We have many things on our must have list, whether it is a dream home or a car. But in that list one of the things that we rarely think about is our health insurance
. Yet when the time of need comes and you are faced with a medical emergency, it is your health insurance that comes to your rescue. High levels of stress, erratic eating habits, lifestyle problems and pressures at work form a dominant part of our lives today. All these things contribute to ill health if not now but later in life. While a lot of us are waking up to the reality of changing our lifestyles and adopting a healthier one, we also need to make sure that we have an almost perfect family insurance. This helps our loved ones through medical emergencies without getting financially affected.
It is you who is responsible for the safety and well being of your family. As the provider it is therefore your responsibility to make sure that you cover all the aspects of your family’s safety and security. Just like you invest in your pension plans and other investments to make sure that your family is well provided for, you also need to guarantee your family’s and your health with a good health insurance plan.
A medical emergency strikes without warning. There are so many families who have been subjected to extreme financial crisis and related emotional and mental stress only because they were not prepared with the right kind of family insurance plan. Many people prefer private facilities that come with their own expense list. Hospitalisation charges, doctors and specialists fees, medical bills and other diagnostic charges amount to a good deal of money.
A major sickness, an accident or a chronic or sudden illness can leave any family paralysed. Whether it is you or a family member that has been affected, you will need to spend a lot of money on treatments and hospitalisation bills. At a time like this the last thing that you want to worry about is how to finance your medical expenses. But with a good family insurance plan you can guarantee your safety and the safety of loved ones easily.
A comprehensive family health insurance plan will give you the following benefits:
1. Hospitalisation charges including doctors and specialists fees
2. Medical bills, diagnostic charges cover
3. Cover for pre and post hospitalisation expense cover
4. Day care expense cover for advanced day carer procedures
5. Pandemic hospitalisation cover
Having a comprehensive family insurance plan in place will ensure that your family is always safe from financial problems arising out of medical emergencies and will be guaranteed the best possible medical care in times of need.