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  • An Overview of the Regional Transport Office (RTO) of Janakpuri

    by Almog Ramrajkar | Jan 24, 2024

    Travelling around Janakpuri involves dealing with the Regional Transport Office (RTO), which manages everything related to vehicles. They’re like the guardians of cars and bikes. You'll find their online hub at, serving as a go-to place for crucial services and information about vehicles in Janakpuri. It's the spot where you sort out important things for your vehicle.

     This blog delves into Janakpuri’s RTO, the types of forms and the registration process. Join us to explore RTO Janakpuri and its impact on your wheels!

    RTO Office in Janakpuri

    RTO office Janakpuri stands as the nerve centre for vehicle-related administrative affairs. Here’s a complete detail:

    RTO Code

    DL-04

    Office Address

    Janakpuri, West Delhi, Delhi - 110058

    Office Timings

    8.30 AM-1.00 PM

    Phone Number

    011 25551618, 011 25531002

     
    Types of RTO Forms

    Interacting with the RTO necessitates understanding diverse forms serving essential purposes:

    1. Vehicle Registration: This is essential for formally registering a vehicle with the RTO.
    2. Transfer of Ownership: Facilitates the legal transfer of vehicle ownership from one party to another.
    3. Address Updates: Allows for notifying any changes in the registered address. Familiarity with these distinct forms is vital when engaging with the Regional Transport Office, ensuring compliance with the necessary procedures for vehicle registration, ownership transfer, and address updates within Janakpuri’s administrative domain.

    Vehicle Registration Process in Janakpuri

    The vehicle registration process unfolds through a systematic series of steps:

    1. Obtain a registration form from the RTO office Janakpuri or their online platform.
    2. Thoroughly complete the form, ensuring accuracy in the provided details.
    3. Accompany the form with pertinent documents such as proof of identity, address, and the vehicle's purchase invoice.
    4. Payment of requisite fees is mandatory.
    5. Await the RTO's verification and inspection process.
    6. Upon approval, receive the registration certificate, marking the legal validation of your vehicle.
  • An Overview of the Regional Transport Office (RTO) of Jaipur

    by Almog Ramrajkar | Jan 24, 2024

    Nestled at the heart of Rajasthan, the Jaipur Regional Transport Office (RTO) serves as the focal point for all vehicle-related matters. With accessibility through its online portal, it is pivotal in supervising various vehicle functions.

    Familiarizing oneself with the dynamics of the RTO facilitates compliance and seamless navigation through procedures, providing individuals with the means to adhere to regulations and ensuring a more streamlined experience in dealing with vehicular affairs within the city.

    RTO Office in Jaipur

    Step into the administrative heartbeat of Jaipur, where vehicular regulations and transport dynamics converge—the Regional Transport Office (RTO). Nestled in the heart of Pink City, the RTO office in Jaipur is not merely an administrative centre but a pivotal force shaping the city’s transportation landscape. Join us as we unravel the RTO offices in detail:

    RTO Code

    Office Address

    Office Timings

    Phone Number

    RJ-52

    Shahpura, Jaipur, Rajasthan-303103

    9.30 AM-6.30 PM

     

    RJ-47

    Dudu, Jaipur, Rajasthan-303008

    9.30 AM-6.30 PM

    (91)-141-2740021 / 2740023

    RJ-41

    Chomu, Jaipur, Rajasthan-303702

    9.30 AM-6.30 PM

     

    RJ-32

    Kotputli, Jaipur, Rajasthan-303108

    9.30 AM-6.30 PM

     

    RJ-14

    Jaipur, Rajasthan-302001

    9.30 AM-6.30 PM

     

    RJ-45

    Parivahan Bhawan, Sahkar Marg, Jaipur, Rajasthan-302005

    9.30 AM-6.30 PM

    +(91)-141-2740021 / 2740023


    Different Types of RTO Forms

    There are different types of RTO Jaipur forms, let’s look into them:

    • Forms for Vehicle Registration: These forms facilitate new vehicle registrations, re-registrations from other states and temporary registrations for vehicles in transit or pending sale.
    • Licence Application Forms: Essential for driving licenses, these forms cover learner’s permits, licenses for various vehicle categories and renewal or address modification requests.
    • Forms for Ownership Transfer: These documents aid in transferring vehicle ownership and accommodate changes from sales, auctions or between individuals.
    • Address Modification Forms: Used to update address details in vehicle-related records, ensuring accurate owner information.
    • Miscellaneous Forms for Specific Requirements: These diverse forms cater to unique needs such as hypothecation removal after loan repayment and obtaining NOCs for inter-state registration transfers.

    Vehicle Registration Process in Jaipur

    Here is a step-by-step process for vehicle registration in RTO Jaipur, Rajasthan:

    • Form Submission and Documentation: Fill out the required application forms accurately and submit proof of purchase, identification, and address documents.
    • Documentation Verification: Validate submitted documents for authenticity and accuracy.
    • Vehicle Inspection: Inspect the vehicle for safety and emission standards compliance.
    • Fee Payment: Pay registration fees and taxes per vehicle type and age.
    • Issuance of Registration: Receive a unique registration number and certificate upon completion.
  • An Overview of the Regional Transport Office (RTO) of Mohali

    by Almog Ramrajkar | Jan 24, 2024

    Situated in the core of Punjab’s IT hub, Mohali stands as a beacon of economic and administrative advancement. The city’s flourishing economy and ample employment opportunities have led to a surge in population, consequently causing a notable rise in the number of vehicles navigating its thoroughfares. In response to this escalating demand, the Government of Punjab has tactically set up two Road Transport Offices (RTOs) in Mohali, PB 65 and PB 27. To avail of online services and access information, kindly visit the official website of RTO Mohali

    RTO Office in Mohali

    Situated at the core of this vibrant city, the RTO office in Mohali goes beyond being a mere regulatory entity; it serves as the driving force behind the well-structured transportation system. Handling tasks ranging from vehicle registrations to licensing, this office is central in moulding Mohali’s transportation infrastructure. Let’s explore the intricacies of the RTO offices:

    • PB-65 Mohali RTO Office

    RTO Code

    PB-65

    Office Address

    Sector 76, Sahibzada Ajit Singh Nagar, Punjab-140308

    Office Timings

    10 AM-5 PM

    Phone Number

    91-172-5044506

     

    • PB-27 Mohali RTO Office

    RTO Code

    PB-27

    Office Address

    Kharar, Mohali, Punjab-140301

    Office Timings

    10 AM-5 PM

    Phone Number

    NIL

    What are the Different Types of RTO Forms?

    ALT: Which Forms are used by the Regional Transport Office (RTO)?

    The Ministry of Road Transport and Highways has simplified procedures by offering a range of designed RTO forms for specific purposes. Here is a brief overview of some essential RTO forms:

    • Form 20: Application for Motor Vehicle Registration.
    • Form 21: Certificate of Sale
    • Form 23: Vehicle Registration Certificate
    • Form 24: Registration of a Motor Vehicle
    • Form 29: Notification of Transfer of Ownership for a Motor Vehicle
    • Form 30: Application for Notification and Transfer of Vehicle Ownership.
    • Form 38 A: Inspection Report
    • Form 50: Bill of Lading
    • Form 51: Certificate of Insurance
    • Form 54: Information Report of an Accident 

    Knowing and properly utilising these forms is crucial when dealing with RTO services in Mohali.

    Vehicle Registration Process in Mohali

    Registering a vehicle in Mohali involves a step-by-step process: 

    1. Visit the RTO office in Mohali with all the necessary documents and completed forms.
    2. Present the required documents, including proof of identity and address, along with the filled-out forms.
    3. Submit the demand draft for road tax payment as per regulations.
    4. Pay the charges for your registration process.
    5. The processing time usually takes around two to three days, although there might be exceptions.
    6. Once completed, you will receive a unique vehicle number from the RTO officially recognising your vehicle.

    This process ensures that vehicles in Mohali are recognised legally and comply with transportation regulations.

  • Regional Transport Office (RTO) in Junagadh

    by Almog Ramrajkar | Jan 24, 2024

    Junagadh, a city steeped in history and culture, is also home to an administrative centre- the Regional Transport Office (RTO). The Junagadh Regional Transport Office (RTO), overseen by the Ministry of Road Transport and Highways, supervises and regulates various facets of vehicles.

     If you any need information or online assistance, visit the RTO Junagadh website or contact their office directly. Vehicle owners and those navigating through Junagadh’s regulations need to understand the functions and services provided by the RTO.

    RTO Office in Junagadh

    The RTO office in Junagadh acts as a connection point between vehicle owners and regulatory authorities. Its main responsibilities include issuing vehicle registrations, driver’s licences and road-related tax collection. By fulfilling these tasks, it contributes to creating a well-organised transportation system within the city.

    RTO code

    GJ11

    Address

    Nearmajevadi Gate Opp. Girnar Hotel, Junagadh

    Pin Code

    362001

    Phone Number

    0285-2650691

     

    What are the Different Types of RTO Forms?

    To streamline administration processes, the Ministry of Road Transport and Highways has introduced types of RTO forms. Each form serves a  distinct purpose within this domain.

    Here is a comprehensive list of the RTO forms for processes related to vehicle registration in Junagadh:

    • Form 20: Motor Vehicle Registration Application
    • Form 21: Sales Certificate
    • Form 23: Registration Certificate
    • Form 24: Motor Vehicle Registration
    • Form 29: Notice of Transfer of Ownership for a Motor Vehicle
    • Form 30: Application for Notification and Transfer of Vehicle Ownership
    • Form 38 A: Inspection Report
    • Form 50: Bill of Lading
    • Form 51: Certificate of Insurance
    • Form 54: Information Report of an Accident

    Vehicle Registration Process in Junagadh

     To initiate the vehicle registration process in Junagadh, you need to follow these steps;

    1. Visit the RTO office. Submit all the required documents and duly filled forms.
    2.  Present a demand draft for the road tax.
    3.  Follow the instructions provided by RTO officers regarding submission of the registration form and required documents.
    4.  Pay the charges involved in processing, which usually takes around two to three days for completion.

    After processing and verification, the RTO will allocate a vehicle number to you.

  • ICICI Lombard’s cashless doorstep claims

    by Amit Moolya | Dec 22, 2023

     

    As a car owner, dealing with the aftermath of an accident can be a daunting task. In today's fast-paced world, time is of the essence, and nobody wants to spend hours dealing with car repairs.

    With ICICI Lombard’s car insurance, you can now avail an end-to-end doorstep service that comes to your rescue in case of an accident and you want to raise a claim, and get your car repaired.

    With this service, you won't have to worry about the time and effort it takes to get your vehicle inspected, repaired, and back on the road. Our dedicated team will take care of everything from the moment you call us, to the moment your vehicle is returned to you.

    Here’s how it works

    • Call 18002666 instead of going to a garage. Once you call us to report an accident and ask for doorstep cashless claims service, you'll be assigned a dedicated Claim Manager.
    • A well-trained field-executive, or a ‘Claim Buddy’ as we call them, will visit your location at a time that works for you, to pick up the damaged vehicle, and help you complete on-the-spot car inspection.
    • The Claim Manager will reach out to you to provide an instant claim assessment and be your 'single point of contact' for all your queries related to claim and repairs.
    • Once you provide approval to the Claim Assessment (Estimated repair assessment including cashless and out-of-pocket expense, if any), the Claim Buddy will take your car to the nearest partner-workshop.
    • The Claim Manager will ensure that your vehicle is properly repaired on priority, nicely cleaned, and dropped off at your location at the earliest in its pre-accident state.

    Some of the other highlights of this service are -

    • You can contact and track your Claim Buddy during car pick-up and drop-off.
    • You will also receive regular updates regarding your car repairs on WhatsApp.
    • The repair work is assured for 2 years or 10000 kms, whichever is earlier.

    How can you avail the doorstep cashless claims service?

    This service is currently available only in Mumbai, Hyderabad, Bangalore and Pune. We are working tirelessly to expand this service to pan India.

    All you need to do is call ICICI Lombard's toll-free number 1800 2666, or use our IL Take Care app (Download here), or log on to our website.

    In conclusion, ICICI Lombard's new service feature is a game-changer in the car insurance industry. With AI-powered claim processing and a dedicated team of a Claim Manager and a Claim Buddy, you can be assured of quick and hassle-free cashless claim settlement and car repairs, all from the comfort of your home.

  • What Are the Advantages of Owning an Electric Vehicle (EV) in India?

    by Almog Ramrajkar | Sep 13, 2023

    The immense focus on Electric Vehicles (EVs) by the Indian government has led to EVs gaining popularity in India.

    Electric Vehicles offer lower running costs. But that is not all of the benefits of electric vehicles.

    In this post, we will understand the electric vehicles advantages in India. We will decipher the benefits of electric vehicles from a cost perspective. We will also figure out how they are environmentally friendly and future-proof, which might impact car insurance positively.

     

    Benefits of EVs in India

    Let us discuss the advantages of EVs in detail:

    Low Cost Usage

    • One of the primary advantages of electric cars in India is the significantly lower cost of usage compared to internal combustion engine (ICE) vehicles.
    • As EVs have no need for petrol or diesel, you can save on fuel expenses.
    • The cost of charging an EV is also lower.
    • With the government’s focus on renewable energy sources like solar power, further cost reduction is possible.

     

    Affordable Maintenance

    • Electric vehicles are simpler in design. They have lesser moving parts as compared to ICE vehicles.
    • Lower moving parts result in lesser maintenance costs over the EV’s lifetime.
    • With fewer components subject to wear and tear, EV owners can expect
      • reduced servicing expenses, and
      • longer-lasting components

     

    Tax and Financial Perks

    • The Government of India is actively promoting the adoption of EVs. These efforts include policies like:
      • FAME-II
      • PLI Scheme
      • Battery Swapping Policy
      • Special Electric Mobility Zone
      • Tax Reduction on EVs

     

    • This has resulted in benefits like
      • Reduced registration fees
      • Lower road taxes on EV purchases

     

  • Upcoming SUVs in India 2023

    by Almog Ramrajkar | Sep 13, 2023

    SUVs have surged in popularity in the Indian market as an appealing substitute for hatchbacks, sedans, and MPVs. They are renowned for their features that provide added comfort and convenience. SUVs come priced at a higher range compared to other cars. The price tag is one good reason to invest in a comprehensive car insurance policy while purchasing your vehicle. From potential thefts to unfortunate repairs, it keeps you financially secure.

    Catalogue of Upcoming SUVs in India

    • Mercedes-Benz EQA
    • Tata Harrier
    • Volkswagen Tiguan Allspace
    • Maruti Jimny
    • KIA Seltos
    • Jeep Grand Cherokee
    • Mahindra Bolero Neo Plus
    • Skoda Enyaq iV
    • Hyundai Kona Electric
    • Hyundai ALCAZAR

     

    Mercedes-Benz EQA | Expected Launch Date: March 2023

    • Mercedes-Benz has unveiled this upcoming SUV in India 2023, its latest addition to its electric SUV line-up.
    • The launch in India is anticipated with an estimated price of around Rs 60 lakh.
    • The EQA has a 66.5kWh battery pack and delivers a range of 426 km.
    • The vehicle allows up to 80% charge in 30 minutes.
    • Features include LED headlamps and a dual-screen setup with up to 10.25-inch display.
    • Safety provisions typically include Active Distance Assist, Active Steer Assist, Evasive Steering Assist, and Active Blindspot Monitoring.

     

    Tata Harrier | Expected Launch Date: March 2023

    • This is one of the upcoming SUV cars in India 2023, with a uniform price increase of Rs 20,000 across its range.
    • This midsize SUV by Tata is available at Rs 15.20 lakh to Rs 24.27 lakh.
    • The vehicle accommodates five passengers and gets powered by a 2-litre diesel engine.
    • The fuel efficiency ratings stand at 16.35 kmpl for Diesel MT and 14.6 kmpl for Diesel AT.
    • Feature highlights include a panoramic sunroof and rain-sensing wipers.
    • Safety features comprise up to six airbags and blind spot detection.

     

    Volkswagen Tiguan Allspace | Expected Launch Date: April 2023

    • This is one of the upcoming SUV cars in India introduced in the Indian market featuring a BS6 phase II compliant engine.
    • The price for the model currently stands at Rs 34.69 lakh.
    • With a seating capacity for up to five passengers, the SUV is powered by a 2-litre turbo-petrol engine.
    • Notable features of the Tiguan include a panoramic sunroof and a power-adjustable driver’s seat.
    • Safety measures include six airbags and park assist.

     

    Maruti Jimny | Expected Launch Date: May 2023

    • Suzuki is set to launch one of the best models of upcoming SUVs in India as an off-road lifestyle vehicle.
    • It is available in two main variants: Zeta and Alpha. It comes in dual-tone and monotone colours.
    • With a seating capacity for four passengers, the Jimny boasts a ground clearance of 210mm and offers a 208-litre boot space. The boot space is typically expandable to 332 litres when you manually fold the rear seats.
    • Feature-wise, the Jimny boasts cruise control and automatic climate control.
    • Safety measures include six airbags and a rearview camera.

     

    KIA Seltos | Expected Launch Date: May 2023

    • As one of the most anticipated upcoming SUVs in India 2023, Kia Seltos ranges from Rs 10.89 lakh to Rs 19.99 lakh.
    • The 2023 Seltos offers a 5-seater layout and a choice of three engines. This includes a 1.5-litre petrol, a 1.5-litre diesel, and a 1.5-litre turbo-petrol engine. These engines get paired with manual, CVT, iMT, or automatic transmissions.
    • The Seltos has various colour options and boasts climate control and a panoramic sunroof.
    • Advanced safety features include six airbags and adaptive cruise control.

     

    Jeep Grand Cherokee | Expected Launch Date: May 2023

    • The Jeep Grand Cherokee is one of the upcoming SUV cars in India 2023, available for Rs 78.50 lakh across India.
    • The vehicle is offered in a single fully equipped Limited (O) model.
    • With a seating capacity of five individuals, this fifth-generation model boasts a ground clearance of 215mm.
    • A 2-litre turbo-petrol engine is powering the vehicle, coupled with an eight-speed automatic transmission.
    • The fifth-gen Grand Cherokee includes a nine-speaker sound system, heads-up display, and wireless phone charging.
    • Safety measures typically include eight airbags, electronic stability, and adaptive cruise control.

     

    Mahindra Bolero Neo Plus | Expected Launch Date: May 2023

    • As one of the most anticipated upcoming SUV cars in India, this model might start at around Rs 10 lakh.
    • The main variants include P4, P10, and P10 (R). It will be available in both seven and nine-seater configurations.
    • The vehicle will have a 120 PS, 2.2-litre diesel engine and a potential 6-speed manual transmission.
    • Notable features encompass cruise control and an adjustable driver’s seat.
    • Safety features likely consist of dual front airbags and rear parking sensors.

     

  • Turbo Engine in Car: What It Is and How Does It Work

    by icicilombard 002 | Sep 12, 2023

    Engines have long been the heart and soul of automobiles, propelling vehicles forward with their power and efficiency. In recent years, a remarkable advancement in engine technology has taken centre stage – the turbo engine. So, what is turbo engine in cars? We will look into the details so that you get a clear answer.

    With its ability to deliver impressive performance and improved fuel efficiency, the turbo engine has become a driving force behind modern car designs. But what exactly does a turbo engine mean, or what is turbo in a car, and how does it work? Let’s find out.

     

    What is a turbo engine in a car?

    A turbo engine, also called a turbocharged engine, is a type of internal combustion engine found in cars. It utilises a turbine-driven forced induction system to increase the engine’s power and efficiency. The system works by forcing more air into the engine's cylinders, allowing it to burn more fuel and produce more power. This offers improved fuel economy and performance than a naturally aspirated engine.

     

    How does a turbo engine work?

    Now that you know what is turbocharger in cars, let’s understand its mechanics. To understand the mechanism of a turbo engine in a better way, go over the following pointers.

    • A turbo engine consists of a compressor wheel and a turbine wheel connected by a shaft. These components are seen within a snail-shaped housing with an exhaust and inlet ports.
    • The inlet port allows the exhaust gases produced by the engine to enter the turbocharger at high pressure and spin the turbine wheel. The turbine wheel, in turn, rotates the compressor wheel, which draws in a large amount of air from the outside.
    • The compressor wheel compresses the air, which then expels it through the outlet port. Next, the compressed air flows into the cylinders through a pipe, where it combines with the fuel, resulting in a more potent explosion within the combustion chamber.
    • The best thing about a turbocharger is that it does not require additional engine power to run. Instead, it uses the engine’s exhaust gases that would otherwise go to waste. This way, it improves the performance and efficiency of the engine without increasing fuel consumption.
    • Since the turbocharger works at incredibly high pressure and generates high temperatures, it is usually accompanied by an intercooler. The intercooler functions as a device to cool the compressed air before it reaches the cylinders. This crucial step helps prevent engine overheating and minimises the potential for engine knocking.

     

    Advantages and disadvantages of a turbo engine

    Turbo engines have their own set of pros and cons. Let’s look at them in the following table.

    Advantages 

    Disadvantages

     

    Turbo engines generate more power than larger engines without turbocharging. This means that a small, turbocharged engine can accelerate much faster and can easily reach higher speeds than a bigger engine.

     

     

    They are more complex and expensive than regular engines. They require more maintenance and care to avoid damage and ensure optimal performance.

     

    They are more efficient than regular engines. They use less fuel and produce lower emissions than larger engines with the same power output. This means that turbocharged cars can save money on fuel and reduce their environmental impact.

     

     

    They can cause engine overheating and wear. The turbocharger's high pressure and temperature can strain the engine components and reduce lifespan. Turbocharged cars also need high-quality oil and fuel to prevent engine damage.

     

    They produce more torque than conventional engines. It is the force that rotates the wheels of a car. More torque means a car can accelerate faster from a standstill and climb steep hills more easily. Turbocharged cars also have better traction and handling than regular cars.

     

     

    Turbo engines can suffer from turbo lag. This can affect the responsiveness and drivability of a car, especially in stop-and-go traffic or when overtaking other vehicles.

     

     

    Turbo cars are more lightweight than regular cars. Since turbo engines are smaller than traditional engines, they reduce the car's overall weight. This improves the aerodynamics and fuel efficiency of the vehicle, as well as its agility and maneuverability.

     

     

    Turbo cars are less reliable than regular cars. Turbo engines are more prone to breakdowns and malfunctions than regular engines, especially if they are not properly maintained or driven aggressively. 

     

    Turbo engines have a muffling effect on the engine noise, as they reduce the sound of the exhaust gases escaping from the engine. This makes turbocharged cars quieter and more comfortable to drive than regular cars.

     

     

    Turbocharged cars also have higher car insurance premiums than regular cars, as they are considered more risky by insurance companies.

     

  • Want to Buy a New Car? Here Is How Much You Can Spend.

    by Almog Ramrajkar | Sep 07, 2023

    Are you on an exciting journey of buying a brand new car? It's a significant investment, right up there with purchasing a house. But unlike a house, a car is a depreciating asset. Buying a car goes beyond the desire for comfort and convenience. A car often reflects your social and financial standing. However, it's important to remember that there are other expenses to consider along with the car's cost. Determining a budget that aligns with your financial health and long-term goals is crucial. Let's dive into the key considerations when calculating your new car budget in India.

     

    Things to consider when calculating your budget for a new car

    When calculating your budget for a new car, several crucial factors must be considered. Consider the following factors to calculate car budget, including: 


    Thumb rule: Set a reasonable budget

    If you are wondering about "what car can I afford based on salary?" follow this thumb rule. A fundamental thumb rule to abide by when determining your budget for a new car is to avoid allocating more than half of your annual income to this purchase. This pragmatic guideline ensures a balanced approach to car affordability while safeguarding your overall financial stability.     

    So, if you’re wondering “how do I know if I can afford a car?”, consider an illustrative scenario: if your annual income stands at ₹10 Lakhs, a reasonable budget would entail earmarking around ₹5 Lakhs for the car's cost. However, it's crucial to emphasise that this thumb rule doesn't solely encompass the car's ex-showroom price. Instead, it extends to the on-road price, which includes expenses like road tax, registration charges, and car insurance premiums. This comprehensive view provides a more accurate reflection of the actual costs of acquiring the vehicle.

    When opting for a car loan, the thumb rule extends further to encompass the 20/4/10 principle. It entails initiating the purchase with a down payment of 20% of the car's price. Subsequently, securing a loan tenure within four years is recommended to avoid prolonged interest payment durations. Additionally, ensuring that your car-related expenses, including EMIs and car insurance, collectively remain within 10% of your monthly salary underpins prudent financial management.

     

    Choose between new or old.    

    Consider your needs rather than just your wants. If budget constraints come into play, don't overlook the option of a used car. Used cars can be up to 30% - 40% cheaper, depending on their age and condition. However, remember to account for potential maintenance costs and steer clear of vehicles older than five years.

     

    Buying the right size    

    Choose a car size that suits your family's needs and lifestyle. A hatchback or sedan might be ideal for a family of four, while a Multi Utility Vehicle (MUV) could be a better fit for larger families. Opting for a smaller model, when possible, can lead to cost savings.

     

    Avoid negative compounding    

    Eligibility for a loan doesn't necessarily equate to affordability. Going beyond your budget can lead to negative compounding – the more you borrow, the higher your interest payments. Be cautious not to be lured into a larger loan than you can comfortably manage.

     

    Contemplate maintenance costs    

    Remember, owning a car means ongoing expenses. Consider factors like insurance premiums, maintenance, fuel, and service costs. Over time, these seemingly minor expenses can accumulate and impact your financial well-being. Scrutinise the car's technical specifications, such as transmission modes and fuel types, to ensure they align with your budget.

     

    More savings than EMI    

    Your car's Equated Monthly Instalments (EMIs) should not consume more than 10% of your savings. Ensure you're setting aside more funds than you allocate toward your car payments. If your EMIs exceed this threshold, consider postponing your purchase until your financial situation strengthens.

  • What Are Some of the Best Luxury Cars in India?

    by Almog Ramrajkar | Sep 07, 2023

    In recent years, there has been a significant increase in the popularity of luxury cars among people in India. This is mainly because the country's economy has been multiplying, and many people now want to showcase their wealth and status by owning extravagant vehicles.

    As more and more people become wealthy, they are looking for high-end cars that are not only elegant but also offer top-notch performance and the latest technology. You can find many luxury cars, including posh sedans, powerful SUVs, and stylish sports cars. Let's look at the list of top luxury cars in India.

    List of Best Luxury Cars in India 2023

    1. Mercedes-Benz S-Class

    The Mercedes-Benz S-Class is one of the world's most luxurious and advanced sedans. It offers a blend of comfort, performance, safety, and technology unmatched by any other car. The Mercedes-Benz S-Class is currently available in three variants: the S350d, S400d 4Matic, and the S450 4Matic (Petrol). It is available in five colours– Designo Diamond White Bright, Onyx Black, Nautic Blue, High Tech Silver, and Graphite Grey.

    Other features:

    The S350d has a 3.0-litre diesel engine that produces 281.61bhp@3400-4600bhp of power and 600Nm@1200-3200rpm of torque.
    In terms of entertainment, it has a 12.8-inch MBUX touchscreen infotainment system with Android Auto and Apple CarPlay, a Burmester 4D sound system.
    Its safety features include ten airbags, active parking assist, a 360-degree camera, pedestrian protection, and lane-keep assist.

     

    2. Land Rover Range Rover

    The Land Rover Range Rover gets classified as a premium SUV. Among the best luxury cars in India, this vehicle gets noted for its luxury, off-road capability, and advanced technology. The Land Rover Range Rover is available in 50 variants, with engine options ranging from 2996 cc to 4395 cc and a choice of 1 transmission: Automatic. It comes in four broad trims: SE, HSE, Autobiography, and First Edition. It also has two wheelbases and three seating options on offer. Some noteworthy features of this car are:

    It has a 13.1-inch curved MBUX touchscreen infotainment system along with Android Auto & Apple CarPlay and a Burmester 4D sound system.
    It also features four-zone climate control, 64-colour ambient lighting, two wireless phone chargers, rear-seat entertainment screens, a massage function, air suspension, and a panoramic sunroof.
    Its safety features include six airbags, active parking assist, a 360-degree camera, pedestrian protection, lane-keep assist, and a tyre pressure monitoring system.

     

    3. BMW X7

    The BMW X7 is the ultimate SUV for those who want to experience the best of both worlds: luxury and adventure. It is a car that can take you anywhere with style and confidence. It is available in two variants: the xDrive40i M Sport and the xDrive40d M Sport. The xDrive40i M Sport gets powered by a 3.0-litre six-cylinder petrol engine with 48V mild-hybrid technology that produces 375.48bhp@5200-6250 of power and 520Nm@1850-5000rpm of torque. The xDrive40d M Sport gets powered by a 3.0-litre six-cylinder diesel engine that produces 335.25bhp@4400rpm of power and a torque of 700Nm@1750-2250rpm. Both engines come equipped with an 8-speed automatic transmission and feature BMW's xDrive all-wheel drive system.

    Other features include the following:

    It has a 14.9-inch curved MBUX touchscreen infotainment system and a 16-speaker Harman Kardon surround sound system.
    BMW X7 is available in four colours: Alpine White, Black Sapphire Metallic, Phytonic Blue Metallic, and Mineral White Metallic.
    It also has an instrument cluster of 12.3-inch digital, iDrive Controller, widescreen curved display, hands-free tailgate, 5-zone remote climate control, and many more.

     

    4. Toyota Vellfire

    The Toyota Vellfire is a premium MPV. It has two variants, namely Hi and VIP Executive Lounge. It has a 2.5-litre petrol-hybrid engine that produces 115.32bhp@4700rpm of power and a torque of 198Nm@2800-4000rpm. The engine has a CVT gearbox and an e-Four all-wheel drive system. Other features of this car are:

    a 13.9-inch monitor for rear entertainment and a 15-speaker JBL sound system.
    14-colour ambient lighting, a dual-panel sunroof, a heads-up display, and power-operated sliding doors.
    The Toyota Vellfire safety features include seven airbags, ABS with EBD and brake assist, vehicle stability control, blind spot monitor, and more.

  • What Are the Different Types of Motor Insurance in India?

    by Almog Ramrajkar | Sep 07, 2023

    If you’re a proud owner of a vehicle, chances are that you might be looking for an insurance cover to safeguard your prized possession. But first, you must know about the different types of insurance coverage available to understand what’s in it for you.

    Motor insurance generally encompasses various motor vehicles like motorcycles, cars, and commercial vehicles. This insurance is crucial for personal and public safety. Motor insurance extends beyond the vehicle itself. To delve into its specifics, let's explore the types of motor insurance and their coverage. Generally, the classification gets based on two factors: the vehicle type that’s insured and the desired coverage extent. By understanding the various aspects of motor insurance, you can ensure your protection and the well-being of others on the road.

    Types of Motor Vehicle Insurance

    Different types of motor vehicle insurance offer various coverage options. The following are some of the most popular types of motor insurance policies in India.

    Private Car Insurance

    It offers financial protection for personally used vehicles. It safeguards cars and owners from accidents, theft, fires, and natural calamities. It also covers third-party liabilities, including injuries, fatalities, or property damage from accidents involving the insured car. While third-party liability coverage is obligatory by Motor Vehicle Act in India, having own damage insurance is good for its comprehensive coverage. However, it excludes damages from breakdowns, invalid licenses, drunk driving, wear and tear, and incidents outside the specified area or due to commercial use.

    Policyholders can enhance coverage with optional add-ons like zero depreciation, engine assistance, loss of belongings, return to invoice, and consumables cover. Factors like budget, coverage needs, vehicle age, and type play a significant role in this type of car insurance.

    To file a Private Car insurance claim, contact your agent, dial the toll-free number, or complete online forms provided by your insurance service provider. Ensure you possess essential details like incident date and time, policy number, and contact information. 

    Two-wheeler Insurance

    A two-wheeler policy is mandatory and covers third-party liabilities and own damages. The types of motor vehicle insurance, in this case, include third-party, comprehensive, and standalone own-damage insurance. 

    Third-party insurance is obligatory and covers third-party losses. Comprehensive insurance covers personal damages and third-party liabilities. Standalone own-damage insurance covers the insured vehicle.

    Inclusions cover natural and man-made damage. Exclusions include driving under the influence of intoxicating substances and the absence of valid documentation. 

    Commercial Vehicle Insurance

    It is one of the most popular types of motor vehicle insurance that covers damage to or by commercial vehicles, protecting both parties in accidents. Business owners are mandated to insure vehicles like trucks, buses, and cabs. Key features include comprehensive coverage for public and private carriers, liability for accidents, and compensation for unexpected expenses. It also addresses third-party damage and offers personal accident coverage. Exclusions encompass wear and tear, war perils, and usage limitations. This insurance ensures business operations continue smoothly by providing financial security against adverse events.

    To claim this insurance, promptly inform the insurer and provide essential details like time, location, and incident description. Required documents for claiming your insurance include vehicle registration, driving license, claim form, FIR copy, tax receipt, Aadhar card, fitness certificate, policy papers, and route permit.

    Conclusion

    Various types of motor vehicle insurance play a vital role in ensuring personal and public safety on the roads. For example, private car insurance, while not obligatory, offers extensive security against various damages and liabilities, enhancing peace of mind. By understanding the nuances of the different types of motor insurance policies and choosing the right coverage, you can secure your well-being and contribute to safer road experiences for everyone. Remember to choose a policy based on your budget and usage.

  • Types of Suspension Systems in India and How Do They Function

    by Almog Ramrajkar | Sep 06, 2023

    Have you ever wondered how cars and other vehicles smoothly glide over bumpy roads without rattling everyone inside? Well, the secret lies in their suspension systems! In India, different types of suspension systems play a vital role in ensuring a comfortable and safe ride. But what exactly are these suspension systems, and how do they work? Let’s find out.

     

    What are the different types of suspension systems in India?

     

    1. Leaf Spring Suspension 

    It is a simple form of suspension that uses several metal strips, called leaves, stacked on each other to absorb shocks and vibrations from the road. It gets commonly used for heavy vehicles like trucks and buses, but some cars in India also have leaf spring suspension, especially in the rear axle. 

     

    2. Trailing Arm Suspension

    It is a type of independent rear suspension system for cars that uses a large, horizontal arm to connect the wheel hub to the vehicle frame. The arm pivots at one point, ahead of the wheel, and allows the wheel to move up and down with the road surface. 

     

    3. Non-Independent Suspension

    This vehicle suspension connects both wheels on the same axle with a solid beam or bar. This means the other wheel tilts slightly when one wheel moves up or down due to a bump or pothole. It is suitable for handling heavy loads and navigating challenging roads.

     

    4. Independent Suspension

    This type of vehicle suspension entails an enhanced damping effect. There is no link between the movement of the right and left wheels, which allows the vehicle to move independently. The structure is a bit complex as the layout of dampers and springs differs considerably with distinct categories of independent suspensions.

     

    5. Double Wishbone Suspension

    It is a type of suspension where the wheels get mounted on two arms, usually of unequal length, along with a coil spring and shock absorber. It is used in sports cars and luxury cars, as well as some trucks and SUVs. It offers great handling, stability, and control at high speeds because it has a low centre of gravity and allows each wheel to react independently from the others. 

     

    6. MacPherson Strut Suspension

    It is a type of front suspension system that uses the top of a shock absorber as the upper steering pivot for the wheel. It consists of a coil spring, a shock absorber, and a control arm that connects the wheel hub to the chassis. It allows the wheel to move up and down independently of the other wheels, improving ride comfort and handling. 

     

    7. Air Suspension

    This vehicle suspension system uses airbags or bellows instead of conventional or leaf springs. It provides better ride comfort, handling, and load-carrying capacity by adjusting the air pressure in the airbags according to the road conditions and vehicle load.

     

    8. Multi-Link Suspension

    It is a type of independent suspension that uses multiple linkages to control the movement and alignment of the wheels. It offers better handling and ride comfort than non-independent suspension, as it can isolate the effects of bumps and corners on each wheel. Multi-link suspension is also more adaptable and adjustable, as it allows fine-tuning of the suspension geometry and characteristics.


    How does a car suspension system work?

    A car suspension system comprises springs that can retain the kinetic energy produced by friction when the vehicle moves on a rough road at high speeds. Subsequently, this stored energy gets transferred to the dampers, where it converts into heat energy. 

    The fluid within the dampers efficiently disperses this energy, preventing overheating issues. As a result of the coordinated action between springs and dampers, you can experience optimal safety and comfort during your ride. Even though suspension offers enough stability control, buying car insurance is recommended to overcome any financial challenges arising from a road mishap.

  • What is the difference between zero depreciation and RTI car insurance

    by Almog Ramrajkar | Jun 12, 2023

    When choosing a car insurance policy, two popular options that you may come across are Zero Depreciation and Return to Invoice (RTI) insurance. In this article, we will explore the differences between Zero Depreciation and RTI car insurance.

     

    Difference between Zero Depreciation and RTI Car Insurance:

    Feature

    Zero Depreciation

    Return to Invoice (RTI)

    Definition

    Zero Depreciation car insurance covers the full cost of repair or replacement of damaged parts, without taking depreciation into account.

    Return to Invoice (RTI) insurance covers the cost of repair or replacement of damaged parts, along with the depreciated value of the vehicle.

    Coverage

    Covers the full cost of repair or replacement of damaged parts, without considering depreciation.

    Covers the cost of repair or replacement, along with the difference between the insured declared value (IDV) and the invoice value of the car.

    Benefits

    Lower premium, full coverage for damaged parts.

    Higher coverage, covers depreciation and invoice value difference.

    Premium

    Higher premium compared to RTI insurance.

    Lower premium compared to Zero Depreciation insurance.

    Suitable for

    Newer vehicles with a higher value.

    Older vehicles with a lower value.

     

    Conclusion

    In conclusion, Zero Depreciation and RTI car insurance both have their own set of benefits and drawbacks. Zero Depreciation insurance provides full coverage for the repair or replacement of damaged parts without considering depreciation. On the other hand, RTI insurance covers the cost of repair or replacement, along with the depreciated value of the vehicle.

    The premium for Zero Depreciation insurance is higher compared to RTI insurance. It is best suited for newer vehicles with a higher value, whereas RTI insurance is more suitable for older vehicles with a lower value. Before choosing between the two, it's important to carefully evaluate your needs and budget. You can also consult with your insurance provider to find the best option for your specific circumstances.

  • Different Types of Car Body Styles in India

    by Almog Ramrajkar | May 04, 2023

    The first stage to becoming obsessed with cars or owning one is understanding the fundamentals. When buying a car, the first element you may want to consider is the type of vehicle that will best meet your requirements. Knowing the different car types available in the Indian automobile market will increase your chances of finding your ideal car.

    The current car market in India offers a wide range of choices. We have anything you can think of, including hatchbacks, sedans, MUVs, SUVs, convertibles, coupes, and pickup trucks. But with so many sizes, shapes, and designs, it can take time to choose the ideal vehicle.

    In order to facilitate your journey, we have comprehensively explained the different car body styles in India and made a list of the most popular cars in each category.

    Types of Cars in India

    One of the difficult choices you might have to make during the buying process is what kind of car to buy.

    • If you live in a rural region without traffic congestion, you can choose a big car with enough room for your needs.
    • Those living in cities must be concerned about traffic, mainly if they rely on a vehicle for both their daily commute and weekend excursions.

    Most significantly, one should also consider the car user’s family. Although there are countless ways to categorise vehicles based on their bodies, we have limited the list to a few famous types of car bodies in India. You can choose the best car for your requirements with the help of this succinct description of car body styles.

    Hatchback

    • The most ubiquitous form of vehicle in India is a hatchback. A small car with four doors and a boot is called a hatchback. It's best to seat only four persons at a time for greater comfort.
    • Fuel economy is one of the many benefits of a hatchback, and it scores high on this count. Hatchbacks give superior mileage than other vehicles because they are compact and lightweight.
    • The most congested city streets, where car dimensions are a significant consideration for all vehicles, are best suited for hatchbacks.
    • Parking in most places can be a nightmare, and hatchbacks are the best car models for parking convenience.
    • A hatchback’s tiny boot room is one of its drawbacks, making these vehicles unsuitable for transporting large amounts of luggage.
    • The Tata Indica, Maruti Alto, Hyundai i10, Maruti Swift, Ford Figo, etc., are some of India’s top hatchbacks.

    Sedan

    • Another segment that is very popular in the Indian industry is sedans. These vehicles are perfect for families because they provide enough room for all needs.
    • A sedan has four passenger doors and one for the boot, similar to a hatchback. The boot space in sedans is significantly more extensive and accommodates luggage of various sizes.
    • Manufacturers occasionally add boot space to existing hatchback cars to turn them into sedans. One of the best instances of this conversion is the Maruti Swift Dzire.
    • In general, sedans are considered more elegant than hatchback automobiles. There are countless high-end cars on the market today that are both fashionable and cosy.
    • Many subvariants are within the sedan category, and automakers are constantly introducing new body styles.
    • Ford Fiesta, Mahindra Verito, Hyundai Verna, Honda Amaze, etc., are a few of the best sedans on the Indian market.

    Compact Sedan

    • The car market in India is complicated, and customers’ needs can occasionally vary from those in other nations. People buying compact sedans receive tax rebates from the Indian government.
    • These vehicles are less than four meters long.
    • Indian automakers created car body styles that are unique to India to reap the benefits of the pricing element. One such exclusive vehicle is the compact sedan.
    • Although these vehicles have four doors and a boot, they have much less room than a typical sedan. Tata Motors is the first company to reduce the length of the Indigo to create India’s first compact sedan, the Indigo CS (short for Compact Sedan).
    • Some of India’s top compact sedans are Honda Amaze, Suzuki Dzire, Hyundai Xcent, and Tata Tigor. 

    Coupe

    • A two-door vehicle with a slanted roofline and a sporty posture is called a coupe. The majority of these coupes have a strong motor and either have two seats or two additional smaller rear seats.
    • Four-door coupes are available nowadays, but their sporty traits have stayed the same.
    • Most Indian drivers do not favour this type of vehicle, but international car manufacturers are marketing them to a select group of motorists in India.
    • Coupe cars can reach triple-figure speeds in a few seconds because they are typically high-performance.
    • Some of India’s top coupes are Ford Mustang, Audi R8, and Mercedes Benz GLE Coupe.
  • Drink and Drive Fines in India

    by Almog Ramrajkar | Apr 21, 2023

    In India, driving under the influence of liquor or drugs is considered a criminal offence and is punishable by law. If drugs get detected in the driver’s blood sample test, it will be a punishable offence, and the person will have to pay a drink driving penalty. In this article, we will discuss the fines and penalties for drunk driving in India and the process for paying these fines. The article also emphasises the importance of avoiding driving under the influence of alcohol or drugs. The legal drinking age in India varies from state to state, but the drinking and driving rules are the same across the country. It is essential to drive safely and responsibly to ensure a safe and smooth ride for everyone on the roads.

    What is the Fine for Drunk Driving in India?

    According to Section 185 of the Motor Vehicles Act, if a driver has more than 30 mg of alcohol in a sample of 100 ml of blood, it is considered a punishable offence. A drunk and drive fine will be applied accordingly. The fine for a first offence can be up to Rs 10,000; repeat offenders may face imprisonment for up to two years and a fine of up to Rs 15,000. These penalties are the same for all vehicles.

    It is important to avoid driving under the influence of alcohol or drugs, as it can lead to serious consequences, including injury or death. To prevent drunk driving, individuals can plan by not drinking if they know they will be driving, booking a cab or autorickshaw, staying overnight with a friend or relative, picking a designated driver, and leaving their car at home.

    It is also essential to be aware of the legal drinking age in different states in India and to drink responsibly to avoid the drink and drive penalty.

    The legal drinking age in India varies from 18 to 25 years, depending on the state. Some states have banned alcohol entirely, while others have a legal drinking age of 25 years. Most states have a legal drinking age of 21 years. However, the drinking and driving rules, including the drunk driving penalty, are the same for all states, and it is illegal to drive under the influence of liquor or drugs.

  • What is Green Tax for Car and Bikes in India

    by Almog Ramrajkar | Apr 21, 2023

    The term “Green Tax,” which also refers to environmental or pollution taxes, is an excise duty imposed on products that pollute the ecosystem. The economic theory claims that by incentivising households and businesses to adopt pollution-reduction practices, levies on emissions that create pollution will lessen the harm done to the ecosystem. Pollution is the expense of producing goods that the producer or polluter does not bear. Polluters who endanger the lives of other people and the environment are subject to vehicle green tax.

    Indirect taxes on alternative policies or associated products like accepted technology standards can cut pollution, but they might be costly. For instance, increasing the price of gas does not encourage drivers to maintain their cars' pollution-control systems. Since such taxes encourage polluters to reduce pollution, carbon taxes are economically advantageous.

    What is Green Tax?

    Due to the emissions from their outdated engines, which pollute the environment, older vehicles in the country are subject to a Green Tax. As a result, the Green Tax is a fixed fee that owners of vehicles must pay on their outdated cars.

    • This tax applies to both household and commercial vehicles. The amount of the Green Tax varies by state and depends on the type of car as well.
    • Older cars negatively impact the environment by releasing gases or smoke. This also significantly increases pollution. Large trucks transporting goods from one place to another also add to air pollution. Since the Indian government has placed a Green Tax on older vehicles, it is imperative to limit their use.
    • A higher Green Tax is applicable to vehicles registered in heavily polluted regions like Delhi.
    • The Green Tax, implemented to lessen pollution, only applies to gasoline and diesel vehicles. It does not apply to vehicles that run on electricity, compressed natural gas, or ethanol.
    • The government uses the funds raised from the Green Tax to construct facilities for measuring emissions. The Green Tax should encourage the country’s people to switch to cleaner vehicles.

    Why and When is Green Tax Levied on Vehicles?

    Given the quickly deteriorating state of our environment, the government has decided to take action to reduce pollution levels. The Green Tax, which levies a fee on vehicles that don’t meet specific requirements, is one such measure. The Indian government is contemplating imposing a green tax on vehicles at the time of renewal of their registration documents. The owner will therefore be liable for any environmental harm. Over-eight-year-old commercial and more than 15-year-old privately owned vehicles will be subject to vehicle green tax.

    There is a Green Tax imposed on those who drive polluting vehicles. Old cars with older motors are more likely to generate heavy pollution. The Green Tax acts as a behavioural restraint on people who continue to ignore global warming and drive polluting vehicles.

    The tax is a tool for encouraging people to upgrade to more ecologically friendly technology or, at the very least, vehicles with a more negligible impact. Numerous companies are currently developing two- and four-wheel vehicles with reduced pollution levels. Sales of electric scooters are rising as more people realise how important it is to transition to better forms of transportation. The Green Tax initiative seeks to promote and facilitate scooter users’ transition to greener models.

  • Electric, Petrol & Hybrid Cars: Which One is Best According to Your Needs

    by Almog Ramrajkar | Apr 20, 2023

    We have all witnessed the increasing global concern about the impact of fossil fuel consumption on the environment. As a result, many of us have begun to question the efficiency and environmental sustainability of petrol cars. It's encouraging to see the automotive industry has been responding to these concerns by introducing alternative solutions such as hybrid and electric cars.

    Electric cars, powered solely by batteries, emit zero emissions and are incredibly efficient. On the other hand, hybrid vehicles combine petrol and electric power sources, resulting in lower emissions and better fuel efficiency. As a result, the debate on hybrid cars vs petrol cars, electric car vs hybrid car, electric car vs petrol car, and hybrid vs electric car has become increasingly prevalent among car users.

    Ultimately, the choice of electric, petrol, or hybrid car depends on each individual’s needs and preferences. We must take into account our budget, daily commute, environmental concerns, and overall driving preferences. This blog will help you explore each type of vehicle, analyse its pros and cons, and ultimately help you make an informed decision that meets your transportation needs while reducing your carbon footprint.

    What is an Electric Car?

    To get clarity on the EV vs petrol car debate, let us understand what an electric car is. Electric cars are becoming increasingly popular due to their eco-friendly nature and low operating costs.

    • An electric car is a vehicle that runs on an electric motor powered by a rechargeable battery pack. It doesn't have an internal combustion engine, which means there are no emissions produced from burning fuel.
    • Electric cars come in various types, including battery electric vehicles (BEVs), plug-in hybrid electric vehicles (PHEVs), and extended-range electric vehicles (EREVs).
    • BEVs are purely electric and run entirely on battery power, while PHEVs have both an electric motor and a petrol engine that work together. EREVs are similar to PHEVs, but their petrol engine only generates electricity to power the electric motor rather than directly powering the wheels.
    • Electric cars have several advantages, including lower fuel costs, reduced maintenance costs, and zero emissions. They also offer a smooth, quiet ride and instant torque for quick acceleration.
    • Electric cars also have drawbacks, such as limited driving range, longer recharge times, and higher upfront costs than petrol cars. These factors can make them less practical for long journeys or those who cannot afford the high initial purchase price.

    Overall, electric cars are a great choice for those who want to reduce their carbon footprint, save on fuel costs, and enjoy a quiet, smooth ride. However, they may not be suitable for everyone’s needs, and it's important to consider factors like driving range and charging infrastructure before making a purchase.

  • Things To Check After Getting Your Car Serviced

    by Almog Ramrajkar | Apr 20, 2023

    Taking care of your car and ensuring it runs well takes work, but you don't have to be a technical genius to keep it in good shape. The hardest part of car servicing is knowing what to do and how often. By learning the basics regarding what your car demands and how frequently you should do regular maintenance, you can ensure your vehicle is running at its best.

    As an added advantage, if you can show that your car has been well cared for, you'll get the most money when it's time to sell it. And, of course, it's essential to know that the costs of maintaining the car aren't always cheap, but they can save you money in the long run by keeping your vehicle in good shape.

    The following is a car service checklist that requires your attention at different times of the year. You must check several of these factors often. It is important to follow your car maintenance plan and service period record.

    Checking Job Sheet

    • When you take your car to an authorised service centre for vehicle maintenance, you will receive a hard copy of the job card. When you hand the car to the service centre, you usually get the green-coloured customer copy. This is made of thin paper, while the company keeps a blue job card with a thicker piece of paper that is an exact duplicate of the customer’s green copy.
    • The job card has all the vital information about your car, like your car's registration number, VIN, Engine number, home address, cell phone number, Registration Number, date of registration, job card number, etc.
    • You can also write down any dents or scratches on the inventory check sheet on your car. Before you get the customer copy, the service centre agent writes down whether or not there is a stepladder, jack, toolkit, etc. The most vital part, getting the job done, comes next. It is either typed or written by hand.
    • The Service Advisor must write down all of the customer's complaints and needs on the job card since the same card goes to the shop floor.
    • The job card travels across various sections of the workshop and ensures that all the points noted are covered.

    Oils & Fluids

    • Engine oil keeps the parts inside and around the engine from rubbing against each other and wearing out too quickly. It also stops energy loss and cleans the engine to prevent rust. Check your car’s manual to determine when it’s time to change the oil in your engine.
    • Your car’s mechanic can also tell you when to bring your car in for an oil change. Most technicians will put an inscription on your window that says how many miles you must drive before you need a new oil change.
    • The coolant helps keep the engine at the right temperature and from getting too hot. It is also known as “antifreeze” because most coolants don’t freeze when the temperature drops below 0°C. Due to this, it’s vital to ensure that the radiator or tank is full. If there’s not sufficient liquid, pour more to fill the tube.
    • It’s best to have an expert examine and drain the coolant since it’s hazardous, pollutes the environment, and can cause skin irritation. According to how frequently you drive your car, you should change the oil about every 50,000 kilometres, every 2 to 4 years, or every 2 to 5 years. Every year, you must check the coolant amount.
  • Vehicle Fitness Certificate: Cars, Bikes & More

    by Almog Ramrajkar | Apr 20, 2023

    Vehicle Fitness Certificate for Cars, Bikes & Other Vehicles

    In India, it is mandatory for all commercial vehicles to have a valid vehicle fitness certificate (FC). The Regional Transport Office (RTO) issues the FC after a thorough inspection process to ensure that the vehicle is fit to be driven on Indian roads. The certificate is crucial for compliance with legal requirements, ensuring road safety, preventing pollution, and avoiding unnecessary penalties. The article briefly explains various topics, such as how to apply for an FC online and offline and the necessary documents required for obtaining the certificate. It also highlights the importance of obtaining an FC, its validity period, and other related aspects.

    What is a Fitness Certificate (FC) of a vehicle?

    According to Indian legal requirements, it is mandatory for all motor vehicles to possess a valid vehicle fitness certificate. This is in addition to the registration certificate. The inspection process helps to identify technical faults, mechanical issues, emission issues, or any other problems related to the vehicle’s working condition. This process ensures that the vehicle is environmentally safe and technically and mechanically fit, thereby increasing on-road safety. Additionally, such inspections help to identify potential problems that could cause frequent breakdowns in the future. The fitness certificate issued by the RTO serves as an important tool to keep track of a vehicle’s condition, regardless of its type or capacity. By complying with the mandatory fitness certificate requirement, vehicle owners can ensure the safety of the environment, their own safety, and of others on the roads.

    Importance of Having Vehicle Fitness Certificate

    In India, possessing a Fitness Certificate (FC) for motor vehicles is crucial, and the following points highlight its importance.

    • Firstly, having an FC is mandatory for all vehicles in India. Commercial vehicles must always have an active certificate. If a vehicle owner fails to present the FC during an inspection, he/she may have to pay penalties.
    • Secondly, the FC is essential because it ensures that the vehicle is mechanically sound and safe to drive on Indian roads. The certificate is issued only after the vehicle has undergone a thorough inspection to assess its mechanical condition.
    • Thirdly, vehicular pollution is a significant problem in India, and old vehicles are major contributors to this issue. An FC makes sure that old vehicles do not lead to environmental pollution. Older vehicles produce harmful emissions. Hence fitness certificates are not issued for such vehicles, thereby ensuring that they do not ply on roads.

    Lastly, obtaining an FC saves vehicle owners from troubles such as non-compliance penalties imposed by the concerned authorities.

    How to Apply for a Vehicle Fitness Certificate

    Online

    These are the steps to apply for a vehicle fitness certificate online:

    • Go to the Parivahan portal’s authorised website.
    • Select the "Vehicle-Related Services" option in the Online Services section and click on it.
    • Choose the state of residence from the dropdown menu.
    • Enter the vehicle registration number on the following page and click on "Proceed."
    • Select "Apply for Fitness Certificate," read the instructions, acknowledge them, and click on "Proceed."
    • Enter the vehicle chassis number and registered mobile number and click on "Generate OTP."
    • View the vehicle details after entering the OTP and verify them. Fill in the vehicle insurance details and click on "Payment."
    • Pay the applicable fees using digital payment modes.
    • You will receive an application number; you can download an online receipt for future reference.

    Visit the RTO with the vehicle and necessary documents and undergo vehicle inspection. The RTO may suggest repairs if there are any defects or technical faults. Based on the result of the inspection, the RTO will issue the FC.

    Offline

    To obtain a Fitness Certificate offline, you can download the necessary forms from the government’s online portal or obtain them from the RTO.

    • After filling out the forms and attaching the required documents, submit them to the RTO and pay the fees.
    • On the date assigned by the RTO, you must bring your vehicle for inspection.

    You also can renew your certificate offline. To renew the certificate offline, download the forms from the government website or get them from the RTO, fill them out, submit the documents, and pay the applicable fees.

    Documents Required to Apply for Vehicle Fitness Certificate

    Certain documents are necessary to obtain a new vehicle’s fitness certificate. These include:

    • A Letter of Intent from the State Transport Authority for commercial passenger vehicles
    • temporary registration, if any
    • a valid insurance certificate
    • a valid pollution certificate
    • the prescribed fees
    • a Roadworthy Certificate in Form 22
    • Sales Certification Form 21
    • Form 20

    When renewing the fitness certificate of a vehicle, the necessary documents include

    • a duplicate fitness certificate if required
    • a prescribed fee
    • road tax clearance proof
    • registration certificate
    • Form 25

    A duplicate fitness certificate gets issued if the original certificate is lost, stolen or damaged. To obtain a duplicate certificate, the requisite fees, an application on plain paper stating the date of issue/expiry of the certificate of fitness (CoF), a challan clearance from the transport department and traffic police, a photocopy of the fitness certificate if available, a tax clearance report from the account branch, and a police report is required.

  • RTO Fine For Using Tinted Glass in Car

    by Almog Ramrajkar | Apr 20, 2023

    Tinted glass is a popular addition to cars in India because it protects car interiors from external environmental factors. However, there are strict rules surrounding the use of tinted glass in vehicles in India, and violating them can result in fines and penalties.

    In this article, we will essentially explore in detail the rules and regulations surrounding tinted glass in India, the fines and penalties for adding them to vehicles, and how tinted glasses can affect car insurance. We will also provide you with some of the popularly known tips on how to remove the tinted film from your car.

    What is Tinted Glass?

    Tinted glass has gained immense popularity due to its ability to reduce the amount of light transmitted through it. In India, it is not common for cars to come with built-in tinted glass. However, many people opt to have it added to their vehicles for various reasons, such as reducing heat, enhancing privacy, and improving the vehicle’s overall appearance.

    It is important to note that strict regulations surround the usage of tinted glass in India. According to Indian laws, car windows must have a minimum visibility of 70 per cent for rear and front glasses and 50 per cent for side glasses.

    Any modifications to the windows that reduce visibility below this level are considered illegal. While tinted glass can be a valuable addition to a vehicle, ensuring that the tinting gets done within legal limits set by Indian law is crucial.

    Several popular types of window tinting are available in the market, including dyed, metallised, hybrid, carbon, and ceramic. Every kind of tinting has unique benefits and drawbacks, and the choice will depend on the individual's needs and preferences.

    Why are Tinted Glass in Cars Banned in India?

    • Manufacturers of sun shades for vehicles are urging the Indian Transport Ministry to lift the Supreme Court ban on tinted glasses in vehicles.
    • In 2012, the Hon’ble Supreme Court of India strictly banned the use of tinted films in vehicles due to several cases of crimes committed against women inside vehicles with tinted windows.
    • Currently, only car windows that the manufacturers have tinted are allowed.
    • While some popularly known manufacturers of tinted films have presented new technology that allows for greater visibility, Transport Ministry officials are not willing to compromise on their stand against tinted glasses
    • The Transport Ministry will only allow such glasses for security purposes, subject to permission from the Home Ministry and the police.
    • Poor visibility is another primary reason behind the ban on tinted glass for vehicles

    What are the RTO Fine and Rules for Applying Tinted Glass in Cars in India?

    One cannot use tinted glass as per Indian law, and a fine of Rs 100 gets imposed for the first offence of using car glass film not approved by the RTO.

    • Repeat offences lead to harsher consequences, and in 2019, 1.32 lakh cars were fined Rs 2.64 crores for violating this law.
    • The RTO has laid down several rules and regulations that every law-abiding individual must actively follow to drive cars legally on Indian roads. Violating these rules (especially for repeat offences) can always potentially result in fines and penalties. Thus, it is vital to follow RTO rules to avoid penalties and maintain legal status while driving on Indian roads.
    • Before using window tinting, it is essential to be aware of the applicable legalities. The RTO-approved sun control film for car price may vary as different manufacturers and car décor shops offer various options in terms of quality. It would be wise to know the rules before spending money and getting caught in legal issues.
    • Using high-quality sun control films that comply with the RTO’s rules can help reduce heat and glare and provide privacy without breaking any laws.

    As a car owner, it is essential to ensure that you comply with the law to avoid being penalised and facing legal consequences while driving on Indian roads. Being informed and following the rules can help ensure a safe and hassle-free driving experience for everyone on the road.>

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