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Insurance Article

Family health insurance policy - Benefits and salient features

December 18 2012

When looking to buy a health insurance cover, it is important to consider several aspects like diseases or health conditions covered, coverage offered for different hospitalisation expenses, premium rates, etc.

When looking to buy health insurance for family members, it would be wise to select a comprehensive health insurance cover. The Complete Health Insurance policy offered by ICICI Lombard is one such comprehensive policy. Through the floater option in this policy, you can insure a maximum of 5 members in your family (2 adults and 3 children) by purchasing a single insurance policy.

This family health insurance cover also offers the benefit of selecting the sum insured up to a maximum of Rs. 10 Lakh. The policy terms and conditions allow one or all members covered to use the entire sum insured till the policy expires. Thus, you not only safeguard your family’s health but also provide them with the best possible health care. By selecting this floater health insurance for your family, you also have the convenience of managing your family’s health in a hassle-free manner. The premium payment and renewal of a single policy with this type of comprehensive health cover will lay to rest all worries about missed payment dates or an expired policy.

With the Complete Health Insurance policy, you can customise your insurance cover as per your needs by including several available add on covers. The premium payable for this policy can also be easily structured according to your requirement and convenience. Buying a comprehensive health insurance for your family is extremely easy as the minimum entry age for floater cover is just 3 months. Thus, all family members including infants can be easily covered with your Complete Health Insurance Policy. For customers under 46 years of age, no medical tests are required to purchase the health insurance policy. This feature is extremely beneficial as you do not need to set aside time from your busy schedule and there is no delay caused in the necessary paperwork. With the changing mode of communication and the paucity of time in busy lifestyles, it is extremely easy to buy health insurance policy family online. Therefore, a thorough knowledge of several important aspects can help you purchase the perfect insurance policy for your loved ones and yourself.

Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation. 

Job Code: EC012285MI

Product Code: Misc. 128

IRDA Reg. No. 115

Toll Free No: 1800 2666

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