, especially in city traffic. Read on to understand how scooter clutch works.

How scooter clutch works: step by step guide

Most scooters use a centrifugal clutch combined with a Continuously Variable Transmission (CVT) system. A step-by-step explanation about how does a scooter clutch work is given below.

     1. Engine starts and idling

• When you start the scooter, the engine runs at low RPM (revolutions per minute).
• The scooter stays still even though the engine is running.

     2. Acceleration and engagement of clutch

• As you twist the throttle, the engine RPM increases.
• The centrifugal force causes clutch shoes (or pads) to move outward and press against the clutch drum.
• This engagement transfers power from the engine to the rear wheel via the transmission belt.

     3. Power transmission via CVT

• The CVT system consists of a drive pulley which is connected to the engine and a driven pulley which is connected to the rear wheel.
• A V-belt runs between these pulleys and adjusts automatically to provide smooth acceleration.
• At low speeds, the belt stays on a smaller section of the drive pulley and a larger section of the driven pulley, giving more torque.
• As speed increases, the belt moves higher on the drive pulley and lower on the driven pulley, allowing for higher speeds.

     4. Cruising and stable speed

• Once the scooter reaches the desired speed, the clutch remains engaged.
• The CVT system continuously adjusts the gear ratio for smooth performance.
• This system ensures a seamless riding experience without requiring manual gear shifting.

     5. Deceleration and disengagement of clutch

• When you release the throttle or apply brakes, the engine speed decreases.
• The centrifugal force weakens, causing the clutch shoes to retract.
• This disengages the clutch, stopping power transfer to the rear wheel.
• The scooter comes to a stop without stalling the engine.

Conclusion

The scooter clutch plays a key role in making the ride smooth and hassle-free. The centrifugal clutch and CVT system work together to ensure the right amount of power reaches the wheels at all times. Since it operates automatically, riders do not have to worry about gear changes, making scooters an easy and convenient mode of transport.

Always wear protective gear when riding and ensure you have legally mandated third-party bike insurance. Additionally, a comprehensive bike insurance policy can provide financial protection against accidents, theft, and damage, offering peace of mind on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Clear visibility is essential for motorcycle safety. Properly adjusted side mirrors are one crucial aspect of a safe ride. These mirrors help riders see vehicles behind and around them, reducing blind spots and helping prevent accidents.

Improperly adjusted mirrors can lead to dangerous situations, making it essential to set them correctly before every ride. Read on to understand how to adjust motorcycle side mirrors correctly, along with essential tips to improve visibility and safety.

Ideal motorcycle side mirrors adjustment

Proper mirror adjustment ensures you have a clear rear view without turning your head. Here’s how to adjust side mirrors on motorcycle correctly:

• Positioning: Sit in your normal riding posture and place the mirrors at eye level.
• Angle adjustment: The mirrors should cover a small portion of your shoulder while offering a wide view of the road.
• Avoid excessive sky or ground view: Ensure the mirrors primarily show the road behind you instead of the sky or the bike’s body.
• Check blind spots: Adjust until there are minimal blind spots to see approaching vehicles.
• Symmetry in adjustment: Ensure both mirrors are adjusted symmetrically for equal visibility on both sides.

Tips while adjusting your side mirrors of motorbike

Making small adjustments can significantly improve visibility and riding safety. Keep these tips in mind to understand how to adjust side view :

• Check before every ride: Vibrations and movement can misalign mirrors over time, so you must ensure your mirrors are aligned correctly before every ride.
• Avoid too much inward tilt: If mirrors show mostly your arms or the bike’s body, they should be readjusted.
• Use a wide-angle view: Slight outward tilts of the mirrors help monitor adjacent lanes better.
• Test at low speeds: Ensure the mirrors provide a clear view at low speeds before riding at high speeds.
• Adjust for pillion riders: Minor mirror adjustments might be necessary if you are riding with a passenger.

Conclusion

Correctly adjusted side mirrors improve safety by offering a wider and clearer rear view. Riders should know how to adjust side mirrors and ensure they check and set their mirrors before every ride to reduce blind spots and prevent accidents. Additionally, it is wise to wear protective gear like a helmet and gloves when riding a bike.

To enhance safety, two-wheeler insurance is essential for financial protection against accidents, theft and damages while ensuring peace of mind while riding. Moreover, an appropriate insurance policy covers repair costs and liabilities, keeping both the rider and bike secure on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

India is a fantastic destination for adventurers because of its unique landscapes and civilisations. Exploring this vast country on two wheels is an experience like no other. In this article, we’ll explore some of the best touring bikes in India.

Top Touring Bikes in India

Here are some of the best touring bikes in India:

• BMW R 1250 GS: The R1250GS is one of the best touring bikes among its competitors. BMW’s unique boxer engine design makes this possible.
• KTM 390 Adventure: Even the roughest roads are no match for the KTM 390 Adventure. With its strong engine, the KTM 390 Adventure can tackle challenging terrain.
• Royal Enfield Himalayan 450: A mobile navigation system, a tail rack, a bash plate, and a potent 40.02 PS engine are all the premium features you can expect with the Himalayan 450.
• KTM 390 Adventure X: A recent addition to the KTM Adventure 390 is the KTM 390 Adventure X. The bike is ideal for lengthy excursions because of its ergonomics and seating.
• Royal Enfield Guerrilla 450: The RE Guerrilla 450 is a fantastic choice for motor heads. The Guerrilla 450 features a digital display, a sporty style, and music, map, and messaging functions.
• Honda CRF1100L Africa Twin: The new Africa Twin 1100cc package includes more features, safety, and a bigger engine. It is also one of the few bikes with a touchscreen display in the world, making it one of the best touring bikes in India.
• Triumph Tiger 900: The British motorcycle manufacturer Triumph Motorcycles unveiled the Triumph Tiger 900, which features a unique triple crankshaft engine.
• BMW G 310 GS: With a 313 cc engine, the BMW G 310 GS is a stylish, comfortable and adaptable dual-sport motorbike.
• Hero XPulse 200 4V: The XPulse 200 4V is a popular touring bike under ₹2 lakhs. It comes with a rally package and an engine producing17 PS.
• Kawasaki Versys 650: Equipped with a digital instrument dashboard and a 66 PS engine, the Kawasaki Versys 650 is a strong motorcycle.

Conclusion

The best touring bikes offer comfort, power, and versatility for exploring India’s varied landscapes. If you prepare beforehand and consider things like riding style and budget, you may have an amazing trip across this stunning nation. It is also important to acquire bike insurance to protect against accidents and damage to your bike.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

In India, the 300cc motorbike market offers a vast collection of thrilling vehicles from well-known manufacturers like TVS, BMW, Royal Enfield, and more. If you’re planning to buy a bike in this category, it’s critical to investigate your possibilities. Taking into account factors like performance, features, and affordability, this blog will highlight some of the best 300cc bikes in India.

Top 300cc Bikes in India

These are the top 300cc bikes in India:

1. Yamaha FZ25: When switching from commuter motorcycles with 150–200 cc, the FZ25 is a great option. It features LED DRL, an LCD instrument cluster, a side stand switch, and dual-channel ABS.
2. Royal Enfield Hunter 350: In India, the Royal Enfield Hunter 350 is among the most reasonably priced motorcycles in the 300–350cc range. It’s a lightweight and affordable bike for city rides.
3. Royal Enfield Classic 350: Royal Enfield Classic 350 is a Popular 300cc bike with a classic look, strong engine, cosy seat, and superb handling.
4. Royal Enfield Meteor 350: The Meteor's new air/oil-cooled SOHC engine, electronic fuel injection, and comfortable design characterise it. It is perfect for city streets and highways.
5. Honda H’ness CB350: The Honda CB350, nicknamed the Highness, is a true regal motorcycle. It has a strong engine, contemporary technologies like voice control via a smartphone and ABS, and a timeless look.
6. Yezdi Scrambler: The Yezdi Scrambler has an impressive engine, optional safety features, upswept exhaust, and all-LED lighting.
7. Yezdi Roadster: The Yezdi Roadster has a powerful engine that produces power of 29.64 PS and torque of 28.95 Nm., dual-channel ABS with multiple modes, LED lights, and a digital instrument cluster.
8. Kawasaki Ninja 300: The 6-speed gearbox-equipped Kawasaki Ninja 300 is a powerful sports bike that generates 38.88 horsepower and 26.1 Nm. Its physique is muscular, and its exhaust tone is forceful.
9. TVS Apache RTR 310: With a 4-stroke, four-cylinder engine, split LED headlights, cornering ABS, cruise control, and traction control, the TVS Apache RTR 310 BS6 is a powerhouse sports bike. It’s renowned for both its superior drag performance and unique design. Undoubtedly, it is one of the best 300cc bikes in India.

Conclusion

India’s 300cc motorbike market offers a variety of vehicles, each with unique qualities and advantages. Depending on your preferences, there’s a 300cc bike out there for you! Don’t forget to take all safety precautions before hitting the road, including obtaining all appropriate documentation and bike insurance to protect against damage or accidents.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.