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Allowance of ` 1,000/ ` 3,000 per day for hospital stay of minimum 3 consecutive days or more up to a maximum of 30 consecutive days.

A benefit amount of ` 10,000 will be offered to every insured once for each policy year and insured will be paid in case of hospitalization arising out of any injury or illness as covered under the policy, for a period of 10 consecutive days or more.’

We will pay you a lump-sum amount up to the extent of cover opted on Your first diagnosis of such critical Illnesses, subject to Your intimation of the same within 30 days of such diagnosis.

No claim will be payable under this cover if you are first diagnosed as suffering from any of these critical Illnesses within 90 days of the start date of the first Policy with us.

• This cover can be availed only once during your lifetime.
• Once a claim becomes payable under any of the Critical Illness covered, the cover would terminate and this cover will not be offered on any subsequent renewal of policy.

We will pay you/nominee a benefit amount equal to the sum insured specified against this optional benefit, upon the unfortunate event of accidental death or permanent total disablement resulting from an accident.

In the event that a claim for Personal Accident becomes payable under the terms of the Policy, the Company shall make such payment in a lump sum amount by way of electronic fund transfer (EFT) mode.

We will pay you a benefit amount as stated in policy schedule on a weekly basis up to a maximum of 10weeks for rehabilitation upon the unfortunate event of temporary total disablement resulting from an Accident.

Rehabilitation is a treatment or treatments designed to facilitate the process of recovery from injury, illness, or disease to as normal a condition as possible. Only the rehabilitation services provided by a certified practitioner will be considered .

We will reimburse to the nominee/legal heir of the insured, up to the sum insured as specified against this optional cover, the costs of transporting the remains of the insured back to the place of residence or, up to an equivalent amount, for burial or cremation in the city where death has occurred.

Refer Policy wordings for detailed information on applicability of Sub limits