Travelling overseas requires careful planning to ensure a stress-free trip. When sending an employee on a business trip, employers need to safeguard them against a host of unforeseen events likely to be faced when overseas. This can be easily accomplished with a business travel policy which offers sufficient coverage during the course of their stay aboard.
The employee may not always be able to contact the employer in times of an emergency due to the physical distance. A well formulated international travel insurance policy offers optimum coverage against a variety of exigencies or financial loss incurred by the employee. Ensuring your employee with a travel insurance policy keeps them assured and helps them to manage their finances better.
ICICI Lombard offers special and carefully formulated business travel policy that perfectly meets the needs of the corporate sector. The Gold Plan of this travel insurance policy offers extensive coverage for the entire duration of the stay abroad. This policy can be easily purchased online and your employee can instantly receive an insurance certificate. This online purchase mode is sure to come handy when planning for an overseas trip on a short notice. As no medical checkups are required prior to the purchase of this travel insurance policy, employees can easily attend to other important aspects of the business trip.
Pay per day feature of this insurance plan ensures that you make payment for only the number of days spent abroad. This advantage offered by the business travel policy keeps the overall travel cost under check. Employers do not have to worry even if the employee’s overseas trip is extended as the pay per day ensures that you do not have to pay extra to enjoy coverage for the extended days of the overseas trip.
A spate of illness during an overseas trip is likely to cause if all the medical bills have to be pocketed single-handedly. A stressful situation like this can be easily avoided as this travel insurance policy offers coverage for medical emergencies depending on the policy selected. Moreover, if the employee causes injury, death or deformation of property to the third person, then this insurance policy offers compensation for such an aggrieved third party.
Loss or delay of baggage is not uncommon but is likely to disturb travel plans if essential items are lost in the process. With this travel insurance plan, the employee is reimbursed for the expenses borne for the purchase of such essential items. Passport loss may put the employee on the wrong side of the law which makes it imperative to procure a duplicate copy or a new passport at the earliest. Expenses incurred for issuing such a document are compensated by this international travel insurance policy, so that the employee does not have to shoulder any additional expenditure in a foreign land.
Disclaimer-The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.
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Job Code: EC012418 Product Code: Misc. 129
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