With increasing income, a car is now within the reach of many. Such an increase in the number of cars on the roads also boosts the likelihood of an accident. This makes car insurance indispensible for every car owner. Not just that, the Motor Vehicles Act mandates that every car owner must possess at least the minimum insurance for his private vehicle. Keeping in mind the types of risks that may damage your car, it would be wise to select comprehensive car insurance so that you can secure your car optimally.
When looking for car insurance quotes, going online is best, as car insurance quotes are easily available on the Internet. This saves you the efforts of travelling to the insurance office or setting aside time from a hectic schedule to meet the insurance agent.
All insurance providers offer the coverage for third party risk , which is the minimum as stipulated by the law. With this cover, the compensation of damages caused to another person (injury or death) during an accident by your insured vehicle is taken care of. This cover also reimburses for the damage caused by your insured vehicle during an accident to another’s property. Not just that, the cover also takes care of any legal liabilities which may arise as a result of an accident. This relieves you of the hassles of arranging for funds during any such untoward incident and keeps your savings secure.
When you choose buy car insurance from ICICI Lombard, you get coverage for your car against damages to your automobile by several natural and man-made sources. This insurance cover offers coverage for personal accident as a part of its policy structure, without charging any additional premium. With this feature, the driver-owner is covered in case an unforeseen event like death or permanent disability occurs due to an accident. This feature makes this car insurance cover one of the best car insurance in India.
Customers also have the option of paying a slightly higher premium to buy the coverage opted for zero depreciation . This cover gives full claim coverage on the value of the damaged parts without any depreciation on them. With this cover, you may also get to make cashless claims and get access to the insurance provider’s network of over garages across the country. Thus, with this feature of your Best car insurance, you are not required to shoulder even a fraction of the bill while replacing damaged car parts.
Thus, by opting for a comprehensive car insurance cover, you get to secure your car with the best car insurance and steer clear of any financial burdens during unforeseen events.
Disclaimer-The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.
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