An insurance cover protects your vehicle against risks which are more often not anticipated by you like a natural calamity, an accident or a theft.
One can get a good car insurance cover without having to leave the comfort of their homes by simply going online. It is possible to get a quote for car insurance online in just a few minute. Good car insurance gives you a good risk cover when you need it. Here are a few of the key features a comprehensive car insurance cover must offer.
Third Party Liability cover is a common feature of motor insurance policies as it is a mandatory minimum insurance that a car-owner should get. This liability covers any likely financial losses in case of permanent injury or even death of a person by the vehicle which is insured. It also offers a limited amount as compensation if another person’s property is damaged in event of an accident.
Another feature a motor insurance for car offers is that of personal accident cover. This cover is a must have as it provides quick service and convenience to the buyer in the long run. If a person opts for this personal accident insurance, then the owner-driver is covered if an unfortunate accident results in death or permanent disability. To add value to your motor insurance policy, you can get an optional cover by paying a small amount to insure the co-passengers travelling in the insured vehicle if an unforeseen event occurs.
Another common aspect of most motor insurance policies is that of transferable No Claim Bonus (NCB). The NCB is only likely to increase if he has not made a claim for every consecutive year. Thus, an NCB can lower your premium to increase your savings in the long run.
With the right insurance for car that you purchase, you can get access to over 2700+ network of garages all over India so that you get a quick and hassle-free claim. It is also possible to get a cashless claim with the optional feature of zero depreciation cover on the value of the parts that are replaced.
If one keeps all these features in mind when looking up quotes, you can find a policy that can be tailored to suit all your needs while keeping the premium amount within your desired limit.