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Scope of cover

This policy broadly covers pecuniary loss sustained as a result of act of fraud or dishonesty in respect of monies or goods of the employer committed by the employees in the course of performance of their duties.

This policy is suitable for employees occupying positions of trust such as cashier and storekeeper.

Code: Misc 03

More Details

Sum insured

Employer can take policy for an appropriate amount on named employee basis or on basis of the positions. Limits can be specified individually. Floater policy is also possible.


Premium depends on the position of the employees covered and their functions, system of checks and balances, internal controls, and systems of audit.

Significant exclusions

This policy does not cover loss, on account of change in any circumstances and conditions of the said employment without the consent of the company and loss arising outside India.