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Insurance Article

Health care insurance "Comprehensive cover to enjoy maximum benefits"

January 02 2013

With the rising cost of medicines, health care and specialist’s fees, a medical exigency can burn a hole in your pocket and cause a lot of stress especially if your finances are not in place. To get respite from all these hassles, purchasing a policy for health care insurance would be a wise choice.

A health insurance policy is an investment made to safeguard your finances and avail of optimal health care during a medical crisis. It would thus be wise to opt for a comprehensive health insurance plan as it offers wider coverage with greater benefits. ICICI Lombard Complete Heath Insurance is a comprehensive Icici health policy and may be used as an individual heath cover or a family insurance plan with the floater benefit.

This health care insurance policy does not have any limit on maximum entry age and offers lifelong renewability. Not only that, persons below 46 years of age desirous to buy the policy are also not required to undergo any medical tests which makes the entire process of policy purchase extremely hassle-free. The policy covers all inpatient expenses arising from hospitalisation for more than 24 hours which includes room rent, doctor/surgeon’s fee, medicine charges, etc. As expenses incurred 30 days before and 60 days after hospitalisation are covered, you do not have to worry about costs of diagnostic tests, expenses towards purchase of medications as well as doctor’s fees for the follow-up during convalescence.

Cashless claim feature is the highlight of this Icici health policy as it gives the insured access to the insurer’s network of premium health care providers across the country. Your health policy not only prevents sudden financial loss during medical crises but also ensures optimal health care for the ailing. With several value added benefits like free health checkup for any of the listed illnesses, consultation with dietitian or nutritionist, along with online chat with doctor as per opted plan not only enhances policy features but can further cut down several expenses to be borne by the insured.

This health policy offers the insured the freedom to structure the premium according to this requirement. Not just that, with the online purchase facility, you are only required to fill in a few essential details so that the online calculator can generate the premium amount payable for the selected insurance cover. Payment can be made through several convenient options like Net Banking or via your Debit or Credit Cards to generate a digitally signed copy of your ICICI Lombard insurance cover.

Keeping these policy features in mind, it would be beneficial to select a comprehensive insurance cover.

Disclaimer - 

The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation. IRDA Reg. No. 115

Toll Free No: 1800 2666 

Job Code: EC012386MI


Product
 Code: Misc.128 

 

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