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Insurance Article

Why is online purchase of health insurance policy beneficial?

January 29 2013

Not just that, when you buy a health insurance plan, you are assured of optimal treatment when you need it the most to ensure a speedy recovery. Therefore, selecting a good insurance cover which takes care of your finances and health is extremely crucial. With the multitude of insurance providers offering health insurance policies, selecting the correct policy can at times get daunting. The internet in this case can be a savior and provide reliable information which should make selecting your policy easier.

Several insurance providers offer their health insurance policy which is a new trend over the conventional mode of operating through an insurance agent. Through the internet, you can get access to several quotes and know the extent of coverage offered by the health insurance plan. The coverage for different health insurance plans in India differs from one insurer to the next and by going online, you can easily compare and decide which health insurance cover best matches your needs. By comparing quotes, you will also get a fair idea about the premium payable for each insurance cover on offer. This way, you may select a health insurance cover without going over your budget. As all this information is always available online, accessing it at your convenience whether at home, at work or while travelling.

You can also purchase your health insurance policy online, anytime, anywhere through a computing device with internet access. This saves the hassle of setting aside time from your busy schedule to meet with insurance agents or travel to the insurance office to get quotes and process the requisite paperwork. Some insurance companies offering health insurance plans which may not require persons below a certain age to undergo a medical test before policy purchase. So, you need to look for insurance policies with medical test exemption so that buying online is all the more convenient.

Once you have located an insurance provider, selected your insurance cover, all you need to do is fill in a few details regarding the sum insured, your age, contact details, etc. you get access to the premium amount which is generated by an online premium calculator. Payment modes for online purchase are extremely flexible and you can select from options like Debit or Credit Cards, Net Banking, etc. A digitally signed policy of your health insurance cover is made available almost instantly and reduces the wait for paperwork processing.

Renewing health insurance plans in India can also be accomplished online at your own convenience. With just a few clicks, you can renew your policy and enjoy uninterrupted coverage offered by your health insurance policy.

Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.

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