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  • Global NCAP Safety Rating for Mahindra Scorpio N

    by Almog Ramrajkar | Mar 25, 2025

    Have you been studying the Scorpio N safety rating lately? Global New Car Assessment Programme, or Global NCAP, rates vehicles worldwide on their safety features and accident-related safety performance. Global NCAP has extensively examined the Mahindra Scorpio N to assess its safety elements and crashworthiness. These tests are crucial since they guide in devising protective measures for occupants during major collisions. Let us discuss the real-world consequences for car safety as well as what Scorpio N safety grade means for prospective consumers.

    Mahindra Scorpio N: A Brief History

    Ever since its introduction in the Indian SUV scene, the Mahindra Scorpio N has become popular while it has also changed greatly over time. Here is a synopsis of its path chosen:

    •   Launch: The Mahindra Scorpio first appeared in 2002. It was a revolutionary model and drew significant praise for its strong performance in the SUV market.
    •   Development and Investment: It took three years of hard work and funding worth INR 600 crore to make the Scorpio. This shows that Mahindra & Mahindra is open to new ideas.
    •   Generational Updates: The style and technology got a lot better with each update. This progress helped keep the Scorpio ahead of other cars in the market.
    •   Scorpio-N Introduction: The third version — Scorpio-N — came out in 2022. The interior looked better with a rich dark brown colour while the outside looked more modern and stylish.
    •   Performance and Technology: It has two strong engine choices and modern features, such as the 4XPLOR 4WD system, auto headlamps, and an 8.0-inch touchscreen with AdrenoX software. These features add to its image as a durable yet up-to-date car.
    •   Safety and Comfort: The Scorpio-N also prioritises safety with multiple airbags, electronic stability control, and luxury features such as dual-zone climate control. This ensures both safety and comfort for users.

    Mahindra Scorpio N - Safety Features

    The Mahindra Scorpio N has a lot of safety measures that reflect the company’s commitment to safeguarding human lives:

    •   Airbag System: In the event of a crash, six airbags protect the driver and front passenger from the side curtains and front sides.
    •   Child Safety: The car has child locks and ISOFIX anchor points to keep child seats in place, putting the safety of younger people first.
    •   Stability and Control: Features such as the Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD) and Brake Assist improve braking efficiency. Meanwhile, Electronic Stability Control (ESC) and Hill Descent Control assist in maintaining vehicle stability on diverse terrains.
    •   Parking and Visibility: It is easier to turn and view with upgraded front and back parking sensors and cameras. This lowers the risk of low-speed accidents.
    •   Driver Assistance: Technology such as speed-sensitive door locks, a tyre pressure monitoring system (TPMS), and driver drowsiness detection alerts the driver about possible safety issues and security problems with the vehicle.

    Mahindra Scorpio N Global NCAP Safety Ratings

    Global NCAP’s recent tests have demonstrated that the Mahindra Scorpio N has set a high bar for vehicle safety and performed amazingly well. The Mahindra Scorpio N safety rating is a 5-star grade for Adult Occupant Protection. This top-grade shows that its design and engineering are outstanding, inferring it can protect well in very bad crash situations. The SUV did very well on the frontal offset crash test, getting 29.25 out of 34 points.  

    The NCAP rating of Scorpio N is 3-star for Child Occupant Protection, which is also a good score. It scored 28.93 points out of a possible 49. This indicates that child safety features can be improved, especially for supporting and protecting kids in the back seat.

    More safety reviews show that the SUV has a strong safety system. The Scorpio N was put through a lot of intensive tests. They included front crash tests, side impact tests, and tests to make sure pedestrians wouldn’t come in harm’s way. Each test proved that the car could protect its occupants and even those outside with features such ISO-FIX anchorages for child seats and electronic stability control that make crashes much less likely to happen.

    Frequently Asked Questions

    1. What does the NCAP rating mean for Scorpio N buyers?

    The Global NCAP scores are a good way to find out how safe a car is. The Scorpio N's high scores, especially its 5-star rating for adult occupant protection, reassure potential buyers that it is a safe car. Based on these scores, the car is very good at safeguarding passengers during serious accidents.

    1. How does the Scorpio N compare in safety with its competitors?

    The Scorpio N distinguishes itself by surpassing many of its rivals with advanced safety features and high NCAP scores. It offers enhanced occupant protection and robust safety systems, setting a benchmark in its vehicle class and providing more comprehensive safety assurances compared to competitors.

    1. What are the safety enhancements in the new Scorpio N?

    The Scorpio N stands out as it has more advanced safety measures and a higher NCAP score than many of its competitors. It offers better protection for its occupants, given new and strong safety systems. This makes it the best car in its class, guaranteeing greater safety over many rivals.

    1. Can additional safety features be installed in the Scorpio N?

    The Scorpio N already has a lot of great safety features, but owners can make their cars even safer by adding safety features such as extra airbags, better security systems, and better parking sensors, which are not included in the standard package. This gives owners more peace of mind.

    Conclusion

    The Global NCAP scores confirm that the Mahindra Scorpio N is a safe car, which shows that Mahindra cares about protecting its passengers. With these scores, the Scorpio N is once again a top choice for buyers who put safety first. This makes it a reliable option in a market that values high safety standards. Make sure to further secure your Scorpio N with appropriate car insurance online.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Global NCAP Safety Rating for Mahindra Bolero

    by Almog Ramrajkar | Mar 25, 2025

    The Mahindra Bolero has long been one of the most popular vehicles in the Indian automotive market, markedly for its ruggedness and dependability. However, for consumers for whom safety has become an overwhelming concern, it is critical to understand this brand's safety rating. This write-up provides an overview of the Mahindra Bolero safety rating regarding the features it offers and what these mean to the consumer.

    Mahindra Bolero: A Brief History

    Launched in the Indian market in 2000, the Mahindra Bolero became popular for its robust build and practical attributes, especially for operating in rural and semi-urban areas. This stunning vehicle was initially designed to handle rugged terrain while providing a sense of reliability and durability. Over the years, the Bolero has received quite a few updates; however, it has retained the same core philosophy of toughness and utility.

    The Bolero has regularly made its place in the list of top sellers among SUVs in India, mainly for its practical appeal. Besides being used for personal needs, the vehicle’s popularity can be attributed to the fact that it is reasonably priced, easy to maintain, and highly reliable, thereby retaining its charm for over two decades. Meanwhile, growing concerns for safety have taken center stage, given evolving market needs. Presently, the Bolero safety rating has garnered significant attention from consumers and experts.

    Mahindra Bolero - Safety Features

    The following are some of the key features that help protect occupants inside the Mahindra Bolero in case of a collision:

    • Dual Front Airbags: This feature has now become a standard in the Bolero. The airbags spread out at the time of a frontal collision and provide the necessary cushioning to the driver and front occupant.
    • Anti-lock Braking System (ABS): This system prevents wheel lock-up during emergency braking, enhancing vehicle control and stability.
    • EBD (Electronic Brakeforce Distribution): Works with ABS to attain the best distribution of the braking force across all four wheels.
    • Rear Parking Sensors: These sensors alert the driver about any obstacles at the rear, minimising accidents while engaging in reverse gear.
    • Seat Belt Reminders: Light and sound signals provide a reminder to the occupants to attach their seat belts for enhanced safety.

    These features give the Bolero a more favourable safety rating; however, the vehicle still lacks advanced technologies found in newer models, such as electronic stability and traction control, which are rapidly becoming the industry standard.

    Mahindra Bolero Global NCAP Safety Ratings

    The Global New Car Assessment Programme, or Global NCAP, undertakes crash tests on vehicles sold in emerging markets, including India. Therefore, the Bolero NCAP rating becomes important as it helps determine the crashworthiness of this SUV.

    The safety rating from Mahindra Bolero in the latest assessment from Global NCAP earned it only a 1-star rating for adult and child occupant protection. This was mainly because scant protection was afforded to the driver and front occupant in case of an accident. The vehicle's structure also proved unstable, and the protection level for the head and chest of the driver and front occupant was also lacking.

    For adult occupant protection, the Bolero earned 20.26 out of 34 points, while for child protection, it scored a paltry 12.71 out of 49. This suggests that the vehicle's overall safety rating remains questionable, considering that other SUVs within the same segment have fared much better on crash tests.

    While the Bolero safety rating has raised some red flags, all these assessments are based on specific crash tests. A consumer should consider a vehicle's overall safety package, including both passive and active safety features when making their purchase decision.

    Frequently Asked Questions

    1. Is it okay to take a Mahindra Bolero on highways?

    Yes, the Mahindra Bolero is good to go on highways provided the driver respects the speed limits and other road safety rules; yet with such a poor rating from Global NCAP, drivers must be careful when executing high-speed cornering and ensure all occupants have their seat belts on.

    1. How does the Mahindra Bolero fare on safety among other SUVs?

    While Mahindra Bolero's safety rating is relatively low compared to other SUVs in the same segment, this is relatively reasonable, considering how affordable it is. If buyers are more safety-oriented, they could consider purchasing a different model that would yield better safety ratings. However, the Bolero has a strong body structure, and some safety developments have been added recently. 

    1. What are the safety features available in the Mahindra Bolero?

    The Bolero's standard safety features include dual front airbags, ABS with EBD, rear parking sensors, and seat belt reminders.

    1. Does the Mahindra Bolero offer VFM (value for money) after its NCAP rating?

    If the buyer is looking for a rugged, all-purpose SUV at an affordable budget, the Bolero is surely a good deal. If safety is your top priority, you can consider other SUVs with better safety ratings.

    Conclusion

    The Mahindra Bolero is in demand for its dependability and affordability. However, its safety rating will play an essential role in buyer decisions. While it does offer some of the critical safety features, the low official rating by Global NCAP and lack of decent advanced safety features make one question its overall safety performance. As Mahindra continues to update the Bolero, customers will have to decide what they want based on the balance between the need for safety features and other attributes such as performance and cost. Another aspect that can give Bolero owners peace of mind is investment in a reliable car insurance policy to cover any potential risk.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Global NCAP Safety Rating for Hyundai Verna

    by Almog Ramrajkar | Mar 25, 2025

    The Global New Car Assessment Programme (NCAP) tests vehicles for their ability to protect occupants during collisions. It provides ratings that help gauge vehicular safety levels. The Hyundai Verna has also undergone these stringent assessments and emerged with a 5-star rating. The Verna safety rating reflects its high standards and marks the car as a top choice for those prioritising safety.

    Hyundai Verna: A Brief History

    At its release, the Hyundai Verna stood out in the sedan market, thanks to its sleek appearance and reliable performance. The car has been updated several times since the first model was launched. With each update, the car’s technology and looks have become better. The Verna combines style, comfort, and dependability, and has consistently held an upper hand in a competitive segment, appealing to a wide range of consumers, from young professionals to families.

    The Verna is still improving, with big improvements to the engine and user experience. This means that it will continue to be a popular choice for buyers who want a car that combines sturdiness and innovation. With these updates, its image has grown stronger and the Verna is now the standard for quality and performance in its class. Hyundai has also given sustainability some serious thought. The company has added eco-friendly technologies to its cars that make them look better, work better, and consume less gas. The Verna converses with consumers in this way, caring about the environment and building its reputation as a brand that is ahead of the times.

    Hyundai Verna - Safety Features

    The Hyundai Verna is designed with a robust suite of safety features to ensure passive and active protection for its occupants. The important safety features include:

    •   Tools for Active Safety: The Verna has high-tech driver support systems (ADAS), such as Blind-Spot Collision Warning with Avoidance Assist. These systems help the car stay safe on the road. Accidents are less likely when cars are equipped with features such as Adaptive Cruise Control and Forward Collision Warning with Emergency Brakes that raise drivers’ awareness and help them act promptly.
    •   Improvements in Passive Safety: The Verna has six airbags, some of which are side guards that keep everyone inside safe in case of a crash. Also, the car is made of high-strength steel, which helps it handle crashes better. Furthermore, ISOFIX child seat attachments make things even better. This ensures that the youngest occupants are safely buckled in.
    •   Visibility and Control: Automatic headlights and high beams assist in clearing vision when moving in various conditions. A tyre pressure monitoring system (TPMS) makes sure the wheels are always in good shape to guarantee a safe drive.

    Hyundai Verna Global NCAP Safety Ratings

    The Hyundai Verna safety rating, with 5 stars, has become the standard for car safety. Here is a thorough look at how well the car performed in these tough tests:

    •   Adult Occupant Protection: The Verna got the highest score for protecting adults because of its great design and safety measures. This success is part of a larger #SaferCarsForIndia campaign. It puts the Verna at the top of the list for safety in Indian cars.
    •   Child Occupant Safety: The Verna also secured impressive marks for child occupant safety and its stellar adult protection features. This demonstrates Hyundai's holistic approach to safety, catering to all occupants, regardless of age.
    •   Impact on Insurance: Verna NCAP rating influences more than just consumer confidence. It also affects car insurance premiums and coverage options. Insurance companies often lower the rates of cars with better safety ratings. They know that accidents involving these cars are less likely to cause serious injuries.
    •   Historic Milestone: This rating is very important because it means that the first Hyundai model sold in India met the strict requirements of Global NCAP's new testing methods and secured such high marks.

    Frequently Asked Questions

    1. What does it mean that the Hyundai Verna has 5 stars from NCAP?

    The 5-star Hyundai Verna NCAP rating indicates that the vehicle provides excellent protection during severe impacts. This includes front, side, and pole collisions. This top-level ranking shows how committed Hyundai is to safety, as the Verna was meticulously tested for crashworthiness and its ability to avoid collisions. The full review includes tests for protecting adults and children inside, safety for pedestrians, and safety assist technologies, in all of which Verna does very well.

    1. How do the Verna’s safety features compare to its competitors?

    With 5 stars for safety, the Hyundai Verna stands out from many of its rivals. This means that the chances of survival are high after a crash. Perhaps no other car in its class can better the Verna regarding safety. The Verna is one of the best cars because it has high-tech safety features and is well-built with steel as the base metal.

    1. What enhancements contribute to the Verna's high safety rating?

    Electronic Stability Control (ESC), an Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD), and a bunch of airbags placed in different parts of the cabin are some of the active and inactive safety features that come with the car. The Verna also has new technologies that help the driver to make things even safer. These include adaptive speed control, lane-keeping assist, and automatic emergency stopping.

    1. Can additional safety features be added to the Verna?

    The Verna comes with a lot of safety features, but owners who want to make their cars even safer can choose from several aftermarket choices. Some examples are better dash cams that record accidents more clearly, better tyre pressure tracking systems that keep the tyres safe and healthy, and smarter child safety locks. You could also change the safety features to fit your needs or the conditions you'll be driving in by adding better, more responsive sensors for stopping and turning.

    Conclusion

    The Hyundai Verna’s exemplary 5-star Global NCAP safety ratings reflect its top-tier standards. The vehicle profoundly reassures buyers about their correct investment in a secure vehicle. This achievement underscores Hyundai’s dedication to combining safety with excellence. Furthermore, remember to secure appropriate car insurance online to enjoy a hassle-free driving experience.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Global NCAP Safety Rating for Hyundai i20

    by Almog Ramrajkar | Mar 25, 2025

    When buying a car, considering the car insurance policy and the vehicle’s safety features is crucial. The Hyundai i20 is unique in the compact car segment. It's renowned for its impressive performance regarding safety and avant-garde features. The i20 has already won over many car owners with its high risk-reduction standards. The car’s pioneering features further enhance its appeal. Do you want to prioritise both security and sophistication? The Hyundai i20 may be the perfect vehicle for you.

    Hyundai I20: A Brief History

    The Hyundai i20 has been one of the company's mainstays since its launch in 2008. This hatchback is the immediate successor to the very popular Hyundai Getz. This car has always managed to offer the perfect blend of style, practicality, and performance. Urban commuters and families mainly favour this sleek performer that’s available in petrol and diesel variants.

    In 2014, Hyundai unveiled the second generation i20. This model boasted a more assertive and streamlined styling and employed a more efficient engine. The suspension was also improved for a better driving experience. Advanced safety features such as rear parking sensors and rearview cameras were added.

    Furthermore, Hyundai introduced the Elite i20 as a more premium variant. This car offered a touchscreen infotainment system along with automatic climate control. The i20 third generation was launched in 2020. The new model presents a more futuristic layout. It includes a bold front grille and swept-back headlights. It also has a sloping roofline.

    Hyundai I20 - Safety Features

    The i20 boasts a thorough array of security amenities, making the car a prominent choice in the compact segment. It encompasses both passive protection systems and advanced driver-assistance technologies. The i20 safety rating is a testament to the company’s commitment to safety. The car is also engineered to shield occupants in the event of a collision and offers:

    • Navigation-based Smart Cruise Control, which anticipates upcoming curves or straight stretches on highways. The system then adjusts the vehicle speed for safer driving.
    • Intelligent Speed Limit Assist alerts drivers. It uses both audio and visual warnings. These cautions are issued if drivers exceed the speed limit. ISLA works with the manual speed limiter and can autonomously adjust the combined speed.
    • Blind-spot Collision-avoidance Assist Warning notifies the driver of adjacent automobiles when they are in the vicinity of an opaque area. This feature helps prevent accidents as it makes drivers aware of potential hazards.
    • Rear Cross-traffic Collision Assist
    • High Beam Assist

    Hyundai I20 Global NCAP Safety Ratings

    The safety rating Hyundai i20 has been recognised by various global safety organisations. This vehicle has consistently earned high scores in comprehensive crash tests. It scored an impressive 4-star rating for parental safeguard. It also received a 3-star rating for juvenile safeguarding. The Global New Car Assessment Programme (NCAP) is a highly respected safety rating system. It evaluates the security performance of cars sold around the world. The Hyundai i20 safety rating has been particularly impressive in these assessments. It highlights the vehicle’s robust construction. The lofty scores demonstrate the superiority of the i20’s security mechanisms.

    The key factor contributing to the Hyundai i20 NCAP rating is its advanced body structure, which is designed to absorb and dissipate the force of a collision. It also has a comprehensive airbag system with side curtain airbags, apt for driver and passenger.

    The curtain airbags enhance the vehicle's ability to protect occupants. The sophisticated body framework is integral to the i20's high-security scores. The inflatable restraint system also plays a crucial role. Together, they showcase Hyundai's dedication to vehicle protection. Automatic emergency braking, road-keeping guidance, adaptive speed control, etc., work together. They help to avert accidents and mitigate impacts.

    Frequently Asked Questions

    1. What are the critical safety features of the Hyundai i20?

    Innovations such as self-governing crisis braking, trajectory maintenance assistance, and intelligent velocity regulation that work in unison are some novel safety features. They help prevent crashes and provide an additional layer of security. The technology works by adjusting the vehicle’s responses, thus contributing to overall driving safety.

    1. How do you define a good car insurance policy?

    This depends on various factors, including the specific model and engine size. The driver’s profile also plays a role. The i20 boasts impressive safety credentials, which can make insurance premiums favourable. As a result, policy costs are likely to be lower, making the i20 a more attractive option for budget-conscious buyers.

    1. Is the i20 fuel-efficient?

    Yes, it the i20 is known for its frugal fuel consumption. It offers an estimated mileage of up to 22 km/l. This efficiency makes the vehicle ideal for those particular on spending on fuel.

    1. Is the i20 available in different colours?

    Yes. You can select from Polar White and Star Dust to Fiery Red, and many more hues. The car comes in a range of styles to match personal preferences. The selection adds to the vehicle’s overall allure.

    Conclusion

    The impressive safety rating of the Hyundai i20 makes it a definitive choice as a compact car. It has a broad range of security amenities. From the robust construction to advanced driver-assistance technologies, the i20 prioritises the well-being of its occupants. This focus on safety has earned high praise from both safety organisations and consumers.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Hyundai Venue Global NCAP Rating

    by Almog Ramrajkar | Mar 25, 2025

    In the Indian market, the Hyundai Venue has become a popular subcompact SUV, recognised for its impressive features, performance, and stylish design. Beyond its aesthetic appeal and capabilities, safety remains a top concern for many customers.

    Therefore, it is integral for potential consumers to understand the Hyundai Venue safety rating and its performance on the Global NCAP crash tests. In this article, we will delve into the safety features of the Hyundai Venue and explore its Global NCAP rating to provide a comprehensive understanding of its safety standards.

    Hyundai Venue: A Brief History

    The Hyundai Venue made its debut in the Indian market in 2019, designed specifically for those seeking an affordable and compact SUV. The Venue was crafted to be an ideal choice for consumers in both urban and rural areas, quickly gaining popularity, especially among younger drivers.

    Hyundai has combined stylish design, a variety of engine options, and advanced technology to endow the Venue with outstanding features and aesthetics. Its connected car function introduces a new concept to the market. However, safety features are equally important, and understanding the Hyundai Venue NCAP rating is essential.

    Hyundai Venue - Safety Features

    The Hyundai Venue is regarded as a relatively safe vehicle, boasting an array of advanced safety features. It comes standard with Electronic Brakeforce Distribution (EBD), an Anti-lock Braking System (ABS), and dual airbags, providing essential protection. In addition, the Venue is fitted with rear parking sensors, a camera, and ISOFIX child seat anchors to ensure greater safety for passengers.

    Hyundai has reinforced the Venue's body structure to better protect occupants in case of a collision. The higher trims of the Venue also include side and curtain airbags, further enhancing its safety credentials.

    In line with modern safety standards, the Venue features additional technologies such as tyre pressure monitoring, vehicle stability control, and hill start assist. Despite these comprehensive safety features, it's essential for buyers to consider the official safety rating of Venue to fully understand the Hyundai Venue's performance in crash tests and overall protection standards.

    Hyundai Venue Global NCAP Safety Ratings

    The Global New Car Assessment Program (NCAP) has tested the Hyundai Venue for both pedestrian and occupant safety. The Venue has undergone numerous tests, including frontal crash tests and side-impact tests. The effectiveness of its safety features was also evaluated.

    Adult Protection Score: The Hyundai Venue obtained a commendable 4-star rating, indicating that the vehicle can effectively protect adult occupants in the event of an accident.

    Child Protection Score: The Hyundai Venue obtained a 3-star rating in this regard, indicating a satisfactory minimisation of the risks to child passengers in the event of a crash.

    These ratings indicate that although the various safety features of the Venue are functioning relatively effectively, there is room for improvement, especially for child passengers.

    To improve the Hyundai Venue's safety performance, the company has made efforts to enhance safety standards in its newer models following this rating. Additionally, by selecting the right car insurance, consumers can further protect both themselves and their vehicles.

    Frequently Asked Questions

    1. Is Hyundai Venue a safe car?

    Important safety features, including dual airbags, ABS, EBD, and ISOFIX, are included in the Hyundai Venue. However, the Hyundai Venue's safety rating indicates that it can further improve its safety performance for child passengers.

    1. What is the Hyundai Venue global NCAP rating?

    The Hyundai Venue receives a 4-star rating for adult safety and a 3-star rating for child safety, according to the Global NCAP assessment.

    1. What are the safety features of Hyundai Venue?

    The Hyundai Venue comes standard with safety features such as dual airbags, ABS, EBD, ISOFIX child seat mounts, rear parking sensors, and a rearview camera. Upgraded versions also include side and curtain airbags. 

    1. Is it necessary to buy car insurance for Hyundai Venue?

    Yes, in India, purchasing car insurance is mandatory. It provides financial and legal protection in case of an accident or damage to the vehicle. Therefore, securing the right auto insurance for your Hyundai Venue is essential.

    Conclusion

    The Hyundai Venue is a popular and stylish SUV with a satisfactory safety rating. If you plan to purchase a Venue, it's important to thoroughly review its safety rating and secure appropriate auto insurance to ensure your and your vehicle's safety.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • What is a Car Clutch and How Does It Work

    by Almog Ramrajkar | Mar 24, 2025

    Many people ask, 'What is a car clutch?' Well, this is an essential element in a vehicle's manual transmission. It's a mechanical device that serves as a bridge between the engine and the wheels.

    The device tends to engage and disengage the engine's power from the transmission, enabling you to shift gears steadily. Its main function is to allow a vehicle to start from a standstill, speed up, and slow down without stopping the engine or damaging the transmission.

    A car has two or more rotating shafts, and during the manual transmission, the clutch links both to the shaft that emerges from the engine and the shafts that turn the wheels.

    Read on to understand more about a car clutch, how to use it, functions, types, and components of a clutch.

    Understanding a Car Clutch

    In a vehicle, the clutch appears like a stack of metal plates. It consists of several parts, and its primary function is to disconnect the power generated from the engine and enable the driver to change gears effortlessly. Thus, it enables you to get the car going whenever you do the following:

    • Start the car
    • Change gears
    • Accelerate
    • Decelerate

    Whenever there's power transmission from the engine to the wheels, the car clutch steps in and acts as the interlink mechanical device between them. The motor often spins continuously, but for the wheels, you want them to spin when you wish and not always. Hence, this is where the clutch comes in.

    How to Use a Car Clutch

    Here's a detailed explanation of how a car clutch works:

    • Press down the clutch pedal before starting the engine. This assures you that the engine is disconnected from the gears and that it starts smoothly.
    • Shift to the first gear immediately after the engine starts up and the clutch is pressed down.
    • Let the other foot remain on the brake pedal, and then slowly start releasing the clutch pedal.
    • Stay alert. You'll feel the engine connecting with the transmission system, and your car may move a bit.
    • Now, apply pressure on the accelerator pedal. Release the clutch while pressing the accelerator pedal. This will enable the car to move ahead without stopping.
    • Once the car moves and you want to increase the gear, let go of the accelerator pedal and press the clutch pedal to temporarily disconnect the engine.
    • Shift to the next gear, slowly release the clutch and apply pressure to the accelerator pedal.
    • If you wish to slow down or stop the vehicle, apply pressure to the clutch and brake pedals. This will prevent the engine from stopping.

    The Function of a Clutch in a Car

    The clutch plays essential functions in vehicles with gears, like:

    • Gear Shift

    The car clutch ensures smooth gear shifting and assures that the gear shifting doesn't damage the transmission.

    • Starting and Stopping

    When starting a car through manual transmission, you should press down the clutch pedal, engage the gear, and then let go of the clutch as you accelerate slowly.

    Also, when stopping the car, press down the clutch and brake pedals at the same time and shift gear if necessary. The clutch enables you to stop the vehicle without halting the engine.

    • Power Transfer

    The clutch's primary role is to engage and disengage the connection between the transmission and the engine. Releasing the clutch allows the power to flow to the transmission and the wheels.

    • Protects the Engine

    The clutch acts as a barrier between the transmission and the engine. So, whenever the vehicle moves, the clutch ensures that possible shocks and vibrations won't damage the engine.

    Types of Clutches

    The common types of clutches used in vehicles include the following:

    • Friction Clutch

    This is the most commonly used type of car clutch in manual transmission vehicles. It functions by using friction between the pressure plate and the clutch disc, which helps engage and disengage the power transmission.

    • Single Plate Clutch

    This is also a simple but commonly used car clutch. It has a single friction disc controlled by a pressure plate.

    • Multi-Plate Clutch

    This type of clutch is often the most preferred for high-performance four-wheelers. It offers better torque handling, which significantly affects how fast your vehicle accelerates.

    • Hydraulic Clutch

    Hydraulic clutches, which use hydraulic pressure to engage and disengage the transmission mechanism, are common in modern cars. These clutch types are smoother than friction clutches.

    Components of a Car Clutch

    There are many parts of a vehicle clutch that vary based on the type of clutch used. Some of the key components include the following:

    • Clutch Disc: It links the engine flywheel to the transmission system.
    • Pressure Plate: It works by pushing against the clutch disc, while its springs enable it to hold tightly against the clutch disc.
    • Flywheel: This large wheel connected to the car engine enables it to run smoothly. When you engage the clutch, the disc connects to the flywheel.
    • Release Bearing or Throwout Bearing: This is a small, round bearing that moves along the transmission shaft.
    • Clutch Fork: A form of a lever connected to the release bearing. When you press down the clutch pedal, the clutch fork moves, enabling the release bearing to function.
    • Bellhousing: Safeguards the various parts from dirt and dust while securing them in their rightful place.
    • Clutch Pedal and Connections: Works by engaging or disengaging the clutch system.

    Lifespan of a Clutch

    The overall lifespan of a car clutch tends to vary based on several factors as below:

    • The Frequency of Car Maintenance: With good maintenance, your car clutch can have a lifespan of 80,000-1,00,000 kilometres.
    • Your Driving Habits: The clutch system has complex parts that work harmoniously to engage and disengage the engine. Therefore, using it smoothly and avoiding abrupt acceleration and harsh braking can ensure your car clutch lasts longer.
    • Traffic Conditions: The clutch can experience more wear and tear in places with high traffic. Driving regularly in stop-and-go traffic increases clutch engagement, hence reducing its lifespan.
    • Quality of Clutch Material: Since the moving parts of a clutch use friction to function, the quality of the friction material has a direct impact on the clutch's lifespan.
    • Driving Experience: Drivers who are newly driving manual transmission cars can use the clutch far more than necessary. This can reduce its lifespan by resulting in more wear and tear.

    Conclusion

    The clutch is an essential component in the transmission of manual cars. The components of the clutch system often last longer when well-maintained. The same will protect the engine and act as a barrier between the vehicle transmission and the engine. Most importantly, having a good car insurance policy will help secure your vehicle. In case of unforeseen incidents that can cause damage to your car, you can benefit significantly from the insurance coverage.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Convex Mirror in Car: Purpose Types and Usage

    by Almog Ramrajkar | Mar 24, 2025

    Also known as a rear-view mirror, the convex mirror in a car has a significant role. Such mirrors function whenever a wider field of view is necessary, making the driver aware of their surroundings. You can easily see what's happening around and behind you, which ensures your safety and that of others on the road. Therefore, driving without rear-view mirrors is risky and can cause accidents. 

    Remember that the mirrors used in cars differ from those at home. A convex mirror has a broader field of view than a plane mirror, which is why they are used as rear-view mirrors in cars.

    This article explains more about convex mirrors and how they work as rear-view mirrors in vehicles.

    What are Convex Mirrors?

    Convex mirrors are curved with a reflective surface protruding towards the light source. This is different from the concave mirrors, which curve inwards. Since they can reflect the light source outward, they can't work to focus light. This is why vehicles use convex mirrors as rear-view mirrors.

    The bulging of the convex reflective surface toward the light source enables the mirror to capture more from the surroundings than a concave or flat mirror. Convex mirrors provide a wider field of view, making them appropriate for specific applications of rear-view mirrors in cars.

    Usually, convex mirrors portray images of objects as smaller than they are in reality. However, as the object approaches the mirror, it becomes more sizable.

    How Does a Convex Mirror Work?

    • Convex rear-view mirrors let you see a wide area of the surroundings without moving your head or repeatedly adjusting the mirror.
    • The convex mirror has a small inscription beneath. Hence, objects that pop in the mirror tend to be closer than they are in reality. The mirrors with convex surfaces curve outward towards light sources, offering a virtual view of the object.
    • The virtual image tends to appear smaller than the real object. As a result, the mirror enables you to see more of your surroundings due to the virtual image it creates.

    How To Use Convex Mirrors in Cars Properly

    To use a convex rear-view mirror in the car properly, follow these simple tips:

    • Position the mirror right to offer the utmost viewing angle, providing a broader and clearer view of the surroundings. Ensure you change the mirrors before you start driving to position them correctly. A more precise view will enhance your driving.
    • Adjust the mirror appropriately, depending on your height and seating posture, to offer the best viewing angle.
    • You can use the convex mirror together with the flat mirror. Even though a convex mirror offers a broader field of vision, a flat mirror is still essential to help reflect the speed and distance of the vehicles behind you.

    Advantages of Convex Rear View Mirror

    Convex mirrors in vehicles offer advantages like the following:

    • Reduces Blind Spots: Using convex mirrors may help reduce blind spots, which are areas on the road that are difficult to see. The mirror's wider curvature increases the viewing angle.
    • Offers a Wider Angle of View: Convex mirrors offer more extensive visibility in the surrounding areas because of their design. The comprehensive view makes it easier for the driver to decide when to change lanes or exit a road. Furthermore, the driver can easily track what's happening behind the car.
    • Improved Safety: Convex mirrors offer a wider view of the surroundings, helping the driver stay more aware of the areas within. This reduces the chances of accidents.

    Disadvantages of Convex Rear View Mirror

    Even though convex mirrors aid rear-view mirrors in cars, they still have some cons, like:

    • Sometimes, the convex mirror can make it difficult for the driver to judge the vehicle’s speed coming from behind.
    • Due to their inbuilt nature, convex mirrors tend to distort the reflections. They can offer altered or false images reflected by the mirror.
    • The convex rear view mirrors can make it challenging to view distant objects or vehicles and to judge their distances.

    Conclusion

    Convex mirrors in vehicles are essential for safety enhancement. They offer a larger view of the areas within, keeping drivers more aware of their surroundings. Alongside the mirrors, you also need a good car insurance policy to benefit from wide-ranging coverage for the insured vehicle. In case of damages to your car due to an unexpected accident or natural or manmade calamities, you can benefit from the insurance coverage.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Maruti Grand Vitara

    by Almog Ramrajkar | Mar 24, 2025

    The Global NCAP tests assess how effectively a car can protect its passengers during an accident, providing a safety rating that greatly influences buyer decisions and car insurance premiums. Recently, the Maruti Grand Vitara underwent these rigorous evaluations. The Grand Vitara NCAP rating highlighted its dedication to safety in a thorough and demanding testing environment. Let’s explore this further.

    Maruti Grand Vitara: A Brief History

    Understanding the evolution of the Maruti Suzuki Grand Vitara provides insight into how this model transitioned from being a newcomer to becoming a market leader in the SUV segment. Here’s a quick overview of its journey:

    • Introduction: The Maruti Suzuki Grand Vitara marked Maruti's bold entry into the SUV market in India. It was developed as part of a joint venture between Maruti and Toyota, combining the strengths of both brands to create a vehicle well-suited for Indian roads.
    • Evolution Over the Years: Since its inception, the Grand Vitara has seen numerous upgrades to meet the changing preferences of consumers. Each new version has introduced enhanced aesthetics and advanced technological features, making it both more appealing and functional.
    • Current Market Position: Today, the Grand Vitara stands as one of Maruti's more premium offerings. It is priced to compete with rivals such as the Hyundai Creta and Kia Seltos. Sharing its platform with the Brezza, the Grand Vitara benefits from improved durability and safety.

    Maruti Grand Vitara - Safety Features

    There are many safety measures built into the Maruti Grand Vitara to ensure that everyone inside is safe. They include:

    • Multiple Airbags: It is equipped with multiple airbags strategically positioned throughout the cabin to provide critical cushioning and protection in the event of a collision.
    • Reinforced Structure: The SUV features a reinforced chassis and advanced crumple zones designed to absorb and dissipate crash energy, which minimises the impact forces experienced by passengers.
    • Electronic Stability Program (ESP): This helps maintain vehicle control by automatically adjusting engine power and brake force during challenging driving conditions.
    • Traction Control System: This technology prevents the wheels from spinning when accelerating on wet surfaces by controlling the engine's power and applying the brakes.
    • Hill Hold Control: When the brake is removed, the device prevents the car from rolling backwards down a slope.
    • Tyre Pressure Monitoring System (TPMS): This system constantly checks tire pressure and lets the driver know when it gets low, helping to reduce the risk of tyre-related accidents.
    • Automatic Headlamps and ISOFIX Anchors: The vehicle includes automatic headlamps for improved visibility and standardised ISOFIX anchors to secure child safety seats within the vehicle. These features improve passenger safety.

    Maruti Grand Vitara Global NCAP Safety Ratings

    Although the Grand Vitara has been tested at the Bharat NCAP testing facility, the official report is yet to be released. Here is a full look at the potential Grand Vitara Global NCAP rating:

    • Foundation for Safety: Customers have high expectations for the Grand Vitara because it is based on the Maruti Brezza, which features a stable body shell and a 4-star overall safety rating from Global NCAP. It is built on a platform designed to meet strict safety standards, which is a positive indicator of its performance in rigorous crash tests.
    • Adult Occupant Protection: The Grand Vitara includes numerous safety features and robust construction elements designed to ensure adult occupant safety. This includes structurally sound crumple zones and an array of airbags, all contributing to high ratings in adult occupant safety.
    • Child Occupant Safety: Targeting comprehensive safety for all passengers, the Grand Vitara is equipped with ISOFIX mounts to enhance the security of child seats. It aims to provide exceptional protection for younger occupants and strives for a high child safety rating.
    • Pedestrian Safety: The Grand Vitara performs well in pedestrian safety tests due to features such as an improved front design and safety technology like automatic emergency braking, which are designed to prevent injuries to pedestrians.

    Frequently Asked Questions

    1. What does the Global NCAP rating indicate for the Grand Vitara?

    The Global NCAP rating assesses the Grand Vitara’s ability to protect occupants in severe impact scenarios. Strong performance in these ratings is crucial for buyers prioritising safety, as it demonstrates the vehicle’s effectiveness in protecting passengers during accidents.

    1. How does the Grand Vitara's safety compare to competitors?

    The Grand Vitara is poised to excel in safety ratings. This distinguishes it from competitors with its comprehensive safety features and robust structural design. Its expected superior safety performance underscores its appeal as a top pick in the crowded SUV market.

    1. Can safety features be upgraded in the Grand Vitara?

    Yes, the Grand Vitara comes equipped with a solid base of safety features suitable for general needs, but enhancements are possible. Owners can opt for aftermarket upgrades to further improve safety, including adding more advanced driver-assistance systems or additional airbags for increased protection.

    1. What advanced safety technologies are included in the Grand Vitara to assist drivers?

    The Grand Vitara has cutting-edge safety features designed to assist drivers and enhance overall safety. These include adaptive cruise control, which helps maintain a safe distance from the vehicle ahead, and blind-spot monitoring, which alerts drivers to the presence of other cars in their blind spots to help prevent collisions.

    Conclusion

    The Grand Vitara safety rating NCAP is expected to be impressive, highlighting its robust protection capabilities and affirming Maruti Suzuki’s commitment to vehicle safety. The introduction of the Grand Vitara reinforces the importance of choosing options that prioritise comprehensive protection, especially for individuals evaluating car insurance online. Although safety features can impact your insurance premium, it is necessary to acquire comprehensive car insurance to remain financially protected in the event of damage or accident.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Global NCAP Safety Rating for Kia Sonet

    by Almog Ramrajkar | Mar 24, 2025

    When purchasing a car, various factors should be considered, with safety being the most critical. One of the top models around today is the Kia Sonet, designed not only attractively with many features but is a safe car by various parameters. The blog discusses the Kia Sonet’s safety rating and its safety features.

    Kia Sonet: A Brief History

    The Kia Sonet was launched in India in 2020 and marked its entry as one of the best compact SUVs. The attractive design that blends well with a reasonably powerful engine and technology makes the vehicle stand out among others. Kia Motors, known for making reliable cars, intended for the Sonet to be the type of car that can fully serve the Indian user. Given that ensuring the car's occupants' security is one of its main advantages, it further increases its attractiveness among buyers who want a safe journey in their vehicle.

    Kia Sonet: Safety Features

    The Kia brand packs advanced safety features into the Sonet model, which boasts dual airbags, ABS with EBD, and rear parking sensors, which are standard in all its versions. Some top variants even come with six airbags, electronic stability control, and vehicle stability management. Besides, these come with hill assist control and tyre pressure monitoring system that keeps you safe while driving.

    Kia Sonet Global NCAP Safety Ratings

    The Kia Sonet global NCAP rating is an important factor for car buyers. NCAP (New Car Assessment Programme) tests the safety of vehicles during different crash scenarios. According to NCAP, the Sonet rating was decided on by tests conducted on the safety of both adults and children.

    The car showed good levels of protection during frontal impact tests, as indicated by a 3-star Sonet NCAP rating assigned to it for adult occupants. The 2 stars awarded to children’s safety in the same rating also imply that there’s still ground for improvement, especially for minor passengers.

    The 3-star rating for adults isn’t bad, but the lower score for children should not be overlooked. However, Kia has endeavoured to include safety improvements for its newer Sonet models.

    Many factors should be considered when purchasing a motor vehicle. Among the most significant that should always be noticed is the automobile's safety features.

    Frequently Asked Questions

    1. What is the importance of the Kia Sonet global NCAP rating?

    Kia Sonet global NCAP rating gives a general idea about the car construction quality and security measures and informs potential buyers how safe the vehicle is.

    1. How can I ensure that my Kia Sonet is adequately protected?

    One way to ensure that your Sonet is safe is to acquire car insurance online. Whether your car is damaged in an accident, stolen, or otherwise, a comprehensive auto policy will cover it.

    1. Is it better to buy Kia Sonet’s higher variant with more safety features?

    You may consider getting higher models with more airbags and other safety measures, such as electronic stability control systems, to reduce injury risk during an accident.

    1. Is the Kia Sonet suitable for families?

    With a 3-star rating, the Kia Sonet is a better choice for families interested in safety features.

    1. How does car insurance benefit Kia Sonet owners?

    Accidents may occur while driving a motor vehicle. Car insurance online gives owners peace of mind because any damage to their car is fully covered.

    Conclusion

    The Kia Sonet is highly recommended due to its robust features that ensure passenger safety. This makes it an excellent option for individuals seeking a trustworthy and secure SUV. Even though it doesn't have the most security measures, the 3-star rating will ensure your safety while you drive. To protect your investment, make sure you consider the necessary safety features and get comprehensive car insurance.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Mahindra XUV300

    by Almog Ramrajkar | Mar 24, 2025

    Popular in the Indian car market's compact SUV class, the Mahindra XUV300 is renowned for its potent features, sleek appearance and excellent performance. But the most crucial factor in any car is safety. You may learn how robust this car is in terms of safety with the aid of the Mahindra XUV300 safety rating. This blog examines the XUV300's features and safety rating in detail.

    Mahindra XUV 300: A Brief History

    The Mahindra XUV300 was introduced in the Indian market in 2019. It was well received when it was first unveiled as Mahindra's premium small SUV.

    The XUV300 was created keeping the demands of Indian consumers in mind. Special focus was laid on performance, style and spaciousness. Following its release, the car began to fiercely compete in its segment against vehicles like the Hyundai Venue and Maruti Suzuki Brezza. With its strong features and fantastic driving experience, the XUV300 captured the hearts of its customers.

    Mahindra XUV300: Safety Features

    With its many cutting-edge measures, the Mahindra XUV300 is an incredibly safe vehicle. It comes equipped with standard technologies, including Hill Start Assist, an Anti-Lock Braking System (ABS), Electronic Brakeforce Distribution (EBD), and six airbags. In addition, it has sophisticated features like front and rear parking sensors, a rearview camera, and an Electronic Stability Program (ESP).

    The highest versions of the car include features like ISOFIX child seat anchors, side impact prevention beams, and a tyre pressure monitoring system (TPMS). Thanks to its sturdy body structure, passengers will feel safer inside the Mahindra XUV300 in case of an accident. The XUV300 has an outstanding safety rating because of all these features, making it a dependable and secure car.

    Mahindra XUV300 Global NCAP Safety Rating

    The Mahindra XUV300 NCAP rating is one of the highest in any car. The XUV 300 received a five-star rating for adult safety and a four-star rating for child safety after undergoing crash testing by Global NCAP. This car is now among the safest small SUVs available in India.

    NCAP rated the Mahindra XUV300's body shell as stable, meaning that in the event of an accident, the vehicle's structural integrity is maintained. Adult passengers were determined to have good head, neck, and chest protection, while children's safety can be ensured by correctly fastened car seats with the use of ISOFIX anchors.

    Considering each of these factors, the Mahindra XUV300 is regarded as a car with a good level of safety.

    If you're considering purchasing this car, get the necessary car insurance online for coverage against accidents, theft, and damage.

    Frequently Asked Questions

    1. What is the NCAP rating of Mahindra XUV300?

    The Mahindra XUV300 has a 5-star NCAP certification for adult safety and a 4-star rating for child safety. Therefore, it is among the safest cars in India.

    1. What are the safety features of XUV300?

    Important safety features include ABS, EBD, Hill Start Assist, Electronic Stability Program (ESP), and six airbags. In addition, the tyre pressure monitoring system and ISOFIX anchors are offered.

    1. Is the body shell of Mahindra XUV300 safe?

    The Mahindra XUV300's body shell has passed the Global NCAP crash test and is, therefore, considered stable.

    1. Why is car insurance necessary for XUV300?

    Every vehicle must have auto insurance in order to gain financial protection in the event of an accident or other potential harm. It's also required by law.

    1. Is Mahindra XUV300 safe for children?

    Yes, the XUV300 is a secure car for kids’ safety because it has ISOFIX child seat fixings. It has got a 4-star certification for child safety from Global NCAP.

    Conclusion

    The Mahindra XUV300 is a small SUV with robust construction and excellent safety features. It is among the safest cars available in the Indian market, as reflected by XUV 300 NCAP rating. If you intend to buy it, ensure to purchase appropriate car insurance online to fully protect your car.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Kia Carnival

    by Almog Ramrajkar | Mar 24, 2025

    The Kia Carnival is an MPV (multipurpose vehicle) with roomy cabins, top-notch equipment, and a smooth ride in offer. The car was created especially for long travels with the family. Nonetheless, a vehicle's safety rating is a crucial consideration whenever we purchase one. This article will cover the Kia Carnival safety rating and its features in detail.

    Kia Carnival: A Brief History

    Since its 1998 debut, the Kia Carnival has become a household name in the luxury MPV market. It was made with families and business travellers in mind, providing lots of room and comfort for lengthy journeys and big gatherings.

    After its 2020 premiere in India, Kia Carnival quickly gained traction. Due to its spaciousness, cutting-edge technology and elegant appearance, this car also gained popularity in the Indian market. Cars like the Toyota Innova Crysta are its chief rival, but the Carnival has carved out its own market with its more upscale and expensive amenities. But despite its popularity, safety should also be taken into consideration particularly because the Carnival safety rating is a significant issue.

    Kia Carnival: Safety Features

    The Kia Carnival is a safe car because of its various cutting-edge safety measures. Important features include Electronic Brakeforce Distribution (EBD), Vehicle Stability Management (VSM), Anti-lock Braking System (ABS) and six airbags. In addition, the car is stabilised on rough roads with features like Hill Start Assist Control (HAC) and Electronic Stability Control (ESC).

    In its new models, features include a tyre pressure monitoring system (TPMS), a reverse camera, and front and rear parking sensors. The Kia Carnival's structure is also made of high-tension steel, giving it greater durability in the event of an accident. Because of all these features, the Kia Carnival is thought to have a higher safety rating, but it's also crucial to consider its Global NCAP rating.

    Kia Carnival Global NCAP Safety Ratings

    According to the Kia Carnival NCAP rating, Global NCAP (New Car Assessment Programme) has not yet conducted the official crash test. On the other hand, its foreign versions have done well in Europe and other regions. This suggests that the safety of the Indian version of Kia Carnival won't be compromised either.

    According to the Carnival safety rating assessment of European vehicles, the car has a good grade for both adult and child safety. The frontal collision test prioritises the driver and passenger's safety. The vehicle also passed the side impact test, demonstrating that Carnival guarantees passenger safety even in the event of serious collisions.

    Despite the lack of an official announcement on the Kia Carnival Global NCAP rating for the Indian model, its modern safety features and sturdy construction qualify it as a safe automobile. 

    If you intend to purchase this vehicle, you must have appropriate car insurance online to protect both yourself and your vehicle.

    Frequently Asked Questions

    1. Is Kia Carnival a safe car?

    The Kia Carnival is a safe MPV because of its many safety features, including ABS, EBD, VSM, and six airbags. However, Global NCAP has not yet disclosed the Kia Carnival's NCAP rating.

    1. What are the safety features of Kia Carnival?

    The Carnival comes standard with features like Electronic Stability Control (ESC), ABS, EBD, Vehicle Stability Management (VSM), and six airbags. In addition, the car's safety is improved with TPMS, hill start assist control, and rear parking sensors.

    1. What is the Global NCAP rating of Kia Carnival?

    Although Global NCAP has not yet evaluated the Indian edition of the Kia Carnival, international versions of the vehicle have received an excellent safety rating. 

    1. Is it necessary to take car insurance for Kia Carnival?

    Absolutely, purchasing car insurance online is required for any type of vehicle. It is legally required and offers financial assistance in the event of an accident or other issues.

    1. How is the body structure of Kia Carnival?

    High-tension steel is used to construct the Kia Carnival, providing superior protection in the event of an accident.

    Conclusion

    The Kia Carnival is a high-end multipurpose vehicle with excellent amenities and comfort. But consideration must also be given to its safety features. The Kia Carnival is a safe car despite the fact that Global NCAP has not yet publicly disclosed its rating. If you decide to purchase it, be careful to buy insurance online to guarantee your and your car's safety.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Hyundai Creta

    by Almog Ramrajkar | Mar 24, 2025

    In the Indian car industry, the Hyundai Creta is a top SUV because of its amazing features, strong engine, and stylish design. That being said, it is critical to prioritise a vehicle's safety. The safety credentials of this SUV are readily apparent to customers thanks to the Hyundai Creta safety rating. This article will guide you through Creta's safety features and its Global NCAP rating.

    Hyundai Creta: A Brief History

    In 2015, the Hyundai Creta made its market debut in India. It was introduced as a formidable competitor in the small SUV market and Indian buyers took to the car right away. Creta left its imprint in the market thanks to its excellent features, dependable engine and attractive design.

    With a new generation that featured more extensive engine options, greater technology, and contemporary amenities, the updated version of the Creta was launched in 2020. Since then, the Creat has been updated many times with new features and variants. Customers have always found Creta intriguing because of its aggressive design and features. As its popularity grew, customers began to pay attention to the safety features of the Creta. It made the Creta safety rating and its Global NCAP rating a crucial subject.

    Hyundai Creta: Safety Features

    The Hyundai Creta is a safe vehicle thanks to its many cutting-edge safety features. These include six airbags, Hill Start Assist Control, an Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD), Electronic Stability Control (ESC), Vehicle Stability Control (VSC), rear parking sensors and camera, an Advanced Driver Assistance System (ADAS), and a Tyre Pressure Monitoring System (TPMS). 

    Thanks to its high-tension steel body structure, the Hyundai Creta's occupants are assured safety in the event of a collision. Although the Hyundai Creta's NCAP rating is significant and indicates the car's true level of safety, the car's characteristics alone make the Creta a safe vehicle.

    Hyundai Creta Global NCAP Safety Rating

    Given that the Hyundai Creta has undergone testing by Global NCAP, many consumers have enquiries regarding the car's NCAP rating. After undergoing a Global NCAP crash test in 2022, the Creta was awarded a 3-star rating for both adult and child safety.

    The Creta's construction was deemed "unstable" during the crash test, indicating that its body shell may not be entirely safe in the event of an accident. Adult passengers' head and neck protection was deemed safe, but their chest protection was only average. Although ISOFIX anchors are available for child safety, the car's performance in the test was mediocre.

    Nevertheless, higher-end Creta models have received additional safety measures, further increasing the vehicle's level of safety. Buyers should consider the Hyundai Creta NCAP rating before making a purchase. They should also secure extra safety by purchasing the necessary car insurance.

    FAQs

    1. Is the Hyundai Creta a safe car?

    Yes, the Hyundai Creta has several cutting-edge safety technologies, including ESC, ABS, EBD, and six airbags.

    1. What is the Global NCAP rating of Hyundai Creta?

    Global NCAP awarded the Hyundai Creta a 3-star rating for overall safety as well as a 3-star rating for child safety. 

    1. What safety measures does the Hyundai Creta have?

    Crucial features found in the Creta include electronic stability control, six airbags, ABS, EBD, and hill start assist control.

    1. Why is it necessary to take car insurance for Creta?

    In the event of an accident, car insurance protects both you and your car. Buying auto insurance enables you to secure your car financially. It is required by law as well. 

    1. How strong is the body shell of the Hyundai Creta?

    The Hyundai Creta's body shell has been described as "unstable," meaning that it may not always be entirely safe in the event of an accident.

    Conclusion

    The Hyundai Creta is a well-liked SUV with a sleek exterior and many cutting-edge amenities. Nonetheless, it has a 3-star NCAP rating. If you're considering purchasing it, you should consider its safety rating as well as get the right kind of car insurance for protection against accidents, damage, and theft.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Global NCAP Safety Rating for Kia Seltos

    by Almog Ramrajkar | Mar 24, 2025

    The Global New Car Assessment Programme (NCAP) is one of the world’s most reliable rating standards for vehicle safety. It is part of a broader framework that encourages cooperation between similar programmes around the world.

    Kia Seltos: A Brief History

    An offering by South Korean automobile major Kia in the SUV segment, the Kia Seltos was launched in 2019 and has since then emerged to be a highly popular compact model of its kind. Designated as a global product with many premium features and the latest technology, the Seltos is also one of the more affordable options in the market that also delivers on efficiency and style.

    As the company’s second best-selling model globally, the Kia Seltos scores on numerous aspects including performance, safety and looks. It comes in three variants, keeping in mind the saleability factor in different markets, thus diversifying its range as a subcompact crossover SUV.

    Kia Seltos: Safety Features

    The Kia Seltos' multiple safety features have made it a prime offering for customers who desire a premium car without compromising on other attributes. The Kia Seltos safety rating thus derives from many advanced features that it comes equipped with.

    Multiple airbags are among the standard inclusions in the Seltos model, along with associated features like Electronic Stability Control, the Anti-Locking Brake System (ABS), the Brake Assist System (BAS), and the Vehicle Stability Management system, which helps during sudden braking or an abrupt change in direction.

    Kia Seltos Global NCAP Safety Ratings

    The Kia Seltos Global NCAP rating results following its testing revealed a decent score for its adult occupant protection. Securing 8.03 out of 17 points in the adult occupation assessment meant that the Seltos would be conferred an overall rating of 3 stars in this category. The crash test for safety found that the car provided adequate protection for the car’s occupants due to the presence of dual airbags. However, other key body areas like the chest and legs were not adequately accounted for the safety of the driver. The passenger protection evaluation though was satisfactory in each of these cases, and so was the marginal protection provided to the knees in the event of a crash.

    The Seltos safety rating in terms of child protection score was lower than its adult counterpart. A below-par 15 points scored out of a maximum of 49 led to an overall rating of 2 for child occupants. The provision for head protection was found to be unsatisfactory, while chest protection was considered adequate. The Kia model though was found to provide good head and chest protection when the Child Restraint System (CRS) is properly installed.

    Frequently Asked Questions

    What is the Kia Seltos NCAP rating as per the Global New Car Assessment Programme?

    The Kia Seltos earned 8.03 out of 17 points in the adult occupant assessment category and a corresponding NCAP safety rating of 3 stars.

    Will the Kia Seltos be a safe car to buy?

    A decent 3-star rating earned by Kia Seltos in the adult occupant protection category presents it as a fairly safe vehicle especially due to the six airbags feature of some of its variants.

    What safety features does the Kia Seltos come with?

    The many advanced safety features of Kia Seltos include a level 2 Advanced Driver Assistance System, ABS and BAS, the Electronic Stability Control system, and multiple airbags.

    Conclusion

    The Kia Seltos’ 3-star GNCAP rating means that it might not always be able to survive the impact of a major crash. Hence, having a car insurance policy that provides comprehensive coverage is a must for your Kia car.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Mahindra XUV700

    by Almog Ramrajkar | Mar 24, 2025

    Global NCAP, or the Global New Car Assessment Program, evaluates vehicle safety standards by analysing their various safety features. With more than a decade of experience evaluating safety standards globally, NCAP has set a benchmark for vehicle evaluation.

    Mahindra XUV 700: A Brief History

    A fairly new offering by Indian automobile manufacturer Mahindra & Mahindra, the Mahindra XUV 700 was introduced in August 2021 as a compact crossover SUV to replace the earlier model XUV 500. It is also the company’s first bearer of its new logo and is currently available in India in the MX and AdrenoX or AX series.

    Since its introduction three years ago, the XUV 700 has become a top choice for Indian customers. The model won the ‘Autocar Car of the Year Award’ in 2022 and also achieved the distinction of being the ‘Indian Car of the Year’ in the same year. The overall safety rating of XUV 700 is also impressive, making it a car that has emerged to be one of the best-selling midsize SUVs in its price segment.

    Mahindra XUV700 - Safety Features

    The high Mahindra XUV 700 safety rating is due to its many impeccable safety features. While certain features are specific to certain models within this nomenclature of the XUV700, the other commonly present safety elements are also world-class in their own right.

    The standard XUV700 sports dual airbags and comes with the ISOFIX system, which already sets the standards for child safety. Cruise control is another safety feature common to manual variants of the vehicle, while automatic variants come equipped with adaptive cruise control.

    Specific features that contribute to the impressive XUV700 safety rating include the Electronic Stability Program, which is standard across some models and optional on others. More high-end variants of the vehicle feature ADAS front collision signal warning, an Automatic Emergency Braking system, Lane Keep Assist, a Driver Drowsiness Detection feature, and Smart Pilot Assist.

    Mahindra XUV700 Global NCAP Safety Ratings

    The spectacular safety standards of the Mahindra XUV700 are not just a play on the attractiveness of its features. As has been demonstrated in numerous safety tests, these features live up to the expectations of what they must deliver. In fact, so brilliant has been Mahindra in its designing and manufacturing of the XUV 700 that the vehicle has gone on to achieve such incredible safety distinctions that are a first for any Indian automobile maker.

    The Global NCAP rating for this incredibly stylish, well-built offering by Mahindra is 5 stars for adult occupants while standing below on the rung regarding child safety with 4 stars. Remarkably, the global body that conferred the XUV 700 NCAP rating 5 had taken note of Mahindra being the first Indian brand to offer the Autonomous Emergency Braking feature in any of its vehicles. However, the XUV700 testing was conducted across the most basic specifications of safety that it adhered well to and went on to achieve the Global NCAP’s Safer Choice Award.

    Frequently Asked Questions

    1. What is the safety rating of the Mahindra XUV700 as per the Global New Car Assessment Program?

    The Mahindra XUV 700's Global NCAP rating is 5 stars for adult occupants and 4 stars for child occupants.

    1. Is there an ABS feature in the Mahindra XUV700?

    The Mahindra XUV 700 has an anti-lock braking system (ABS) as a standard safety feature across all its variants.

    1. What is the score of Mahindra XUV700 in the GNCAP rating?

    The stellar 5-star rating of the Mahindra XUV700 in the Global NCAP rating is due to its scoring a high 16.03 out of 17 points in the category of adult protection. The Global NCAP analysis also revealed that the vehicle offers high protection to the head, neck, and chest region of its occupants, including the driver.

    1. Is the XUV700 a best-selling car?

    Yes, the high Mahindra XUV 700 safety rating has helped position the car as one of the top-selling in its category.

    Conclusion

    The Mahindra XUV700's many features and amazing NCAP rating make it an amazing buy. However, safety assurance does not eliminate the need for car insurance that provides coverage against accidents, theft, and damage.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Kia Carens

    by Almog Ramrajkar | Mar 24, 2025

    The Kia Carens, a popular multipurpose vehicle (MPV), is well-regarded for its family-friendly design and features. However, safety is a top priority when buying a car. The Global NCAP (New Car Assessment Program) evaluates the safety performance of vehicles and provides standards that help consumers make informed decisions. Recent safety specifications for the Kia Carens have drawn attention from potential buyers, highlighting its performance in terms of safety and reliability. Additionally, understanding the car’s safety ratings can impact car insurance policy costs, as vehicles with higher safety ratings often benefit from lower insurance premiums.

    Kia Carens: A Brief History

    The Kia Carens was first introduced in 1999 as an affordable multipurpose MPV. Over the years, it has undergone many design changes and upgrades to meet the evolving needs of families. Now in its fourth generation, the Carens is a popular choice in global markets, including India, where it is known for being an affordable family car with modern amenities and safety features.

    The latest Kia Carens has seen significant improvements not only in aesthetics but also in performance and technology, making it a strong contender in the MPV segment. As it continues to evolve, Kia has ensured that safety remains a top priority, responding to the growing demand for safer vehicles.

    Kia Carens - Safety Features

    Kia has equipped the Carens with a range of safety features to enhance protection for both adults and children. Key safety features include:

    1. Multiple airbags: Kia Carens is equipped with six airbags, including dual front airbags, side airbags and curtain airbags for added safety for passengers
    2. Electronic Stability Control (ESC): ESC prevents skidding and helps maintain vehicle stability by detecting and reducing traction loss.
    3. Hill Assist Control: Prevents the vehicle from rolling backwards on a downhill when moving from a stationary position.
    4. Anti-lock braking system (ABS): Ensures that the wheels do not lock during braking, providing better control.
    5. Rear parking sensors and cameras: Help drivers park quickly and avoid obstacles behind the wheel.
    6. Isofix Child Seat Anchors: Provides a secure attachment for child seats, ensuring better protection for young passengers.

    These features enhance passenger and driver safety, making Kia Carens a reliable option for families.

    Kia Carens Global NCAP Safety Rating

    Global NCAP is an internationally recognised body that evaluates cars based on their safety performance in crash tests. During the 2024 test cycle, the Kia Carens underwent rigorous crashworthiness testing.

    According to the Kia Carens safety rating results:

    • Adult Occupant Safety: The Kia Carens scored 3 stars with a score of 9.3 out of 17 for adult safety, representing an improvement over its predecessor. This rating indicates that the Carens provides adequate protection for adult passengers in the event of a frontal or side collision.
    • Child Occupant Safety: The Kia Carens excelled in child occupant safety, achieving a 5-star rating with a score of 30.99 out of 49. This demonstrates that the Kia Carens performs exceptionally well in this area, particularly when appropriate child safety seats are used.

    Global NCAP commended the Kia Carens for its advancements in safety features, particularly for child passengers. The safety offered by the Kia Carens reflects its commitment to enhancing safety standards, although there is still room for improvement in adult safety systems. Despite this, the 3-star adult safety rating and 5-star child safety rating of Kia Carens make it a strong choice for families seeking an affordable MPV with solid safety features.

    Frequently Asked Questions

    1. What is Kia Carens NCAP rating?

    The 2024 Kia Carens earned 3 stars for adult occupant safety and 5 stars for child occupant safety from Global NCAP.

    1. What safety features are available in the Kia Carrens?

    The Kia Carens is equipped with multiple airbags, electronic stability control (ESC), hill assist control, an anti-lock braking system (ABS), and rear parking sensors, among other features.

    1. How does Kia Carrens work in child safety?

    With a 5-star rating for child occupant safety, the Kia Carens performs exceptionally well, especially when equipped with proper child safety seats.

    1. Is a car insurance policy necessary for Kia Carens?

    Yes, car insurance is necessary for any vehicle, including the Kia Carens. It provides coverage for accidents, theft, or damage, ensuring you are not burdened with costly repairs.

    1. Does the Kia Carens NCAP rating affect insurance premiums?

    Generally, a car’s NCAP rating can affect insurance premiums. Higher levels of protection can lead to lower rates because the car is considered less risky to insure. With a 3-star adult safety rating and a 5-star child safety rating, the Kia Carens can attract competitive insurance rates.

    Conclusion

    The Kia Carens’ extensive safety features, combined with its affordable pricing, make it a strong contender in the MPV market. However, a comprehensive automobile insurance policy is essential for additional financial protection. While the Carens' safety features are commendable, having a comprehensive car insurance policy ensures full coverage in the event of an accident, making it a safer option for families.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Maruti Suzuki Brezza

    by Almog Ramrajkar | Mar 24, 2025

    When choosing a car, safety is a top priority for many customers. Understanding how well an automobile performs in crash tests and how its safety features hold up is crucial. The Global NCAP (New Car Assessment Programme) provides valuable insights into these aspects. For those considering the Maruti Suzuki Brezza, knowing its safety ratings can aid in making an informed decision. As a popular SUV in India, the Brezza's safety credentials have been rigorously tested. Read on to explore the Maruti Brezza safety ratings.

    Maruti Suzuki Brezza: A Brief History

    The Maruti Suzuki Brezza was first introduced to India in 2016, initially as the Vitara Brezza. It underwent design changes to meet the needs of the Indian market and quickly gained popularity due to its stylish design, practicality, and affordability. The Brezza's initial success was driven by its attractive layout and value for money. Over the years, the Brezza has seen various updates and design changes to align with contemporary market trends and customer preferences. These updates have enhanced its design and features, ensuring it remains a strong competitor in the compact SUV segment while continuously adapting to evolving consumer expectations.

    Maruti Suzuki Brezza - Safety Features

    The Maruti Suzuki Brezza is equipped with a lot of safety functions that aim to protect occupants and increase overall driving confidence. Key safety functions of the Brezza are as follows:

    • Dual Front Airbags: The Brezza comes with dual front airbags that provide high protection for the driver and passenger inside in case of a collision which reduces the risk of injuries.
    • Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD): ABS helps to prevent wheel lockup during tough braking and EBD makes sure that braking force is sent efficiently across all wheels, improving vehicle control.
    • Rear Parking Sensors: These sensors help drivers by alerting them to obstacles behind the vehicle, making parking manoeuvres safer and lowering the risk of injuries.
    • Electronic Stability Program (ESP): ESP helps in keeping vehicle balance  during difficult driving situations, such as slippery roads or sharp turns by detecting and lowering skidding.
    • Rear Disc Brakes: The Brezza is equipped with rear disc brakes, which provide better braking performance than drum brakes, especially during high-velocity stops.

    Maruti Suzuki Brezza Global NCAP Safety Ratings

    The Global NCAP has evaluated the Maruti Suzuki Brezza and supplied scores based on crash assessments and protection features. Below are some key indicators from the Brezza global NCAP rating:

    • Overall Outlook: The Brezza has a 4-star rating for adult occupant protection, indicating that the vehicle offers a high level of safety for passengers in the event of a crash. The car’s structure and safety features are designed to provide effective protection during collisions.
    • Adult Occupant Protection: With a 4-star rating, the Brezza demonstrates strong overall performance in safeguarding adult occupants. This rating reflects the vehicle’s ability to handle impact forces and keep passengers safe in crash situations.
    • Child Occupant Safety: The Brezza has been rated 2 stars for child occupant safety. This score indicates that while the car provides some degree of safety for young passengers, there are areas needing improvement, particularly in the effectiveness of child safety restraints and crash protection for younger occupants.
    • Assessment Criteria: Global NCAP scores are based on a series of crash tests, including frontal and side-impact assessments. They also evaluate the effectiveness of protection capabilities, such as safety features like airbags and seatbelt systems.

    Frequently Asked Questions

    1. What does the 4-Star NCAP rating for the Brezza indicate?

    The 4-star Brezza NCAP rating indicates a high level of safety for adult occupants, demonstrating strong performance in crash tests and effective safety functions.

    1. How does the Brezza’s safety compare to other SUVs in its class?

    The Maruti Brezza’s safety rankings are competitive but not the highest among SUVs in its class. Some newer models offer advanced protection technologies and higher ratings.

    1. Are there additional safety features in higher models of the Brezza?

    Higher trims of the Brezza may also include additional safety features, such as advanced driver assistance systems, enhanced crash protection, and improved airbags.

    1. How does vehicle coverage relate to the Brezza’s safety functions?

    Comprehensive car insurance covers damages and injuries from accidents. Choosing a policy that accounts for the Brezza’s safety features can offer additional protection and peace of mind.

    1. Does the Maruti Suzuki Brezza have safe airbags?

    Yes, safety airbags are included with all Maruti Suzuki Brezza models. However, the number of airbags varies by model. For example, the top-of-the-line ZXi Plus AT dual-tone variant comes with six airbags, including driver and front passenger airbags, side airbags, and two curtain airbags for enhanced safety.

    Conclusion

    The Maruti Suzuki Brezza, with its 4-star Global NCAP rating for adult occupant protection, offers a high level of safety for its drivers and passengers. However, its 2-star score for child occupant safety indicates areas where the vehicle could improve. Understanding these ratings is crucial for making an informed decision about car safety. Additionally, selecting comprehensive car insurance can further enhance your safety on the road, ensuring a safer driving experience.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Maruti Suzuki Baleno

    by Almog Ramrajkar | Mar 24, 2025

    One of the most popular hatchbacks in the Indian market is the Maruti Suzuki Baleno, renowned for its impressive mileage and stylish design. However, there have been ongoing concerns about the Baleno safety rating. In this article, we will explore the Baleno’s safety features in detail and provide an overview of its Global NCAP safety rating.

    Maruti Suzuki Baleno: A Brief History

    The Maruti Suzuki Baleno was first launched in the Indian market in 2015, targeting the premium hatchback segment. It quickly gained popularity due to its appealing features, design, and fuel efficiency. In 2022, the Baleno was updated with a range of modern features and improvements.

    The Baleno's strong performance and competitive pricing have made it a favourite in both urban and rural areas, contributing to its status as one of the best-selling models in India. To meet international market demands and keep pace with evolving safety standards, the Baleno has periodically enhanced its safety features in response to increased competition and regulatory requirements.

    Maruti Suzuki Baleno - Safety Features

    The company has undergone a number of modifications in recent years to enhance the Maruti Baleno Global NCAP rating. Nowadays, two airbags and an anti-lock brake system (ABS) with electronic brakeforce distribution (EBD) are standard features in most of its models. Additionally, ISOFIX child seat mounts are available, which is a fantastic feature for children's safety.

    To facilitate parking, the Baleno also comes equipped with features like a reverse parking camera and rear parking sensors. The car's body structure has also been updated to provide the utmost protection for the occupants in the event of an accident. Many experts believe that the Baleno requires more safety elements to increase its overall safety level, particularly in the event of an accident.

    Maruti Suzuki Baleno Global NCAP Safety Ratings

    Indian consumers looking to purchase the vehicle must understand the Maruti Baleno safety rating thoroughly to make an informed decision.

    Unfortunately, the Baleno received a zero-star rating on the NCAP test. Let’s break down the reasons for the same:

    1. Adult Protection: The Baleno received a 20% on the score for adult occupants. This score is influenced by poor protection of the chest and neck in the event of an accident. The poor side impact protection and marginal whiplash are reasons for the same.
    2. Child Protection: The Baleno scored 17% in this regard, indicating ineffective systems for younger occupants of the vehicle. Even though the Baleno has ISOFIX anchors, the shell of the vehicle failed to provide adequate protection.

    The Maruti Baleno does not meet the UN127 regulation for passenger protection as well, scoring 64% in this regard. The car showed marginal to good protection areas when tested.

    The Baleno does not offer an Electronic Stability Control (ESC) as standard, significantly affecting its effectiveness of safety features. Additionally, the lack of a standard Blind Spot Detection (BSD) and speed limitation contributes to an overall low Baleno NCAP rating.

    It is vital to consider comprehensive car insurance when acquiring a vehicle to cover potential risks. An appropriate policy can provide financial protection in the event of an accident and provide additional peace of mind when driving a vehicle that meets your budget but possesses a few safety limitations.

    Frequently Asked Questions

    1. Is the Maruti Suzuki Baleno a safe car?

    Basic safety features, including dual airbags, ABS, and EBD, are included with the Baleno. However, its safety rating according to the Global NCAP is mediocre.

    1. What is the Global NCAP rating of the Baleno?

    Global NCAP has rated the Maruti Suzuki Baleno with an overall zero stars, scoring 20% for adult protection and 17% for child protection.

    1. What are the safety features of the Baleno?

    Features such as ISOFIX child seat mounts, a reverse camera, ABS, EBD, dual airbags, and rear parking sensors are standard on the Baleno.

    1. Is the Baleno's rating good compared to other hatchback cars?

    When compared to other cars the Baleno's ranking is mediocre. Depending on the model and safety features some rival vehicles have scored higher than others.

    1. Is it necessary to get car insurance for Baleno?

    It is essential for every car to have auto insurance. It offers financial protection and legal support in case of an accident.

    Conclusion

    Although the Maruti Suzuki Baleno is a popular and stylish hatchback, its safety rating remains average. Global NCAP has rated it slightly lower than other high-end hatchbacks, with a 3-star rating. Prioritising safety is crucial when making a purchase decision, especially if you are considering the Baleno.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Top Car Roof Accessories for Storage & Convenience

    by Almog Ramrajkar | Mar 21, 2025

    Whether you're planning a long-haul road trip, a camping adventure, or need space for sports equipment, car roof accessories can transform your vehicle into a versatile travel companion. Sometimes, a car's trunk just isn’t enough for bulky items like skis, snowboards, or camping gear. If you need extra storage space, investing in a car roof carrier or baggage rack can be a great solution—unless you're a minimalist packer.                           

    Read on to explore the various kinds of car roof accessories, their applications, and how to pick the best ones for your car.

    List of Best Car Roof Accessories

    The following are some of the best car roof accessories that you should consider purchasing:

     

    ●       Roof Rack Cross Bars

    Crossbars are one to four horizontal bars that span the width of your car's roof, providing a sturdy foundation for carrying extra cargo. The installation method varies depending on your vehicle’s roof type. For instance, if your roof is completely bare, you can either drill and secure the crossbars’ feet or opt for bare-roof crossbars with a hook mechanism for a no-drill solution.

    Purpose

    Provides a strong base for transporting bikes, skis, kayaks, baggage, or roof boxes.

    Price

    ₹4,000 to ₹20,000 (approx.)

    Weight

    4.5 to 6 kg

    Best Suited for Vehicles

    SUVs

     

     

    • Platform Roof Racks

    Platform roof racks are flat platforms that sit on your car’s roof. They come in different sizes and can be mounted in various ways—on tracks, roof rails, or even with cross bars. Some require drilling or bolting, while others use gutter mounts. These racks are super strong and ideal for carrying heavy, bulky loads. Platform Roof Racks are typically available in three sizes:

    • Half platform
    • ¾ Platform
    • Full platform

     

    Purpose

    Provides a flat, sturdy surface for transporting large or heavy items like cargo boxes, ladders, or furniture.

    Price

    ₹8,000 to ₹35,000 (approx.)

    Weight

    10 to 30 kg

    Best Suited for Vehicles

    Pickup trucks, SUVs, Off-road vehicles

                                               

     

    • Roof Rack Baskets

    The standard roof rack basket is essentially a basket that can be mounted directly to your car's roof. If detachable, they're typically composed of plastic, lightweight, and ideal for carrying lighter loads like backpacks. Roof baskets typically have raised sides, unlike roof racks.

     

     

    Purpose

    Provides a spacious basket-like structure for carrying bulky items such as luggage, camping gear, or sports equipment.

    Price

    ₹5,000 to ₹20,000 (approx.)

    Weight

    7 to 20 kg

    Best Suited for Vehicles

    SUVs, Crossovers, MPVs, Pickup trucks

     

    • Rooftop Tent

    A rooftop tent is a portable shelter that is attached to your car's roof. It is a single device that may be packed into a hard-shell container. These tents are perfect for users who use their car for long-haul trips and camping. The tent serves as a convenient temporary shelter, freeing up valuable trunk space for items that need protection from the elements.

     

    Purpose

    Provides a portable, elevated sleeping space for camping, offering comfort and protection from the elements.

    Price

    ₹30,000 to ₹1,50,000 (approx.)

    Weight

    40 to 80 kg

    Best Suited for Vehicles

    SUVs, Pickup trucks, Off-road vehicles

     

     

    • Rooftop Cargo Bags

    Rooftop cargo bags are flexible storage containers. They are used for expanding the capacities of a vehicle. These bags can carry everything that needs to be transported—suitcases, camping gear, heavy outdoor equipment. They come in soft-sided bags or hard-shell carriers. Unlike other storage options, these bags protect the items you store within them from rain and other weather conditions.

     

    Purpose

    Provides a weather-resistant, flexible storage solution for carrying extra luggage and gear on the roof.

    Price

    ₹3,000 to ₹12,000 (approx.)

    Weight

    2 to 10 kg

    Best Suited for Vehicles

    Sedans, SUVs, Crossovers, Hatchbacks, MPVs

     

    • Roof Boxes

    Car roof boxes, as the name suggests, are box-shaped carriers designed to transport bulky items like bicycles, skis, canoes, strollers, containers, and luggage. Available in various sizes, they significantly expand a car’s storage capacity. These roof compartments provide a secure and convenient solution for carrying luggage, as they are waterproof, lockable, and eliminate the need for tarps or ropes to keep items safely in place. These are also significantly more weatherproof than roof bags and are typically recommended for occasional use.

    Purpose

    Provides a secure, weatherproof, and lockable storage solution for carrying luggage, sports gear, or camping equipment.

    Price

    ₹15,000 to ₹80,000 (approx.)

    Weight

    10 to 25 kg

    Best Suited for Vehicles

    SUVs, Crossovers, MPVs, Sedans

     

    • Light Bars

    A light bar is an auxiliary lighting system installed on vehicles to enhance visibility, especially in low-light conditions. Commonly mounted on trucks and SUVs, it provides a brighter, wider beam, improving safety during off-roading, adverse weather, or nighttime driving. Light bars generally come in two main types:

    • LED light bars
    • Halogen light bars

     

    Purpose

    Provides enhanced visibility during off-road driving, low-light conditions, and nighttime adventures.

    Price

    ₹3,000 to ₹25,000 (approx.)

    Weight

    2 to 6 kg

    Best Suited for Vehicles

    SUVs, Pickup trucks, Off-road vehicles, Jeeps

    Conclusion

    The right roof modifications can enhance your driving experience, whether you're an outdoor enthusiast, a frequent traveller, or simply need extra space for family trips. However, upgrading your car isn’t just about convenience—it’s also about safety. In addition to enhanced storage and balanced weight distribution, it's essential to prioritise safety with regular maintenance and a comprehensive car insurance policy. Safeguard your investment by purchasing car insurance online, ensuring protection against accidents and unforeseen events on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Fuel-Efficient Cars in India: Top Choices 2025

    by Almog Ramrajkar | Mar 21, 2025

    Customers in India have a varied wide range of tastes when buying an automobile, from elegant style to strong engines. However, one factor regularly ranks first on everyone's list: fuel economy. Whether you're looking for a compact city-driving car or a big SUV for weekend trips, fuel cost is something everybody looks out for. Fortunately, India's broad car sector provides several options. Finding a car that combines high fuel efficiency with your preferred features is simple.

    List Of Best MPG Cars

    The automobile market in India offers a range of vehicles with a high MPG (miles per gallon). From quick hatchbacks to smart hybrids, these vehicles find the right balance between innovation and practicality. Manufacturers effectively balance cutting-edge technology with unique technical solutions that excel at fuel efficiency.

    While tuned for economy, these vehicles do not sacrifice driving performance or passenger comfort. Indian buyers have many choices that offer good mileage while maintaining the fittings and performance expected from a modern automobile.

    Cars With Best MPG: Petrol

    The following are some petrol cars with high fuel efficiency:

     

    • Maruti Suzuki Celerio: This tiny hatchback is India's most fuel-efficient automobile. It blends affordability with great fuel efficiency. The Celerio's sleek style, ease of operation, and large cabin make it ideal for urban transportation. Its remarkable fuel economy makes it a cost-effective option for regular city travel.
      • Mileage: 68 km/l
      • Starting Price: Rs 5.36 Lakh (approx.)

     

    • Maruti Suzuki Spresso: This car has high ground clearance and small proportions, making it suitable for city streets and difficult terrain. Its distinctive design and low pricing appeal to first-time buyers seeking something different.
      • Mileage: 3 km/l
      • Starting Price: Rs 4.26 Lakh (approx.)

     

    • Maruti Suzuki Alto K10: This entry-level hatchback is ideal for first-time purchasers. Its lightweight design and efficient engine make it extremely simple to maintain. The Alto K10 is an excellent city vehicle with proven dependability and minimal maintenance costs.
      • Mileage:3 km/l
      • Starting Price: Rs 3.99 Lakh (approx.)


    Cars With Best MPG: Diesel

    The following diesel cars offer excellent fuel economy:

     

    • Hyundai Venue: This compact SUV has the latest features, solid build quality, and fuel efficiency. It blends high-end luxuries with practicality, making it ideal for city driving and interstate cruising.
      • Mileage: 2 km/l
      • Starting Price: Rs 10.71 Lakh (approx.)

     

    • Kia Sonet: The Sonet combines elegance and technology. This compact SUV has luxury amenities, several driving modes, and a smart look. Its fuel economy and features make it a great bargain in this class.
      • Mileage: 1 km/l
      • Starting Price: Rs 7.99 Lakh (approx.)

     

    • Tata Nexon: The Nexon is known for its safety and durability. It strikes a balance between high performance and efficiency. The current redesign has increased its appeal with new features and enhanced technology while keeping its safety record.
      • Mileage: 23 km/l
      • Starting Price: Rs 11.10 Lakh (approx.)


    Cars With Best MPG: Hybrid

    The following are some hybrid cars that offer good mileage:

     

    • Urban Cruiser Hyryder/ Maruti Suzuki Grand Vitara: This SUV balances horsepower and economy. Its powerful hybrid technology delivers outstanding fuel efficiency without sacrificing power or features. It's great for individuals who seek SUV capability combined with a hybrid economy.
      • Mileage:97 km/l
      • Starting Price: Rs 10.76 Lakh (approx.)

     

    • Honda City Hybrid: The City Hybrid brings high-quality hybrid technology and efficiency to the elite sedan segment. It has premium amenities, a smooth driving experience, and outstanding fuel efficiency, making it ideal for individuals seeking elegance and efficiency.
      • Mileage: 5 km/l
      • Starting Price: Rs 20.05 Lakh (approx.)

     

    • Maruti Invicto: The Invicto is Maruti's premium MPV model. Despite its size, its hybrid engine delivers outstanding fuel efficiency. It is ideal for large families seeking comfort, space, and efficiency in a luxury package.
      • Mileage:24 km/l
      • Starting Price: Rs 25.97 Lakh (approx.)


    CNG: The Alternative Fuel Champion

    Another option for the automobile industry is Compressed Natural Gas (CNG). Within Maruti Suzuki's lineup, the Celerio CNG delivers the best mileage in this category at 34.43 km/kg, closely followed by the WagonR CNG variant at 34.05 km/kg.

    These impressive efficiency ratings appeal to budget-conscious buyers looking to save on fuel costs. With such high mileage figures, CNG-powered vehicles are a wise choice for those seeking a balance between affordability and reduced environmental impact in their daily transportation.

    Conclusion

    When choosing a fuel-efficient vehicle, think more than mileage. Analyse your regular commute, daily consumption habits, and long-term maintenance costs. Keep in mind that the mileage figures provided are not real-world values; they may vary from official numbers depending on driving conditions and style.

    The automobile industry is always innovating in fuel efficiency, and these cars are some of the best in their class. With many alternatives available, you may select a vehicle that saves fuel costs and fits your lifestyle well. After all, the cars with the best MPG are the one that meets both your needs and driving habits while controlling fuel expenditures.

    Fuel efficiency also impacts car insurance prices. Smaller and more fuel-efficient cars generally have cheaper car insurance because of their smaller engines and lower maintenance costs. No matter your type of vehicle, an appropriate policy can cover the costs of routine maintenance, allowing you to enjoy the benefits of your investment for longer.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Fuel-Efficient SUVs in India: Top Picks 2025

    by Almog Ramrajkar | Mar 21, 2025

    SUVs have become the perfect vehicle class in India, providing an appealing combination of room, amenities, and performance. These vehicles, whether compact or full-size, meet a wide range of utility, performance, and practical purposes.

    People are prioritising fuel efficiency or the miles per gallon (MPG) when purchasing an SUV as fuel and maintenance expenses continue to inflate. We’ve compiled a list of the SUVs with best MPG rates below to help you select the one that meets your needs.

    List Of Best MPG SUVs

    Given the current popularity of mass-market SUVs, let's examine the fuel economy ratings of SUVs available in India, ranked from low to high efficiency. These numbers are based on the manufacturer’s claim, although real performance may vary depending on driving circumstances and habits.

    SUV With Best MPG - Petrol

    • Tata Punch: This compact SUV stands out for its stylish design and strong road presence. Its notable ground clearance enables it to navigate tough terrain while remaining suitable for city driving.
      • MPG:09 kmpl
      • Starting Price: 6 lakh (approx)

     

    • Volkswagen Taigun: The Taigun delivers German engineering mastery to the Indian market. It has a high-quality cabin, a solid structure, and sophisticated safety systems.
      • MPG:8 kmpl
      • Starting Price: 11.70 lakh (approx)

     

    • Maruti Suzuki Brezza: The Brezza is one of the favourite cars among Indian families. It features a large cabin with convenient storage solutions. The SUV has established a great reputation for dependability and cheap maintenance costs, typical with Maruti Suzuki cars.
      • MPG:8 Kmpl
      • Starting Price: 8.34 lakh (approx)

     

    • Skoda Kushaq: If you’re looking for a car that ticks all the boxes, then the Skoda Kushaq is an excellent choice. The automobile is a top pick for most new small SUV consumers.
      • MPG:76 kmpl
      • Starting Price: 15.99 lakh (approx)

    SUV With Best MPG - Diesel

    • Kia Sonet: This tiny crossover has heated/cooled front seats, a Bose audio system, and UVO-connected vehicle services. Its stylised tiger-nose grille, heartbeat LED DRLs, and several driving and traction modes for different terrains make it a stand-out vehicle.
      • MPG:1 kmpl
      • Starting Price: 9.79 lakh (approx)

     

    • Hyundai Creta: One of the best in class, Creta includes a panoramic sunroof, BlueLink-connected car capabilities, and premium Bose speakers. The SUV's isolation methods and suspension system tuning provide great passenger comfort.
      • MPG:8 kmpl
      • Starting Price: 11 lakh (approx)

     

    • Kia Seltos: While the Seltos shares the same base as the Creta, it is a more sports-oriented vehicle with advanced features. These include a 360-degree camera, blind-spot assist, and a heads-up display.
      • MPG:7 kmpl
      • Starting Price: 10.9 lakh (approx)

    SUV With Best MPG - Hybrid

    • Maruti Suzuki Grand Vitara Hybrid: This Maruti SUV has a panoramic sunroof, a heads-up display, and wireless Apple CarPlay/Android Auto. Some models have AllGrip all-wheel-drive technology, upholding the brand's reputation for dependability while entering the luxury territory.
      • MPG:97 kmpl
      • Starting Price: 18.43 lakh (approx)

     

    • Toyota Innova Hycross Hybrid: This hybrid SUV perfectly combines power and economy. Its stylish design, large cabin, and cutting-edge technology provide a comfortable and convenient journey experience.
      • MPG:24 kmpl
      • Starting Price: 26.31 lakh (approx)


    Making the Right Choice

    When buying a fuel-efficient SUV, consider the following factors in addition to the ARAI figures:

    • Driving situations: Real-world fuel efficiency frequently differs from the company’s values due to traffic situations, driving style, and road quality.
    • Technology Features: Many current SUVs have fuel-saving technologies, such as idle start/stop systems and hybrid technology, which can considerably influence fuel usage.
    • Maintenance expenses: Consider the operating costs, including service intervals and spare parts pricing, rather than fuel efficiency.
    • Performance Balance: While increased fuel efficiency is beneficial, it should not sacrifice performance that meets your demands.

    Conclusion

    As new fuel sources enter the market, manufacturers are recognising the importance of fuel economy in attracting customers. Potential buyers should carefully assess these alternatives, considering how each vehicle combines fuel economy with other factors such as amenities, size, overall value, and adequate car insurance coverage to protect their investment.

    Today's SUV segment provides outstanding mileage across various classes, from the small-scale Tata Punch to the highly popular mid-size Hyundai Creta and the luxury Toyota Innova Hycross. The present market offers several options while offering high fuel efficiency.

    In addition to fuel economy, it's essential to secure your investment with comprehensive car insurance. A well-tailored policy provides financial protection against unforeseen circumstances, such as accidents or theft, ensuring peace of mind as you enjoy your fuel-efficient SUV. Remember that certain fuel-optimizing features may influence your policy, making it important to conduct thorough research and select a tailored insurance plan that suits your vehicle's specific needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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