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Do I need travel insurance to go to France?

Unravel the importance of travel insurance for your journey to France with this informative article. Discover the benefits and considerations that will help you make an informed decision on whether to secure travel insurance for a worry-free and protected experience while exploring the wonders of France.

  • 26 Jul 2023
  • 3 min read

Most people often ask, “Do I need medical insurance to travel to France.” Well, it depends on various things. Here, we can tell you whether you need travel insurance or not. France is a great place to travel and explore various sites. However, before you travel anywhere, you must get travel insurance. It can provide you with peace of mind. It protects you from unexpected medical expenses, trip cancellations, and more. Here, we will explore why individuals require travel insurance to visit France. 


Who needs travel insurance to visit France?

Travel insurance is recommended for anyone visiting France, regardless of whether they require a Schengen visa. While citizens of certain countries may not need a visa for short stays, unforeseen events can occur during travel that can disrupt plans and result in financial loss. Travel insurance covers medical emergencies, trip cancellations, lost luggage, and other unforeseen circumstances. 


Even though France has a well-developed healthcare system, medical expenses for foreigners can be costly. Travel insurance ensures visitors can access medical care without incurring significant out-of-pocket expenses. It also offers peace of mind by providing assistance and financial protection during emergencies. Whether travelling for leisure or business, having travel insurance is a wise choice to safeguard against unexpected situations while exploring the charms of France.


Which travellers are required to apply for a Schengen visa (and, therefore, travel insurance) to visit France?    

Travellers from countries without a visa waiver agreement with the European Union must apply for a Schengen visa to visit France. Citizens of these countries must obtain travel insurance as part of their visa application process. The insurance coverage must meet specific requirements, including a minimum coverage amount for medical expenses and repatriation costs. It applies to individuals planning to stay in France and other Schengen countries for a short period.


What are the travel insurance requirements for obtaining a Schengen visa?

When applying for a Schengen visa, the travel insurance requirements include specific criteria the insurance policy must meet. It includes coverage for medical expenses of at least €30,000, coverage for repatriation in case of medical need or death, and coverage that extends to all Schengen countries. The insurance policy must be valid for the entire period of stay in the Schengen area. Travellers must check the specific requirements of the country where the visa application gets submitted, as the requirements may vary slightly.



France is a popular tourist destination owing to its rich history, stunning landmarks, and diverse attractions. Travel insurance is not mandatory for visiting France unless you require a Schengen visa. It is a part of the proof for Schengen visa requirements. It can also financially protects you from various interruptions and event

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