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Insurance Article

Avail extensive health insurance benefits with a comprehensive policy

November 27 2012

It is in these times that a health insurance policy becomes extremely important to prevent untimely, unexpected financial losses. The policy offers coverage against several expenses which can considerably reduce the monetary burden in stressful times.

When purchasing a health policy, it is important to select one with a comprehensive cover. This is because the health insurance benefits offered by such a policy are extensive in the nature of their coverage and include several medical and miscellaneous expenses. It would be wise to consider the ICICI Lombard Complete Health Insurance policy, which allows you the option of individual policy or floater cover for your family members (maximum 5 members- 2 Adults and upto 3 children). The minimum entry age for this type of individual policy is 6 years while for the floater cover it is 3 months.

The floater health insurance benefit offered by this policy is very advantageous if you wish to insure your loved ones. A maximum of two adults and three children can be covered with this policy by the payment of a single premium. In line with the policy terms, one or more family members can use the entire sum insured multiple times a year till the policy expires. The payment of a single premium is not only cost effective but convenient as well. You now have to manage the premium payment of a single policy as opposed to several individual policies. The worry of missing out on the renewal date is also put to rest and you along with your loved ones can enjoy uninterrupted benefits offered by this policy.

According to the policy terms, your ICICI Lombard Complete Health Insurance policy offers lifelong renewability and offers a larger sum insured to keep you prepared for any unforeseen medical emergency. This policy also offers cashless claims feature which eliminates the need to pay for sudden hospitalisation expenses. This is because ICICI Lombard has its network of over 4000 quality health care providers located across the country. Thus, you can not only avail of the best possible treatment but also do so without incurring any extra costs.

The policy also allows you to cutomise the insurance by flexibility in structuring the premium. Not only that, you can buy your policy online, make premium payments through several convenient options and renew the policy online as well.

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