Until that day comes and for the sake of Jim (see image), we hope it never comes, you can opt for a two-wheeler insurance.
In order to streamline the entire insurance buying process, you can opt for two-wheeler insurance online as well. Go through the following points to understand why it is useful to avail bike insurance online.
Less Documentation
Stay away from the ordeal of filling pages and pages unless you want to recollect your school days. With online insurance, you can avail a motor insurance policy by just clicking a few buttons. You can avail the desired policy by just typing in your details and selecting your options. With less documentation, you also end up saving paper and subsequently save trees!
Online Payment
Every insurance company tries to showcase their product and in the process fosters transparency by providing a lot of information across websites. You can research, choose your policy, make the payment via cards or net banking, and obtain two-wheeler insurance in an instant.
24x7 Assistance
Insurance companies provide 24x7 assistance through their website and toll-free numbers. Right from the insurance product brochure to the policy wordings, everything is available on the insurance provider's website. If you have any doubts regarding a particular clause, you can connect to the call centre and get your query resolved. Many insurance companies also offer the live chat feature on their website to clear your doubts and lend more clarity regarding your bike's insurance policy.
Reminders
Mr. Sharma's phone buzzed when he was driving to office. Since his bike was stuck in traffic, he checked the message. It said that his two-wheeler's insurance policy was about to expire in a month. He made a mental note but soon forgot to act upon it. Three weeks later Mr. Sharma's phone buzzed once more. Again, it was a reminder message from the insurance company, which alerted him about the nearing expiry date. Once he was done having his lunch, he quickly logged on to the company's website, filled in the necessary details and renewed his policy through the net banking channel. In this case, the reminders (available easily online as an optional service) made the entire insurance renewal process seamless and hassle-free for Mr. Sharma.
Discounts
'Discount' is probably the most popular word after 'Free' among the consumers. Some insurance companies also offer discounts on policies purchased via their online platform. There may be concession on a package deal or benefit to a particular member of a club. Make sure you are aware of these discounts to derive full benefit of the policy.
What else, online bike insurance policies provide ease, convenience and increase productivity - a clear winner when it comes to saving time and energy.