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Insurance Article

To get details on comprehensive insurance in India on cars, visit here!

March 02 2013

With the subsequent increase the traffic, the probability of accidents has also gone up. In order to be prepared for an unfortunate event like a car accident or any man-made calamity affecting your car, it is best to purchase a car insurance policy.

The Indian law also makes it compulsory for every car owner to purchase a motor insurance policy and ensure its timely renewal, failing to do which, you may have to pay a hefty fine. Insurance cos. in India offer four wheeler insurance covers which comply with the norms of the Motor Vehicles Act.

The internet has now become a major factor to gather information on several topics and car insurance purchase is no exception. You can go online and gain access to car insurance quotes from several insurance providers and select a policy which best matches your needs and budget. To buy insurance from ICICI Lombard in India on cars, visit here and gain a through insight into the policy details before you make your purchase.

The coverage for third party liability is compulsory as per the rules set by the Insurance Regulatory and Development Agency (IRDA) and is offered by default by all insurance cos. This cover cushions you against the payment of damage to others involved in an accident with your car. Cost for damages like repair of the other person’s vehicle, damages to the property at the site of the accident and medical expenses for treatment of the other car’s passengers injured in the accident are taken care of with this cover and you can heave a sigh of relief.

The cover for personal accident insurance is another important aspect of a car insurance policy. With this cover, financial assistance is offered to the owner-driver in case of death or permanent disability due to an accident. When you purchase your car insurance from ICICI Lombard, this personal accident cover may be offered as a part of the policy plan without the need to pay additional premium amount.

Apart from purchase, you can also make payments for your car policy online by opting to pay via Credits cards, Debit cards as well as Net Banking. Not only that, you also get the option of purchasing your car insurance in easy payments. With the online feature, all your worries about a lapsed policy are put to rest as you can renew your policy and make online payment conveniently.

It is therefore extremely convenient to buy a car insurance and stay prepared for any unforeseen events which may arise due to accidents or natural calamities.

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