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  • An Overview of the Regional Transport Office of Dharwad

    by iciclombard 01 | Feb 28, 2024

    The Regional Transport Office (RTO) is the governing authority for all transportation activities in India. Each state and union territory has its very own RTO liable for overseeing transportation inside its jurisdiction. Dharwad, like every town, falls beneath an RTO that operates underneath the recommendations set by the 1988 Motor Vehicles Act. This RTO in Dharwad is responsible for various duties, together with issuing driving licenses, registering vehicles, offering car insurance, collecting taxes, issuing permits, enforcing site visitors’ laws, coping with pollutants, and other related duties. As the primary authority for all transport and traffic matters, the RTO in Dharwad, designated as KA-25, handles all issues pertaining to the district. Today, we’ll cover everything you need to know about the Dharwad RTO.

    RTO Office in Dharwad

    Listed below are the address and contact details of the Dharwad RTO.

    RTO Code

    KA-25

    Office Address

    Naavanagar Post, Hubli Dharwad Road, Dharwad, Karnataka - 580001

    Office Timings

    09:30 AM - 06:30 PM

    Phone Number

    -2234674

    What Are the Different Types of RTO Forms?

    Every RTO form that has been made available online by the official Ministry of Road Transport and Highways has a specific function. These include:

    • Form 20: Car Registration Application
    • Form 21: Certificate of Sales
    • Form 23: Certificate of Registration
    • Form 24: Vehicle Registration
    • Form 29: Declaration of Motor Vehicle Ownership Transfer
    • Form 38A: Report on Inspection
    • Form 50: Lading bill
    • Form 51: Insurance Certificate
    • Form 54: Accident information report

    Vehicle Registration Process in Dharwad

    The steps listed below can be used for registering a vehicle:

    • Make an appointment to the office at RTO Dharwad, then turn in the necessary paperwork and completed forms.
    • Send in the draft demand for road tax that must be paid.
    • As instructed by the RTO authorities, turn in the registration form together with the necessary documentation.
    • Cover the processing fees.
    • Two to three days are typically needed for the process. It can take longer in some circumstances.
    • The RTO will assign a vehicle number upon the completion of processing and verification.
  • An Overview of the Regional Transport Office of Allahabad

    by iciclombard 01 | Feb 28, 2024

    Welcome to the Regional Vehicle Office (RTO) of Allahabad, the control centre for how vehicles move about in this ancient city recently renamed Prayagraj. The Allahabad RTO office deals with a lot of things, from registering vehicles and issuing licenses to drivers to checking for pollution and driving adherence. The office also ensures everyone on the road is safe and complying with the guidelines. Consider this office the key to maintaining everything under control on the busy roads of this historic city. In this article, we will explore how the RTO, Allahabad, helps keep things running as smoothly as possible for each operable vehicle.

    RTO Office in Allahabad

    The Allahabad RTO office is a very important government office in Uttar Pradesh. Below are some details about the office.

    RTO Office Name

    RTO Allahabad 

    RTO Code

    UP-70

    Office Address

    T.P. Nagar, Transport Nagar, Dhoomanganj, Prayagraj, Uttar Pradesh - 211011 

    Helpline Number

    18001800151

    Office Timings

    10 am to 5 pm

    Email ID

    rtoah-up@nic.in

    State

    Uttar Pradesh 

    What are the Different Types of RTO Forms? 

    Different RTO forms are available for specific vehicle-related purposes. Some of the forms are as follows:

    • Form 20: Application for motor vehicle registration
    • Form 21: For obtaining a sales certificate
    • Form 23: To apply for the registration certificate
    • Form 24: For the registration of a motor vehicle
    • Form 29: For transfer of ownership of the motor vehicle
    • Form 38 A: For initiating an inspection report
    • Form 50: For a bill of lading
    • Form 51: For the Certificate of Insurance
    • Form 54: To generate a report regarding an accident

    Vehicle Registration Process in Allahabad

    The vehicle registration procedure at the RTO Allahabad is similar to other RTOs across the country. The steps involved are:

    • Visit the RTO Allahabad and submit all the required documents along with filled in forms. Don’t forget to take your vehicle along. 
    • Submit a demand draft as the road tax payment. 
    • Submit all the documents and forms and comply with the instructions given by the officer in charge.
    • Clear all the applicable payments needed for the procedure. 
    • The process usually takes 2-3 days but can sometimes extend for a longer period in some cases.
    • After examining and verifying all the necessary documents, the RTO will assign a unique registration number for your vehicle. 
  • An Overview of the Regional Transport Office of Vadodara

    by iciclombard 01 | Feb 28, 2024

    Anyone who has owned a car or driven one on India’s roads should be familiar with the term RTO. The Regional Transport Office is an organisation that operates under the aegis of the country’s road transport department. The RTO of a specific area supervises, controls, and manages all issues regarding vehicular transportation. Each district in the states has its designated RTO, and the RTO Vadodara is one such office with jurisdiction over the city of Vadodara in Gujarat. 

    RTO Office in Vadodara

    The RTO office in Vadodara is well-known and busy. Below is information about the address, helpline number, and more. 

    RTO Code

    GJ-06

    Office Timings

    10:30 am to 6 pm

    Office Address

    RTO Office, Darjipura, Vadodara ‒ 390006, Near Golden Chokdi NH 8.

    State

    Gujarat 

    Helpline Number

    0265-2540016

    What Are The Different Types Of RTO Forms?

    The Ministry of Roads and Highway Transport issues various RTO forms for specific purposes. The forms include:

    • Form 20: To apply for registering a motor vehicle 
    • Form 21: To generate a sale certificate
    • Form 23: For registering a vehicle in the current owner’s name, whether new or secondhand
    • Form 24: For the registration of a motor vehicle 
    • Form 29: To generate a notice for the transfer of ownership
    • Form 38 A: To get the inspection report
    • Form 50: For a bill of lading
    • Form 51: For the Certificate of Insurance
    • Form 54: To provide information of an accident

    Vehicle Registration Process in Vadodara

    The process of getting your vehicle registration in Vadodara is as follows:

    • Visit the RTO office and submit all the documents along with the necessary forms.
    • Deposit the applicable road tax through a demand draft.
    • Submit all the forms and documents as sought by the RTO authorities.
    • Pay the processing charges.
    • The process usually takes 2-3 days. It can also take a bit longer, depending on certain cases. 
    • After all the procedures are verified and completed, the RTO will assign a unique registration number to your vehicle.
  • An Overview of the Regional Transport Office in Rishikesh

    by iciclombard 01 | Feb 28, 2024

    Nestled in the lap of nature, Rishikesh has become a globally renowned Yoga and Meditation hub for domestic and international tourists alike. River rafting, adventure sports, temples and resorts are some of the excellent attractions of this beautiful hilly city.

    If you are from Rishikesh and own a car, holding car insurance, license and other required documents is mandatory. To avail of them, you need to know RTO Rishikesh. In this passage, we will provide all the details about your regional transport office for your quick reference.

    For the address, RTO code and contact details, visit the web address here.

    RTO Office in Rishikesh

    RTO Office Name

    RTO Rishikesh

    Rishikesh RTO Code

    UK-14

    Helpline Number

    0135-2430623

    RTO Address

    472H+32R, THDC Colony, Rishikesh, Pin code- 249201 (UK)

    Email ID

    ttoris-trans-uk@nic.in

    Office Timings

    10 AM to 5 PM

    What are the Different Types of RTO Forms?

    Road Transport Office, Rishikesh, offers specific forms for driving, license and tax-related requirements. Here is the list of forms for vehicle owners’ reference.

    • Form 20: Application to Register Your Vehicle
    • Form 21: Sales Certificate
    • Form 23: Registration Certificate
    • Form 24: Registration of Motor Vehicle
    • Form 29: Notice of Transfer of Ownership of the Motor Vehicle
    • Form 38 A: Inspection Report
    • Form 50: Bill of Lading
    • Form 51: Certificate of Insurance
    • Form 54: Report of an Accident

     

    Vehicle Registration Process in Rishikesh

    • Visit the regional transport office in Rishikesh, in person or online and submit the required documents with duly filled specific form/s.
    • Submit the demand draft for the applicable road tax.
    • Submit the documents and registration form as instructed by the concerned RTO officer.
    • Make the payment for processing the registration application.
    • Generally, vehicle registration takes two to three working days, but it might take more time in some specific cases.
    • Rishikesh Road Transport Office provides a vehicle registration number after thorough authentication.
  • An Overview of the Regional Transport Office of Agra

    by iciclombard 01 | Feb 28, 2024

    The iconic Taj Mahal is the one fascinating structure for which Agra in Uttar Pradesh is famous worldwide. This marble masterpiece attracts people from everywhere to the place, which isn't just your average city but a living testament to how the human mind can touch the zenith of architectural grandeur.

    Amidst the hustle of tourists exploring historical wonders, Agra's roads remain abuzz with vehicles. Hence, the city requires an efficient transport system. The Agra Regional Transport Office (RTO) ensures the smooth performance of this vehicular ballet. Dive into the world of hassle-free transport with the RTO, Agra. 

    RTO Office in Agra

    RTO Code

    Office Address

    Office Timings

    Contact Number

    UP-80

    Transport Colony, Transport Nagar, Agra, UP - 282007

    10 am to 5 pm

    0562-260-0793

    You can visit the official site of the RTO, Agra, for quick access to the various online services offered.

    What are the Different Types of RTO Forms?

    The Ministry of Roads and Highway Transport has made several online forms available for vehicle owners for official usage. Each form has a specific purpose:

    • Form 20: Motor vehicle registration application
    • Form 21: Sales certificate for transactions
    • Form 23: Registration certificate for approved vehicles
    • Form 24: Application form for vehicle registration
    • Form 29: Mandatory for transferring ownership
    • Form 38 A: Inspection report for thorough assessments
    • Form 50: Bill of lading for road transportation of goods
    • Form 51: Certificate of insurance for vehicle coverage
    • Form 54: Information report of an accident

    Vehicle Registration Process in Agra

    Visit RTO Agra: Your vehicle registration journey begins at the Transport Colony. It is the epicentre of vehicle registration in Agra.

    Document submission: Hand over your identity, proof of address, and the vehicle's paperwork. They are the essential papers for a successful registration.

    Road tax payment: Submit a demand draft for road tax – your contribution to keeping Agra's roads as smooth as silk.

    Form submission: Complete the vehicle registration form.

    Processing charges: Pay the processing fees, a tiny investment for a hassle-free registration process.

    Verification and inspection: Let the RTO team give your vehicle the once-over to ensure it's road-ready.

    Number assignment: Await the issuance of a unique registration number, your vehicle's permanent identity.

    Registration Certificate issuance: Once the checklist is ticked, the Registration Certificate is handed over, marking the end of the registration process.

  • An Overview of the Regional Transport Office of Mathura

    by iciclombard 01 | Feb 28, 2024

    The state of Uttar Pradesh is home to several historically rich cities. One such famed and ancient city is Mathura. It is more than just a city; it's a cultural treasure trove. Mathura is the birthplace of Lord Krishna.

    Mathura emanates not only spiritual significance but also a vibrant tapestry of traditions. Its bustling roads are always busy with a mix of locals and tourists. Hence, the city needs a robust Regional Transport Officer (RTO) to oversee traffic on the roads, which, at times, can be mind-boggling. If you have queries concerning vehicles and their documentation, you can check here for the services the RTO Mathura provides.

    RTO Office in Mathura 

    Do make a note of the address and other details of the RTO Mathura.

    RTO Code

    Office Address

    Office Timings

    Phone Number

    UP-85

    O/o Asst. Reg. Transport Officer, Mathura, UP - 281001

    09:30 am to 06:30 pm

    0565 - 2431655

    What are the Different Types of RTO Forms?

    The Union Ministry of Road Transport and Highways has brought out several forms, each serving a specific purpose:

    • Form 20: Motor vehicle registration application
    • Form 21: Sales certificate post a transaction
    • Form 23: Registration certificates for approved vehicles
    • Form 24: Application entailing details of a registered vehicle 
    • Form 29: Mandatory for transferring ownership
    • Form 38 A: Inspection report following an assessment
    • Form 50: Bill of lading for goods transportation 
    • Form 51: Certificate of insurance for vehicle coverage
    • Form 54: Information report of an accident

    Vehicle Registration Process in Mathura

    The process for registering a vehicle with the RTO Mathura includes:

    Visit the office: Begin the process by visiting the RTO Mathura, the focal point of all things related to vehicles in the city.

    Document submission: Submit the necessary documents proving your identity, address, and vehicle's legitimacy.

    Road tax payment: Deposit a demand draft bearing the road tax amount.

    Form submission: Fill out the vehicle registration form.

    Processing charges: Pay the processing fees applicable.

    Verification and inspection: Let the RTO team thoroughly check your vehicle to ensure its road-readiness.

    Number assignment: Await for a unique registration number assignment, your vehicle's lifelong identity tag.

    Registration Certificate issuance: Once everything checks out, you will receive the Registration Certificate, marking the end of the registration journey in Mathura.

  • An Overview of the Regional Transport Office of Meerut

    by iciclombard 01 | Feb 28, 2024

    Meerut is a bustling city in the National Capital Region. Geographically located in Uttar Pradesh, it is famous as the Sports City of India and a hub for producing sports goods.

    The significant growth of the city's economy has witnessed a surge in vehicle numbers on Meerut’s roads. Not surprisingly, the Regional Transport Office has its hands full in managing the smooth functioning of transportation and the safety of all stakeholders. The RTO, Meerut, is doing a commendable job overseeing the city's transportation system. 

    This article will help us learn more about the RTO, Meerut. You can also visit their website to learn more about online services.

    RTO Office in Meerut

    RTO Code

    Office Address

    Office Timings

    Phone Number

    UP-15

    Sector 12, Shastri Nagar, Meerut, UP - 250003

    10 am to 5 pm

    0121-2708886

     

    What are the Different Types of RTO Forms?

    The functioning of the Regional Transport Office is linked with various forms prepared to facilitate several processes. They include:

    • Form 20: This form is for motor vehicle registration and to initiate the crucial step of registering a new vehicle into the official record.
    • Form 21: Functions as a sales certificate for sales transactions, documenting the transfer of ownership from the seller to the buyer.
    • Form 24: For initiating the registration process for a motor vehicle. It streamlines the procedural aspects.
    • Form 29: Submitting this form is mandatory when transferring vehicle ownership. It ensures a seamless transition.
    • Form 38 A: To initiate an inspection report.
    • Form 50: For transporting goods by road. It also serves as the bill of lading, a crucial document for transporting goods.

     

    Vehicle Registration Process in Meerut

    The process for registering your car or bike with the RTO Meerut involves a series of steps:

    • Visit RTO Meerut: You must initiate this process at the RTO office in Meerut. 
    • Document submission: Submit all the necessary documents to validate the legitimacy of the registration process. 
    • Road tax payment: Deposit the road tax fee via demand draft. 
    • Form submission: You must ensure the accuracy and completeness of your form to expedite the process.
    • Processing charges: Deposit the applicable registration processing fees. The fees for different processes are available at the RTO's official site.
    • Verification and inspection: The RTO thoroughly verifies and inspects your vehicle.
    • Number assignment: Await the assignment of a unique registration number.
    • Registration Certificate issuance: Upon completing the above steps, the Registration Certificate is despatched via post to your residential address.
  • An Overview of the Regional Transport Office of Saharanpur

    by iciclombard 01 | Feb 27, 2024

    Saharanpur, a growing commercial centre in Uttar Pradesh, faces significant traffic congestion, requiring careful management of road safety and vehicle-related matters. The Regional Transport Office (RTO) in Saharanpur plays a role in overseeing these issues. Designated as UP 11, the RTO is responsible for a range of tasks, including vehicle registration and ensuring compliance with road safety regulations.

    As economic activity continues to rise in the city, the Saharanpur RTO becomes essential for maintaining order on the roads. This involves issuing vehicle registrations, drivers licenses and enforcing transportation guidelines. The unique UP 11 RTO code acts as an identifier for Saharanpur, streamlining processes and enabling effective communication within the broader transportation network. In this article, we’ll delve into everything you need to know about the Saharanpur RTO.

    RTO Office in Saharanpur

    Listed below are the address details of UP-11 Saharanpur RTO Office:

    RTO Code

    UP-11

    Office Address

    Saharanpur, Uttar Pradesh - 247001

    Office Timings

    09:30 AM - 06:30 PM

    Phone Number

    +(91)-132-2614788


    What are the Different Types Of RTO Forms?

    To facilitate their functions effectively, the Ministry of Road Transport and Highways has introduced RTO forms that serve various purposes. Here is a list of some forms you'll need for motor vehicle registration;

     Form 20: Application, for registering your vehicle

     Form 21: Sales certificate

     Form 23: Certificate of registration

     Form 24: Registration of the motor vehicle

     Form 29: Notification of ownership transfer

     Form 38 A: Inspection report

     Form 50: Bill of lading

     Form 51: Insurance certificate

     Form 54: Accident information report

     

    Vehicle Registration Process in Saharanpur

    To register your vehicle with the RTO office, Saharanpur follow these steps:

    1. Visit the RTO office. Submit the required documents along with completed forms.
    2. Make the road tax payment through a demand draft.
    3. Provide the registration form and necessary documents.
    4. Pay the processing charges associated with the registration.
    5. The registration process usually takes around two to three days to complete. Once verified, you will be given a registration certificate (RC) for your vehicle.
  • An Overview of the Regional Transport Office of Thane

    by iciclombard 01 | Feb 27, 2024

    The Regional Transport Office (RTO) located in Thane, known as MH 04, is an integral part of the Mumbai Metropolitan area. Thane, being one of the most populated cities in India, attracts many tourists due to its various attractions. The RTO in Thane functions according to the Motor Vehicle Act and offers services related to vehicles.

    In addition to its involvement with vehicle-related matters, the RTO Thane collaborates with the traffic department in Thane. Together, they work towards managing traffic and transportation in the region. This includes ensuring compliance with traffic regulations, licensing procedures and other aspects related to transportation services. In this article, we’ll delve into everything related to the RTO of Thane.

    RTO Office in Thane

    The following are the address details of the different RTOs of Thane:

    MH-04 RTO Office in Thane - Central Mumbai

    RTO Code

    MH-04

    Address

    Opposite Central Jail, Thane, Maharashtra - 400601

    Timings

    09:30 AM - 06:30 PM

    Phone Number

    91-22-25343580, +91-22-25363838, +91-22-25442555


    MH-56 Thane Rural RTO Office

    RTO Code

    MH-56

    Address

    Thane Rural, Maharashtra

    Timings

    09:30 AM - 06:30 PM

    Phone Number

    NIL


    MH-48 Vasai - Virar RTO Office

    RTO Code

    MH-48

    Address

    Chandansar, Virar (E), Vasai, Thane - 401303

    Timings

    09:30 AM - 06:30 PM

    Phone Number

    +(91)-250-2523888


    MH-05 Kalyan RTO Office

    RTO Code

    MH-05

    Address

    Sahyadri Nagar, Chikanghar, Near the Birla School, Kalyan(W), Thane - 421301

    Timings

    09:30 AM - 06:30 PM

    Phone Number

    +(91)-251-2230505

     

    What are the Different Types Of RTO Forms?

    The Ministry of Road Transport and Highways has introduced forms for RTO purposes, each serving a function. Some examples include;

    Form 20: Application for vehicle registration

    Form 21: Sales certificate

    Form 23: Registration certificate

    Form 24: Motor vehicle registration

    Form 29: Notice of ownership transfer for vehicles

    Form 38: Inspection report

    Form 50: Bill of lading

    Form 51: Certificate of Insurance

    Form 54: Accident information report

     

    Vehicle Registration Process in Thane

    To register your vehicle, you can follow these steps;

    1. Visit the RTO Thane office, submit all documents and complete the required forms.
    2. Submit the demand draft for road tax payment.
    3. Fill out the registration form and provide the required documents.
    4. Pay the processing charges.
    5. The registration process usually takes around two to three days. Once the processing and verification are done, you will be assigned a vehicle number by the Regional Transport Office (RTO).
  • An Overview of the Regional Transport Office of Barasat

    by iciclombard 01 | Feb 27, 2024

    Barasat is a suburban area located on the outskirts of Kolkata. It is home to the Barasat Regional Transport Office (RTO), which operates under the supervision of the transport commissioner and falls under the Motor Vehicles Department of West Bengal. The Barasat RTO plays a crucial role in managing transportation-related matters, such as issuing driving licenses, registering motor vehicles, facilitating permits, collecting taxes and enforcing regulations as mandated by the Motor Vehicles Act of 1988. For up-to-date information, it is advisable to contact the local Barasat RTO office or visit their official website. In this article, we’ll give you an overview of the RTO of Barasat and its services.

    RTO Office in Barasat

    Listed below are the address details of Barasat’s RTO Office:

    RTO Code

    WB26

    Address

    Barasat, North 24 Parganas, West Bengal - 700124

    Office Timings

    09:30 AM- 06:30 PM

    What Are The Different Types Of RTO Forms?

    A range of RTO forms provided by the Ministry of Road Transport and Highways (MoRTH) are available that serve different purposes. These are:

    Form 20: Application form for registering a motor vehicle.

    Form 21: Sales certificate.

    Form 23: Registration certificate.

    Form 24: Motor vehicle registration.

    Form 29: Notice of ownership transfer for the motor vehicle.

    Form 38 A; Inspection report.

    Form 50; Bill of lading.

    Form 51; Certificate of insurance.

    Form 54: Report with accident information.

    Vehicle Registration Process in Barasat

    To register your vehicle in Barasat, follow these steps:

    1. Visit the RTO office. Submit the necessary documents along with completed forms.
    2. Provide a demand draft for the road tax payment.
    3. Submit the registration form and required documents according to RTO guidelines.
    4. Pay the processing fees.
    5. The registration process usually takes two to three days. However, depending on circumstances, there may be some variations.
    6. Once the processing and verification are complete, you will be assigned a vehicle number by the RTO.
  • Long Term Comprehensive Car Insurance for 3 Years

    by icicilombard 002 | Feb 22, 2024

    If you plan to buy a new car, you might be wondering about the insurance options available for your vehicle. As per the Supreme Court order, all new cars sold after September 1st, 2018, must have at least a 3-year third-party insurance policy. That means you must pay the premium three years in advance and get coverage for any liability arising from third-party damages or injuries. But what about the protection of your own car? Is a third-party insurance policy enough to cover the risks and expenses involved in owning and driving a car? The answer, in short, is NO. You need a comprehensive car insurance policy that covers both third-party liability and your car's own damage (OD). 

    However, a comprehensive long term car insurance policy is not mandatory, unlike a third-party insurance policy. You can purchase it for one year or more. In this blog, we will explore the features, benefits, and process of buying long-term comprehensive car insurance for 3 years.

     

    Features of a Three-Year Car Insurance Plan

    A 3 year car insurance policy comes with the following features:

    • Longer Validity: It ensures long-term protection without requiring yearly renewals. With a 3 year insurance for new car, you can enjoy the peace of mind and convenience of having a single policy for three years.
    • Economical Option: Purchasing a 3 year comprehensive car insurance policy is typically much more feasible and cheaper than renewing the same yearly plan. 
    • Portability: Even after buying a 3 year comprehensive car insurance policy, you are still provided the option to change your insurance provider during this tenure. You have the option to port your policy to another insurer if you are not satisfied with the service or coverage of your current insurer.
    • NCB Transfer: During the policy term, if you decide to sell your car or buy a new one, you are free to transfer your accumulated NCB to the new car or owner. This way, you can enjoy the benefits of discounted future premiums or get a better price for your old car.

     

    Benefits of a Three-Year Car Insurance Plan

    A 3-year comprehensive car insurance plan offers the following benefits:

    • Loyalty Rewards: Who doesn’t like rewards? Some insurers offer loyalty rewards for long-term policyholders, such as discounts or additional coverage perks.
    • Time-Saving: With a multi-year plan, you save time on annual policy shopping, allowing you to focus on other things that matter.
    • Comprehensive Coverage: The policy provides coverage for both third-party liability and own damage to your car. This means that you can get compensation for any damage or loss caused by fire, theft, natural calamities, accidents, vandalism, etc. You can also opt for extra add-on covers, such as personal accident cover, roadside assistance, zero depreciation cover, etc., to enhance your protection.
  • Key Replacement Cover in Car Insurance

    by icicilombard 002 | Feb 22, 2024

    Ever lost or misplaced your car keys and felt the frustration of being unable to drive your car? Or worse – ever had your car keys stolen and worried about the security of your vehicle? If yes, then you understand the high cost and inconvenience of getting a new set of keys or replacing your car's entire lock system.

    But what if there was a way to protect yourself from such situations and get your car keys replaced or repaired without burning a hole in your pocket? Well, there are! It is called Key Replacement Cover in Car Insurance, also known as Car Key Replacement Insurance. Read on to find out what it is, how it works, and why you should consider buying it.

     

    What is Key Replacement Cover in Car Insurance?

    Key Replacement Cover, or Key Lost Insurance, is an add on you can get with your comprehensive car insurance policy. It covers your car keys' replacement or repair costs if you lose, misplace, or damage them or someone steals them. The add on also covers the cost of replacing or repairing the entire lock system of your car if it is damaged due to theft or burglary.

    Key Replacement Cover is an optional cover you can purchase by paying an additional premium over and above your basic car insurance premium. The premium value depends on various factors, such as the make and model of your car, the type of key (traditional or electronic), and a few more.

     

    Benefits of a Key Replacement Cover in Car Insurance

    Some of the primary benefits of buying lost car key insurance are:

    • It saves you from the hassle and expense of getting new keys or locks for your car in case of an unfortunate event.
    • It provides you with peace of mind and security, as you don't have to worry about losing access to your car.
    • It enhances the coverage and value of your comprehensive car insurance policy by providing additional protection for your car.
    • It is easy to buy and claim, as insurers offer online purchase and settlement options for this add-on cover.
    • Submitting a claim under this cover won't affect your no-claim bonus.

     

    Inclusion of Key Replacement Cover in Car Insurance

    Some of the common scenarios that are covered under key replacement in car insurance are:

    • Loss or misplacement of car keys due to any genuine reason
    • Theft or burglary of car keys from your home, office, or any other place
    • Damage or breakage of car keys due to accident, fire, water, etc.
    • Damage or breakage of the car's lock system due to theft or burglary.
    • Cost of towing or transporting the vehicle to the nearest garage or workshop if the keys are unavailable.
    • Cost of labour charges for replacing or repairing the keys or locks.

     

    Exclusion of Key Replacement Cover in Car Insurance

    Some of the common scenarios that are not covered under Key Replacement Cover in Car Insurance are:

    • Loss or theft of car keys due to negligence, carelessness, or deliberate act.
    • Loss related to keys covered under the warranty.
    • Damage to key lock due to radiation.
    • Damage or breakage of car keys due to wear and tear, corrosion, rust, etc.
    • Damage or breakage of the lock system of the vehicle due to electrical or mechanical failure.
    • Damage to parts other than keys, such as an immobiliser, ignition system, or alarm.

     

    Steps to Buy Key Protect Claim Add-on

    If you want to buy a Key Protect Claim Add-on with your comprehensive car insurance policy, you can follow these simple steps:

    • Start by comparing different car insurance plans and add-on coverages offered by various insurance companies online.
    • Choose a plan that suits your needs and budget, and select the Key Protect Claim Add-on as an additional feature.
    • Fill out the online application form with your personal and vehicle details.
    • Pay the premium amount using a secure payment mode.
    • Receive the policy document and confirmation email at your registered email address.

     

    Steps To Claim Car Insurance for Key Protection

    If you want to claim Key Protection Cover in case of loss, theft, or damage to your car keys or locks, you can follow these simple steps:

    • File an FIR with the police and take a copy of it to support your claim.
    • Inform your insurance company about the incident within 24 hours and register your claim online or via their toll-free number.
    • Submit the required documents, such as policy copy, FIR copy, identity proof, vehicle registration certificate, etc., along with a duly filled claim form.
    • Get your car inspected by a surveyor appointed by the insurance company.
    • Get your keys or locks replaced or repaired at a network garage authorised by the insurance company.
    • Pay the deductible amount (if any) and get reimbursed for the remaining amount by the insurance company.
  • Car Insurance In Kerala

    by icicilombard 002 | Feb 22, 2024

    Kerala, located in southwestern India, is a tropical paradise to say the least. It is also known for its lush landscapes, vibrant culture, and warm hospitality.

    As you explore Kerala, you will encounter fragrant spice plantations, pristine beaches, and misty hill stations. The state's rich cultural heritage is evident in its classical dance forms like Kathakali, the melodic rhythms of traditional music, and the mouthwatering cuisine featuring coconut-infused curries and fresh seafood.

    While immersing yourself in Kerala's beauty and culture, don't forget the practicalities. For those planning to navigate the scenic yet winding roads of this beautiful state, securing reliable car insurance online in Kerala is a must.

     

    Benefits Of Buying Car Policy In Kerala

    Buying a car insurance online in Kerala can be a smart decision for many reasons. Here are some major reasons:

    • It allows you to protect your car from the unpredictable weather of Kerala, which includes floods, landslides, and storms. A car policy will cover the losses or damages caused by these natural disasters.
    • You enjoy the peace of mind knowing that you comply with the law. According to the MV Act 1988, having at least a third-party car insurance policy in India is mandatory. This policy covers the liability arising from any injury or death of a third party or damage to their property caused by your car.
    • You can receive quality health care in case of any injury or illness due to a car accident. A car policy will provide you with a personal accident cover, which will pay for your medical expenses and compensation in case of disability or death. 
    • A car policy will also provide you with a cashless facility, meaning you don’t have to pay anything upfront for the repairs at any network garages across Kerala.


    When looking for the best car insurance in Kerala, you may keep these benefits in mind.

  • An Overview of the Regional Transport Office of Mapusa

    by icicilombard 002 | Feb 19, 2024

    If you live in Mapusa, a tourist hotspot of Goa, and own a vehicle, knowing your Mapusa RTO is compulsory. The Regional Transport Office (RTO) Mapusa is responsible for issuing licenses, vehicle ownership transfers, registration of vehicles, registration certificates, and road tax payments within its jurisdiction. The Mapusa RTO functions under the Goa Transport Department and also looks into cases of scams and fraud related to vehicle licenses, registration, etc.

    Let us explore the RTO Mapusa in more detail in the following sections.

    RTO Office in Mapusa

    RTO Mapusa Code GA-03
    Office Address Marod, Mapusa, Goa - 403507
    Office Timings 10:00 am to 05:00 pm
    Contact Number  0832-2250254
  • An Overview of the Regional Transport Office of Godhra

    by icicilombard 002 | Feb 19, 2024

    The Regional Transport Office is vital to every vehicle owner’s life. It is a government office responsible for issuing licenses, road tax, checking pollution levels, and more. The RTO also monitors scams related to vehicle and driving issues. For instance, the Godhra RTO observes and ensures vehicle owners in its jurisdiction pay the applicable road and motor vehicle taxes. Vehicle type, seating capacity, intended usage, etc., decide the applicable road tax.

    Vehicle owners should know their RTO for all these services and payments. Also, car insurance is crucial for legally travelling in Godhra and across India. Keep your insurance and other documents updated.

    RTO Office in Godhra

    Godhra RTO Code GJ-17
    Office Address Near Commerce College, Godhra, Panchmahal, Gujarat: 389001
    Office Timings 09:30 am - 06:30 pm
    Contact Number  02672-242724
  • An Overview of the Regional Transport Office (RTO) of Valsad

    by icicilombard 002 | Feb 19, 2024

    Situated at the core of managing vehicular affairs in this lively city of Valsad in Gujarat, the Valsad RTO serves as a vital component of the broader Regional Transport Authority of India, functioning under the regulatory umbrella of the Ministry of Road Transport and Highways. Its primary responsibilities encompass regulating and facilitating diverse vehicle-related services and ensuring strict compliance with the Motor Vehicles Act of India, 1988. Acting as a crucial intermediary connecting the government with the local community, the Valsad RTO assumes a pivotal role in record-keeping, driver licensing and the enforcement of transportation regulations within the district. Let’s explore the indispensable functions and services of the Valsad RTO to gain a deeper understanding of its significance in shaping the local transportation landscape.

    RTO Office in Valsad

    Gujarat’s Valsad is a well-liked, wealthy and well-connected area to the rest of the state. NH-48 traverses this area, and the district boasts a well-functioning road transportation network. As a result, Valsad RTO, which has the designation GJ-15, oversees the whole transportation system.

    RTO Code GJ-15
    Office Address Atakpardi, Dharanpur Road, Valsad, Gujarat -369001
    Office Timings 09:30 AM-06:30 PM
    Phone Number +(91)-2632-226622
  • An Overview of the Regional Transport Office (RTO) of Bilaspur

    by icicilombard 002 | Feb 19, 2024

    The abbreviation ‘RTO’ commonly arises in conversations about obtaining a driver’s licence and registering a new vehicle. Serving as a key player in national road transport operations, the RTO extends its support, even offering assistance verifying your motorcycle or automobile insurance status.

    The Regional Transport Office, abbreviated as RTO, is the government agency responsible for implementing the provisions outlined in the 1988 Motor Vehicles Act. Each state and union territory in the country has a dedicated RTO, overseeing its specific region. Additionally, the administrative jurisdiction of the RTOs may encompass several District Transport Offices (DTOs). This blog provides detailed information about Bilaspur RTO.

    RTO Office in Bilaspur

    The transport department of Bilaspur, a city in the state of Chhattisgarh, operates in compliance with the guidelines established by the Motor Vehicles Act of 1988. The duty of providing different transportation-related services in the city falls on the shoulders of the Bilaspur RTO (Bilaspur Regional Transport Office). Below listed are the various RTO in Bilaspur and their address, contact information, and working hours.

    RTO CODE CG-10
    OFFICE ADDRESS Bilaspur, Chhattisgarh - 495001
    OFFICE TIMING 09:30 AM-06:30 PM
    Phone Number +(91)-7752-402080
    RTO CODE CG -23
    OFFICE ADDRESS District Transport Office (DTO), Gariyaband,(C.G) 493889
    OFFICE TIMING 09:30 AM-06:30 PM
    Phone Number NIL
    RTO CODE CG-28
    OFFICE ADDRESS Mungeli, Bilaspur, Chhattisgarh - 495334
    OFFICE TIMING 09:30 AM-06:30 PM
    Phone Number -409741
  • An Overview of the Regional Transport Office (RTO) of Mahesana

    by icicilombard 002 | Feb 14, 2024

    Mahesana, also known as Mehsana, is a city in the northern part of Gujarat, India. Mahesana is renowned for its historical significance and rich cultural heritage and is a hub of commerce, culture and agriculture.

    The Regional Transport Office (RTO) in Mahesana plays a vital role in the administration of the city. This office is crucial for all matters concerning vehicles and licenses. It acts as a key authority, ensuring everything related to vehicles runs smoothly. Situated in the city centre, the RTO office assists people in correctly registering their cars and obtaining proper driving licenses. It plays a vital role in maintaining order and ensuring adherence to rules, contributing to safer roads, and an organised transportation system in Mahesana.


    RTO Office in Mahesana

    You can refer to this table for address, timings and contact information of Mahesana RTO. Scroll down to read the details.

    RTO Code GJ-02
    Office Address Near Khari Nadi, Palavasna Highway, Mahesana, Gujarat-384002
    Office Timings 09:30 AM-06:30 PM
    Phone Number +(91)-2762-226947
  • An Overview of the Regional Transport Office (RTO) of Bhuj

    by icicilombard 002 | Feb 14, 2024

    Situated in the heart of Gujarat’s Kutch district, Bhuj is renowned for its rich history and vibrant culture. Once a residence for royalty, the city boasts beautiful old buildings and palaces that narrate tales of its illustrious past. At the core of Bhuj’s administrative framework lies the Regional Transport Office (RTO), which oversees all vehicle-related matters. This office meticulously maintains records of all vehicles in Bhuj and ensures their compliance with rules and regulations. Tasked with organising and regulating vehicular operations within the city, the RTO plays a pivotal role in ensuring a seamless experience for individuals who own cars and other vehicles in Bhuj.


    RTO Office in Bhuj

    You can refer to this table for contact information and address of Bhuj RTO:

    RTO Code GJ-12
    Office Address Madhaper Road, Near Military Hospital, Kuch-Bhuj, Gujarat - 370000
    Office Timings 09:30 AM - 06:30 PM
    Phone Number -254307
  • An Overview of the Regional Transport Office (RTO) of Nagpur

    by icicilombard 002 | Feb 14, 2024

    Nagpur, the third-largest city in Maharashtra, celebrated for its historical landmarks and enduring culture, is popularly known as the ‘orange city’ and is home to Deekshabhoomi. The RTO Nagpur operates through three offices strategically located in Nagpur Urban, Teka Naka and Chikhali areas, overseeing various road transport activities including the vehicle registration processes.

    RTO Office in Nagpur

    The RTOs in Nagpur are overseeing administrative activities related to road transport in the city. The table below provides crucial details such as the address, operating hours and contact information of the three offices of Nagpur RTO.

    RTO Code Office Address Office Timings Phone Number
    MH-31 Opposite Giripeth Post Office, Nagpur, Maharashtra 440001 10:00 AM -5:00 PM 0712-256-1698
    RTO Code Office Address Office Timings Phone Number
    MH- 40 Kamptee Rd, Teka Naka, Nagpur, Maharashtra 440002 10:00 AM -5:00 PM 0712-2630647
    RTO Code Office Address Office Timings Phone Number
    MH- 49 Wardhaman Nagar, Chikhali, Near Mehta Petrol Pump, Shanti Nagar, Nagpur, Maharashtra 440001 10:00 AM-5:00 PM 0712-2681215

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