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Liability Insurance
 
 

PUBLIC LIABILITY INDUSTRIAL RISKS

Scope of cover

Legal liability for manufacturing, warehousing and construction industries towards damages to third party with respect to:

  • Accidental death
  • Bodily injury or disease
  • Loss or damage to property.
  • Legal costs and expenses incurred with the prior consent of the Insurer and within the limit of indemnity.

Main extension

  • Goods kept in custody of insured extension
  • Food and beverages extension
  • Sports facilities, swimming pool and other facilities extension
  • Transportation extension
  • Act of God Perils extension

FOR PUBLIC LIABILITY NON INDUSTRIAL RISKS

Scope of cover

This policy broadly covers

Legal liability for offices, schools, housing societies, hotels, restaurants and other such non industrial occupancies, towards damages to third party with respect to:

  • Accidental death
  • Bodily injury or disease
  • Loss or damage to property.

Main extension

  • Goods kept in custody of insured extension
  • Food and beverages extension
  • Sports facilities, swimming pool and other facilities extension
  • Transportation extension
  • Act of God Perils extension

FOR PROFESSIONAL INDEMNITY FOR DOCTORS

Premium

Premium chargeable depends on the:

  • Doctor’s Specialization
  • Limits of indemnity selected
  • Ratio of limits

Main Conditions

  • Excess / Deductible: 1% of Claim amount subject to a max of INR 100,000
  • Territory and Jurisdiction: India only