A new house is often a big dream for every one to achieve. You strive hard to collect every penny when looking to buy a house. There are times when a person is more focused on ensuring that your house is well furnished with the best gadgets and furniture. Thus, home insurance takes a back seat while you furnish your house with the very best. People often ask a question as to why they really need to insure their home. These reasons will certainly help you determine if you really should protect your home with insurance.
Risks from disasters: You may feel that you live in a safe zone since you bought the house with careful deliberation. But this may not be the same with the constant change in climatic conditions. So, getting your house properly protected with a home insurance certainly is a wise idea. It covers your home against natural as well as man-made disasters like fire, explosion, earthquakes, malicious damage and more. This will take the load and stress off your mind in case a catastrophe strikes when you least expect it.
Risks of theft or vandalism: It is a sad truth of life that incidents of theft and vandalism are always increasing. We often hear cases of houses being broken into while the residents were away. This can be a heart breaking incident for those who furnished their homes with great pleasure. If your home is insured with a comprehensive insurance policy you will have an assurance that in case your property is stolen, you could recover the amount back.
Many people feel that a comprehensive home insurance policy is quite expensive. This is not the case in reality. Such cover is very much within the reach of a common man and is a great choice as it provide the option to covers the structure of the house and its contents. The period of validity can be chosen according to the buyers preferences. You can get the right information you seek by simply going online.
For the convenience of the buyer, it is also possible to buy insurance online so that you do not have to even look for an insurance office. It is possible to get an insurance cover that takes your requirements and constraints into account. For instance, it lets you make the payments in easy monthly installments.
These are some very vital reasons as to why one should have a comprehensive home insurance policy to safeguard the investment they make in their assets.
Job Code: EC012241ML
Product Code:Misc 118
Disclaimer The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation. IRDA Reg. No. 115
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