This gives rise to the need of getting a motor insurance for each and every car. As per the Indian laws (stated in the Motor Vehicle Act) every car being driven on the roads needs to be insured appropriately. If a person is caught driving a car which is not insured then the car owner is likely to be fined heavily.
When one purchases car insurance, it covers the cost of repairs of damage caused by natural calamities, mishaps or theft. An earthquake, flood and hailstorm are some of the unpredictable natural occurrences among others which can cause serious damage to your car. Also, a break-in, car theft and damage due to riot are events that cannot be foreseen.
While driving, you are not just responsible for your own car and safety but that of fellow passengers, pedestrians and other people’s properties. You may cause grievous injury to them or damage their property, both of which may require a high expenditure to recover from. In that case, you are liable to meet the expenditure that arises and your insurance policy can provide assistance in dealing with these unaccounted expenses. These are some of the crucial points that should be considered when looking to buy a motor insurance. In most cases, getting a comprehensive insurance policy is a good idea as it takes a number of factors into its fold like personal coverage, third party coverage and more.
Today, most homes are connected with the internet. This makes life easier on many levels as it brings a number of necessities within just a few mouse clicks. The internet has also made it possible to buy car insurance online without any hassles of taking time out and visiting an insurance office for the same. Buying a policy online dissolves any effort needed to go to an insurance office in person as a digitally signed policy is issued in this case. This means that you can also find this policy in the form of a soft copy online anytime you want.
Apart from purchases, renewing a policy is also convenient using the same channel. It is possible to renew a policy about 60 days prior to its expiry for those who are unable to get it done in person. Thus, getting the appropriate insurance online is certainly wise.