The law mandates for every car owner to procure at least the minimum required car insurance and ensure its timely renewal. Buying car insurance not only keeps you in line with the law but also safeguards your vehicle from damage during transit. As there is a steady rise in income, cars are now well within the reach of many people. This increase impacts traffic and also multiplies the possibilities of accidents and unfortunate events which may be beyond your control.
When purchasing car insurance in India, it would be beneficial to opt for a comprehensive cover which offers coverage for several risks which you are likely to face in the wake of an unforeseen event. During an accident, the onus of paying for damages caused to surrounding property owned by an individual also shifts to the driver-owner. In such cases, the coverage for third party liability of your car insurance covers the reimbursement of damages to another person’s property as well as severe or permanent disability caused by your insured vehicle as a result of the accident. This coverage for third party liability also includes legal liabilities which may be initiated as a result of such an unexpected event. Therefore, a car insurance policy takes away the worry of arranging for funds to settle damages on a short notice.
With the option to purchase car insurance online, you need not search high and low to secure a good insurance cover for your private automobile. All you need to do is compare and narrow down on a few quotes, weigh out the extent of coverage and make immediate payments online using several options available.
A good policy for car insurance in India will also offer the coverage for personal accident. This cover offers reimbursement to the driver-owner in case of injuries caused in an accident while using the insured vehicle. This cover also extends to an unfortunate event like the death of the driver-owner during such a contingency. Some insurance companies also offer optional accident coverage for co-passengers which can further enhance the coverage of your car insurance policy.
You can also include the coverage for own damage in your comprehensive car insurance and stay secure against any accidental damage caused due to theft and flood, earthquake or other such natural calamities. With this cover in place, you can get your car serviced at any of the network garages of the insurance provider without shouldering even a fraction of the repair costs.
Thus, keeping these reasons in mind, you must insure your vehicle with an appropriate insurance cover. With car insurance online facility, renewal of your policy also becomes hassle-free and you can enjoy uninterrupted coverage.
Disclaimer The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.
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