Get Road Side Assistance service on Car Insurance, along with cashless services across 2900+garages.
Escape expenses arising from natural and man-made calamities with superior coverage
Increase your knowledge on car maintenance, car models, car accessories and lots more
A Flexible health insurance plan for your family to suit your needs
An enhanced Sum Insured, designed to supplement your existing health
Worldwide coverage against Accidental Death and Permanent Total Disablement (PTD)
Get a lump-sum benefit to manage critical illness expenses
Secures International Travelers against unexpected medical and non-medical expenses
Gives peace of mind to Senior Citizens traveling abroad against medical and non-medical expenses
Secures and relieves Frequent Fliers from unnerving, medical and non-medical expenses
Covers medical and non-medical expenses for students studying abroad
Customized Student Medical Insurance plans across 500+ universities
Shield your home structure and /or contents against natural calamities and man-made disasters

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Group Mediclaim Insurance Policy
Scope of Cover

Policy covers reimbursement of hospitalization expenses incurred for diseases contracted or injuries sustained in India.

Pre – hospitalization: Medical expenses upto 30 days
Post – hospitalization: Medical expenses upto 60 days

(Code: Misc 04)



group mediclaim
Sum Insured

Minimum Rs. 15,000/- and Maximum Rs. 5,00,000/-
Premium

Premium chargeable depends upon age of the person and the Sum Insured selected.

Age limit is 5 to 80 years. Children above 3 months can be covered provided one or both parents are covered concurrently.
Significant Exclusions

Pre Existing Diseases, Diseases Contracted During first 30 Days, Cost Of Spectacles / Contact Lenses, Dental Treatment, AIDS, Pregnancy and certain specified diseases during first year of the policy.
Group Discount

Policy can be given to Corporate Body, Institution, Association and slab wise group discount is admissible on standard premium if the group size exceeds 100. Larger the group size higher is the discount. Favourable claims experience is recognized by discount and conversely, unfavourable claims experience attracts loading on renewal premium.
Main Extension

Policy can be extended to cover maternity benefits on payment of additional premium.

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