IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more


Do I need travel insurance to go to Spain?

Curious about the necessity of travel insurance for your trip to Spain? This article provides insights into the importance of travel insurance, including its benefits and considerations, to help you make an informed decision about protecting yourself and your travel plans while exploring the enchanting attractions of Spain.

  • 26 Jul 2023
  • 3 min read

One of the most popular vacation spots in the world for many tourists is Spain. You’ll witness the Pyrenees' towering mountains, which offer beautiful landscapes, wildlife, as well as hiking, skiing, and cycling opportunities. There are also vibrant bars, islands, and some amazing mediaeval cities. From the lively neighbourhoods of Barcelona to the majestic views of Madrid, from Ibiza’s party island to its sun-kissed neighbours and top golf courses in continental Europe, Spain never fails to enchant. 


Who needs travel insurance to visit Spain?

Not all travellers need travel insurance to visit Spain. However, a few groups of people who need to get travel insurance include citizens of non-EU countries. They will need travel insurance to visit Spain as it is a prerequisite for applying for a Schengen Visa. Also, tourists who intend to engage in potentially risky activities like bungee jumping, scuba diving, or skiing should invest in travel insurance. Travel insurance can shield you from financial damages if an unplanned incident like a medical emergency or a flight cancellation occurs.  


Which travellers are required to apply for a Schengen visa (and, therefore, travel insurance) to visit Spain?

Non-EU nationals must apply for a Schengen Visa for visiting Spain for up to 90 days within 180 days for leisure or business. If a Schengen Visa is required to visit Spain, you must also buy travel insurance that meets the minimal coverage standards for Schengen travel insurance. And if you’re thinking, “Do I need medical insurance to travel to Spain?” Schengen travel insurance will cover medical expenses up to €100,000 and medical repatriation and transport in Spain and other Schengen area countries.


What are the travel insurance requirements for obtaining a Schengen visa?

Travellers need a minimum of 30,000 euros in travel insurance coverage value for Schengen Visas. It covers accident hospitalisation and medical emergencies, including evacuation and repatriation. Your policy must be valid for the trip's entire duration, and all 27 countries must get covered by your Schengen travel insurance coverage.

When applying for a Schengen travel insurance coverage, you must present your Schengen visa, the type of Schengen visa you have obtained, and other pertinent documentation.



It is important to confirm whether there are any additional requirements for travel insurance with the Embassy/Consulate of the nation you would be visiting. There are numerous travel insurance providers where you can get coverage. To discover a policy that suits your demands and price range, it is crucial to do a comparison surf. Most visits to Spain pass without incident but keep digital copies of your original documents with you in case of an emergency.

Also read:

  • Looking for tailored advice?

    Schedule a call with our insurance advisors

  • OR
  • Call us:

    1800 2666
Please enter valid name
Please enter a valid mobile number
Please select the Category

Subscribe to our newsletter

Understand insurance better by reading our helpful guides, articles, blogs and other information.

Please enter valid name
Please enter valid Email