Online

Thermal Burns: Symptoms & Treatments

The article explains how thermal burns occur, their severity levels, symptoms and proper treatments. It also highlights prevention strategies and the importance of early response to minimise risk of complications, especially in homes and workplaces.

26 Jun 2025

Online

Electrical Inspection Process Explained

The article breaks down electrical inspections, their purpose, steps involved, and common issues found. It explains how inspections enhance safety, prevent accidents and affect property and fire insurance eligibility.

26 Jun 2025

Online

What Is Refuge Area in a Building?

This blog explains the role of refuge areas in high-rise buildings as per NBC rules. It covers safety benefits, rules, alternate refuge spaces and their implications for fire and property insurance policies.

26 Jun 2025

Online

Group Personal Accident Claim Process

The article breaks down how to file claims under group personal accident insurance, including death, permanent disability, and temporary disability cases. It outlines step-by-step procedures and essential documents required to ensure smooth claim settlement.

26 Jun 2025

Online

GPA Insurance: Inclusions & Exclusions

This blog outlines key inclusions like accidental death, disabilities and medical expenses, along with exclusions such as self-inflicted injuries and intoxication under GPA insurance. Understanding both helps ensure smooth claim processes and realistic expectations.

26 Jun 2025

Online

Benefits of Directors & Officers Liability Insurance

This blog explains how Directors and Officers insurance protects company leaders from legal liability, personal asset loss, and investigation costs. It also helps attract talent and safeguard business finances during claims and legal proceedings.

26 Jun 2025

Online

Forklift Hazards and Safety Measures

This article highlights common forklift hazards like tipping, falling loads, and collisions. It also shares essential safety practices, including operator training, load securing, and regular maintenance. Engineering insurance can provide financial protection against machine-related risks.

26 Jun 2025

Online

Crane Lifting Hazards and Control Measures

This article outlines common mobile crane hazards like overloading, boom collapse, and electrocution. It also provides key safety tips and highlights the value of engineering insurance to protect equipment and project investments from unexpected risks.

26 Jun 2025

Health

How to Calculate Insurance Claim Settlement: Complete Guide

The Claim Settlement Ratio (CSR) is calculated by dividing total claims settled by total claims received in a year, multiplied by 100. This percentage indicates an insurer's reliability in honoring claims, with ratios above 90% considered good. The settlement process involves notification, documentation, assessment, and approval/rejection, with timely communication being essential for smooth processing.

20 Jan 2023

Online

Types of Medical Negligence

This blog explains various types of medical negligence including diagnostic and treatment errors, birth-related injuries, poor post-operative care, and lack of informed consent. It also highlights how indemnity insurance protects doctors against related legal liabilities.

25 Jun 2025