| Cover Name | Cover Benefit | Coverage Details | Coverage Limit |
|---|
| Option 1 | Hospital daily Cash Benefit and Convalescence benefit | Hospital Daily Cash to each Insured Member (for maximum 10 days with a minimum of 3 days) | Rs 500 per Day for a Policy Sum Insured of 1 & 2 lacs |
| Rs 1000 per Day for a Policy Sum Insured of 3, 4 & 5 lacs |
| Rs 2000 per Day for a Policy Sum Insured of 7 & 10 lacs |
| Rs 3000 per Day for a Policy Sum Insured of 15, 20, 30 & 50 lacs |
| Convalescence Benefit (to each Insured member) | Rs 10000 regardless of Policy Sum Insured. To be paid to each Insured member |
| The information mentioned here is indicative and not exhaustive. For complete information, terms and conditions, please refer policy wordings |
| Option Cover Definition | Coverage under Optional Cover | Policy Sum Insured Opted | Optional Cover Sum Insured |
|---|
| Maternity Cover | Maternity Benefit (Normal + Cesarean delivery / Pre-Post Natal (2000 each) / New Born Baby (10,000)) - 3 Yrs Waiting Period | 1 Lac / 2 Lac | Normal - Rs. 10,000
Cesarean - Rs. 15,000 |
| 3 Lac / 4 Lac / 5 Lac | Normal - Rs. 15,000
Cesarean - Rs. 25,000 |
| 7 Lac /10 Lac | Normal - Rs. 25,000
Cesarean - Rs. 50,000 |
| Maternity Benefit (Normal + Cesarean delivery / Pre-Post Natal (2000 each) / New Born Baby (100,000)) - 3 Yrs Waiting Period | 15 Lac / 20 Lac / 30 Lac / 50 Lac | Normal - Rs. 25,000
Cesarean - Rs. 50,000 |
|
| Cover Name | Cover Benefit | Coverage Details | Coverage Limit |
|---|
| Option 4 | Out Patient Treatment- OPD benefit cover | Outpatient Treatment Cover and Wellness & Preventive Healthcare | Rs 2500 per Policy period for Policy Sum Insured of 1 & 2 lacs |
| Rs 5000 per Policy period for Policy Sum Insured of 3, 4 & 5 lacs |
| Rs 10,000 per Policy period for Policy Sum Insured of 7 & 10 lacs |
| Rs 20,000 per Policy period for Policy Sum Insured of 15, 20, 30 and 50 lacs |
| The information mentioned here is indicative and not exhaustive. For complete information, terms and conditions, please refer policy wordings |
| Cover Name | Cover Benefit | Coverage Details | Coverage Limit |
|---|
| Option 3 | Nursing @ Home and Compassionate Visit | Nursing at Home to each Insured member(for maximum 15 days) | Rs 3000 per day for Policy Sum Insured of 7, 10, 15, 20 , 30 and 50 Lacs. (not avaiable for other Sum Insured) |
| Compassionate Visit (to each Insured member) | up to Rs 20,000 per day for Policy Sum Insured of 7, 10, 15, 20 , 30 and 50 Lacs. (not avaiable for other Sum Insured) |
| The information mentioned here is indicative and not exhaustive. For complete information, terms and conditions, please refer policy wordings |
| Option Cover definition | Coverage under Optional Cover | Policy Sum Insured Opted | Optional Cover Sum Insured |
|---|
| Critical Illness + Donor Cover + PA cover | Critical Illness Cover | 3 Lac / 4 Lac / 5 Lac / 7 Lac / 10 Lac | As per policy SI per member |
| 15 Lac / 20 Lac /30 Lac / 50 Lac | 50% of policy Sum Insured per member |
| Donor Expenses | 3 Lac / 4 Lac / 5 Lac / 7 Lac / 10 Lac / 15 Lac / 20 Lac /30 Lac / 50 Lac | upto Rs.50,000 per member |
| Personal Accident | 3 Lac / 4 Lac / 5 Lac / 7 Lac / 10 Lac / 15 Lac / 20 Lac /30 Lac / 50 Lac | As per policy SI per member |
|
| Cover Name | Cover Benefit | Coverage Details | Coverage Limit |
|---|
| Option 6 | Critical Illness Benefit and Donor Cover | Critical Illness Cover | For Policy Sum Insured of 3 Lac / 4 Lac / 5 Lac / 7 Lac / 10 Lac, the Benefit amount per member is equal to Policy Sum Insured. |
| For Policy Sum Insured of 15 Lac / 20 Lac /30 Lac / 50 Lac, the benefit amount per member is 50% of the Policy Sum Insured |
| Donor Expenses | For Policy Sum Insured of 3 Lac / 4 Lac / 5 Lac / 7 Lac / 10 Lac / 15 Lac / 20 Lac /30 Lac / 50 Lac, the coverage amount would be upto Rs 50,000 per Insured |
| The information mentioned here is indicative and not exhaustive. For complete information, terms and conditions, please refer policy wordings |