For every individual, a home is the most important asset as you invest a lot of effort, time and money into buying it. The structure is not the only asset you pay for; you also have to pay for all the furnishings needed in your home. Therefore, it becomes a priority to safeguard the investment you make in your home. You can easily do this by simply getting a good home insurance policy.
But you often wonder if there really is a need to get your house insured. This is because people often buy a house after doing careful research on the safety of the zone in which it lies or of the neighbourhood where it is located. Every house you buy is only after careful calculations.
But, unfortunate incidents and natural calamities do not always knock on the door before they befall. An unforeseen event like fire, explosion, storm and more can cause some damage to your property or its contents. This is when a home insurance policy will come to your aid. Also, a burglary or theft can sweep you off your prized furnishings. With a good coverage plan, it is possible to recover a sizeable amount of the cost you pay to furnish your house.
The right insurance policy protects you from natural or man-made calamities so that your asset is well insured. A comprehensive insurance policy for your property is a wise choice as it not only covers the structure but also the content of your home. This policy can be taken as per the requirements and constraints of the buyer.
You may get option to choose a period of 10 or 5 years to get an insurance cover for both the structure and contents or either one of them as per tenure opted. For the convenience of the buyer, you can now buy insurance online as well without any hassles. When you buy the policy online it may be possible to make the payment with installments via EMI. You can also get optional cover which protects your house against any damage from an act of terrorism. So it is possible to get the right insurance policy which can fit into all your criteria.
To conclude, insurance may not be mandatory for home owners but it is sure to ease the anxiety you experience in dire situations. Thus, insuring your home with the right insurance can be of great benefit in the long run.
Job Code: EC012240ML
Product Code: Misc 118
Disclaimer The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation. IRDA Reg. No. 115
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