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Insurance Article

5 Common Travel Woes & How To Avoid Them!

October 28 2016
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Lost your wallet or got ill abroad? – We’ve got you covered!

Travelling is a little dream everyone possessed when neighbourhood aunties spoke of saving up for a world tour. Swishing past airport junctures, fighting air pockets and adjusting to vibes can either hit you as a task or as a chance to discover. If your choices are wise, you will indeed benefit from the latter.

There are always certain travel hacks to keep in mind. Here we sum up the common travel woes that you can combat by employing just a little bit of foresight and tact.

The Wallet Freak Out

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For a shopaholic, travelling could mean a wild shopping adventure ideally expected out of any travel journey but that is not the case here. What we are talking about is the mini heart fail when you realise you lost your wallet in a foreign land.

To avoid such situations:

  • Keep your cash and cards stored in different places whilst traveling
  • Take additional bags or wallets and carry only as much cash as you need
  • Keep decoy wallets with fake credit card and a few currency notes to avoid any violence while you are being mugged
  • Note down your bank’s emergency contact number and keep it aside
  • In case you lose your wallet, call your credit card company and have the cards cancelled. Report the theft to the local authority and in case you are stranded abroad, reach out to the embassy for help.

Next Steps

  • In case you lose your wallet, call your credit card company and have the cards cancelled.
  • Report the theft to the local authority or police and in case you are stranded abroad reach out to the embassy for help.
  • File a report with your travel insurance company as soon as possible because most companies have strict timelines regarding when you report the crime to local police.

Missed your flight

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It takes away your peace as you reach the check in counter only to find the flight is leaving. Such a situation can cost you a great deal and take away a great share of your wallet. Busy travellers must:

  • Keep an alarm call on your phones, preferably on multiple devices or check-in online prior to the flight.
  • Leave before time to avoid unexpected rush and delays.
  • Travel light to avoid worrying over multiple bags.
  • Call the airport authorities to check-in, if you are running late. They might adjust you in the next flight, saving you from a lot of hassle.

Experiencing Jet lags

Jet lag is a common issue faced by travellers after long haul flights. It is advisable to follow a few steps to avoid such lags, such as:

  • Set your watch according to the time of your destination you are arriving.
  • Avoid too much caffeine or alcohol.
  • If you arrive in daylight, don’t sleep, take a walk.
  • Exercise will rejuvenate you and help you beat jet lag.

Lost documents/luggage in foreign land

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Often travellers face the brunt of having lost their precious belongings most commonly their passports and luggage causing great havoc. Remember once you leave the baggage claim area from the airport, you have to report the loss to the police and not the airport authorities. Protect yourself from unnecessary circumstances by doing the following:

  • Attach a ribbon or any source of identification on your luggage. Have a picture of it with you, stored in your email and well as your phone’s gallery.
  • Keep a copy of your passport and other documents in a separate space.
  • Do not roam around with your passport and credit/debit card on you all the time. Store it away in the hotel safe, if possible.
  • Make sure you have everything with you before you leave the counter of any shop.
  • Carry your hotel’s contact details when travelling abroad.

Medical expenses

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Falling sick in a new place is quite common but the expenditures are equally flamboyant. In case of a medical emergency, people have often gone bankrupt or recurred losses due to no back up. Avoid the avoidable:

  • Research about the destination beforehand. You may want to avoid notorious street food that is known to give travellers a belly ache.
  • Stay vaccinated against common ailments.

Senior citizens might need to consider buying travel insurance with a medical cover. Most medical insurance policies give back at least half of your expenses which helps safeguard you in lieu of a medical emergency.

Health insurance while traveling is beneficial during distress caused by uncertain mishaps. Make sure you book travel insurance online before paying for your scheduled itinerary. Overseas travel insurance exempts you from great losses in case of interruptions such as flight delays, flight cancellations, baggage loss, medical expenses and much more. Having travel insurance for seniors can be a lifesaver. Which is why the overseas travel insurance offered by ICICI Lombard is the ultimate cure for all your travel problems.

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